市场调查报告书
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1383460
2030 年商业付款终端市场预测:按类型、最终用户和地区分類的全球分析Commercial Payment Terminals Market Forecasts to 2030 - Global Analysis By Type (Point-of-Sale Terminals, Contactless Payment Terminals, Vending Machine Payment Terminals, Unattended Payment Terminals and Other Types), End User and by Geography |
根据 Stratistics MRC 的数据,全球商业付款终端市场在预测期内将以 12.5% 的年复合成长率成长。
商业付款终端是企业和组织用来安全、便捷地处理支付的电子设备。提供自助、檯面、行动、无线、智慧终端等多种配置,满足不同产业的需求。此外,这些终端还提供多种付款选项,包括非接触式、金融卡和信用卡交易。
根据2022年第二季度付款统计数据,全国付款系统运作顺利。银行帐户数、非现金付款量、付款系统交易量等统计数据整体维持稳定成长。
鑑于最近发生的大量网路攻击和资料洩露,企业继续高度重视资料安全。此外,先进的安全功能、加密以及符合 PCI DSS 等严格业界标准也是付款终端备受追捧的功能。这些设备提供企业保护敏感客户和资料所需的资源。
确保付款安全是一项持续的挑战,涉及管理各种威胁,包括恶意软体、网路钓鱼攻击和资料外洩。此外,付款终端需要强大的安全功能,例如标记化、端对端加密和安全金钥管理。为了有效降低不断变化的风险,公司还必须投资持续的员工培训并建立主动的安全策略。
付款终端製造商正在部署先进的安全功能,例如生物识别、基于机器学习的诈骗侦测以及硬体安全模组 (HSM) 等安全硬体组件,以跟上不断变化的威胁形势。您可以投资。然而,为了确保完全的安全,公司还可以提供持续的网路安全培训和协助。
由于不断变化的网路安全威胁情势,付款终端供应商面临巨大风险。此外,威胁行为者利用不断发展的技术(包括勒索软体、网路钓鱼攻击和恶意软体)瞄准付款终端,以窃取敏感的财务资讯。为了防范这些风险并遏止网路犯罪分子,提供者必须大力投资网路安全措施。
商业付款终端市场受到COVID-19大流行的严重影响。安全问题加速了非接触式付款和电子商务的采用,但也导致了供应链中断、企业暂时关闭以及復苏计划和市场復苏的不确定性。此外,付款终端需要变得更具适应性和安全性,因为企业必须重新评估客户参与和付款处理策略以适应新常态。
在商业付款终端市场中,POS终端预计将占据最大份额。销售资讯(POS) 终端是现代付款处理的支柱,安装在许多餐厅、零售店和其他商业机构中,以实现安全有效的交易。这些终端允许企业接受各种来源的付款,包括借记卡、信用卡以及行动钱包。此外,为了维持我们在付款产业的主导地位,我们不断开发POS终端以适应新的付款技术。
电子商务产业正以最高的年复合成长率成长。网上购物趋势,尤其是电子商务大流行所加速的趋势,是电子商务成长的驱动力。电子商务公司严重依赖安全实用的付款处理解决方案,因此先进的付款终端需求量很大。此外,数位付款方式的采用、线上零售的持续成长,以及对安全且用户友好的付款终端的需求,以满足线上买家不断变化的需求,是该细分市场快速成长的关键驱动力。
美国拥有北美商业付款终端最大的市场占有率。这项优势归功于非接触感应卡、金融卡和信用卡作为电子付款方式在实体商店和线上零售环境中的广泛使用。此外,该地区显着的市场占有率是由强大的金融基础设施、严格的安全法规和精通技术的基本客群推动的。
在商业付款终端市场中,欧洲地区的年复合成长率最高。非接触式和行动付款越来越普及,付款的使用在英国、德国和法国等欧洲国家付款增加。此外,由于该地区发达的金融基础设施、有利的法规环境以及对安全有效的付款解决方案的需求,欧洲商业付款终端市场显着成长。
According to Stratistics MRC, the Global Commercial Payment Terminals Market is growing at a CAGR of 12.5% during the forecast period. Commercial payment terminals are electronic devices that businesses and organizations use to process payments securely and conveniently. They are available in many different configurations, including self-service, countertop, mobile, wireless, and smart terminals, to satisfy the specific needs of various industries. Additionally, a variety of payment options is accepted by these terminals, such as contactless, debit, and credit card transactions.
According to payment statistics in Q2 2022, the payment systems functioned smoothly across the country. Statistics including the number of bank accounts, the volume of non-cash payments and the transaction volume in payment systems generally maintained smooth growth
Businesses continue to place a high priority on data security, especially in light of the recent wave of cyber attacks and data breaches. Additionally, advanced security features, encryption, and adherence to strict industry standards like PCI DSS are highly sought-after characteristics in payment terminals. These terminals give companies the resources they need to protect sensitive client and financial data.
Ensuring payment security is an ongoing challenge that involves managing various threats such as malware, phishing attacks, and data breaches. Moreover, strong security features, such as tokenization, end-to-end encryption, and secure key management, are required for payment terminals. To effectively mitigate evolving risks, businesses must also invest in ongoing employee training and establish proactive security policies.
Payment terminal manufacturers can make investments in advanced security features like biometric authentication, machine learning-based fraud detection, and secure hardware components like Hardware Security Modules (HSMs) in response to the constantly changing threat landscape. However, in order to guarantee complete security, they can also offer businesses continuing cybersecurity training and assistance.
The providers of payment terminals are at serious risk due to the constantly changing landscape of cybersecurity threats. Moreover, threat actors target payment terminals with ever-evolving techniques, such as ransom ware, phishing attacks, and malware, in an effort to steal confidential financial information. In order to defend against these risks and keep up with cybercriminals, providers need to make significant investments in cybersecurity measures.
The commercial payment terminal market was significantly impacted by the COVID-19 pandemic. Due to safety concerns, it hastened the adoption of contactless payments and e-commerce, but it also caused supply chain disruptions, temporary business closures, and uncertainty about resilience planning and market recovery. Additionally, payment terminals need to be more adaptable and secure as a result of businesses having to reevaluate their customer engagement strategies and payment processing strategies in order to adjust to the new normal.
In the commercial payment terminal market, point-of-sale (POS) terminals are expected to hold the largest share. Point-of-sale (POS) terminals are the mainstay of contemporary payment processing and are found in many restaurants, retail establishments, and other commercial settings to enable safe and effective transactions. These terminals allow companies to take payments from a variety of sources, such as debit and credit cards, mobile wallets, and more. Furthermore, in order to maintain their leadership position in the payment industry, POS terminals are always developing to accommodate new payment technologies.
The e-commerce segment was growing at the highest CAGR. The trend toward online shopping, which has been accelerated by the COVID-19 pandemic in particular, has been the driving force behind the growth of e-commerce. Advanced payment terminals are in high demand because e-commerce companies rely so heavily on safe and practical payment processing solutions. Moreover, the adoption of digital payment methods, the ongoing growth of online retail, and the requirement for safe, user-friendly payment terminals to satisfy the changing needs of online buyers are the main drivers of the segment's rapid growth.
In terms of market share for commercial payment terminals in North America, more specifically, the United States held the largest share. This dominance was ascribed to the widespread use of contactless, debit, and credit cards as electronic payment methods in both brick-and-mortar and online retail environments. Furthermore, the region's notable market share was facilitated by its strong financial infrastructure, strict security regulations, and a tech-savvy customer base.
In the commercial payment terminals market, the Europe region is growing at the highest CAGR. Contactless and mobile payments were becoming more and more popular, and several European nations, including the UK, Germany, and France, were seeing a rise in the use of electronic payment methods. Moreover, the European Commercial Payment Terminals Market has grown significantly as a result of the region's well-developed financial infrastructure, favourable regulatory environment, and demand for safe and effective payment solutions.
Some of the key players in Commercial Payment Terminals market include: BBPOS, Castles Technology, Cayan, Diebold Nixdorf, Equinox Payments, First Data Corporation (now Fiserv), Ingenico Group, Mobeewave, NCR Corporation, Newland Payment Technology, PAX Global Technology, Pioneer POS, Poynt, Square, Inc., SZZT Electronics Co., Ltd and Verifone Systems, Inc.
In May 2023, Diebold Nixdorf, Incorporated announced it has entered into a restructuring support agreement with certain of its key financial stakeholders to effectuate a comprehensive debt restructuring transaction that is intended to be completed efficiently and quickly. The restructuring is expected to significantly reduce debt and leverage levels and provide substantial additional liquidity to support seamless ongoing operations and establish a long-term, sustainable capital structure for the Company.
In April 2023, Cayan Group, a leading real estate investment and development company in the Middle East, has signed a development agreement with NEOM, a gigaproject spanning 26,500 square kilometers in northwest Saudi Arabia. Under the agreement, Cayan Group will fully fund and develop a Hampton By Hilton hotel situated at the NEOM Community site to meet the rapidly rising accommodation demand from the construction sector- a critical component to further progress earthworks at the site. Construction, led by BEC Arabia, has already started on the hotel, and it is expected to open by the end of 2023.
In December 2022, Fiserv, Inc., a leading global provider of payments and financial services technology solutions, today announced that it has entered into a new employment agreement with Frank Bisignano to serve as President and Chief Executive Officer through December 2027. Bisignano will also continue to serve as Chairman of the Board.