保险科技：专题研究

Insurtech - Thematic Research

出版日期: 2022年10月10日 | 出版商:

GlobalData | 英文 62 Pages | 订单完成后即时交付

价格

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简介目录

2020-21 InsurTech 市场的特点是公共和私人基金产生的巨大企业估值。利率上升，加上投资者面临的经济压力越来越大，正在降低他们参与这些活动的积极性和意愿。我们预计这一趋势将持续到 2022 年剩余时间和 2023 年的大部分时间。保险科技现像对整个保险业的影响是显而易见的。新时代的技术和流程，包括人工智能、区块链、物联网、大数据等，正受到初创企业的拥护，迫使现有企业适应和适应这些工具带来的效率。

保险科技公司在经过几年的大投入、高评级和高压后，2022 年标誌着行业现实检验的开始。大多数公开交易的保险科技股都出现了类似的下跌趋势，一些公司试图人为地推高股价。随着全球经济变得越来越具有挑战性，大型保险科技公司正面临着展示盈利能力的挑战，因为它们难以从投资者那里筹集资金。许多公司被迫裁员，许多公司刚刚宣布了雄心勃勃的扩张计划。

截至 2022 年 8 月中旬完成的保险科技资本交易数量仅占 2021 年总数的 49.2%。

在 2021 年英国保险消费者调查中，51.9% 的受访者表示他们不太可能从初创公司购买保险。对于 40 岁以下的消费者，这一数字下降到 31.3%。

在这份报告中，我们分析了全球保险科技市场的最新情况，确定了每个领域的领导者，并讨论了每家公司如何利用最新技术、面向消费者的方法以及现有公司和保险科技。我们将编制并交付合作伙伴关係和描述的结果（产品提供、客户体验改善等）、InsurTech 投资趋势及其波动因素等信息。

内容

执行摘要
市场进入者
技术概述
趋势
技术趋势
宏观经济趋势
监管趋势
行业分析
市场规模和增长率预测
併购 (M&A)
风险投资
用例
时间表
价值链
产品开发
营销/分销
承保和风险分析
计费管理
客户服务
公司
破坏者
合作者
行业记分卡
人寿保险业记分卡
P&C 保险业记分卡
词彙表
参考文献
Thematic Research分析方法
关于GlobalData
连络方式

简介目录

Product Code: GDIN-TR-S052

Over 2020-21, the insurtech market was characterized by huge company valuations created though both public and private funding. Interest rate increases - along with increasingly strenuous economic pressures on investors - have acted to reduce the incentives and appetite for investors to get involved in such activity. This trend is likely to persist for the remainder of 2022 and most of 2023. The effect of the insurtech phenomenon on the wider insurance industry is clear to see. New-age technologies and processes involving artificial intelligence, blockchain, the Internet of Things, and big data have been championed by startups, forcing incumbents to react and match the efficiencies these tools have brought.

Following a few years of high-level investment, high valuations, and high pressure on insurtechs, 2022 has marked the start of a reality check for the sector. Share prices of most publicly listed insurtechs have followed similar downward trends, driving some to artificially inflate their prices. As the economic situation across the world takes on an increasingly bleak outlook, pressure is now on leading insurtechs to show signs of profitability with investor finance in shorter supply. Many firms have been forced to reduce headcount - often shortly after announcing ambitious expansion plans.

Scope

GlobalData's Deals Database indicates that by mid-August 2022, the number of completed deals in the insurtech theme was at just 49.2% of the whole of 2021.
Marmalade is the most well-known brand in the UK among popular insurtechs, although just 12.9% of consumers indicated that they had heard of the company.
In GlobalData's 2021 UK Insurance Consumer Survey, 51.9% of respondents indicated that they would be unlikely to purchase insurance from a startup. For consumers under 40, this figure dropped to 31.3%.

Reasons to Buy

Identify leaders in insurtech across a variety of disciplines.
Determine how leaders use modern technologies to drive efficiency and reach new consumers.
Recognize how incumbents are collaborating with insurtechs to improve their own product offerings and customer experience.
Evaluate the strength of investment into the insurtech theme and ascertain the drivers behind changes in investing.