市场调查报告书
商品编码
1466598
付款终端市场:按类型、组件、EMV 相容、最终用户划分 - 2024-2030 年全球预测Payment Terminal Market by Type (Countertop Terminals, Integrated Terminal, Mobile Terminals), Component (Hardware, Services, Software), EMV Compliance, End User - Global Forecast 2024-2030 |
※ 本网页内容可能与最新版本有所差异。详细情况请与我们联繫。
预计2023年付款终端市场规模为296.9亿美元,2024年预估达326亿美元,2030年将达578.4亿美元,复合年增长率为9.99%。
付款终端是一种允许客户在购买商品或服务时进行金融交易的设备。付款终端使客户能够方便地支付商品和服务费用,减少对实体货币的依赖。透过提供可靠的付款处理平台,付款终端可以减少延迟并提高安全性,帮助企业为客户提供更好的体验。一些付款终端配备了附加功能,例如条码扫描器、EMV 晶片读取器、NFC 功能(非接触式付款)和签名捕获设备。付款终端通常用于餐厅、超级市场和加油站等零售环境,以及客户需要高效购物方式的电子商务交易。政府推动无现金和行动付款的倡议是 NFC、磁条和加密晶片付款终端的主要推动力。然而,这些系统的运作故障和安全风险仍然是一个障碍。市场参与者正在推出新的智慧终端解决方案、自助服务亭和触碰支付终端设备,同时增强其产品的安全性和效能特征。
主要市场统计 | |
---|---|
基准年[2023] | 296.9亿美元 |
预测年份 [2024] | 326亿美元 |
预测年份 [2030] | 578.4亿美元 |
复合年增长率(%) | 9.99% |
檯面终端类型和现代多样化付款终端的演变
檯面终端是零售付款的基石,将功能性和便利性结合在一起,具有易于使用的触控萤幕介面,支援多种付款方式,包括晶片、刷卡、点击和行动钱包。同时,行动装置提供了前所未有的便携性,并支援在不同地点进行非接触式付款处理。此整合终端与现有 POS 系统无缝集成,透过直接引入销售系统来简化付款处理,优化结帐效率并改善客户体验。此外,无线终端代表了付款技术的前沿,支援透过智慧型手机和平板电脑进行交易,体现了向更行动化和无现金社会的转变。总而言之,这些趋势凸显了消费者交易弹性、速度和便利性不断提高的趋势,付款终端从简单的交易设备发展为促进多种付款方式的全面解决方案。
最终用户:随着用户体验和业务效率的提高,最终用户的多样化正在不断发展。
在优化客户体验和提高业务效率的双重目标的推动下,娱乐、医疗保健、饭店、零售、电子商务和运输业正在经历向数位化和非接触式付款的关键转变。在电影院和主题乐园等娱乐场所,付款终端需要在高峰时段安全地处理大量交易,并纳入忠诚度计画以提高客户参与。医疗机构所需的付款解决方案能够确保病患资料的机密性、符合 HIPAA 等法规、支援 HSA 和 FSA 等多种付款选项,并为床边交易提供行动性。包括酒店和餐厅在内的酒店业需要多功能的付款终端,支援多种付款方式来容纳国际客人,与物业管理系统整合以简化服务,并且我们需要改善体验。为了利用消费者洞察,零售和电子商务平台需要快速、大容量、强大的付款终端,并与库存和客户关係管理系统整合。最后,交通运输部门需要具有快速连接和非接触式付款功能的耐用、可携式付款终端,并与交通管理系统集成,以实现高效运作和改善乘客体验。这种全方位的演变凸显了先进付款系统在促进不同行业场景中的无缝交易和丰富的用户互动的关键作用。
区域洞察
在触碰支付和智慧零售商店等先进技术的广泛采用的推动下,美洲的付款终端市场正在不断发展。该地区的参与者正在努力推出更安全的产品,以简化身分验证和诈欺预防等流程,让客户获得更好的金融服务。 PCI-DSS 等准则的引入鼓励进一步采用这些解决方案,并为企业处理财务资料创建一个安全的环境。在亚太地区,由于政府鼓励无现金付款以及信用卡使用的增加,对 POS付款的需求正在加速成长。由于电子商务日益普及,该地区行动付款选项的使用显着增加,电子商务支援需要付款终端的多种付款选项。亚洲拥有多家老字型大小企业,为该地区不断成长的零售业提供优质产品。欧洲付款终端的使用正在增加,越来越多的中小企业正在转向无现金付款解决方案。随着市场相关人员利用人工智慧和机器学习等数位创新,未来几年欧洲付款终端的使用量和复杂程度预计将持续成长。
FPNV定位矩阵
FPNV定位矩阵对于评估付款终端市场至关重要。我们检视与业务策略和产品满意度相关的关键指标,以对供应商进行全面评估。这种深入的分析使用户能够根据自己的要求做出明智的决策。根据评估,供应商被分为四个成功程度不同的像限:前沿(F)、探路者(P)、利基(N)和重要(V)。
市场占有率分析
市场占有率分析是一种综合工具,可以对付款终端市场中供应商的现状进行深入而深入的研究。全面比较和分析供应商在整体收益、基本客群和其他关键指标方面的贡献,以便更好地了解公司的绩效及其在争夺市场占有率时面临的挑战。此外,该分析还提供了对该行业竞争特征的宝贵见解,包括在研究基准年观察到的累积、分散主导地位和合併特征等因素。这种详细程度的提高使供应商能够做出更明智的决策并制定有效的策略,从而在市场上获得竞争优势。
1. 市场渗透率:提供有关主要企业所服务的市场的全面资讯。
2. 市场开拓:我们深入研究利润丰厚的新兴市场,并分析其在成熟细分市场的渗透率。
3. 市场多元化:提供有关新产品发布、开拓地区、最新发展和投资的详细资讯。
4.竞争评估与资讯:对主要企业的市场占有率、策略、产品、认证、监管状况、专利状况、製造能力等进行全面评估。
5. 产品开发与创新:提供对未来技术、研发活动和突破性产品开发的见解。
1.付款终端市场的市场规模和预测是多少?
2.付款终端市场预测期间需要考虑投资的产品、细分市场、应用程式和领域有哪些?
3.付款终端市场的技术趋势和法规结构是什么?
4.付款终端市场主要厂商的市场占有率为何?
5.进入付款终端市场合适的型态和策略手段是什么?
[180 Pages Report] The Payment Terminal Market size was estimated at USD 29.69 billion in 2023 and expected to reach USD 32.60 billion in 2024, at a CAGR 9.99% to reach USD 57.84 billion by 2030.
A payment terminal is a device, enabling the customer to conduct financial transactions when purchasing goods or services. They allow customers to pay for goods or services conveniently, reducing the reliance on physical currency. By providing a reliable platform to process payments, payment terminals help businesses provide customers with an improved experience by reducing wait times and improving security. Some payment terminals have additional features such as barcode scanners, EMV chip readers, NFC capabilities (contactless payments), and/or signature capture devices. Payment terminals are typically used in retail environments such as restaurants, supermarkets, and gas stations and for eCommerce transactions where customers need an efficient way to make purchases. Government initiatives to promote cashless and mobile payments are a major driving factor of NFC, magnetic stripes, and encrypted chip-based payment terminals. However, operational failures and security risks of these systems still remain a restraint. Market players are working on enhancing product security and performance capabilities while introducing new smart terminal solutions and self-service kiosks, and tap-to-pay terminal devices.
KEY MARKET STATISTICS | |
---|---|
Base Year [2023] | USD 29.69 billion |
Estimated Year [2024] | USD 32.60 billion |
Forecast Year [2030] | USD 57.84 billion |
CAGR (%) | 9.99% |
Type: Countertop terminals Evolved and Versatility of Modern Payment Terminals
Countertop terminals, the cornerstone of retail payments, amalgamate functionality with convenience, supporting a wide array of payment methods such as chip, swipe, tap, and mobile wallets, on their user-friendly touchscreen interfaces. Parallelly, mobile terminals offer unprecedented portability, enhancing contactless payment processing across varied locations. Integrated terminals, merging seamlessly with existing POS systems, streamline payment processes directly into sales systems, thus optimizing checkout efficiency and elevating the customer experience. Additionally, wireless terminals represent the forefront of payment technology, enabling transactions through smartphones or tablets, embodying the shift towards a more mobile and cashless society. Collectively, these advancements highlight a trend toward greater flexibility, speed, and convenience in consumer transactions, demonstrating the payment terminal's evolution from a mere transactional device to a comprehensive solution facilitating multiple payment modalities.
End User: Diverse Range of End User Are Evolving with the Enhancing User Experience and Operational Efficiency
The entertainment, healthcare, hospitality, retail and e-commerce, and transportation sectors are witnessing a pivotal shift towards digital and contactless payment methods, driven by the dual objectives of optimizing customer experience and operational efficacy. In entertainment venues like cinemas and theme parks, payment terminals must handle high-volume transactions securely during peak times, incorporating loyalty programs to elevate customer engagement. Healthcare facilities demand payment solutions that ensure patient data confidentiality, comply with regulations such as HIPAA, and support diverse payment options, including HSAs and FSAs, while offering mobility for bedside transactions. The hospitality industry, encompassing hotels and restaurants, requires versatile payment terminals compatible with various payment modes to cater to international guests, integrating with property management systems to streamline services and enhance guest experiences. Retailers and ecommerce platforms necessitate robust payment terminals capable of speedy, high-volume transactions, integrated with inventory and customer relationship management systems to leverage consumer insights. Lastly, the transportation sector needs durable, portable payment terminals with rapid connectivity and contactless payment capabilities, integrated with transit management systems for efficient operations and an improved passenger experience. This across-the-board evolution underscores the critical role of advanced payment systems in fostering seamless transactions and enriched user interactions in diverse industry scenarios.
Regional Insights
The Americas payment terminal market is continuously advancing, driven by the wide adoption of advanced technologies such as tap-to-pay and smart retail stores. Players in the region are working on introducing more secure products that streamline processes such as identity verification and fraud prevention while also allowing customers greater access to their improved financial services. The introduction of guidelines such as PCI-DSS drives further adoption of these solutions, creating a safe environment for businesses to handle financial data. In the Asia-Pacific region, government initiatives encouraging cashless payments and the expansion of credit card usage have accelerated the demand for POS payments. The region has observed a significant rise in the use of mobile payment options due to the elevated popularity of eCommerce, which supports multiple payment options that require payment terminals. Asia is home to several established companies that have been providing high-quality products serving the growing retail sector in the region. The use of payment terminals in Europe is on the rise, with an increasing number of small & medium-sized businesses transitioning to cashless payment solutions. The usage of payment terminals in Europe is expected to continue to grow in both volume and sophistication over the next few years as market players take advantage of digital innovations such as artificial intelligence and machine learning.
FPNV Positioning Matrix
The FPNV Positioning Matrix is pivotal in evaluating the Payment Terminal Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).
Market Share Analysis
The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the Payment Terminal Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.
Key Company Profiles
The report delves into recent significant developments in the Payment Terminal Market, highlighting leading vendors and their innovative profiles. These include Absa Group Limited, Adyen N.V., Altron Limited, BITEL Co., Ltd., Capital Appreciation Limited, Castles Technology, Cegid Group, Clearly Payments Inc., FEIG Electronic GmbH, Fidelity National Information Services, Inc., Fiserv, Inc., Fujian Newland Payment Technology Co., Ltd., INGENICO, iPay88, Maya Philippines, Inc., NCR Corporation, NEC Corporation, Panasonic Holdings Corporation, PAX Technology, Payfast by Network International Holdings PLC, PayPal Holdings, Inc., Pine Labs Private Limited, Razer Merchant Services, Samsung Electronics Co., Ltd., Shanghai SUNMI Technology Co., Ltd., Square, Inc. by Block, Inc., Squirrel Systems, Standard Bank Group, Stripe, Inc., SZZT Electronics Co., Ltd., Toshiba Corporation, Ukheshe Technologies Pty Ltd., UL LLC, UROVO Technology Corporation Ltd., VeriFone, Inc., WAPPoint (Pty) Ltd., WInpos Group AB, Worldline S.A., YOCO, and Zapper Marketing (Southern Africa) (Pty) Ltd..
Market Segmentation & Coverage
1. Market Penetration: It presents comprehensive information on the market provided by key players.
2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.
3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.
4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.
5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.
1. What is the market size and forecast of the Payment Terminal Market?
2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the Payment Terminal Market?
3. What are the technology trends and regulatory frameworks in the Payment Terminal Market?
4. What is the market share of the leading vendors in the Payment Terminal Market?
5. Which modes and strategic moves are suitable for entering the Payment Terminal Market?