Product Code: TC 8680
The Fintech as a Service market (FaaS) market size is estimated to grow from USD 358.8 billion in 2024 to USD 806.9 billion by 2029 at a Compound Annual Growth Rate (CAGR) of 17.6% during the forecast period. The shift towards digital finance operations plays a significant role in pushing companies to adopt FaaS services. As businesses move from old-school banking to digital payments and money transfers, every company is jumping on board with the rapid growth of digital payments, lending, and other operations. This makes keeping an eye on and securing FaaS crucial. Safe APIs allow data to move between financial institutions and fintech firms. Following rules like GDPR and PCI DSS helps protect sensitive financial data from misuse or theft and drives the growth of the Fintech as a Service market (FaaS) market.
Scope of the Report |
Years Considered for the Study | 2018-2029 |
Base Year | 2023 |
Forecast Period | 2024-2029 |
Units Considered | USD (Billion) |
Segments | By Type, Technology, Application, End User, Region. |
Regions covered | North America, Europe, Asia Pacific, Middle East & Africa and Latin America |
"By end user, the insurance companies accounts for a larger market share."
Insurance has many complicated, data-driven activities, like underwriting, claim processing, and fraud detection, that can be streamlined and optimized using FaaS to improve efficiency and accuracy. Insurers are more focused on delivering seamless digital experiences as well as personalized products for clients; hence, FaaS offers an opportunity to enhance customer retainability. Better risk assessment and pricing can be achieved by employing up-to-date information through analytics and telematics to develop dynamic pricing based on enhanced data analytics from FaaS. Advanced fraud prevention is possible because FaaS allows AI-enabled solutions to identify fraud patterns, significantly reducing risks. Due to the strict regulations governing the insurance industry, automation of compliance procedures is possible with the help of FaaS, thus reducing the risks involved. Parametric insurance and usage-based insurance need not wait long for development due to FaaS, as well as other innovative distribution channels like embedded insurance and digital marketplaces. Operational efficiency, customer experience, and product innovation at insurance companies can increase dramatically by fully embracing Fintech as a Service.
Compliance & regulatory support accounts for larger market share , by application
The financial sector is characterized by numerous stringent laws, such as Anti-Money Laundering (AML), Know Your Customer (KYC), General Data Protection Regulation (GDPR), and the Revised Payment Service Directive (PSD2), which attract heavy penalties when violated. Taking into account issues regarding data security policy, regulations regarding protection against unauthorized use may be observed where the Customer Privacy Act are recently signed into law. To prevent fraud and manage operational risks, responsible compliance methods are necessary. When you show that you are complying, you are able to create a rapport that will make clients prefer working with the organization rather than the competitors. The operational efficiency of automated compliance activities increases as their costs decrease. In order to avoid any future problems related to this area and handle them on time, modern financial technology firms are required to consider their compliance at all levels above all else. As compliance scrutiny expands and non-adherence penalties increase fraudulent finance players will have to start seeking compliance and regulatory services if they are going to have significant market shares in the fintech-as-a-service market.
By region, North America accounts for the highest market size during the forecast period.
The presence of crucial aspects like constantly improving its technology infrastructure, high-speed internet access, advanced payment processing systems, cutting-edge data centers, trendsetting innovation culture, and developing technology adoption makes North America one of the largest growing sectors within finance technology (fintech). The region benefits from an ongoing customer base for fintech products, a mature banking industry, and a favorable regulatory environment because it has a technologically sophisticated population. The sector is driven by abundant venture capital funding as well as a flourishing collection of mergers and acquisitions by financial technology companies.
In North America, businesses in fintech utilize data analytics to enhance customer service experiences while developing more customer-oriented solutions. The modern educational institutions positioned in the region also help attract technological experts and attract talents, enabling further growth in this sector.
Breakdown of primaries
The study contains insights from various industry experts, from component suppliers to Tier 1 companies and OEMs. The break-up of the primaries is as follows:
- By Company Type: Tier 1 - 35%, Tier 2 - 45%, and Tier 3 - 20%
- By Designation: C-level - 40% and Managerial and Other Levels - 60%
- By Region: North America - 38%, Asia Pacific - 26%, Europe - 21%, and Middle East & Africa - 10%
Major vendors in the FaaS market include PayPal (US), Mastercard (US), Fiserv (US), Block (US), Rapyd (UK), Envestnet (US), Upstart (US), Solid Financial (US), FIS (US), Synctera (US), Stripe (US) , Adyen (Netherlands), Dwolla (US), Finastra (UK), Revolut (UK), Fispan (Canada), Nium (Singapore), Airwallex (Australia), Sofi Technologies Inc. (US), Margeta (US), Finx (US), Synapse (US).
The study includes an in-depth competitive analysis of the key players in the FaaS market, their company profiles, recent developments, and key market strategies.
Research Coverage
The report segments the FaaS market. It forecasts its size by Type (Banking, Payments, Insurance, Investments, Lending, accounting, wealth management), by Technology (AI & ML, Blockchain, RPA, API, big data), by application (Fraud Monitoring, KYC Verification, Compliance & Regulatory Support, Data Analytics and Insights, Customer Onboarding & Account Management, Money management, Real estate mortgage services), end user (Banks, Financial Institutes, Insurance Companies, Other End Users (Other end users include capital markets, retail, and eCommerce.)) and Region (North America, Europe, Asia Pacific, Middle East & Africa and Latin America).
The study also includes an in-depth competitive analysis of the market's key players, their company profiles, key observations related to product and business offerings, recent developments, and key market strategies.
Key Benefits of Buying the Report
The report will help the market leaders/new entrants with information on the closest approximations of the revenue numbers for the overall FaaS market and the subsegments. This report will help stakeholders understand the competitive landscape and gain more insights to position their businesses better and plan suitable go-to-market strategies. The report also helps stakeholders understand the market pulse and provides information on key market drivers, restraints, challenges, and opportunities.
The report provides insights on the following pointers:
- Analysis of key drivers (increasing digital financial services, open banking operational initiatives leg by governments), restraints (privacy and security concerns in FaaS adoption and complexity in integrating legacy systems), opportunities (transforming financial landscape through digital lending platforms and expansion of cross-border payments and remittances), and challenges (complexities and costs associated with financial regulations and growing competition in the fast-moving digital financial landscape).
- Product Development/Innovation: Detailed insights on upcoming technologies, research development activities, new products, and service launches in the Faas market.
- Market Development: Comprehensive information about lucrative markets - the report analyses the FaaS market across varied regions.
- Market Diversification: Exhaustive information about new products and services, untapped geographies, recent developments, and investments in the FaaS market.
- Competitive Assessment: In-depth assessment of market shares, growth strategies, and service offerings of leading players PayPal (US), Mastercard (US), Fiserv (US), Block (US), Rapyd (UK), Envestnet (US), Upstart (US), Solid Financial (US), FIS (US), Synctera (US), Stripe (US) , Adyen (Netherlands), Dwolla (US), Finastra (UK), Revolut (UK), Fispan (Canada), Nium (Singapore), Airwallex (Australia), Sofi Technologies Inc. (US), Margeta (US), Finx (US), Synapse (US) among others, in the FaaS market strategies.
TABLE OF CONTENTS
1 INTRODUCTION
- 1.1 STUDY OBJECTIVES
- 1.2 MARKET DEFINITION
- 1.2.1 INCLUSIONS AND EXCLUSIONS
- 1.3 STUDY SCOPE
- 1.3.1 MARKET SEGMENTATION
- 1.4 YEARS CONSIDERED
- 1.5 CURRENCY CONSIDERED
- 1.6 STAKEHOLDERS
- 1.7 SUMMARY OF CHANGES
2 RESEARCH METHODOLOGY
- 2.1 RESEARCH DATA
- 2.1.1 SECONDARY DATA
- 2.1.2 PRIMARY DATA
- 2.1.2.1 Breakup of primary profiles
- 2.1.2.2 Key insights from industry experts
- 2.2 DATA TRIANGULATION
- 2.3 MARKET SIZE ESTIMATION
- 2.3.1 TOP-DOWN APPROACH
- 2.3.2 BOTTOM-UP APPROACH
- 2.4 MARKET FORECAST
- 2.5 RESEARCH ASSUMPTIONS
- 2.6 RESEARCH LIMITATIONS
3 EXECUTIVE SUMMARY
4 PREMIUM INSIGHTS
- 4.1 ATTRACTIVE OPPORTUNITIES FOR PLAYERS IN FINTECH AS A SERVICE MARKET
- 4.2 FINTECH AS A SERVICE MARKET, BY TYPE
- 4.3 FINTECH AS A SERVICE MARKET, BY TECHNOLOGY
- 4.4 FINTECH AS A SERVICE MARKET, BY APPLICATION
- 4.5 FINTECH AS A SERVICE MARKET, BY END USER
- 4.6 MARKET INVESTMENT SCENARIO
5 MARKET OVERVIEW AND INDUSTRY TRENDS
- 5.1 INTRODUCTION
- 5.2 MARKET DYNAMICS
- 5.2.1 DRIVERS
- 5.2.1.1 Operational flexibility and scalability with advent of cloud computing technology
- 5.2.1.2 Innovation of AI and blockchain
- 5.2.1.3 Rise in demand for streamlined compliance and regulatory solutions
- 5.2.1.4 Growth in demand for digital financial services
- 5.2.1.5 Open banking operational initiatives
- 5.2.2 RESTRAINTS
- 5.2.2.1 Complexity involved in integration with legacy systems
- 5.2.2.2 Issues related to data security and privacy
- 5.2.2.3 Lack of interoperability
- 5.2.2.4 Risks associated with geopolitical and macroeconomic factors
- 5.2.3 OPPORTUNITIES
- 5.2.3.1 Transforming financial landscape through digital lending platforms
- 5.2.3.2 Increase in shift toward digital banking and payments
- 5.2.3.3 Wealth management tools for investment services
- 5.2.3.4 Expansion of cross-border payments and remittances
- 5.2.4 CHALLENGES
- 5.2.4.1 Privacy concerns of data and security for financial services
- 5.2.4.2 Complexity and cost associated with financial regulations
- 5.2.4.3 Scalability and infrastructure challenges of FaaS
- 5.2.4.4 Growing competition in fast-moving digital financial landscape
- 5.3 CASE STUDY ANALYSIS
- 5.3.1 API PORTAL BY FISERV ENHANCED CONSUMER EXPERIENCE FOR VERIDIAN CREDIT UNION
- 5.3.2 PAYMYTUITION EXPANDED GLOBAL FOOTHOLD BY IMPLEMENTING RAPYD'S CROSS-BORDER AND LOCAL PAYMENTS TECHNOLOGY
- 5.3.3 HOME CHEF LEVERAGING PAYPAL CHECKOUT BUTTON TO BOOST NEW CUSTOMER SIGNUPS AND REVENUE
- 5.4 VALUE CHAIN ANALYSIS
- 5.4.1 TECHNOLOGY INFRASTRUCTURE PROVIDERS
- 5.4.2 FINTECH AS A SERVICE PROVIDERS
- 5.4.3 APPLICATION DEVELOPERS
- 5.4.4 SYSTEM INTEGRATORS
- 5.4.5 END-USERS
- 5.5 ECOSYSTEM ANALYSIS
- 5.6 PORTER'S FIVE FORCES MODEL ANALYSIS
- 5.6.1 THREAT OF NEW ENTRANTS
- 5.6.2 THREAT OF SUBSTITUTES
- 5.6.3 BARGAINING POWER OF SUPPLIERS
- 5.6.4 BARGAINING POWER OF BUYERS
- 5.6.5 INTENSITY OF COMPETITIVE RIVALRY
- 5.7 PRICING MODEL ANALYSIS
- 5.7.1 AVERAGE SELLING PRICE TREND OF FINTECH AS A SERVICE AMONG KEY PLAYERS, BY SOLUTION
- 5.7.2 INDICATIVE PRICING ANALYSIS, BY OFFERING
- 5.8 TECHNOLOGY ANALYSIS
- 5.8.1 KEY TECHNOLOGIES
- 5.8.1.1 Machine learning & artificial Intelligence (AI)
- 5.8.2 COMPLIMENTARY TECHNOLOGIES
- 5.8.2.1 Big data analytics
- 5.8.2.2 User behavior analytics
- 5.8.3 ADJACENT TECHNOLOGIES
- 5.8.3.1 Cloud computing
- 5.8.3.2 Digital identity verification
- 5.9 PATENT ANALYSIS
- 5.10 TRENDS/DISRUPTIONS IMPACTING CUSTOMER BUSINESS
- 5.11 REGULATORY LANDSCAPE
- 5.11.1 PAYMENT CARD INDUSTRY DATA SECURITY STANDARD (PCI-DSS)
- 5.11.2 KNOW YOUR CUSTOMER (KYC)
- 5.11.3 ANTI-MONEY LAUNDERING (AML)
- 5.11.4 FINANCIAL STABILITY OVERSIGHT COUNCIL (FSOC)
- 5.11.5 EUROPEAN UNION GENERAL DATA PROTECTION REGULATION (EU GDPR)
- 5.11.6 OFFICE OF THE SUPERINTENDENT OF FINANCIAL INSTITUTIONS (OSFI)
- 5.11.7 REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS
- 5.12 KEY STAKEHOLDERS AND BUYING CRITERIA
- 5.12.1 KEY STAKEHOLDERS IN BUYING PROCESS
- 5.12.2 BUYING CRITERIA
- 5.13 KEY CONFERENCES & EVENTS
- 5.14 BUSINESS MODEL ANALYSIS
- 5.14.1 TRANSACTION FEE MODEL
- 5.14.2 SUBSCRIPTION-BASED MODEL
- 5.14.3 LICENSING AND PARTNERSHIPS
- 5.14.4 DATA MONETIZATION MODEL
- 5.14.5 CROWDFUNDING AND INVESTMENTS MODEL
- 5.14.6 REVENUE-SHARING MODEL
- 5.14.7 WHITE-LABELING MODEL
- 5.14.8 API MONETIZATION MODEL
- 5.14.9 MARKET PLACE MODEL
- 5.15 INVESTMENT AND FUNDING SCENARIO
- 5.16 IMPACT OF GENERATIVE AI ON FINTECH AS A SERVICE MARKET
- 5.16.1 TOP USE CASES & MARKET POTENTIAL
- 5.16.2 IMPACT OF GEN AI ON INTERCONNECTED AND ADJACENT ECOSYSTEM
- 5.16.2.1 Cloud Computing
- 5.16.2.2 Artificial Intelligence (AI) & Machine Learning (ML)
- 5.16.2.3 Blockchain
- 5.16.2.4 Big Data and Analytics
- 5.16.2.5 API Integration
6 FINTECH AS A SERVICE MARKET, BY TYPE
- 6.1 INTRODUCTION
- 6.2 BANKING
- 6.2.1 FINTECH STARTUPS VYING TO CAPITALIZE ON INTENSE COMPETITION AND MARKET CONSOLIDATION IN BANKING
- 6.2.2 BANKING: MARKET DRIVERS
- 6.3 PAYMENTS
- 6.3.1 FINTECH AS A SERVICE BRIDGES GAP BETWEEN TRADITIONAL PAYMENT METHODS AND TECHNOLOGY
- 6.3.2 PAYMENTS: MARKET DRIVERS
- 6.4 INSURANCE
- 6.4.1 INCREASE IN CONSUMER DEMAND FOR PERSONALIZED AND CONVENIENT INSURANCE
- 6.4.2 INSURANCE: MARKET DRIVERS
- 6.5 INVESTMENTS
- 6.5.1 EMBRACING SELF-DIRECTED INVESTING WITH FINTECH AS A SERVICE SOLUTIONS
- 6.5.2 INVESTMENTS: MARKET DRIVERS
- 6.6 LENDING
- 6.6.1 BORROWERS SEEK STREAMLINED LOAN APPLICATION PROCESSES, FASTER APPROVAL, AND MORE FLEXIBLE LENDING TERMS
- 6.6.2 LENDING: MARKET DRIVERS
- 6.7 ACCOUNTING
- 6.7.1 PRECISION OF SERVICES THROUGH ROLE OF ACCOUNTING IN FAAS MARKET
- 6.7.2 ACCOUNTING: MARKET DRIVERS
- 6.8 WEALTH MANAGEMENT
- 6.8.1 CATERING SMALL INVESTORS AND COMMUNICATION THROUGH USER APPS
- 6.8.2 WEALTH MANAGEMENT: MARKET DRIVERS
7 FINTECH AS A SERVICE MARKET, BY TECHNOLOGY
- 7.1 INTRODUCTION
- 7.2 AI & ML
- 7.2.1 AUTOMATING TASKS AND INCREASING OPERATIONAL EFFICIENCY THROUGH AI & ML
- 7.2.2 AI & ML: MARKET DRIVERS
- 7.3 BLOCKCHAIN
- 7.3.1 FACILITATING DIGITIZATION AND AUTOMATION OF TRADE PROCESSES WITH BLOCKCHAIN
- 7.3.2 BLOCKCHAIN: MARKET DRIVERS
- 7.4 RPA
- 7.4.1 STREAMLINING COMPLIANCE PROCESSES THROUGH AUTOMATION
- 7.4.2 RPA: MARKET DRIVERS
- 7.5 API
- 7.5.1 STANDARDIZED AND SEAMLESS INTEGRATION OF DIFFERENT APPLICATIONS USING API
- 7.5.2 API: MARKET DRIVERS
- 7.6 BIG DATA
- 7.6.1 AUTOMATION AND OPTIMIZATION OF FINANCIAL DATA USING BIG DATA
- 7.6.2 BIG DATA: MARKET DRIVERS
8 FINTECH AS A SERVICE MARKET, BY APPLICATION
- 8.1 INTRODUCTION
- 8.2 FRAUD MONITORING
- 8.2.1 SHIFT TOWARD DIGITAL TRANSACTIONS DRIVES NEED FOR ROBUST FRAUD MONITORING SOLUTIONS
- 8.2.2 FRAUD MONITORING: MARKET DRIVERS
- 8.2.3 FRAUD ANALYTICS
- 8.2.4 AUTHENTICATION
- 8.2.5 TRANSACTION ANOMALY DETECTION & FRAUD PREVENTION
- 8.2.6 ACCOUNT TAKEOVER PREVENTION
- 8.2.7 CREDIT RISK ASSESSMENT & PORTFOLIO MANAGEMENT
- 8.3 KYC VERIFICATION
- 8.3.1 EFFICIENT CUSTOMER ONBOARDING WITH KYC VERIFICATION-ENABLED SOLUTIONS
- 8.3.2 KYC VERIFICATION: MARKET DRIVERS
- 8.3.3 VIDEO VERIFICATION
- 8.3.4 DIGITAL ID SCHEMES
- 8.3.5 IDENTITY VERIFICATION
- 8.3.6 RISK SCORING
- 8.3.7 ANTI-MONEY LAUNDERING (AML) COMPLIANCE
- 8.4 COMPLIANCE & REGULATORY SUPPORT
- 8.4.1 ADHERENCE TO REGULATORY REQUIREMENTS WITH LAWS AND STANDARDS
- 8.4.2 COMPLIANCE & REGULATORY SUPPORT: MARKET DRIVERS
- 8.4.3 RISK MANAGEMENT
- 8.4.4 REGULATORY REPORTING & COMPLIANCE
- 8.4.5 AUDIT MANAGEMENT
- 8.4.6 REGTECH INTEGRATION
- 8.5 DATA ANALYTICS & INSIGHTS
- 8.5.1 CUSTOMER SEGMENTATION AND PERSONALIZATION TO ENHANCE SERVICE
- 8.5.2 DATA ANALYTICS & INSIGHTS: MARKET DRIVERS
- 8.5.3 DATA ANALYTICS AND REPORTING
- 8.5.4 FINANCIAL DATA ANALYSIS & REPORTING TOOLS
- 8.5.5 RISK ANALYTICS AND MACHINE LEARNING TOOLS
- 8.5.6 REGULATORY REPORTING DATA AGGREGATION & VISUALIZATION
- 8.5.7 BUSINESS INTELLIGENCE (BI) & DATA WAREHOUSING SOLUTIONS
- 8.6 CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT
- 8.6.1 BOOSTING CUSTOMER RELIABILITY AND TRUST
- 8.6.2 CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT: MARKET DRIVERS
- 8.6.3 DIGITAL ONBOARDING
- 8.6.4 ACCOUNT OPENING & ACCOUNT ACTIVATION WORKFLOWS
- 8.6.5 CUSTOMER IDENTITY AND ACCESS MANAGEMENT (CIAM)
- 8.6.6 MULTI-FACTOR AUTHENTICATION & SECURITY SOLUTIONS
- 8.7 MONEY MANAGEMENT
- 8.7.1 FAAS SOLUTIONS LEVERAGE USER DATA TO PERSONALIZE MONEY MANAGEMENT
- 8.7.2 MONEY MANAGEMENT: MARKET DRIVERS
- 8.8 REAL ESTATE MORTGAGE SERVICES
- 8.8.1 ENHANCING EFFICIENCY AND CUSTOMER EXPERIENCE THROUGH DIGITAL INNOVATION
9 FINTECH AS A SERVICE MARKET, BY END USER
- 9.1 INTRODUCTION
- 9.2 BANKS
- 9.2.1 COMPETITIVE EDGE OFFERED BY FAAS WITH ABILITY TO ADAPT TO CHANGING MARKET TRENDS
- 9.2.2 BANKS: MARKET DRIVERS
- 9.3 FINANCIAL INSTITUTES
- 9.3.1 OFFER ADVANCED DATA-DRIVEN DECISION-MAKING
- 9.3.2 FINANCIAL INSTITUTES: MARKET DRIVERS
- 9.4 INSURANCE COMPANIES
- 9.4.1 ENHANCED RISKS ASSESSMENT AND PERSONALIZED CUSTOMER SUPPORT
- 9.4.2 INSURANCE COMPANIES: MARKET DRIVERS
- 9.5 OTHER END USERS
- 9.5.1 OTHER END USERS: MARKET DRIVERS
10 FINTECH AS A SERVICE MARKET, BY REGION
- 10.1 INTRODUCTION
- 10.2 NORTH AMERICA
- 10.2.1 NORTH AMERICA: MARKET DRIVERS
- 10.2.2 NORTH AMERICA: REGULATORY LANDSCAPE
- 10.2.3 NORTH AMERICA: MACROECONOMIC OUTLOOK
- 10.2.4 US
- 10.2.4.1 Technological advancements with presence of key US vendors offering FaaS solutions
- 10.2.5 CANADA
- 10.2.5.1 Rapid growth of digital transformation measures in Canada
- 10.3 EUROPE
- 10.3.1 EUROPE: MARKET DRIVERS
- 10.3.2 EUROPE: REGULATORY LANDSCAPE
- 10.3.3 EUROPE: MACROECONOMIC OUTLOOK
- 10.3.4 UK
- 10.3.4.1 Thriving fintech startup culture in UK
- 10.3.5 GERMANY
- 10.3.5.1 Advanced infrastructure and robust connectivity in Germany
- 10.3.6 FRANCE
- 10.3.6.1 Innovation and opportunities revolutionizing financial industry in France
- 10.3.7 ITALY
- 10.3.7.1 Young and technology-savvy generation offers huge demand for digital financial services
- 10.3.8 REST OF EUROPE
- 10.4 ASIA PACIFIC
- 10.4.1 ASIA PACIFIC: MARKET DRIVERS
- 10.4.2 ASIA PACIFIC: REGULATORY LANDSCAPE
- 10.4.3 ASIA PACIFIC: MACROECONOMIC OUTLOOK
- 10.4.4 CHINA
- 10.4.4.1 Supportive government policies and technologically advanced infrastructure in China
- 10.4.5 JAPAN
- 10.4.5.1 Demand for personalized financial service in Japan
- 10.4.6 INDIA
- 10.4.6.1 Higher adoption of advanced AI and ML-based identity verification solutions
- 10.4.7 REST OF ASIA PACIFIC
- 10.5 MIDDLE EAST & AFRICA
- 10.5.1 MIDDLE EAST & AFRICA: MARKET DRIVERS
- 10.5.2 MIDDLE EAST & AFRICA: REGULATORY LANDSCAPE
- 10.5.3 MIDDLE EAST & AFRICA: MACROECONOMIC OUTLOOK
- 10.5.4 GULF COOPERATION COUNCIL (GCC)
- 10.5.4.1 The GCC's emergence as a fintech hub driving financial innovation
- 10.5.4.2 KSA
- 10.5.4.2.1 Vision 2030 driving market growth
- 10.5.4.3 UAE
- 10.5.4.3.1 Investments and businesses streamlining growth of Fintech
- 10.5.4.4 Rest of GCC Countries
- 10.5.5 SOUTH AFRICA
- 10.5.5.1 South Africa to be attractive market for fintech growth
- 10.5.6 REST OF MIDDLE EAST & AFRICA
- 10.6 LATIN AMERICA
- 10.6.1 LATIN AMERICA: MARKET DRIVERS
- 10.6.2 LATIN AMERICA: REGULATORY LANDSCAPE
- 10.6.3 LATIN AMERICA: MACROECONOMIC OUTLOOK
- 10.6.4 BRAZIL
- 10.6.4.1 Smartphone's penetration to boost digital banking initiatives
- 10.6.5 MEXICO
- 10.6.5.1 Security and regulatory constraints pose challenges
- 10.6.6 REST OF LATIN AMERICA
11 COMPETITIVE LANDSCAPE
- 11.1 KEY PLAYER STRATEGIES/RIGHT TO WIN
- 11.2 REVENUE ANALYSIS
- 11.3 MARKET SHARE ANALYSIS
- 11.4 BRAND COMPARISON
- 11.4.1 FINTECH AS A SERVICE MARKET: COMPARISON OF VENDORS' BRANDS
- 11.4.2 PAYPAL
- 11.4.3 MASTERCARD
- 11.4.4 STRIPE
- 11.4.5 FISERV
- 11.4.6 RAPYD
- 11.5 COMPANY VALUATION AND FINANCIAL METRICS
- 11.5.1 COMPANY VALUATION
- 11.5.2 FINANCIAL METRICS USING EV/EBIDTA
- 11.6 COMPANY EVALUATION MATRIX: KEY PLAYERS, 2023
- 11.6.1 STARS
- 11.6.2 EMERGING LEADERS
- 11.6.3 PERVASIVE PLAYERS
- 11.6.4 PARTICIPANTS
- 11.6.5 COMPANY FOOTPRINT: KEY PLAYERS, 2023
- 11.6.5.1 Company footprint
- 11.6.5.2 Type footprint
- 11.6.5.3 Technology footprint
- 11.6.5.4 Application footprint
- 11.6.5.5 Regional footprint
- 11.7 COMPANY EVALUATION MATRIX: STARTUPS/SMES, 2023
- 11.7.1 PROGRESSIVE COMPANIES
- 11.7.2 RESPONSIVE COMPANIES
- 11.7.3 DYNAMIC COMPANIES
- 11.7.4 STARTING BLOCKS
- 11.7.5 COMPETITIVE BENCHMARKING: STARTUPS/SMES, 2023
- 11.7.5.1 Detailed list of key startups/SMEs
- 11.7.5.2 Competitive benchmarking of key startups/SMEs
- 11.8 COMPETITIVE SCENARIO
- 11.8.1 PRODUCT LAUNCHES
- 11.8.2 DEALS
12 COMPANY PROFILES
- 12.1 INTRODUCTION
- 12.2 KEY PLAYERS
- 12.2.1 PAYPAL
- 12.2.1.1 Business overview
- 12.2.1.2 Products/Solutions/Services offered
- 12.2.1.3 Recent developments
- 12.2.1.3.1 Product launches/developments
- 12.2.1.3.2 Deals
- 12.2.1.4 MnM view
- 12.2.1.4.1 Key strengths
- 12.2.1.4.2 Strategic choices
- 12.2.1.4.3 Weaknesses and competitive threats
- 12.2.2 MASTERCARD
- 12.2.2.1 Business overview
- 12.2.2.2 Products/Solutions/Services offered
- 12.2.2.3 Recent developments
- 12.2.2.3.1 Product launches/developments
- 12.2.2.3.2 Deals
- 12.2.2.4 MnM view
- 12.2.2.4.1 Key strengths
- 12.2.2.4.2 Strategic choices
- 12.2.2.4.3 Weaknesses and competitive threats
- 12.2.3 FISERV
- 12.2.3.1 Business overview
- 12.2.3.2 Products/Solutions/Services offered
- 12.2.3.3 Recent developments
- 12.2.3.3.1 Product launches/developments
- 12.2.3.3.2 Deals
- 12.2.3.4 MnM view
- 12.2.3.4.1 Key strengths
- 12.2.3.4.2 Strategic choices
- 12.2.3.4.3 Weaknesses and competitive threats
- 12.2.4 BLOCK, INC.
- 12.2.4.1 Business overview
- 12.2.4.2 Products/Solutions/Services offered
- 12.2.4.3 Recent developments
- 12.2.4.3.1 Product launches/developments
- 12.2.4.3.2 Deals
- 12.2.4.4 MnM view
- 12.2.4.4.1 Key strengths
- 12.2.4.4.2 Strategic choices
- 12.2.4.4.3 Weaknesses and competitive threats
- 12.2.5 RAPYD
- 12.2.5.1 Business overview
- 12.2.5.2 Products/Solutions/Services offered
- 12.2.5.3 Recent developments
- 12.2.5.3.1 Product launches/developments
- 12.2.5.3.2 Deals
- 12.2.5.4 MnM view
- 12.2.5.4.1 Key strengths
- 12.2.5.4.2 Strategic choices
- 12.2.5.4.3 Weaknesses and competitive threats
- 12.2.6 ENVESTNET
- 12.2.6.1 Business overview
- 12.2.6.2 Products/Solutions/Services offered
- 12.2.6.3 Recent developments
- 12.2.6.3.1 Product launches/developments
- 12.2.6.3.2 Deals
- 12.2.7 UPSTART
- 12.2.7.1 Business overview
- 12.2.7.2 Products/Solutions/Services offered
- 12.2.7.3 Recent developments
- 12.2.7.3.1 Product launches/developments
- 12.2.7.3.2 Deals
- 12.2.8 SOLID FINANCIAL TECHNOLOGIES
- 12.2.8.1 Business overview
- 12.2.8.2 Products/Solutions/Services offered
- 12.2.8.3 Recent developments
- 12.2.8.3.1 Product launches/developments
- 12.2.8.3.2 Deals
- 12.2.9 FIS
- 12.2.9.1 Business overview
- 12.2.9.2 Products/Solutions/Services offered
- 12.2.9.3 Recent developments
- 12.2.9.3.1 Product launches/developments
- 12.2.9.3.2 Deals
- 12.2.10 SYNCTERA
- 12.2.10.1 Business overview
- 12.2.10.2 Products/Solutions/Services offered
- 12.2.10.3 Recent developments
- 12.2.10.3.1 Product launches/developments
- 12.2.10.3.2 Deals
- 12.3 OTHER KEY PLAYERS
- 12.3.1 STRIPE
- 12.3.2 ADYEN
- 12.3.3 DWOLLA
- 12.3.4 FINASTRA
- 12.3.5 REVOLUT
- 12.3.6 FISPAN
- 12.3.7 NIUM
- 12.3.8 AIRWALLEX
- 12.3.9 SOFI TECHNOLOGIES INC.
- 12.3.10 MARQETA
- 12.3.11 FINIX
- 12.3.12 SYNAPSE
- 12.3.13 PLAID
- 12.3.14 TINK
- 12.3.15 CURRENCY CLOUD
- 12.3.16 MAMBU
- 12.3.17 FORM3
- 12.3.18 SOLARIS
- 12.3.19 VOLANTE TECHNOLOGIES
13 ADJACENT MARKETS
- 13.1 INTRODUCTION
- 13.2 NLP IN FINANCE MARKET
- 13.3 DIGITAL PAYMENTS MARKET
14 APPENDIX
- 14.1 DISCUSSION GUIDE
- 14.2 KNOWLEDGESTORE: MARKETSANDMARKETS' SUBSCRIPTION PORTAL
- 14.3 CUSTOMIZATION OPTIONS
- 14.4 RELATED REPORTS
- 14.5 AUTHOR DETAILS