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金融科技

市场调查报告书

商品编码

1535956

数位汇款市场规模 - 按类型（汇入汇款、汇出汇款）、支付模式（银行转帐、汇款业者、线上平台、其他）、最终用户（个人、企业）和预测，2024 - 2032 年

Digital Remittance Market Size - By Type (Inward Remittance, Outward Remittance), By Payment Mode (Banks Transfer, Money Transfer Operators, Online Platforms, Others), By End User (Personal, Business) & Forecast, 2024 - 2032

出版日期: 2024年06月27日 | 出版商:

Global Market Insights Inc. | 英文 220 Pages | 商品交期: 2-3个工作天内

价格

简介目录

在科技的快速进步以及智慧型手机和网路连线的广泛使用的推动下，数位汇款市场预计在 2024 年至 2032 年期间复合年增长率将达到 18%。行动应用程式和线上平台的激增简化了跨境汇款，提高了可及性和便利性。此外，区块链和数位钱包的创新提高了交易安全性和速度，促进了市场成长。例如，银行业领先的区块链网路 Ripple 声称，在印度实施区块链技术可以将全球支付成本降低 42-60%。

值得注意的是，金融包容性的推动，特别是在新兴经济体，为更多个人和企业提供了数位金融工具，促进了无缝跨境交易。此外，对具有成本效益且透明的汇款解决方案的需求不断增长，也提振了市场。

整个数位汇款产业根据类型、支付模式、最终用户和地区进行分类。

由于国际移民增加以及外籍人士汇回本国的需求不断增加，汇出汇款部分在预测期内有望实现可观成长。随着全球劳动力变得更加分散，对高效、安全且经济高效的国际资金转移解决方案的需求激增。与传统方法相比，数位汇款平台透过提供简化的服务、更低的交易费用和更快的处理时间来满足这一需求。促进无缝跨境交易的使用者友善体验正在推动汇出汇款领域的需求。

由于用户便利性和可访问性的增强，线上平台细分市场预计到 2032 年将占据主要市场份额。向线上平台的转变可以实现即时转帐、即时追踪以及交易成本的更大透明度。随着行动应用程式和基于网路的金融服务的普及，个人几乎可以从任何地方轻鬆汇款和收款，从而使汇款流程更加高效和用户友好。金融交易对速度、成本效益和可访问性的需求正在推动线上支付模式的采用。

由于对技术的日益依赖以及对高效跨境支付解决方案不断增长的需求，欧洲数位汇款市场将在 2032 年实现强劲增长。随着欧洲消费者和企业寻求便利且经济高效的国际汇款方式，数位汇款服务越来越受欢迎。区块链和人工智慧等先进技术的融合正在提高交易的速度和安全性。此外，欧洲多样化的人口和经济格局，以大量移民人口和对金融创新的高度重视为特点，为整个地区市场的持续增长提供了肥沃的土壤。

产业生态系统分析
供应商矩阵
技术与创新格局
专利分析
重要新闻和倡议
监管环境
衝击力
- 成长动力
  - 创意产业需求不断成长
  - 对生产力解决方案的需求增加
  - 向远距工作和弹性工作的转变
  - 游戏和娱乐的需求不断增长
  - 显示技术的进步
- 产业陷阱与挑战
  - 电池寿命有限
  - 软体优化挑战
成长潜力分析
波特的分析
PESTEL分析

第 4 章：竞争格局

公司市占率分析
竞争定位矩阵
战略展望矩阵

第 5 章：市场估计与预测：按类型，2021 - 2032

主要趋势
汇入汇款
汇出汇款

第 6 章：市场估计与预测：按支付模式，2021 - 2032 年

主要趋势
银行转帐
汇款业者
线上平台
其他的

第 7 章：市场估计与预测：按最终用户划分，2021 - 2032 年

主要趋势
个人的
商业
- 中小企业
- 大型企业

第 8 章：市场估计与预测：按地区，2021 - 2032

主要趋势
北美洲
- 我们
- 加拿大
欧洲
- 英国
- 德国
- 法国
- 义大利
- 西班牙
- 欧洲其他地区
亚太地区
- 中国
- 印度
- 日本
- 韩国
- 澳新银行
- 亚太地区其他地区
拉丁美洲
- 巴西
- 墨西哥
- 拉丁美洲其他地区
MEA
- 阿联酋
- 沙乌地阿拉伯
- 南非
- MEA 的其余部分

第 9 章：公司简介

Azimo B.V.
Digital Wallet Corporation
InstaReM Pvt. Ltd.
MoneyGram
Nium Pte. Ltd.
OzForex Limited
Payoneer Global Inc
PayPal Holdings, Inc.
Paysafe Limited
Remitly, Inc.
Revolut
Ria Financial Services Ltd.
Transfast
TransferGo Ltd.
TransferWise
WeChat Pay
Western Union Holdings, Inc.
WorldRemit Ltd

简介目录

Product Code: 10034

Digital Remittance Market is slated to record 18% CAGR over 2024-2032, driven by rapid technological advancements and the widespread use of smartphones and internet connectivity. The surge in mobile apps and online platforms has streamlined cross-border money transfers, enhancing accessibility and convenience. Moreover, innovations in blockchain and digital wallets have bolstered transaction security and speed, catalyzing market growth. For example, Ripple, a leading blockchain network in the banking sector, asserts that implementing blockchain technology in India could reduce global payment costs by 42-60 percent.

Notably, the push for financial inclusion, especially in emerging economies, has empowered more individuals and businesses with digital financial tools, facilitating seamless cross-border transactions. Furthermore, the market is buoyed by a rising demand for cost-effective and transparent money transfer solutions.

The overall digital remittance industry is classified based on type, payment mode, end-user, and region.

The outward remittance segment is poised for decent growth over the forecast period, due to increasing international migration and the rising need for expatriates to send money back to their home countries. As global workforces become more dispersed, the demand for efficient, secure, and cost-effective solutions for transferring funds internationally has surged. Digital remittance platforms cater to this need by offering streamlined services with lower transaction fees and faster processing times compared to traditional methods. The user-friendly experience that facilitates seamless cross-border transactions is pushing the demand in outward remittance segment.

The online platforms segment is set to record a major market share by 2032, attributed to enhanced convenience and accessibility for users. The shift towards online platforms allows for instantaneous money transfers, real-time tracking, and greater transparency in transaction costs. With the proliferation of mobile apps and web-based financial services, individuals can easily send and receive money from virtually anywhere, making the remittance process more efficient and user-friendly. The need for speed, cost-effectiveness, and accessibility in financial transactions is pushing the adoption of online payment modes.

Europe digital remittance market will register robust growth through 2032, driven by the increasing reliance on technology and the growing demand for efficient cross-border payment solutions. As European consumers and businesses seek convenient and cost-effective methods for sending money internationally, digital remittance services are gaining traction. The integration of advanced technologies such as blockchain and artificial intelligence is enhancing the speed and security of transactions. Additionally, Europe's diverse demographic and economic landscape, characterized by significant migrant populations and a strong focus on financial innovation, provides a fertile ground for the continued market growth across the region.

Chapter 1 Scope & Methodology

1.1 Market scope & definition
1.2 Base estimates & calculations
1.3 Forecast parameters
1.4 Data sources
- 1.4.1 Primary
- 1.4.2 Secondary
  - 1.4.2.1 Paid sources
  - 1.4.2.2 Public sources

Chapter 2 Executive Summary

2.1 Industry 360º synopsis, 2021 - 2032

Chapter 3 Industry Insights

3.1 Industry ecosystem analysis
3.2 Vendor matrix
3.3 Technology & innovation landscape
3.4 Patent analysis
3.5 Key news and initiatives
3.6 Regulatory landscape
3.7 Impact forces
- 3.7.1 Growth drivers
  - 3.7.1.1 Rising demand from creative industries
  - 3.7.1.2 Increased demand for productivity solutions
  - 3.7.1.3 The shift toward remote work and flexible work
  - 3.7.1.4 Increasing demand from gaming and entertainment
  - 3.7.1.5 Advancements in display technology
- 3.7.2 Industry pitfalls & challenges
  - 3.7.2.1 Limited battery life
  - 3.7.2.2 Software optimization challenges
3.8 Growth potential analysis
3.9 Porter's analysis
- 3.9.1 Supplier power
- 3.9.2 Buyer power
- 3.9.3 Threat of new entrants
- 3.9.4 Threat of substitutes
- 3.9.5 Industry rivalry
3.10 PESTEL analysis

Chapter 4 Competitive Landscape, 2023

4.1 Company market share analysis
4.2 Competitive positioning matrix
4.3 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Type, 2021 - 2032 (USD billion and transaction volume USD billion)

5.1 Key trends
5.2 Inward remittance
5.3 Outward remittance

Chapter 6 Market Estimates & Forecast, By Payment Mode, 2021 - 2032 (USD billion and transaction volume USD billion)

6.1 Key trends
6.2 Banks transfer
6.3 Money transfer operators
6.4 Online platforms
6.5 Others

Chapter 7 Market Estimates & Forecast, By End User, 2021 - 2032 (USD billion and transaction volume USD billion)

7.1 Key trends
7.2 Personal
7.3 Business
- 7.3.1 SME
- 7.3.2 Large enterprises

Chapter 8 Market Estimates & Forecast, By Region, 2021 - 2032 (USD billion and transaction volume USD billion)

8.1 Key trends
8.2 North America
- 8.2.1 U.S.
- 8.2.2 Canada
8.3 Europe
- 8.3.1 UK
- 8.3.2 Germany
- 8.3.3 France
- 8.3.4 Italy
- 8.3.5 Spain
- 8.3.6 Rest of Europe
8.4 Asia Pacific
- 8.4.1 China
- 8.4.2 India
- 8.4.3 Japan
- 8.4.4 South Korea
- 8.4.5 ANZ
- 8.4.6 Rest of Asia Pacific
8.5 Latin America
- 8.5.1 Brazil
- 8.5.2 Mexico
- 8.5.3 Rest of Latin America
8.6 MEA
- 8.6.1 UAE
- 8.6.2 Saudi Arabia
- 8.6.3 South Africa
- 8.6.4 Rest of MEA