弗罗斯特雷达：FDP（KYC），2025年

Frost Radar: Fraud Detection and Prevention (Know Your Customer), 2025

出版日期: 2025年05月08日 | 出版商:

Frost & Sullivan | 英文 24 Pages | 商品交期: 最快1-2个工作天内

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简介目录

基准化分析系统激励主要企业－创新推动新的交易流程和成长管道

诈欺侦测与预防 (FDP) 市场正经历显着成长，这主要得益于诈欺攻击的频率、复杂性和数量。数位交易的成长和企业数位转型的努力，创造了巨大的攻击面。为了保护敏感资料并确保遵守《通用资料保护条例》和《支付卡产业资料安全标准》等法规，企业正在采用基于人工智慧和机器学习的 FDP 解决方案。人工智慧和机器学习增强了解决方案的功能，提供即时交易监控和分析、模式识别、生物识别、行为生物识别、设备智慧等功能。

KYC（了解你的客户）是FDP框架的重要组成部分。 KYC解决方案验证客户身份，以降低与诈骗活动和未经授权的金融交易相关的风险。供应商可以使用姓名、地址、出生日期和政府签发的身份证件等信息，根据客户的个人资料和活动评估其风险等级。 KYC并非一次性流程。为了确保有效性并避免会话劫持等风险，需要持续监控客户交易和行为，并对任何异常情况发出警报。 KYC有助于合规和遵守监管规定，旨在遏制洗钱、恐怖主义融资和其他金融犯罪。透过实施强而有力的KYC，公司可以保护自己免受诈欺活动的侵害，并与客户和监管机构建立信任。

Frost & Sullivan 会分析同一产业内大量的公司。根据领导力或其他卓越表现，筛选出需要进一步分析的公司，并根据 10 项成长和创新标准进行基准测试，以揭示其在 Frost Radar™ 上的排名。 Frost Radar™ 会为每家公司提供一份竞争概况，重点在于突显其优势以及最契合这些优势的机会。

The fraud detection and prevention (FDP) market has grown significantly, driven by the frequency, sophistication, and volume of fraudulent attacks. The increase in digital transactions as well as companies' digital transformation initiatives have created a large attack surface. Businesses are adopting FDP solutions powered by artificial intelligence and machine learning to protect sensitive data and ensure compliance with regulations such as the General Data Protection Regulation and Payment Card Industry Data Security Standard. Artificial intelligence and machine learning enhance solution capabilities, offering real-time monitoring and analysis of transactions, pattern identification, biometric authentication, behavioral biometrics, device intelligence, and more.

Know your customer (KYC) is an essential component of the FDP framework. KYC solutions verify customers' identities to mitigate risks associated with fraudulent activities and illicit financial transactions. Vendors may use information such as name, address, date of birth, and government-issued IDs to assess a customer's risk level based on profiles and activities. KYC is not a one-time process; effectiveness and avoidance of risks, such as session hijacking, require continuous monitoring of customer transactions and behavior and an alert about any anomaly. KYC helps businesses with compliance and regulations aimed at curbing money laundering, terrorism financing, and other financial crimes. By implementing robust KYC practices, businesses can protect themselves from fraud and build trust with customers and regulatory authorities.

Frost & Sullivan analyzes numerous companies in an industry. Those selected for further analysis based on their leadership or other distinctions are benchmarked across 10 Growth and Innovation criteria to reveal their position on the Frost Radar™. The publication presents competitive profiles of each company on the Frost Radar™ considering their strengths and the opportunities that best fit those strengths.

Analyst: Deepali Sathe