市场调查报告书
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1461214
2023-2030 年全球数位汇款市场规模研究与预测,按类型(汇入数位汇款、汇出数位汇款)、最终用户(企业、个人)、通路(银行、汇款业者、其他)及区域分析Global Digital Remittance Market Size Study & Forecast, by Type (Inward Digital Remittance, Outward Digital Remittance), By End User (Business, Personal), By Channel (Banks, Money Transfer Operators, Others), and Regional Analysis, 2023-2030 |
2022 年全球数位汇款市场价值约为 190 亿美元,预计在 2023 年至 2030 年预测期内将以超过 16.3% 的健康成长率成长。数位汇款是指透过电子方式将资金从一个人或实体转移到另一个人或实体,通常是跨越不同的国家或地区。它涉及使用数位平台、网路银行系统或行动应用程式安全、便捷地发送资金。与银行汇票或电汇等传统方式相比,数位汇款因其速度快、成本效益高且易于使用而广受欢迎。这种技术驱动的方法彻底改变了人们国际汇款的方式,使个人和企业的跨国交易更快、更有效率、更方便。智慧型手机普及率的飙升、网路连线使用的增加、全球化和国际移民的增加以及国际汇款需求的不断增长是推动数位汇款市场成长的关键因素。
此外,数位支付偏好的激增正在显着推动市场成长。这种向数位交易的转变为数位汇款创造了新的前景。随着人们越来越习惯透过数位平台进行金融交易,他们正在寻找简单且负担得起的替代方案来向国外汇款。 COVID-19 大流行、移民、全球化、技术进步和移民本身都提高了人们对数位汇款选择的认识,从而促成了这一热潮。根据Statista预测,2022年数位支付产业交易金额预计将达到8.49兆美元,到2027年预计将成长至15.17兆美元,2022-2027年年复合成长率(CAGR)为12.31%。因此,随着越来越多的人和公司意识到数位跨境汇款的便利性和有效性,数位汇款市场正在不断扩大。因此,数位支付的日益增长正在对全球范围内的市场需求产生积极影响。此外,数位汇款平台的激增,以及金融科技和数位支付技术的不断进步,在预测几年内带来了各种利润丰厚的机会。然而,与线上交易相关的安全问题和风险,以及监管挑战和合规要求正在阻碍 2023-2030 年预测期内的市场成长。
全球数位汇款市场研究考虑的关键区域包括亚太地区、北美、欧洲、拉丁美洲以及中东和非洲。由于行动技术、金融科技创新、区块链整合和监管框架的发展,以及Continental Exchange Solutions, Inc.、Western Union Holdings, Inc. 等领先公司的存在,北美将在2022 年主导市场,占据最大的市场份额.和速汇金。许多人移民是为了寻求更好的教育、就业前景和商业机会。预计移民的涌入将推动该地区数位汇款服务提供者的成长。此外,由于各种支付应用程式的出现,北美市场对更快汇款的需求激增。而亚太地区预计在预测年份将以最高的CAGR成长。由于该地区行动银行、无现金支付和基于行动的支付解决方案的不断增长,对简化转帐的规定需求、银行和金融服务的采用率不断提高,尤其是在中国和印度等经济体中,这些都极大地推动了市场需求。此外,竞争正在加剧,随着新进入者进入市场和扩大客户群,在预测期内为区域市场带来了成长机会。
研究的目的是确定近年来不同细分市场和国家的市场规模,并预测未来几年的价值。该报告旨在纳入参与研究的国家内该行业的定性和定量方面。
该报告还提供了有关驱动因素和挑战等关键方面的详细信息,这些因素将决定市场的未来成长。此外,它还纳入了利害关係人投资的微观市场的潜在机会,以及对主要参与者的竞争格局和产品供应的详细分析。
Global Digital Remittance Market is valued approximately at USD 19 billion in 2022 and is anticipated to grow with a healthy growth rate of more than 16.3% over the forecast period 2023-2030. Digital remittance refers to the electronic transfer of money from one individual or entity to another, typically across different countries or regions. It involves using digital platforms, online banking systems, or mobile applications to send funds securely and conveniently. Digital remittance has gained popularity due to its speed, cost-effectiveness, and accessibility compared to traditional methods such as bank drafts or wire transfers. This technology-driven approach has revolutionized the way people send money internationally, making cross-border transactions faster, more efficient, and more convenient for individuals and businesses alike. The soaring penetration of smartphones, rising use of internet connection, increasing globalization and international migrants, and the growing requirement for international money transfers are the key factors that are primarily contributing to the growth of the Digital Remittance Market.
In addition, the surge in the digital payment preferences is driving market growth significantly. This shift towards digital transactions has created new prospects for digital remittance. People are looking for easy and affordable alternatives to send money abroad as they get increasingly used to conducting financial transactions through digital platforms. The COVID-19 pandemic, migration, globalization, technology improvements, and migration themselves have all contributed to greater awareness of digital remittance options, which is contributing to this upsurge. According to Statista, the transaction value in the digital payments industry is expected to reach USD 8.49 trillion in 2022 and is projected to grow to USD 15.17 trillion by 2027, with a compound annual growth rate (CAGR) of 12.31% during 2022-2027. As a result, the market for digital remittances is expanding as more people and companies become aware of the convenience and effectiveness of digital cross-border money transfers. Consequently, the rising inclination towards digital payments is positively impacting market demand on a global scale. Moreover, the surge in proliferation of the digital platform for remittance, as well as increasing advancements in fintech and digital payment technologies present various lucrative opportunities over the forecast years. However, the security concerns and risks associated with online transactions, along with the regulatory challenges and compliance requirements are hampering the market growth throughout the forecast period of 2023-2030.
The key regions considered for the Global Digital Remittance Market study include Asia Pacific, North America, Europe, Latin America, and Middle East & Africa. North America dominated the market in 2022 with largest market share owing to the development in mobile technology, fintech innovations, blockchain incorporation, and regulatory frameworks, along with the presence of the leading companies like Continental Exchange Solutions, Inc., Western Union Holdings, Inc., and MoneyGram. Many individuals migrate their seeking improved education, employment prospects, and business opportunities. This influx of immigrants is anticipated to fuel growth for digital remittance service providers in the region. Additionally, the North American market is witnessing a surge in demand for faster money transfers, spurred by the emergence of various payment applications. Whereas, Asia Pacific is expected to grow at the highest CAGR over the forecast years. The stipulating demand for streamlined transfers, increased adoption of banking and financial services across the region, especially in economies like China and India are significantly propelling the market demand because of rising mobile banking, cashless payments, and mobile-based payment solutions across the region. Also, competition is intensifying, presenting growth opportunities for the regional market in the forecast period with new entrants entering the market and an expanding customer base.
The objective of the study is to define market sizes of different segments & countries in recent years and to forecast the values to the coming years. The report is designed to incorporate both qualitative and quantitative aspects of the industry within countries involved in the study.
The report also caters detailed information about the crucial aspects such as driving factors & challenges which will define the future growth of the market. Additionally, it also incorporates potential opportunities in micro markets for stakeholders to invest along with the detailed analysis of competitive landscape and product offerings of key players. The detailed segments and sub-segment of the market are explained below:
List of tables and figures and dummy in nature, final lists may vary in the final deliverable
List of tables and figures and dummy in nature, final lists may vary in the final deliverable