市场调查报告书
商品编码
1119124
SOHO 移动银行全球市场规模研究,按服务,按平台,按最终用户,按地区预测 2022-2028Global SOHO Mobile Banking Market Size study, By Services, By Platform, By End User, and Regional Forecasts 2022-2028 |
SOHO手机银行被定义为在小型办公室或家庭办公室使用手机银行。
SOHO是指由个体户组成的私营企业。SOHO业务的手机银行带来了便利、省时、降低成本、可操作性和运营效率等诸多优势。全球初创企业文化的兴起、数位银行解决方案的日益普及以及主要参与者不断推出的产品是推动全球市场需求的因素。例如,根据 Statista 的数据,截至 2021 年,美国将有 1.97 亿数位银行用户,预计到 2025 年,该国的数位银行用户数量将增长到 2.17 亿。此外,在主要市场,针对 SOHO 手机银行日益增长的需求,我们正在为 SOHO 公司推出创新的手机银行产品和服务。例如,2021 年 11 月,总部位于印度的 Kinara Capital 宣布推出一款新的配套 myKinara 移动应用程序。该应用程序是无担保小企业贷款领域的第一个应用程序,myKinara 应用程序以 24 小时周转时间 (TAT) 以数位方式提供无担保商业贷款。此外,2022 年 6 月,总部位于印度的 ICICI 银行为微型、中小型企业 (MSME) 推出了可供其他银行客户使用的数位服务。这项新功能可通过银行的 InstaBIZ 应用程序的新版本获得。此外,预计 5G 技术的普及和移动银行解决方案的技术进步将成为预测期内市场需求的催化剂。然而,在 2022-2028 年的预测期内,对数据洩露的担忧日益加剧阻碍了市场增长。
SOHO 移动银行全球市场研究中考虑的主要地区是亚太地区、北美、欧洲、拉丁美洲和世界其他地区。由于移动银行解决方案的使用越来越多以及主要参与者的存在,北美已成为全球市场份额的主要地区。另一方面,预计亚太地区将在 2022 年至 2028 年期间呈现显着的增长率。预计亚太地区创业文化的蓬勃发展和主要参与者不断推出新产品等因素将为亚太地区SOHO手机银行市场创造良好的增长前景。
本报告中包括的主要市场进入者是:
本研究的目的是确定近年来各个细分市场和国家的市场规模,并预测未来八年的价值。本报告旨在捕捉所研究的每个地区和国家的行业的定性和定量方面。此外,它还提供了有关关键方面的详细信息,例如定义市场未来增长的驱动因素和挑战。此外,报告还应详细分析主要参与者的竞争格局和产品供应,以及微观市场中可供利益相关者投资的机会。市场的详细细分和子细分如下所述。
按服务
支付钱包
保险
贸易
投资组合管理
贷款
按平台
移动应用
网络门户
远程服务
其他
按最终用户
个人
企业
按地区
北美
美国
加拿大
欧洲
英国
德国
法国
西班牙
意大利
欧洲其他地区
亚太地区
中国
印度
日本
澳大利亚
韩国
其他亚太地区
拉丁美洲
巴西
墨西哥
世界其他地区
此外,本研究考虑的年份是:
实际年份 - 2018 年、2019 年、2020 年
2021 年基准年
预测期 - 2022-2028
市场研究“全球 SOHO 手机银行市场”的目标读者
主要咨询公司和顾问
大公司、中型公司、中小企业
风险投资
增值经销商 (VAR)
第三方知识提供者
投资银行家
投资者
Global SOHO Mobile Banking Market is valued approximately USD XX million in 2021 and is anticipated to grow with a healthy growth rate of more than XX % over the forecast period 2022-2028.
The SOHO Mobile Banking can be defined as utilization of mobile banking activities conducted in Small Offices or Home Offices. SOHO refers to privately operated business consist of self-employed individuals. The use of Mobile based banking in SOHO businesses offers various advantages such as convenience, timesaving, cost of saving, operation ease, and improves the work efficiency. The rising Start-up culture globally and increasing adoption of digital banking solutions as well as growing number of product launches from leading market players are factors that are accelerating the global market demand. For instance, according to Statista - as of 2021, the number of digital banking users in United States was estimated at 197 million users, and the number of digital banking users in the country is forecasted to grow to 217 million by 2025. Furthermore, leading market are coming up with innovating mobile banking products and services for SOHO businesses to capitalize the growing need for SOHO Mobile Banking. For instance, in November 2021, India based Kinara Capital launched its new myKinara mobile app that comes. This app is first of its kind in the unsecured MSME business lending space. myKinara app offers collateral-free business loans digitally within 24-hours turnaround time (TAT). Moreover, in June 2022, India based ICICI Bank launched a digital service for Micro, Small and Medium Enterprises (MSMEs) that can also be used by customers of other banks. This new facility can be availed through the new version of the bank's InstaBIZ app. Also, growing penetration of 5G technologies coupled with rising technological advancements in mobile banking solutions are anticipated to act as a catalyzing factor for the market demand during the forecast period. However, a rising concern over data breaches impede the growth of the market over the forecast period of 2022-2028.
The key regions considered for the global SOHO Mobile Banking Market study include Asia Pacific, North America, Europe, Latin America, and the Rest of the World. North America is the leading region across the world in terms of market share owing to the growing utilization of mobile banking solutions and presence of leading market players in the region. Whereas, Asia Pacific is anticipated to exhibit a significant growth rate over the forecast period 2022-2028. Factors such as the thriving growth of startup culture and increasing number of new product announcement from leading market players in the region, would create lucrative growth prospects for the global SOHO Mobile Banking Market across the Asia Pacific region.
Major market players included in this report are:
Clyde
Digit
Flywire
IHS Markit Digital
MANTL
Remitly
Riskified
Spring Labs
Robinhood
Chime
The objective of the study is to define market sizes of different segments & countries in recent years and to forecast the values to the coming eight years. The report is designed to incorporate both qualitative and quantitative aspects of the industry within each of the regions and countries involved in the study. Furthermore, the report also caters the detailed information about the crucial aspects such as driving factors & challenges which will define the future growth of the market. Additionally, the report shall also incorporate available opportunities in micro markets for stakeholders to invest along with the detailed analysis of competitive landscape and product offerings of key players. The detailed segments and sub-segment of the market are explained below:
By Services
Payments wallet
Insurance
Trading
Portfolio management
Loans and Financing
By Platform
Mobile app
Web portal
Tele-services
Others
By End User
Individual
Enterprise
By Region:
North America
U.S.
Canada
Europe
UK
Germany
France
Spain
Italy
ROE
Asia Pacific
China
India
Japan
Australia
South Korea
RoAPAC
Latin America
Brazil
Mexico
Rest of the World
Furthermore, years considered for the study are as follows:
Historical year - 2018, 2019, 2020
Base year - 2021
Forecast period - 2022 to 2028
Target Audience of the Global SOHO Mobile Banking Market in Market Study:
Key Consulting Companies & Advisors
Large, medium-sized, and small enterprises
Venture capitalists
Value-Added Resellers (VARs)
Third-party knowledge providers
Investment bankers
Investors
List of figures