市场调查报告书
商品编码
1319179
亚太地区实时支付增长机会Asia-Pacific Real-time Payment Growth Opportunities |
支持开放银行的颠覆性技术推动实时支付的增长
该研究服务调查了亚太地区 (APAC) 的实时支付 (RTP) 市场。它确定关键客户需求和市场趋势,并按国家/地区分析相关发展。 RTP 或快速支付系统近乎实时或在几分钟内启动和处理支付交易。与需要几个工作日才能结算的传统支付系统不同,RTP 可以实现即时支付,使个人和企业之间的交易变得更快、更方便。
COVID-19 大流行导致亚太地区数字支付的迅速采用,暴露了地区央行希望通过 RTP 系统弥补的支付体验差距。 2021年,该行业将经历数字化转型,各国央行将开发国家RTP系统,推动支付领域的创新,并创建一个框架来加速国内和跨境交易中支付互操作性的发展。它是我构建的。智能手机使用量的增加以及支持 4G 和 5G 网络上移动计划的部署增加,使客户和商家能够通过其移动设备接受和利用 RTP,从而推动 RTP 交易的增长。
这项研究提供了提供 RTP 服务和解决方案的市场参与企业的非详尽列表。它还提供了市场概况和主要企业的概况。本研究分析了驱动和抑制增长的因素,并确定了支付提供商、技术公司、金融服务提供商和零售商可以利用的该行业变化带来的增长机会。基准年为2022年,预测期为2023-2027年。
Disruptive Technologies that Enable Open Banking are Fueling the Growth of Real-time Payments
This research service examines the real-time payment (RTP) market in the Asia-Pacific (APAC). It identifies key customer needs and market trends and provides a country-wise analysis of relevant developments. RTP or fast-payment systems involve payment transactions that are initiated and processed in near real time or within minutes. Unlike traditional payment systems that take several business days to clear, RTPs allow for instant settlement, enabling faster and more convenient transactions between individuals or corporates.
The rapid adoption of digital payments in APAC because of the COVID-19 pandemic unearthed gaps in payment experiences that regional central banks now want to shrink with RTP systems. The industry underwent a digital transformation in 2021, with central banks across countries developing national RTP systems, pushing innovation in the payment sector, and creating frameworks to accelerate the development of payment interoperability in domestic and cross-border transactions. The increased use of smartphones and deployments in support of mobile initiatives over 4G and 5G networks have enabled customers and merchants to accept and make RTPs through their mobile devices, driving RTP transaction growth.
The study includes a non-exhaustive list of market participants that provide RTP services and solutions. A market overview and key company profiles have also been included. The study analyzes the factors driving and restraining growth and identifies the growth opportunities emerging from the changes in this space for payment providers, technology companies, financial service providers, and retailers to leverage. The base year is 2022, and the forecast period is 2023 to 2027.