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人工智慧金融市场:未来预测(2024-2029)AI finance market - Forecasts from 2024 to 2029 |
AI金融市场预计将以16.50%的复合年增长率成长,市场规模从2024年的170.25亿美元增至2029年的320.66亿美元。
人工智慧金融,也称为金融人工智慧或金融科技人工智慧,是在金融领域使用人工智慧(AI)技术来促进业务和事实处理、高级选择、客户服务等自动化。人工智慧金融采用多种人工智慧策略,包括深度学习、自然语言处理、预测分析和机器人系统自动化。其广泛的应用领域涵盖以下产业:银行、保险、资产管理、经济科技公司。
人工智慧金融的显着方面包括自动化金融服务、资料收集和分析以及增强客户体验。人工智慧可以透过减少许多手动和重复性任务和流程(例如资料输入、报表核对、诈欺检测)来帮助提高财务效率。这种自动化提高了业务效率、降低了成本并最大限度地减少了错误。人工智慧演算法分析金融背景下的非常大的资料集,目的是识别相关模式、趋势和资讯以帮助决策流程。因此,预测分析用于检测市场、客户行为和风险的新兴趋势。基于人工智慧的对话代理商或虚拟助理可以帮助客户提供报价、查询甚至购买。这是透过 NLP 实现的,它使这些系统能够即时了解客户并做出回应,从而提高客户的整体满意度。
此外,人工智慧金融是新时代金融科技和服务发展的指南理念,它为经济主体的商业行为带来重大变革。随着人工智慧工具在未来几年的进步,我们预计金融业将采用更多的人工智慧工具。反过来,这可能会导致金融服务提供的进一步成长和变化。
人工智慧金融市场的驱动力
人工智慧、机器学习和自然语言处理的进步正在增强人工智慧在金融服务中的能力。改进的演算法和模型可以实现更准确的预测、风险评估和个人化的客户体验。在市场上提供的各种服务中,SAP Business AI 嵌入到金融应用程式中,以提高生产力、业务洞察力和安全性。自动化活动、提高报告准确性并降低诈欺风险。它还有助于检测和防止异常情况,使财务专业人员能够专注于策略目标。
技术进步持续推动金融领域的创新和转型,人工智慧解决方案可改善决策、业务流程和客户体验。随着人工智慧的进步,业务的未来预计将更加依赖这些技术。
AI金融市场地理版图
除了硅谷、波士顿和西雅图之外,北美地区还有许多创新中心,其中大部分在美国。可以理解的是,这些地区正在经历重大活动,因为它们专注于人工智慧开发。其中包括 IBM、 Oracle、Simplifai.ai 和 SAP 等新兴企业、大型 IT 公司、研究中心和创业投资,它们都专注于为金融领域创建 AI 解决方案。
北美拥有多元化且监管良好的金融服务业,包括银行、投资、保险、金融科技以及各种监管机构,包括传统和自动化机构。该地区发达的金融结构和生态系统有利于人工智慧技术在金融领域各行业的采用。
此外,技术和投资的持续进步、有利的政策以及由于庞大的人才库而提供的创新公司和人才将推动北美人工智慧金融领域最有益的工具和其他指南。
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The AI finance market is expected to grow at a CAGR of 16.50%, reaching a market size of US$32.066 billion in 2029 from US$17.025 billion in 2024.
AI Finance, referred to as AI in Finance or FinTech AI, is the usage of artificial intelligence (AI) technologies in finance to facilitate automation of duties and facts processing, progressed choice making, and customer service, among others. AI Finance employs diverse AI strategies, which include deep learning, herbal language processing, predictive analytics, and robotics system automation. Its extensive applications encompass the subsequent sectors, banking, insurance, asset management, and economic technology companies.
Some notable aspects of AI finance include the automation of financial services, data collection and analysis, and enhancement of customer experiences. Artificial intelligence helps finance increase the effectiveness of concerns by reducing many manual and repetitive tasks and processes - such as entering data, reconciling statements, carrying out compliance procedures, and spotting fraud. Such automation improves operational efficiency, reduces costs, and minimizes errors. AI algorithms analyze very large-scale datasets in a financial context with the aim of identifying relevant patterns, trends, and information to aid in the decision-making processes. Thus, predictive analytics is used to detect emerging trends within markets, customer behaviors, and risks. AI-based conversational agents and virtual personal assistants help customers with offers, queries, and even purchasing. This is made possible through NLP, which enables these systems to understand and respond to customers in real-time, contributing to their overall satisfaction.
Moreover, AI Finance is a guiding concept in the new era of the development of financial technologies and services since it introduces considerable transformations in the business practices of economic entities. It is expected that advancing AI Tools in the coming years will result in the finance sector adopting more AI tools. This will, in turn, lead to more growth and change dynamics in providing financial services.
AI finance market drivers
Improvements in artificial intelligence, machine learning, and natural language processing have enhanced the functionality of AI within financial services. Improved algorithms and models allow for more accurate forecasts, risk assessments, and personalized client experiences. Among various services available in the market, SAP Business AI is incorporated into finance applications, which improves productivity, business insight, and security. It automates activities, increases reporting accuracy, and lowers fraud risk. It also aids in anomaly discovery and prevention, freeing finance professionals to concentrate on strategic objectives.
Innovation and transitions in the finance sector continue to be propelled by technological advancements, making AI solutions available for improved decision-making, operational processes, and customer experiences. With the evolution of artificial intelligence, it's expected that banking's future will depend on these technologies even more.
AI finance market geographical outlook
Apart from Silicon Valley, Boston, and Seattle, many more centers of technological innovation are located in the North American region, most of which are in the US. It is understandable that these regions experience significant activity due to the emphasis on developing AI. This includes startups, major IT companies, research centers, and venture capital firms like IBM, Oracle, Simplifai.ai, and SAP, all focused on creating AI solutions for the finance sector.
North America has a diverse and well-regulated financial services sector that includes banking, investments, insurance, fintech, and various regulatory authorities, including traditional and automated bodies. The region's well-developed financial structure and ecosystem are favorable to embracing AI technology across various industries within the finance sector.
Moreover, the tools and other guiding factors proving the most beneficial in the field of AI finance in North America will be applicable for a long time owing to the continuous advancement in technology and investment, favorable policies, and the large pool of innovative companies and talent within reach.
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