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市场调查报告书
商品编码
1800981
2025 年至 2033 年签名验证市场报告(按产品类型、技术、最终用途行业和地区)Signature Verification Market Report by Product Type, Technology, End Use Industry, and Region 2025-2033 |
2024年,全球签章验证市场规模达29亿美元。展望未来, IMARC Group预计到2033年,该市场规模将达到139亿美元,2025-2033年期间的复合年增长率(CAGR)为18.16%。银行和金融业日益增长的安全需求、日益增长的线上交易,以及人工智慧(AI)和机器学习(ML)技术的进步,这些技术正在提高电子和生物特征签名验证的效率和速度,这些都是推动市场成长的一些因素。
越来越注重改善使用者体验
零售、银行和保险等以客户为导向的行业组织更加重视提供无缝且易于使用的体验。签名验证技术可以轻鬆快速地验证交易并对文件进行数位签名,从而减少等待时间并大幅提升使用者满意度。透过整合先进的签章验证解决方案,企业可以简化营运,摆脱复杂的纸本流程,并为使用者提供更便利、更安全的体验。这项技术不仅提高了营运效率,还增强了用户信心和忠诚度。随着企业专注于提升用户满意度和改进服务交付,签章验证技术在各行各业的应用日益普及,推动了安全数位身分验证方法的进步。为了顺应签名验证市场的最新发展,SutiSoft 于 2023 年 12 月升级了其电子签章解决方案,整合了 WhatsApp、整合了多语言支持,并引入了高级身份验证和自订功能。此次更新提高了业务工作流程的效率,确保了安全且合法合规的数位签章流程。
金融服务业采用率不断上升
银行、保险公司和投资公司等金融机构需要安全且有效率的方法来验证交易和文件真伪。签名验证可以确保支票、贷款申请和合约等重要文件上签名的合法性,从而提供一种可靠的方法来阻止未经授权的交易。随着金融服务业持续推动数位转型,对强大的验证解决方案的需求也日益增长。数位转型需要可靠且有效的验证方法,这推动了对签名验证技术的需求,并凸显了其在维护金融交易完整性方面的作用。 2023年11月,Simplici推出了Simplici Sign,这是一款专为金融业打造的经济实惠的电子签名方案,提供自拍生物特征验证和即时活体检测功能。
诈欺和身分盗窃事件增多
2023 年,美国联邦贸易委员会 (FTC) 的消费者哨兵网路收到超过 539 万份报告,其中 48% 与诈欺有关,19% 与身分盗窃有关。诈欺和身分盗窃事件数量的增加是推动签名验证需求的主要因素。网路犯罪分子不断创造更先进的技术来渗透安全系统,促使银行、金融、医疗保健和政府等领域的实体实施更复杂的验证措施。签名验证是确认身分和交易的有效方法,可确保只有经过批准的个人才能存取重要服务和资讯。该技术透过确认文件上签名的真实性来提高安全性,从而阻止未经授权的存取和诈欺活动。企业更加重视安全以保护敏感资料,从而增加对可靠验证技术的投资。对安全性和合规性的日益重视导致签章验证解决方案的使用增加。
软体占大部分市场份额
软体因其灵活性、可扩展性和高级功能占据了大部分市场份额。软体解决方案与当前的数位系统无缝集成,使其成为银行、金融、医疗保健和政府等各个行业的理想选择。数位交易的增加以及对安全、防诈骗的身份验证系统的需求导致基于软体的签名验证的普及。据IMARC Group称,全球数位支付市场预计从 2024 年到 2032 年将以 15.62% 的年复合成长率(CAGR) 成长。利用人工智慧和机器学习技术,这些解决方案提高了精确度和可靠性,提供即时验证并降低身分盗窃和伪造的机会。此外,向基于云端的部署模型的转变正在鼓励使用软体解决方案,为企业提供经济高效且易于使用的验证选择。
静态签名验证占据产业最大份额
静态签章验证因其广泛应用和简单易行而占据最大的市场份额。该技术利用先进的影像处理和模式识别技术来分析签名的物理特征,包括形状、笔画和整体外观。它能够有效率地验证纸本文件和扫描图片上的签名,因此被广泛使用。此外,它还易于整合到现有的文件管理系统中。静态签名验证在银行、金融和法律等重视文件真实性的行业中广受欢迎。此外,对于那些希望改进安全机製而又无需进行重大技术升级的公司来说,它是一种经济实惠的选择。
BFSI 代表领先的市场区隔
从签名验证市场前景来看,BFSI 占据最大的市场份额,因为安全交易认证和诈欺预防是其关键需求。在该领域,签名验证对于确认支票、合约和开户等各种文件至关重要,能够确保金融交易的准确性和真实性。金融诈欺和身分盗窃的日益增加也加剧了 BFSI 领域对强大签名验证解决方案的需求。这些解决方案能够帮助机构满足严格的监管标准,并透过安全便捷的身份验证流程建立客户信心。人工智慧 (AI) 和机器学习 (ML) 等尖端技术在签名验证系统中的应用在 BFSI 领域得到广泛应用,这些技术能够提供准确、即时的验证,这对于确保营运效率和安全至关重要。到 2023 年,全球 BFSI 产业的人工智慧市场价值将达到 195 亿美元。在未来几年, IMARC Group预计该市场到 2032 年将达到 2,245 亿美元的价值,2024 年至 2032 年的复合年增长率为 30.3%。
北美引领市场,占据最大的签章验证市场份额
该报告还对所有主要区域市场进行了全面分析,包括北美(美国和加拿大);亚太地区(中国、日本、印度、韩国、澳洲、印尼等);欧洲(德国、法国、英国、义大利、西班牙、俄罗斯等);拉丁美洲(巴西、墨西哥等);以及中东和非洲。报告指出,北美是签名验证领域最大的区域市场。
北美凭藉其先进的技术基础设施和严格的监管环境占据市场主导地位。签名验证解决方案在美国和加拿大的银行、金融、医疗保健和政府行业中被广泛采用。北美网路诈欺和身分盗窃事件的日益增多,使得实施包括签名验证在内的强有力的安全措施成为必要。身分盗窃研究中心 (ITRC) 的年度资料外洩报告显示,2023 年美国经历了单年资料外洩数量最多的一年。此外,要求安全数位交易和资料保护的法律也促进了签名验证市场的成长。关键市场参与者的存在以及对增强验证技术的研发 (R&D) 的持续投入,也促成了北美在该市场的领先地位。
(请注意,这只是关键参与者的部分列表,完整列表在报告中提供。)
The global signature verification market size reached USD 2.9 Billion in 2024. Looking forward, IMARC Group expects the market to reach USD 13.9 Billion by 2033, exhibiting a growth rate (CAGR) of 18.16% during 2025-2033. The growing security needs in the banking and finance industries, increasing online transactions, and improvements in artificial intelligence (AI) and machine learning (ML) technologies that are improving the effectiveness and speed of electronic and biometric signature verification are some of the factors impelling the market growth.
Growing Focus on Improving User Experience
Organizations in customer-oriented sectors such as retail, banking, and insurance are placing more emphasis on delivering seamless and easy-to-use experiences. Signature verification technology makes it easy to quickly authenticate transactions and digitally sign documents, cutting down on waiting times and greatly enhancing user satisfaction in general. By incorporating cutting-edge signature verification solutions, businesses can simplify their operations, get rid of complicated paper-based procedures, and provide individuals with a more convenient and secure experience. This technology not only improves operational efficiency but also increases user confidence and loyalty. As businesses focus on enhancing individual satisfaction and improving service delivery, the use of signature verification technologies is gaining momentum in different industries, leading to advancements in secure digital authentication methods. In line with the signature verification market recent developments, SutiSoft upgraded its eSignature solution by combining WhatsApp, incorporating multi-language assistance, and bringing in advanced authentication and customization characteristics in December 2023. This update made business workflows more efficient, guaranteeing secure and legally compliant digital signing procedures.
Rising Adoption in Financial Services
Financial institutions like banks, insurance companies, and investment firms need secure and efficient ways to verify transactions and authenticate documents. Signature verification guarantee the legitimacy of signatures on important documents like checks, loan applications, and contracts, offering a dependable way to stop unauthorized transactions. There is an increase in the need for strong verification solutions with the ongoing adoption of digital transformation in the financial services industry. The shift towards digitalization requires reliable and effective verification methods, driving the demand for signature verification technologies and emphasizing their role in preserving the integrity of financial transactions. In November 2023, Simplici launched Simplici Sign, an affordable electronic signature (e-signature) option specifically made for the financial industry, offering both selfie biometric verification and instant liveness detection.
Increasing Incidents of Fraud and Identity Theft
In 2023, the Consumer Sentinel Network of the Federal Trade Commission (FTC) received more than 5.39 million reports, with 48 percent related to fraud and 19 percent related to identity theft in the USA. The rising number of fraud and identity theft incidents is a major factor driving the signature verification demand. Cyber offenders are constantly creating more advanced techniques to infiltrate security systems, encouraging entities in sectors, like banking, finance, healthcare, and government, to implement more sophisticated verification measures. Signature verification is a useful way to confirm identities and transactions, guaranteeing that only approved individuals can access important services and information. This technology improves security by confirming the authenticity of signatures on documents, thus deterring unauthorized access and fraudulent activities. Businesses are putting more focus on security to safeguard sensitive data, leading to a rise in investments in dependable verification technologies. The increased emphasis on security and compliance is leading to the increased use of signature verification solutions.
Software accounts for the majority of the market share
Software accounts for the majority of the market share because of its flexibility, scalability, and advanced features. Software solutions seamlessly integrate with current digital systems, making them perfect for various industries, such as banking, finance, healthcare, and government. The increase in digital transactions and the need for secure, fraud-resistant authentication systems is resulting in the popularity of software-based signature verification. According to the IMARC Group, the global digital payment market is projected to grow at a compound annual growth rate (CAGR) of 15.62% from 2024 to 2032. Utilizing AI and ML technologies, these solutions improve precision and dependability, offering instant verification and lowering the chances of identity theft and forgery. Moreover, the shift towards cloud-based deployment models is encouraging the use of software solutions, providing cost-efficient and easily available verification choices for businesses.
Static signature verification holds the largest share of the industry
Static signature verification holds the biggest market share because of its extensive use and simple implementation. This technology uses advanced image processing and pattern recognition techniques to analyze the physical characteristics of a signature, including shape, stroke, and overall appearance. Its effectiveness at verifying signatures on both physical documents and scanned pictures makes it frequently utilized. It is also simple to integrate into existing document management systems. Static signature verification is widely preferred in industries like banking, finance, and legal sectors, where the authenticity of documents is important. Moreover, it provides a budget-friendly choice for companies seeking to improve their security mechanisms without requiring notable technology upgrades.
BFSI represents the leading market segment
BFSI represents the largest segment as per the signature verification market outlook owing to the essential requirement for secure transaction authentication and fraud prevention. In this sector, verifying signatures is crucial for confirming various documents, such as checks, contracts, and account openings, guaranteeing the accuracy and genuineness of financial transactions. The growing rate of financial fraud and identity theft has also heightened the need for strong signature verification solutions in the BFSI sector. These solutions assist institutions in meeting strict regulatory standards and building customer confidence through a secure and easy authentication process. The utilization of cutting-edge technologies like AI and ML in signature verification systems is widespread in the BFSI sector, providing accurate and instant verification that is vital for ensuring operational efficiency and security. The AI market in BFSI industry worldwide was valued at US$ 19.5 billion by 2023. In the upcoming years, IMARC Group anticipates the market will achieve a value of US$ 224.5 Billion by 2032, demonstrating a CAGR of 30.3% from 2024 to 2032.
North America leads the market, accounting for the largest signature verification market share
The report has also provided a comprehensive analysis of all the major regional markets, which include North America (the United States and Canada); Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others); Europe (Germany, France, the United Kingdom, Italy, Spain, Russia, and others); Latin America (Brazil, Mexico, and others); and the Middle East and Africa. According to the report, North America represents the largest regional market for signature verification.
North America dominates the market due to its sophisticated technological infrastructure and strict regulatory environment. Signature verification solutions are widely adopted in the banking, finance, healthcare, and government industries in both the United States and Canada. The growing incidence of cyber fraud and identity theft in North America has necessitated the implementation of robust security measures, including signature verification. In 2023, the U.S. experienced the highest number of data compromises in a single year as reported by The Identity Theft Research Center (ITRC) Annual Data Breach Report. Furthermore, laws that require secure digital transactions and data protection contribute to the signature verification market growth. The presence of key market players and ongoing investments in research and development (R&D) to enhance verification technologies also contribute to North America's leading position in this market.
(Please note that this is only a partial list of the key players, and the complete list is provided in the report.)