市场调查报告书
商品编码
1392172
即时支付市场规模-按组件(解决方案、服务)、部署模型(本地、云端)、支付类型(个人对个人、个人对企业、企业对消费者、企业对-业务),组织规模、最终用户和预测,2023-2032 年Real-Time Payments Market Size-By Component (Solution, Service), Deployment Model (On-premises, Cloud), Payment Type (Person-to-Person, Person-to-Business, Business-to-Consumer, Business-to-Business), Organization Size, End-user & Forecast, 2023-2032 |
由于对更快支付处理的需求日益增长、数位化的兴起以及对金融普惠性的日益重视,预计到 2032 年,全球即时支付市场的CAGR将超过 26%。
根据 FED 2022 年的一篇文章,近 80% 的调查受访者表示有兴趣利用更快的支付方式进行商业交易。此外,83% 的人偶尔使用金融科技支付应用程式或数位钱包。在速度和效率至关重要的时代,企业和消费者都在寻求提供即时处理的支付解决方案。即时支付的即时性迎合了这项需求,提供了超越传统支付方式的变革性金融体验。
此外,电子商务、数位银行和行动支付平台的激增凸显了即时支付解决方案的迫切性,为市场的大幅成长奠定了基础。
整个即时支付产业根据组件、部署模型、支付类型、组织规模、最终用户和地区进行分类。
到 2032 年,服务领域预计将取得实质进展。从支付网关到诈欺侦测系统的综合服务组件对于确保即时支付系统的无缝运作至关重要。随着企业和金融机构努力增强使用者体验,对确保安全性、效率和可靠性的强大服务组件的需求不断增加。
由于采用率的增加,尤其是在资料安全至关重要的部门,预计本地部署部分的份额在预测期内将显着增长。随着企业努力应对网路安全的复杂性,本地部署为即时支付系统提供了专用且受控的环境。此模型可确保敏感的财务资料保留在组织基础设施的范围内,从而解决与资料外洩和未经授权的存取相关的问题。对资料安全和法规遵循的日益重视正在推动本地部署领域的发展。
在智慧型手机普及率不断提高、网路普及率不断提高以及金融科技生态系统蓬勃发展的推动下,亚太地区即时支付市场预计将在 2032 年快速成长。中国和印度等国家的数位支付采用率激增,即时支付解决方案已成为日常金融交易不可或缺的一部分。对采用无现金经济的关注和即时支付系统的广泛接受将塑造该地区的市场前景。
The global real-time payments market is expected to record over 26% CAGR through 2032, driven by the increasing need for faster payment processing, the rise of digitalization, and a growing emphasis on financial inclusion.
According to an article by FED in 2022, nearly 80% survey responders expressed interest in utilizing faster payments for business transactions. Additionally, 83% used fintech payment apps or digital wallets occasionally. In an era where speed and efficiency are paramount, businesses and consumers alike are seeking payment solutions that provide real-time processing. The instantaneous nature of real-time payments caters to this demand, offering a transformative financial experience that transcends traditional payment methods.
Furthermore, the surge in e-commerce, digital banking, and mobile payment platforms underscores the urgency for real-time payment solutions, positioning the market for substantial growth.
The overall real-time payments industry is classified based on component, deployment model, payment type, organization size, end-user, and region.
The service segment is poised to witness substantial gains by 2032. The comprehensive service components, ranging from payment gateways to fraud detection systems, are crucial in ensuring the seamless operation of real-time payment systems. As businesses and financial institutions strive to enhance user experiences, the demand for robust service components that guarantee security, efficiency, and reliability is escalating.
The on-premises deployment segment share is expected to grow notably over the forecast period, owing to increased adoption, particularly in sectors where data security is of paramount importance. As businesses grapple with the complexities of cybersecurity, on-premises deployment offers a dedicated and controlled environment for real-time payment systems. This model ensures that sensitive financial data remains within the confines of the organization's infrastructure, addressing concerns related to data breaches and unauthorized access. The growing emphasis on data security and regulatory compliance is propelling the on-premises deployment segment.
Asia Pacific real-time payments market is expected to grow swiftly through 2032 driven by increasing smartphone penetration, rising internet accessibility, and a burgeoning fintech ecosystem. Countries like China and India are witnessing a surge in digital payment adoption, with real-time payment solutions becoming integral to daily financial transactions. The focus on adopting cashless economy and the widespread acceptance of real-time payment systems will shape the regional market outlook.