封面
市场调查报告书
商品编码
1455063

全球数位银行市场:市场规模、份额、成长分析 - 按组成部分、按模式、产业预测(2024-2031)

Global Digital Banking Market Size, Share, Growth Analysis, By Component(Solutions and Services), By Mode(Online and Mobile) - Industry Forecast 2024-2031

出版日期: | 出版商: SkyQuest | 英文 207 Pages | 商品交期: 3-5个工作天内

价格
简介目录

2022年全球数位银行市场规模将达268.3亿美元,2023年将达322.2亿美元,2024年至2031年复合年增长率为20.10%,预计2031年将达1394.8亿美元。

由于金融科技新参与企业的激增,数位银行业务预计将迅速加速发展。这些公司现在提供广泛的数位银行服务,包括付款、投资、保险、贷款和财富管理,主要迎合精通技术和挑剔的客户。银行和金融科技公司之间的合作变得越来越普遍,可以透过增加客户的财务自主权和改善用户体验来使双方受益,而无需进行全银行范围内的重大改革。由于客户需要线上零售商提供的无缝数位体验,对支援 WhatsApp Pay 和 PhonePe 等即时付款服务的强大基础设施的需求正在飙升。 Visa以53亿美元收购Plaid等大规模收购,证实了该产业的技术演变,并推动了云端基础设施需求的激增。到 2022 年,预计将有超过 1.97 亿美国(占总人口的 75% 以上)采用数位银行,该地区的市场预计将受到主要市场参与者的强劲推动,预计将实现显着增长未来几年。

目录

执行摘要

调查方法

  • 资讯采购
  • 次要/主要资料来源
  • 市场规模估算
  • 市场假设与限制

母市场分析

  • 市场概况
  • 市场规模
  • 市场动态
    • 促进因素
    • 机会
    • 抑制因素
    • 任务

主要市场考察

  • 技术分析
  • 价格分析
  • 供应链分析
  • 价值链分析
  • 市场生态系统
  • 智慧财产权分析
  • 贸易分析
  • Start-Ups分析
  • 原料分析
  • 创新矩阵
  • 研发线产品分析
  • 总体经济指标
  • 主要投资分析
  • 关键成功因素
  • 竞争程度

市场动态及展望

  • 市场动态
    • 促进因素
    • 机会
    • 抑制因素
    • 任务
  • 监管环境
  • 波特的分析
  • 对未来中断的特殊考虑

全球数位银行市场:按组成部分

  • 市场概况
  • 解决方案服务

全球数位银行市场:按模式

  • 市场概况
  • 线上/移动

全球数位银行市场:按地区

  • 市场概况
  • 北美洲
    • 美国
    • 加拿大
  • 欧洲
    • 德国
    • 西班牙
    • 法国
    • 英国
    • 欧洲其他地区
  • 亚太地区
    • 中国
    • 印度
    • 日本
    • 韩国
    • 其他亚太地区
  • 拉丁美洲
    • 巴西
    • 其他拉丁美洲
  • 中东/非洲
    • 海湾合作委员会国家
    • 南非
    • 其他中东/非洲

竞争格局

  • 前5名企业对比
  • 主要企业市场定位(2021年)
  • 主要市场参与者所采取的策略
  • 关键成功策略
  • 近期市集活动
  • 主要企业市场占有率(2021年)

主要企业简介

  • ACI Worldwide Inc.(US)
  • Appway AG(Switzerland)
  • Backbase(Netherlands)
  • BNY Mellon(US)
  • Cachet Financial Solutions Inc.(US)
  • Capital Banking Solutions(US)
  • CR2(Ireland)
  • EdgeVerve Systems Limited(India)
  • Fidelity National Information Services, Inc.(US)
  • Fiserv, Inc.(US)
  • Infosys Limited(India)
  • Kony, Inc.(US)
  • NETinfo Plc(Cyprus)
  • Oracle Corporation(US)
  • SAB Group(France)
  • SAP SE(Germany)
  • Sopra Banking Software(France)
  • Tata Consultancy Services Limited(India)
  • Temenos AG(Switzerland)
  • The Bank of New York Mellon Corporation(US)
  • Worldline(France)
  • Wipro Limited(India)
简介目录
Product Code: SQMIG40A2007

Global Digital Banking Market size was valued at USD 26.83 billion in 2022 and is poised to grow from USD 32.22 billion in 2023 to USD 139.48 billion by 2031, growing at a CAGR of 20.10% during the forecast period (2024-2031).

The surge in digital banking is poised for rapid acceleration thanks to the burgeoning influx of new fintech entrants. These companies now offer an extensive array of digital banking services, spanning payments, investments, insurance, loans, and asset management, catering primarily to tech-savvy, discerning customers. Collaborations between banks and fintech firms are becoming more commonplace, mutually benefiting both parties by enhancing customer autonomy over finances and improving user experience without necessitating extensive bank-wide overhauls. As customers increasingly expect seamless digital experiences akin to those offered by online retailers, the demand for robust infrastructure to support real-time payment services like WhatsApp Pay and PhonePe is skyrocketing. Major acquisitions such as Visa's acquisition of Plaid for USD 5.3 billion underscore the industry's technological evolution, driving a corresponding surge in demand for cloud infrastructure. With over 197 million Americans, representing over 75% of the population, projected to embrace digital banking by 2022, the market in the region is poised for substantial growth in the coming years, fueled by the strong presence of key market players.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Digital Banking Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Digital Banking Market Segmental Analysis

Global Digital Banking Market is segmented on the basis of type, component, mode and region. By type, the market is segmented into retail banking, corporate banking, investment banking. By component, market is segmented into solutions and service. By mode the market is segmented into online and mobile. By region, the market is segmented into North America, Europe, Asia Pacific, Middle East and Africa, and Latin America.

Drivers of the Global Digital Banking Market

The traditional banking sector is experiencing heightened competition from non-traditional entities like fintech firms, payment service providers, and technology behemoths. To maintain competitiveness, conventional banks can leverage digital banking services to provide customers with innovative and convenient financial solutions.

Restraints in the Global Digital Banking Market

A considerable segment of the population, especially in developing nations, remains uninformed about the existence of digital banking services and harbors reservations regarding their trustworthiness. This skepticism poses a hindrance to the widespread acceptance and utilization of digital banking services in these regions.

Market Trends of the Global Digital Banking Market

The pervasive use of smartphones and mobile devices has spurred a transition to a mobile-centric strategy in the realm of digital banking. Financial institutions are crafting mobile applications enabling users to effortlessly perform transactions, retrieve account details, and interact seamlessly with customer service representatives. This trend underscores the growing importance of optimizing banking services for the mobile platform to meet the evolving preferences and needs of customers.

Table of Contents

Executive Summary

  • Market Overview
  • Wheel of Fortune

Research Methodology

  • Information Procurement
  • Secondary & Primary Data Sources
  • Market Size Estimation
  • Market Assumptions & Limitations

Parent Market Analysis

  • Market Overview
  • Market Size
  • Market Dynamics
    • Drivers
    • Opportunities
    • Restraints
    • Challenges

Key Market Insights

  • Technology Analysis
  • Pricing Analysis
  • Supply Chain Analysis
  • Value Chain Analysis
  • Ecosystem of the Market
  • IP Analysis
  • Trade Analysis
  • Startup Analysis
  • Raw Material Analysis
  • Innovation Matrix
  • Pipeline Product Analysis
  • Macroeconomic Indicators
  • Top Investment Analysis
  • Key Success Factor
  • Degree of Competition

Market Dynamics & Outlook

  • Market Dynamics
    • Drivers
    • Opportunities
    • Restraints
    • Challenges
  • Regulatory Landscape
  • Porters Analysis
    • Competitive rivalry
    • Threat of Substitute Products
    • Bargaining Power of Buyers
    • Threat of New Entrants
    • Bargaining Power of Suppliers
  • Skyquest Special Insights on Future Disruptions
    • Political Impact
    • Economic Impact
    • Social Impact
    • Technical Impact
    • Environmental Impact
    • Legal Impact

Global Digital Banking Market by Component

  • Market Overview
  • Solutions and Services

Global Digital Banking Market by Mode

  • Market Overview
  • Online and Mobile

Global Digital Banking Market Size by Region

  • Market Overview
  • North America
    • USA
    • Canada
  • Europe
    • Germany
    • Spain
    • France
    • UK
    • Rest of Europe
  • Asia Pacific
    • China
    • India
    • Japan
    • South Korea
    • Rest of Asia-Pacific
  • Latin America
    • Brazil
    • Rest of Latin America
  • Middle East & Africa (MEA)
    • GCC Countries
    • South Africa
    • Rest of MEA

Competitive Landscape

  • Top 5 Player Comparison
  • Market Positioning of Key Players, 2021
  • Strategies Adopted by Key Market Players
  • Top Winning Strategies
    • By Development
    • By Company
    • By Year
  • Recent Activities in the Market
  • Key Companies Market Share (%), 2021

Key Company Profiles

  • ACI Worldwide Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Appway AG (Switzerland)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Backbase (Netherlands)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • BNY Mellon (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Cachet Financial Solutions Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Capital Banking Solutions (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • CR2 (Ireland)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • EdgeVerve Systems Limited (India)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Fidelity National Information Services, Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Fiserv, Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Infosys Limited (India)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Kony, Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • NETinfo Plc (Cyprus)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Oracle Corporation (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • SAB Group (France)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • SAP SE (Germany)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Sopra Banking Software (France)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Tata Consultancy Services Limited (India)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Temenos AG (Switzerland)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • The Bank of New York Mellon Corporation (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Worldline (France)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Wipro Limited (India)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments