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市场调查报告书
商品编码
1645719

全球数位汇款市场按费用类型、管道和最终用户划分 - 机会分析和行业预测，2024 年至 2033 年

Digital Remittance Market By Fee Type (Inward, Outward), By Channel (Banks, Money Transfer Operators, Others), By End User (Business, Personal): Global Opportunity Analysis and Industry Forecast, 2024-2033
出版日期: | 出版商: Allied Market Research | 英文 276 Pages | 商品交期: 2-3个工作天内

价格
简介目录

预计 2023 年数位汇款市场价值将达到 201.9 亿美元，到 2033 年将达到 1,021.49 亿美元，2024 年至 2033 年的复合年增长率为 17.4%。

数位汇款市场-IMG1

数位汇款是指以电子方式跨境汇款的过程，通常使用行动应用程式、网路银行或专用汇款网站等数位平台。与依赖实体代理和处理现金的传统汇款方式不同，数位汇款利用先进的技术为国际汇款提供更快、更安全、更具成本效益的解决方案。它被个人，特别是移民工人广泛使用，向不同国家的家人汇款。

受智慧型手机普及率和网路存取不断提高等因素的推动，全球数位汇款市场正在经历强劲成长，尤其是在新兴国家。根据 GSMA 行动连线指数（一份涵盖 170 个国家和 7 个次区域的全球行动连线和数位经济指南）发布的研究，到 2022 年，行动网路用户将达到约 46 亿。此外，预计 2020 年将有 2.81 亿人出国旅行（《2024 年世界移民报告》），对无缝高效汇款解决方案的需求大幅增长，推动了数位汇款平台的采用。此外，数位汇款服务为银行帐户和银行帐户的人提供了进入正规金融体系的机会，从而刺激了市场成长。例如，数位钱包和行动货币服务正在填补撒哈拉以南非洲等地区的空白。此外，由于行动限制和非接触式交易的需求，新冠疫情加速了从现金支付向数位付款的转变，从而推动了数位汇款市场的成长。然而，高昂的交易费用是市场成长的一大障碍。此外，非洲和南亚农村地区数位基础设施不足限制了数位汇款平台的采用。相反，人工智慧、区块链和基于 API 的平台的结合正在简化流程并确保更快、更可靠和可扩展的汇款服务。区块链因其能够实现经济高效且安全的资金转帐而越来越受欢迎。预计这些发展将为预测期内全球市场的扩张提供有利可图的机会。

数位汇款市场分为费用类型、通路、最终用户和地区。根据费用类型，市场分为入境和出境。依管道分为银行、汇款公司、其他。根据最终用户，进一步分为个人用途和商业用途。按地区分析，涵盖北美、欧洲、亚太地区、拉丁美洲、中东和非洲。

主要发现

依费用类型划分，2023 年出境旅游占据市场主导地位。

基于通路，汇款经纪商部门将在 2023 年占据全球数位汇款市场占有率的主导地位，预计在 2024 年至 2033 年期间将实现最高复合年增长率。

根据最终用户来看，个人细分市场在 2023 年的成长最快。

根据地区，预计 2023 年拉丁美洲、中东和非洲将在数位汇款市场中占据最高市场占有率，而亚太地区预计将在预测期内实现最高成长率。

竞争分析

相关人员的主要利益

该研究对数位汇款市场预测以及当前和未来趋势进行了深入分析，解释了即将到来的投资领域。

它提供有关数位汇款市场趋势的关键市场驱动因素、限制因素、机会和影响分析的资讯。

波特五力分析阐明了某个产业中的买家和供应商的影响力。

它对 2023 年至 2033 年的数位汇款市场进行了定量分析，以确定市场潜力。

此报告可进行客製化（可能需要支付额外费用和製定时间表）

  • 最终用户的偏好和痛点
  • 按地区分類的行业生命週期评估
  • 产品基准/产品规格及应用
  • 产品生命週期
  • 情境分析与成长趋势比较
  • 科技趋势分析
  • 打入市场策略
  • 按产品/细分市场进行市场细分
  • 主要企业的新产品开发/产品矩阵
  • 痛点分析
  • 监管指南
  • 策略建议
  • 根据客户兴趣客製的其他公司简介
  • 按国家或地区进行的额外分析 - 市场规模和预测
  • 品牌占有率分析
  • 交叉細項分析-市场规模与预测
  • 扩展公司简介列表
  • 历史市场资料
  • 按世界/地区/国家/地区分析企业市场占有率
  • SWOT 分析

目录

第 1 章 简介

第 2 章执行摘要

第三章 市场概况

  • 市场定义和范围
  • 主要发现
    • 影响因素
    • 主要投资机会
  • 波特五力分析
  • 市场动态
    • 驱动程式
      • 智慧型手机和网路连线的兴起
      • 移民人口增加和跨境汇款需求
      • 金融科技和数位付款技术的进步
    • 限制因素
      • 监理限制和合规要求
      • 与网上交易相关的安全问题和风险
    • 机会
      • 新兴市场尚未开发的潜力

第四章 数位汇款市场依费用类型划分

  • 概述
  • 向内
  • 外部的

第五章 数位汇款市场按通路划分

  • 概述
  • 银行
  • 汇款业者
  • 其他的

第六章 数位汇款市场（依最终用户）

  • 概述
  • 企业
  • 个人

7. 按地区分類的数位汇款市场

  • 概述
  • 北美洲
    • 美国
    • 加拿大
  • 欧洲
    • 英国
    • 德国
    • 法国
    • 义大利
    • 西班牙
    • 其他的
  • 亚太地区
    • 中国
    • 日本
    • 印度
    • 澳洲
    • 韩国
    • 其他的
  • 拉丁美洲
    • 拉丁美洲
    • 中东
    • 非洲

第八章 竞争格局

  • 介绍
  • 关键成功策略
  • 前 10 家公司的产品映射
  • 竞争仪錶板
  • 竞争热图
  • 主要企业定位（2023年）

第九章 公司简介

  • Nium Pte. Ltd.
  • Wise Payments Limited
  • Western Union Holdings, Inc.
  • Ria Financial Services
  • Digital Wallet Inc.
  • TransferGo Ltd.
  • WorldRemit
  • MoneyGram.
  • PayPal Holdings Inc.
  • Remitly, Inc.
简介目录
Product Code: A02630

The digital remittance market was valued at $20,190.0 million in 2023 and is estimated to reach $102,149.6 million by 2033, exhibiting a CAGR of 17.4% from 2024 to 2033.

Digital Remittance Market - IMG1

Digital remittance refers to the process of transferring money electronically across borders using digital platforms, often through mobile apps, online banking, or dedicated remittance websites. Unlike traditional money transfer methods that rely on physical agents or cash handling, digital remittance leverages advanced technology to provide faster, more secure, and cost-effective solutions for sending money internationally. It is widely used by individuals, particularly migrant workers, to send funds to their families in different countries.

The global digital remittance market is witnessing robust growth due to factors such as increase in smartphone penetration and enhanced internet access, particularly in emerging economies. According to a study published by the GSMA Mobile Connectivity Index-a global mobile connectivity and digital economy guide covering 170 countries and 7 sub-regions-approximately 4.6 billion individuals were mobile internet users in 2022. In addition, with an estimated 281 million international migrants in 2020-as stated by the World Migration Report 2024-the demand for seamless and efficient money transfer solutions has surged significantly, driving the adoption of digital remittance platforms. Moreover, digital remittance services provide unbanked and underbanked populations access to the formal financial system, which fosters the market growth. For instance, digital wallets and mobile money services are bridging the gap in regions like sub-Saharan Africa. Furthermore, the outbreak of the COVID-19 pandemic accelerated the shift from cash-based to digital payments due to mobility restrictions and the need for contactless transactions, thereby augmenting the growth of the digital remittance market. However, high transaction fees significantly hampers the market growth. In addition, inadequate digital infrastructure in rural parts of Africa or South Asia limits the adoption of digital remittance platforms. On the contrary, the incorporation of AI, blockchain, and API-based platforms has streamlined processes, ensuring faster, more reliable, and scalable remittance services. Blockchain, in particular, has gained traction for enabling cost-effective and secure transfers. Such developments are expected to offer remunerative opportunities for the expansion of the global market during the forecast period.

The digital remittance market is segmented into fee type, channel, end user, and region. On the basis of fee type, the market is bifurcated into inward and outward. Depending on channel, it is segregated into banks, money transfer operators, and others. By end user, it is fragmented into personal and business. Region wise, it is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

Key Findings

Depending on fee type, the outward dominated the market in 2023.

On the basis of channel, the global digital remittance market share was dominated by the money transfer operators segment in 2023, and is expected to register the highest CAGR from 2024 to 2033.

By end user, the personal segment exhibited the highest growth in 2023.

Region wise, LAMEA attained the highest market share in the digital remittance market in 2023; however, Asia-Pacific is projected to grow at the highest rate during the forecast period.

Competitive Analysis

The key players operating in the digital remittance market include Remitly, Inc., Wise Payments Limited, Western Union Holdings, Inc., Ria Financial Services, Digital Wallet Inc., TransferGo Ltd., WorldRemit, MoneyGram., PayPal Holdings Inc., and Nium Pte. Ltd. These players have adopted various strategies such as acquisition, agreement, collaboration, joint venture, partnership, and product launch to increase their market penetration and strengthen their position in the competitive market.

Key Benefits for Stakeholders

The study provides an in-depth analysis of the digital remittance market forecast along with the current and future trends to explain the imminent investment pockets.

Information about key drivers, restraints, and opportunities and their impact analysis on digital remittance market trends is provided in the report.

The Porter's five forces analysis illustrates the potency of the buyers and suppliers operating in the industry.

The quantitative analysis of the digital remittance market from 2023 to 2033 is provided to determine the market potential.

Additional benefits you will get with this purchase are:

  • Quarterly Update and* (only available with a corporate license, on listed price)
  • 5 additional Company Profile of client Choice pre- or Post-purchase, as a free update.
  • Free Upcoming Version on the Purchase of Five and Enterprise User License.
  • 16 analyst hours of support* (post-purchase, if you find additional data requirements upon review of the report, you may receive support amounting to 16 analyst hours to solve questions, and post-sale queries)
  • 15% Free Customization* (in case the scope or segment of the report does not match your requirements, 15% is equivalent to 3 working days of free work, applicable once)
  • Free data Pack on the Five and Enterprise User License. (Excel version of the report)
  • Free Updated report if the report is 6-12 months old or older.
  • 24-hour priority response*
  • Free Industry updates and white papers.

Possible Customization with this report (with additional cost and timeline, please talk to the sales executive to know more)

  • End user preferences and pain points
  • Industry life cycle assessment, by region
  • Product Benchmarking / Product specification and applications
  • Product Life Cycles
  • Senario Analysis & Growth Trend Comparision
  • Technology Trend Analysis
  • Go To Market Strategy
  • Market share analysis of players by products/segments
  • New Product Development/ Product Matrix of Key Players
  • Pain Point Analysis
  • Regulatory Guidelines
  • Strategic Recommedations
  • Additional company profiles with specific to client's interest
  • Additional country or region analysis- market size and forecast
  • Brands Share Analysis
  • Criss-cross segment analysis- market size and forecast
  • Expanded list for Company Profiles
  • Historic market data
  • Market share analysis of players at global/region/country level
  • SWOT Analysis

Key Market Segments

By Fee Type

  • Inward
  • Outward

By Channel

  • Banks
  • Money Transfer Operators
  • Others

By End User

  • Business
  • Personal

By Region

  • North America
    • U.S.
    • Canada
  • Europe
    • UK
    • Germany
    • France
    • Italy
    • Spain
    • Rest of Europe
  • Asia-Pacific
    • China
    • Japan
    • India
    • Australia
    • South Korea
    • Rest of Asia-Pacific
  • LAMEA
    • Latin America
    • Middle East
    • Africa

Key Market Players:

    • Western Union Holdings, Inc.
    • Nium Pte. Ltd.
    • PayPal Holdings Inc.
    • Digital Wallet Inc.
    • TransferGo Ltd.
    • WorldRemit
    • MoneyGram.
    • Wise Payments Limited
    • Remitly, Inc.
    • Ria Financial Services

TABLE OF CONTENTS

CHAPTER 1: INTRODUCTION

  • 1.1. Report description
  • 1.2. Key market segments
  • 1.3. Key benefits to the stakeholders
  • 1.4. Research methodology
    • 1.4.1. Primary research
    • 1.4.2. Secondary research
    • 1.4.3. Analyst tools and models

CHAPTER 2: EXECUTIVE SUMMARY

  • 2.1. CXO perspective

CHAPTER 3: MARKET OVERVIEW

  • 3.1. Market definition and scope
  • 3.2. Key findings
    • 3.2.1. Top impacting factors
    • 3.2.2. Top investment pockets
  • 3.3. Porter's five forces analysis
    • 3.3.1. Moderate bargaining power of suppliers
    • 3.3.2. Moderate threat of new entrants
    • 3.3.3. Low to moderate threat of substitutes
    • 3.3.4. Moderate to high intensity of rivalry
    • 3.3.5. Low to moderate bargaining power of buyers
  • 3.4. Market dynamics
    • 3.4.1. Drivers
      • 3.4.1.1. Increasing adoption of smartphones and internet connectivity
      • 3.4.1.2. Growing migrant population and the need for cross-border money transfers
      • 3.4.1.3. Advancements in fintech and digital payment technologies
    • 3.4.2. Restraints
      • 3.4.2.1. Regulatory constraints and compliance requirements
      • 3.4.2.2. Security concerns and risks associated with online transactions
    • 3.4.3. Opportunities
      • 3.4.3.1. Untapped potential in emerging markets

CHAPTER 4: DIGITAL REMITTANCE MARKET, BY FEE TYPE

  • 4.1. Overview
    • 4.1.1. Market size and forecast
  • 4.2. Inward
    • 4.2.1. Key market trends, growth factors and opportunities
    • 4.2.2. Market size and forecast, by region
    • 4.2.3. Market share analysis by country
  • 4.3. Outward
    • 4.3.1. Key market trends, growth factors and opportunities
    • 4.3.2. Market size and forecast, by region
    • 4.3.3. Market share analysis by country

CHAPTER 5: DIGITAL REMITTANCE MARKET, BY CHANNEL

  • 5.1. Overview
    • 5.1.1. Market size and forecast
  • 5.2. Banks
    • 5.2.1. Key market trends, growth factors and opportunities
    • 5.2.2. Market size and forecast, by region
    • 5.2.3. Market share analysis by country
  • 5.3. Money Transfer Operators
    • 5.3.1. Key market trends, growth factors and opportunities
    • 5.3.2. Market size and forecast, by region
    • 5.3.3. Market share analysis by country
  • 5.4. Others
    • 5.4.1. Key market trends, growth factors and opportunities
    • 5.4.2. Market size and forecast, by region
    • 5.4.3. Market share analysis by country

CHAPTER 6: DIGITAL REMITTANCE MARKET, BY END USER

  • 6.1. Overview
    • 6.1.1. Market size and forecast
  • 6.2. Business
    • 6.2.1. Key market trends, growth factors and opportunities
    • 6.2.2. Market size and forecast, by region
    • 6.2.3. Market share analysis by country
  • 6.3. Personal
    • 6.3.1. Key market trends, growth factors and opportunities
    • 6.3.2. Market size and forecast, by region
    • 6.3.3. Market share analysis by country

CHAPTER 7: DIGITAL REMITTANCE MARKET, BY REGION

  • 7.1. Overview
    • 7.1.1. Market size and forecast By Region
  • 7.2. North America
    • 7.2.1. Key market trends, growth factors and opportunities
    • 7.2.2. Market size and forecast, by Fee Type
    • 7.2.3. Market size and forecast, by Channel
    • 7.2.4. Market size and forecast, by End User
    • 7.2.5. Market size and forecast, by country
      • 7.2.5.1. U.S.
      • 7.2.5.1.1. Market size and forecast, by Fee Type
      • 7.2.5.1.2. Market size and forecast, by Channel
      • 7.2.5.1.3. Market size and forecast, by End User
      • 7.2.5.2. Canada
      • 7.2.5.2.1. Market size and forecast, by Fee Type
      • 7.2.5.2.2. Market size and forecast, by Channel
      • 7.2.5.2.3. Market size and forecast, by End User
  • 7.3. Europe
    • 7.3.1. Key market trends, growth factors and opportunities
    • 7.3.2. Market size and forecast, by Fee Type
    • 7.3.3. Market size and forecast, by Channel
    • 7.3.4. Market size and forecast, by End User
    • 7.3.5. Market size and forecast, by country
      • 7.3.5.1. UK
      • 7.3.5.1.1. Market size and forecast, by Fee Type
      • 7.3.5.1.2. Market size and forecast, by Channel
      • 7.3.5.1.3. Market size and forecast, by End User
      • 7.3.5.2. Germany
      • 7.3.5.2.1. Market size and forecast, by Fee Type
      • 7.3.5.2.2. Market size and forecast, by Channel
      • 7.3.5.2.3. Market size and forecast, by End User
      • 7.3.5.3. France
      • 7.3.5.3.1. Market size and forecast, by Fee Type
      • 7.3.5.3.2. Market size and forecast, by Channel
      • 7.3.5.3.3. Market size and forecast, by End User
      • 7.3.5.4. Italy
      • 7.3.5.4.1. Market size and forecast, by Fee Type
      • 7.3.5.4.2. Market size and forecast, by Channel
      • 7.3.5.4.3. Market size and forecast, by End User
      • 7.3.5.5. Spain
      • 7.3.5.5.1. Market size and forecast, by Fee Type
      • 7.3.5.5.2. Market size and forecast, by Channel
      • 7.3.5.5.3. Market size and forecast, by End User
      • 7.3.5.6. Rest of Europe
      • 7.3.5.6.1. Market size and forecast, by Fee Type
      • 7.3.5.6.2. Market size and forecast, by Channel
      • 7.3.5.6.3. Market size and forecast, by End User
  • 7.4. Asia-Pacific
    • 7.4.1. Key market trends, growth factors and opportunities
    • 7.4.2. Market size and forecast, by Fee Type
    • 7.4.3. Market size and forecast, by Channel
    • 7.4.4. Market size and forecast, by End User
    • 7.4.5. Market size and forecast, by country
      • 7.4.5.1. China
      • 7.4.5.1.1. Market size and forecast, by Fee Type
      • 7.4.5.1.2. Market size and forecast, by Channel
      • 7.4.5.1.3. Market size and forecast, by End User
      • 7.4.5.2. Japan
      • 7.4.5.2.1. Market size and forecast, by Fee Type
      • 7.4.5.2.2. Market size and forecast, by Channel
      • 7.4.5.2.3. Market size and forecast, by End User
      • 7.4.5.3. India
      • 7.4.5.3.1. Market size and forecast, by Fee Type
      • 7.4.5.3.2. Market size and forecast, by Channel
      • 7.4.5.3.3. Market size and forecast, by End User
      • 7.4.5.4. Australia
      • 7.4.5.4.1. Market size and forecast, by Fee Type
      • 7.4.5.4.2. Market size and forecast, by Channel
      • 7.4.5.4.3. Market size and forecast, by End User
      • 7.4.5.5. South Korea
      • 7.4.5.5.1. Market size and forecast, by Fee Type
      • 7.4.5.5.2. Market size and forecast, by Channel
      • 7.4.5.5.3. Market size and forecast, by End User
      • 7.4.5.6. Rest of Asia-Pacific
      • 7.4.5.6.1. Market size and forecast, by Fee Type
      • 7.4.5.6.2. Market size and forecast, by Channel
      • 7.4.5.6.3. Market size and forecast, by End User
  • 7.5. LAMEA
    • 7.5.1. Key market trends, growth factors and opportunities
    • 7.5.2. Market size and forecast, by Fee Type
    • 7.5.3. Market size and forecast, by Channel
    • 7.5.4. Market size and forecast, by End User
    • 7.5.5. Market size and forecast, by country
      • 7.5.5.1. Latin America
      • 7.5.5.1.1. Market size and forecast, by Fee Type
      • 7.5.5.1.2. Market size and forecast, by Channel
      • 7.5.5.1.3. Market size and forecast, by End User
      • 7.5.5.2. Middle East
      • 7.5.5.2.1. Market size and forecast, by Fee Type
      • 7.5.5.2.2. Market size and forecast, by Channel
      • 7.5.5.2.3. Market size and forecast, by End User
      • 7.5.5.3. Africa
      • 7.5.5.3.1. Market size and forecast, by Fee Type
      • 7.5.5.3.2. Market size and forecast, by Channel
      • 7.5.5.3.3. Market size and forecast, by End User

CHAPTER 8: COMPETITIVE LANDSCAPE

  • 8.1. Introduction
  • 8.2. Top winning strategies
  • 8.3. Product mapping of top 10 player
  • 8.4. Competitive dashboard
  • 8.5. Competitive heatmap
  • 8.6. Top player positioning, 2023

CHAPTER 9: COMPANY PROFILES

  • 9.1. Nium Pte. Ltd.
    • 9.1.1. Company overview
    • 9.1.2. Key executives
    • 9.1.3. Company snapshot
    • 9.1.4. Operating business segments
    • 9.1.5. Product portfolio
  • 9.2. Wise Payments Limited
    • 9.2.1. Company overview
    • 9.2.2. Key executives
    • 9.2.3. Company snapshot
    • 9.2.4. Operating business segments
    • 9.2.5. Product portfolio
    • 9.2.6. Business performance
  • 9.3. Western Union Holdings, Inc.
    • 9.3.1. Company overview
    • 9.3.2. Key executives
    • 9.3.3. Company snapshot
    • 9.3.4. Operating business segments
    • 9.3.5. Product portfolio
    • 9.3.6. Business performance
  • 9.4. Ria Financial Services
    • 9.4.1. Company overview
    • 9.4.2. Key executives
    • 9.4.3. Company snapshot
    • 9.4.4. Operating business segments
    • 9.4.5. Product portfolio
    • 9.4.6. Key strategic moves and developments
  • 9.5. Digital Wallet Inc.
    • 9.5.1. Company overview
    • 9.5.2. Key executives
    • 9.5.3. Company snapshot
    • 9.5.4. Operating business segments
    • 9.5.5. Product portfolio
    • 9.5.6. Key strategic moves and developments
  • 9.6. TransferGo Ltd.
    • 9.6.1. Company overview
    • 9.6.2. Key executives
    • 9.6.3. Company snapshot
    • 9.6.4. Operating business segments
    • 9.6.5. Product portfolio
  • 9.7. WorldRemit
    • 9.7.1. Company overview
    • 9.7.2. Key executives
    • 9.7.3. Company snapshot
    • 9.7.4. Operating business segments
    • 9.7.5. Product portfolio
  • 9.8. MoneyGram.
    • 9.8.1. Company overview
    • 9.8.2. Key executives
    • 9.8.3. Company snapshot
    • 9.8.4. Operating business segments
    • 9.8.5. Product portfolio
  • 9.9. PayPal Holdings Inc.
    • 9.9.1. Company overview
    • 9.9.2. Key executives
    • 9.9.3. Company snapshot
    • 9.9.4. Operating business segments
    • 9.9.5. Product portfolio
    • 9.9.6. Business performance
  • 9.10. Remitly, Inc.
    • 9.10.1. Company overview
    • 9.10.2. Key executives
    • 9.10.3. Company snapshot
    • 9.10.4. Operating business segments
    • 9.10.5. Product portfolio
    • 9.10.6. Business performance