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金融科技新兴技术 - 全球及区域分析：按应用、技术和国家 - 分析与预测（2024-2034）
市场调查报告书
商品编码
1774231

金融科技新兴技术 - 全球及区域分析：按应用、技术和国家 - 分析与预测（2024-2034）

Emerging Technology in Fintech Market - A Global and Regional Analysis: Focus on Application, Technology, and Country Analysis - Analysis and Forecast, 2024-2034
出版日期: | 出版商: BIS Research | 英文 129 Pages | 商品交期: 1-5个工作天内

价格

预计2023年金融科技新兴技术的市场规模将达2,313亿美元。

预计到2034年，该市场规模将达到28,307.6亿美元，在2024-2034年的预测期内，复合年增长率将达到24.41%。推动金融科技新兴科技市场成长的因素之一是，随着行动银行、数位支付和主导服务的快速普及，对数位金融解决方案的需求不断增长。此外，区块链技术的进步，加上金融包容性增强和安全功能的增强，进一步加速了已开发市场和新兴市场对创新金融科技解决方案的采用。良好的法规环境以及金融科技公司与传统金融机构之间的合作也支持了这一成长。

主要市场统计数据
预测期 2024-2034
2024年评估 3187.3亿美元
2034年的预测 28,307.60亿美元
复合年增长率 24.41%

金融科技新兴科技市场介绍

新兴的金融科技市场将人工智慧 (AI)、区块链、云端运算和大巨量资料分析等先进技术创新融入传统金融体系，彻底改变了全球金融服务格局。这些技术赋能金融机构和金融科技公司，使其能够在支付、贷款、资产管理、保险和数位货币等一系列领域提供更有效率、更安全、更个人化的服务。随着消费者期望的不断演变以及对无缝即时金融解决方案的需求日益增长，金融科技在重塑个人和企业与金融产品的互动方式方面发挥关键作用。金融数位化的不断提高以及向行动优先、以客户为中心的服务模式的转变，推动了金融业的快速扩张。

预计2024年至2034年的复合年增长率为24.41%，至2034年，金融科技市场规模将达到2.83076兆美元。这一成长主要源自于持续的技术进步、数位银行服务的日益普及，以及加密货币和区块链技术在安全透明交易方面的日益普及。新兴科技也正在促进金融包容性，尤其是在传统银行服务有限的服务不足地区。随着金融科技公司不断创新并颠覆传统金融体系，市场即将经历重大变革，引领者将是新的经营模式以及金融科技新兴企业与传统金融机构之间的合作。

金融科技的新兴技术是指将人工智慧、区块链、云端处理和巨量资料分析等先进的数位技术融入金融服务领域。这些技术正在彻底改变金融产品和服务的交付方式，使其更有效率、安全，并惠及更广泛的客户群。金融科技公司正在利用这些尖端解决方案来改善客户体验、简化业务，并在支付、贷款、资产管理、保险和数位货币等领域提供创新的金融服务。随着消费者需求转向更快捷、更个人化的金融服务，这些技术正处于重塑金融业的前沿，为新兴企业和传统金融机构创造新的机会和挑战。

金融科技市场正在快速成长，新兴技术在这项转型中发挥关键作用。金融包容性的提升，尤其是在银行服务银行帐户的地区，正在帮助更多人获得数位金融服务，这也促进了金融科技业的成长。在监管机构的支持以及金融科技公司与传统金融机构的伙伴关係，新兴技术预计将继续推动创新，塑造全球金融的未来。

对产业的影响

金融科技领域的新兴技术对产业的影响巨大，这些创新正在为整个金融服务业带来深刻变革。区块链、人工智慧 (AI) 和云端处理等技术提高了业务效率，增强了交易安全性，并实现了更精准的财务决策。例如，区块链透过提高透明度、降低成本和加快交易处理时间，正在彻底改变支付系统。人工智慧和机器学习正在改变诈欺侦测、信用评分和客户服务等领域，使金融机构能够提供更个人化和数据主导的解决方案。此外，数位支付系统和手机银行的广泛应用正在重塑消费者和企业与金融服务的互动方式，使这些服务更易于获取、更便利、更具成本效益。

随着这些技术的不断成熟，它们对金融科技业的影响也越来越大，推动了新的经营模式和市场机会。金融机构，尤其是传统银行，正越来越多地与金融科技新兴企业合作，整合创新技术并增强其数位服务。此类合作培育了一个更具活力和竞争力的金融生态系统，金融科技公司提供敏捷、以客户为中心的解决方案，而现有银行则利用其资源扩展其数位产品。此外，去中心化金融 (DeFi) 和加密货币的兴起进一步颠覆了传统的金融模式，为个人和企业提供了获得金融服务的替代途径。金融科技技术的发展预计将再形成金融服务业，为企业在快速变化的市场中保持竞争力带来机会和挑战。

2023年，全球金融科技新兴技术市场规模达2,313亿美元。预测期内，该市场预计将以24.41%的复合年增长率成长，到2034年达到28307.6亿美元。金融科技新兴科技需求的激增源自于人们对更有效率、更安全、更便利金融服务的需求。随着消费者对无缝数位体验的需求日益增长，人工智慧、区块链和云端运算等技术能够实现更快的交易速度、更高的安全性和个人化的服务交付。此外，对金融包容性的日益关注以及行动和线上银行服务的扩张，正在推动已开发市场和新兴市场采用创新的金融科技解决方案。

市场区隔

细分一：按应用

  • 借贷
  • 支付
  • 财富管理
  • 保险
  • 其他的

支付主导全球金融科技新兴科技市场（按应用）

在2024-2034年的预测期内，由于数位支付解决方案、行动钱包和非接触式支付的日益普及，预计支付产业将在金融科技新兴科技市场中占据主导地位。对无缝即时交易的需求不断增长，以及区块链和人工智慧推动的支付安全性的提升，正在推动这一转变。此外，电子商务、跨境交易的成长以及金融包容性的提升，进一步促进了数位支付技术在全球的广泛应用。

细分2：依技术

  • 人工智慧
  • 区块链
  • 云端/边缘运算
  • 网路安全
  • 量子计算
  • 其他的

细分3：按地区

  • 北美洲
  • 欧洲
  • 亚太地区
  • 其他地区

全球新兴金融科技市场的最新趋势

  • 2025 年 2 月，FIS 推出了新的 Revenue Insight 解决方案，旨在透过进阶分析和自动化转变来应收帐款管理并最佳化企业收款。
  • 2024 年 10 月，Stripe, Inc. 以 11 亿美元收购了 Bridge，以增强其加密货币支付能力并进一步扩展其全球支付解决方案。
  • 2025 年 1 月，Adyen 推出了一款人工智慧支付套件，利用人工智慧提高商家的支付效率和安全性并优化交易流程。

需求——驱动因素、挑战、机会

市场驱动因素：监管复杂性不断增加，合规成本不断上升

  • 日益复杂的监管和不断攀升的合规成本正促使金融机构转向技术解决方案。自2008年以来的金融改革、严格的洗钱防制(AML) 和「了解你的客户」(KYC) 法规、GDPR 和 CCPA 等资料隐私法，以及近期对环境、社会和管治(ESG) 资讯揭露的要求，都显着增加了合规负担。

市场挑战：高部署成本与整合问题

  • 升级旧有系统并采用新的金融科技解决方案对现有金融机构构成了重大挑战。许多银行仍依赖 COBOL 大型主机等过时的系统，这使得整合 API 和 AI 平台等现代金融科技工具既风险高昂又复杂。此类旧有系统通常需要昂贵且耗时的客製化，系统停机可能会造成严重中断。

市场机会：扩大人工智慧合规和风险管理

  • 随着金融机构面临日益复杂的监管和日益增长的风险，人工智慧和机器学习 (ML) 解决方案在增强合规和风险管理能力方面的机会正在不断扩大。传统的反洗钱 (AML) 交易监控系统是基于规则的，经常会产生许多误报。人工智慧可以从数据模式中学习，从而显着减少误报，使合规团队能够专注于真正的风险。

技术/创新策略：技术领域全面概述了金融科技领域的各种新兴技术，例如人工智慧、云端运算和边缘运算、量子运算、网路安全等。这些技术正在彻底改变金融科技领域，使金融服务更有效率、安全、可扩充性和创新，并提供更无缝和个人化的客户体验。

成长/行销策略：全球金融科技新兴科技市场正在见证市场参与企业的显着扩张、併购、合作、协作、合资和其他尝试。

竞争策略：本研究分析并概述了全球金融科技新兴技术市场的主要企业，包括那些透过最尖端科技和策略伙伴关係关係推动创新，从而塑造数位金融服务未来的企业。分析涵盖了不同的技术、应用以及按地区分類的细分市场。此外，我们还进行了深入的竞争基准化分析，以比较竞争对手和市场格局。

本报告研究了金融科技领域的全球新兴技术市场，概述了市场以及应用、技术和国家的趋势，并介绍了参与市场的公司概况。

目录

执行摘要

第一章市场：产业展望

  • 趋势：现况与未来影响评估
    • 基于人工智慧的财务决策自动化
    • 云端基础的金融服务的兴起
    • 越来越多采用区块链进行安全交易
    • 更严格的合规要求推动监理科技成长
  • 供应链概览
    • 价值链分析
  • 监管状况
  • 投资和成长机会
  • 重大新兴技术影响评估
  • 研发评审
    • 专利申请趋势（按国家和公司）
  • 相关利益者分析
    • 使用案例
  • 世界重大事件影响分析
  • 市场动态概览
    • 市场驱动因素
    • 市场挑战
    • 市场机会

第二章 应用

  • 应用程式细分
  • 使用摘要
  • 金融科技市场中的新兴技术（按应用）
    • 借贷
    • 沉淀
    • 资产管理
    • 保险
    • 其他的

第三章 技术

  • 技术细分
  • 技术摘要
  • 金融科技市场中的新兴技术（按技术分类）
    • 人工智慧
    • 区块链
    • 云端运算和边缘运算
    • 网路安全
    • 量子计算
    • 其他的

第四章 区域

  • 区域摘要
  • 北美洲
    • 区域概况
    • 市场成长动力
    • 成长抑制因素
    • 主要企业
    • 美国
    • 加拿大
    • 墨西哥
  • 欧洲
    • 区域概况
    • 市场成长动力
    • 成长抑制因素
    • 主要企业
    • 德国
    • 法国
    • 英国
    • 义大利
    • 其他的
  • 亚太地区
    • 区域概况
    • 市场成长动力
    • 成长抑制因素
    • 主要企业
    • 中国
    • 日本
    • 印度
    • 韩国
    • 其他的
  • 其他地区
    • 区域概况
    • 市场成长动力
    • 成长抑制因素
    • 主要企业
    • 南美洲
    • 中东和非洲

第五章 市场竞争基准化分析与公司概况

  • 未来展望
  • 地理评估
  • 公司简介
    • PayPal
    • Block, Inc.
    • Stripe, Inc.
    • Ant Group CO., Ltd.
    • FIS
    • Adyen
    • Finastra
    • Mastercard
    • Revolut Ltd
    • Robinhood
    • Goldman Sachs
    • N26 SE
    • Zelle
    • Visa
    • Chime Financial, Inc.

第六章调查方法

Product Code: DT02575SA

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Global Emerging Technology in Fintech Market Overview

The global emerging technology in fintech market, valued at $231.30 billion in 2023, is expected to reach $2,830.76 billion by 2034, exhibiting a robust CAGR of 24.41% during the forecast period 2024-2034. One of the primary drivers for the growth of the emerging technology in fintech market is the increasing demand for digital financial solutions, fueled by the rapid adoption of mobile banking, digital payments, and AI-driven services. Additionally, advancements in blockchain technology, coupled with the push for financial inclusion and enhanced security features, have been further accelerating the adoption of innovative fintech solutions across both developed and emerging markets. A favorable regulatory environment and partnerships between fintech companies and traditional financial institutions also support this growth.

KEY MARKET STATISTICS
Forecast Period2024 - 2034
2024 Evaluation$318.73 Billion
2034 Forecast$2,830.76 Billion
CAGR24.41%

Introduction to Emerging Technology in Fintech Market

The emerging technology in fintech market has been transforming the global financial services landscape by integrating advanced technological innovations such as artificial intelligence (AI), blockchain, cloud computing, and big data analytics into traditional financial systems. These technologies enable financial institutions and fintech companies to offer more efficient, secure, and personalized services across various sectors, including payments, lending, wealth management, insurance, and digital currencies. As consumer expectations evolve and demand for seamless, real-time financial solutions rises, fintech has been increasingly playing a pivotal role in reshaping how individuals and businesses interact with financial products. The industry's rapid expansion has been driven by the growing digitalization of finance and a shift toward mobile-first, customer-centric services.

With a projected compound annual growth rate (CAGR) of 24.41% from 2024 to 2034, the fintech market is expected to reach a valuation of $2,830.76 billion by 2034. This growth is fueled by the ongoing advancements in technology, the expanding reach of digital banking services, and the increasing adoption of cryptocurrencies and blockchain technology for secure, transparent transactions. Emerging technologies have also been driving financial inclusion, particularly in underserved regions where traditional banking services are limited. As fintech companies continue to innovate and disrupt traditional financial systems, the market is set for significant transformation, with new business models and collaborations between fintech startups and legacy financial institutions leading the charge.

Introduction to Emerging Technology in Fintech

Emerging technology in fintech refers to the integration of advanced digital innovations such as artificial intelligence (AI), blockchain, cloud computing, and big data analytics within the financial services sector. These technologies have been revolutionizing the way financial products and services are delivered, making them more efficient, secure, and accessible to a broader customer base. Fintech companies leverage these cutting-edge solutions to enhance customer experiences, streamline operations, and offer innovative financial services across areas such as payments, lending, wealth management, insurance, and digital currencies. As consumer demands shift toward faster, more personalized financial services, these technologies are at the forefront of reshaping the financial landscape, creating new opportunities and challenges for both startups and traditional financial institutions.

The fintech market has been experiencing rapid growth, with emerging technologies playing a pivotal role in this transformation. The expansion of financial inclusion, especially in underbanked regions, is also contributing to the growth of the fintech sector as more people gain access to digital financial services. With regulatory support and partnerships between fintech firms and traditional financial institutions, emerging technologies are expected to continue driving innovation and shaping the future of global finance.

Industrial Impact

The industrial impact of emerging technologies in the fintech sector is profound, as these innovations have been driving substantial changes across the financial services industry. Technologies such as blockchain, artificial intelligence (AI), and cloud computing have been enhancing operational efficiencies, improving transaction security, and enabling more accurate financial decision-making. For instance, blockchain has been revolutionizing payments and settlement systems by offering greater transparency, reduced costs, and faster transaction processing times. AI and machine learning are transforming areas such as fraud detection, credit scoring, and customer service, allowing financial institutions to offer more personalized and data-driven solutions. Additionally, the widespread adoption of digital payment systems and mobile banking has been reshaping the way consumers and businesses interact with financial services, making these services more accessible, convenient, and cost-effective.

As these technologies continue to mature, their impact on the fintech industry has been expanding, driving new business models and market opportunities. Financial institutions, particularly traditional banks, have been increasingly partnering with fintech startups to integrate innovative technologies and enhance their digital offerings. This collaboration has been fostering a more dynamic and competitive financial ecosystem, with fintech companies providing agile, customer-focused solutions and established banks leveraging their resources to scale digital services. Moreover, the rise of decentralized finance (DeFi) and cryptocurrencies has been further disrupting traditional financial models, offering alternative ways for individuals and businesses to access financial services. The evolution of fintech technologies is expected to reshape the financial services industry, creating opportunities and challenges for companies striving to remain competitive in a rapidly changing market.

In 2023, the global emerging technology in fintech market reached a valuation of $231.30 billion. Over the forecast period, the market is projected to exhibit a CAGR of 24.41%, reaching a value of $2,830.76 billion by 2034. The surge in demand for emerging technology in fintech is propelled by the need for more efficient, secure, and accessible financial services. As consumers increasingly seek seamless digital experiences, technologies such as artificial intelligence, blockchain, and cloud computing have been enabling faster transactions, enhanced security, and personalized offerings. Additionally, the growing focus on financial inclusion and the expansion of mobile and online banking services have been driving the adoption of innovative fintech solutions across both developed and emerging markets.

Market Segmentation:

Segmentation 1: by Application

  • Lending
  • Payments
  • Wealth Management
  • Insurance
  • Others

Payments to Dominate the Global Emerging Technology in Fintech Market (by Application)

During the forecast period 2024-2034, the payments segment is expected to dominate the emerging technology in fintech market by application due to the increasing adoption of digital payment solutions, mobile wallets, and contactless payments. The growing demand for seamless, real-time transactions and advancements in blockchain and AI-driven payment security has been driving this shift. Additionally, the expansion of e-commerce, cross-border transactions, and the rise of financial inclusion have been further contributing to the widespread adoption of digital payment technologies globally.

Segmentation 2: by Technology

  • Artificial Intelligence
  • Blockchain
  • Cloud and Edge Computing
  • Cybersecurity
  • Quantum Computing
  • Others

Segmentation 3: by Region

  • North America
  • Europe
  • Asia-Pacific
  • Rest-of-the-World

Recent Developments in the Global Emerging Technology in Fintech Market

  • In February 2025, FIS launched its new Revenue Insight solution, designed to transform accounts receivable management and optimize collections for businesses through advanced analytics and automation.
  • In October 2024, Stripe, Inc. acquired Bridge for $1.1 billion, enhancing its capabilities in cryptocurrency payments and further expanding its global payment solutions.
  • In January 2025, Adyen unveiled an AI-powered payment suite aimed at optimizing transaction processes, leveraging artificial intelligence to enhance payment efficiency and security for merchants.

Demand - Drivers, Challenges, and Opportunities

Market Driver: Rising Regulatory Complexity and Compliance Costs

  • Rising regulatory complexity and increasing compliance costs have been driving financial institutions to adopt technological solutions. Post-2008 financial reforms, along with stringent Anti-Money Laundering (AML), Know Your Customer (KYC) rules, data privacy laws such as GDPR and CCPA, and the recent demand for Environmental, Social, and Governance (ESG) disclosures, have significantly raised compliance burdens.

Market Challenge: High Implementation Costs and Integration Issues

  • Upgrading legacy systems or adopting new fintech solutions presents significant challenges for established financial institutions. Many banks still rely on outdated systems, such as COBOL mainframes, which make integrating modern fintech tools such as APIs or AI platforms risky and complex. These legacy systems often require costly and time-consuming customization, with any system downtime potentially causing significant disruption.

Market Opportunity: Expansion of AI-Driven Compliance and Risk Management

  • As financial institutions face increasing regulatory complexity and growing risks, the opportunity for AI and machine learning (ML) solutions to enhance compliance and risk management functions is expanding. Traditional systems, such as anti-money laundering (AML) transaction monitoring, often generate many false alarms due to rule-based systems. AI can significantly reduce false positives by learning from data patterns, allowing compliance teams to focus on genuine risks.

How can this report add value to an organization?

Technology/Innovation Strategy: The technology segment provides a comprehensive overview of the various emerging technologies available in the fintech sector, such as artificial intelligence, cloud and edge computing, quantum computing, and cybersecurity. These technologies have been revolutionizing the fintech sector by enhancing efficiency, security, scalability, and innovation in financial services, enabling more seamless and personalized customer experiences.

Growth/Marketing Strategy: The global emerging technology in fintech market has seen major development by key participants operating in the market, such as business expansion, merger and acquisition, partnership, collaboration, and joint venture.

Competitive Strategy: Key players in the global emerging technology in fintech market analyzed and profiled in the study include companies that have been driving innovation and shaping the future of digital financial services through cutting-edge technologies and strategic partnerships. The analysis covers market segments by distinct technologies, applications served, and regional presence. Additionally, detailed competitive benchmarking has been conducted to illustrate how players compare, providing a clear view of the market landscape.

Research Methodology

Data Sources

Primary Data Sources

The primary sources involve industry experts from the emerging technology in the fintech industry and various stakeholders such as standards and certification organizations, emerging technology in fintech project developers, and accounting tool providers. Respondents such as CEOs, vice presidents, marketing directors, and technology and innovation directors have been interviewed to obtain and verify both qualitative and quantitative aspects of this research study.

The key data points taken from primary sources include:

  • validation and triangulation of all the numbers and graphs
  • validation of reports segmentation and key qualitative findings
  • understanding the competitive landscape
  • validation of the numbers of various markets for market type
  • percentage split of individual markets for regional analysis

Secondary Data Sources

This research study involves the usage of extensive secondary research, directories, company websites, and annual reports. It also makes use of databases, such as ITU, Hoovers, Bloomberg, Businessweek, and Factiva, to collect useful and effective information for an extensive, technical, market-oriented, and commercial study of the global emerging technology in fintech market. In addition to the data sources, the study has been undertaken with the help of other data sources and websites, such as Data Center Dynamics and Data Center Knowledge.

Secondary research was done to obtain crucial information about the industry's value chain, revenue models, the market's monetary chain, the total pool of key players, and the current and potential use cases and applications.

The key data points taken from secondary research include:

  • segmentations and percentage shares
  • data for market value
  • key industry trends of the top players of the market
  • qualitative insights into various aspects of the market, key trends, and emerging areas of innovation
  • quantitative data for mathematical and statistical calculations

Data Triangulation

This research study involves the usage of extensive secondary sources, such as certified publications, articles from recognized authors, This research study involves the usage of extensive secondary sources, such as certified publications, articles from recognized authors, white papers, annual reports of companies, directories, and major databases to collect useful and effective information for an extensive, technical, market-oriented, and commercial study of the global emerging technology in fintech market.

The market engineering process involves the calculation of the market statistics, market size estimation, market forecast, market crackdown, and data triangulation (the methodology for such quantitative data processes is explained in further sections). The primary research study has been undertaken to gather information and validate the market numbers for segmentation types and industry trends of the key players in the market.

Factors for Data Prediction and Modeling

  • The section exhibits the standard assumptions and limitations followed throughout the research study, which is named the global emerging technology in fintech market.
  • The scope of this report has been focused on various applications and product types.
  • The base currency considered for the market analysis is US$. Currencies other than the US$ have been converted to the US$ for all statistical calculations, considering the average conversion rate for that particular year.
  • The currency conversion rate was taken from the historical exchange rate on the Oanda website.
  • Nearly all the recent developments from January 2021 to March 2025 have been considered in this research study.
  • The information rendered in the report is a result of in-depth primary interviews, surveys, and secondary analysis.
  • Where relevant information was not available, proxy indicators and extrapolation were employed.
  • Any economic downturn in the future has not been taken into consideration for the market estimation and forecast.
  • Technologies currently used are expected to persist through the forecast with no major technological breakthroughs.

Key Market Players and Competition Synopsis

The companies profiled in the emerging technology in fintech market have been selected based on inputs gathered from primary experts and through an analysis of company coverage, product portfolio, application, and market penetration. The emerging technology in the fintech market has been characterized by the presence of companies that leverage innovative solutions such as AI, blockchain, and cloud computing to disrupt traditional financial services, providing more efficient, secure, and accessible financial products. These companies have been reshaping the landscape by offering services such as digital payments, lending, and wealth management, catering to a broader and more diverse customer base.

Major players in the emerging technology in fintech market include PayPal, Ant Group CO., Ltd., Stripe, Inc., and Visa.

Some other prominent key players in the emerging technology in fintech market key players have been given here.

  • Block, Inc.
  • FIS
  • Adyen
  • Finastra
  • Mastercard
  • Revolut Ltd
  • Robinhood
  • Goldman Sachs
  • N26 SE
  • Zelle
  • Chime Financial, Inc.

Table of Contents

Executive Summary

Scope and Definition

1 Market: Industry Outlook

  • 1.1 Trends: Current and Future Impact Assessment
    • 1.1.1 AI-Powered Automation in Financial Decision-Making
    • 1.1.2 Expansion of Cloud-Based Financial Services
    • 1.1.3 Increased Blockchain Adoption for Secure Transactions
    • 1.1.4 RegTech Growth Driven by Stricter Compliance Requirements
  • 1.2 Supply Chain Overview
    • 1.2.1 Value Chain Analysis
  • 1.3 Regulatory Landscape
  • 1.4 Investment and Growth Opportunities
  • 1.5 Impact Assessment of Major Emerging Technologies
  • 1.6 Research and Development Review
    • 1.6.1 Patent Filing Trend (by Country and Company)
  • 1.7 Stakeholder Analysis
    • 1.7.1 Use Case
  • 1.8 Impact Analysis for Key Global Events
  • 1.9 Market Dynamics Overview
    • 1.9.1 Market Drivers
      • 1.9.1.1 Rising Regulatory Complexity and Compliance Costs
      • 1.9.1.2 Surge in Financial Fraud and Cyber Threats
      • 1.9.1.3 Rapid Digital Transformation in Financial Services
      • 1.9.1.4 Growing Adoption of AI and Big Data Analytics
    • 1.9.2 Market Challenges
      • 1.9.2.1 High Implementation Costs and Integration Issues
      • 1.9.2.2 Evolving Regulatory Landscape and Uncertainty
      • 1.9.2.3 Cybersecurity Risks and Data Privacy Concerns
    • 1.9.3 Market Opportunities
      • 1.9.3.1 Expansion of AI-Driven Compliance and Risk Management
      • 1.9.3.2 Increased Adoption of Blockchain for Secure Transactions
      • 1.9.3.3 Growth in Cloud-Based Financial Services and SaaS Models
      • 1.9.3.4 Emergence of Quantum Computing for Advanced Financial Analysis

2 Application

  • 2.1 Application Segmentation
  • 2.2 Application Summary
  • 2.3 Emerging Technology in Fintech Market (by Application)
    • 2.3.1 Lending
    • 2.3.2 Payment
    • 2.3.3 Wealth Management
    • 2.3.4 Insurance
    • 2.3.5 Others

3 Technology

  • 3.1 Technology Segmentation
  • 3.2 Technology Summary
  • 3.3 Emerging Technology in Fintech Market (by Technology)
    • 3.3.1 Artificial Intelligence
    • 3.3.2 Blockchain
    • 3.3.3 Cloud and Edge Computing
    • 3.3.4 Cybersecurity
    • 3.3.5 Quantum Computing
    • 3.3.6 Others

4 Regions

  • 4.1 Regional Summary
  • 4.2 North America
    • 4.2.1 Regional Overview
    • 4.2.2 Driving Factors for Market Growth
    • 4.2.3 Factors Challenging the Market
    • 4.2.4 Key Companies
      • 4.2.4.1 Application
      • 4.2.4.2 Technology
    • 4.2.5 U.S.
      • 4.2.5.1 Application
      • 4.2.5.2 Technology
    • 4.2.6 Canada
      • 4.2.6.1 Application
      • 4.2.6.2 Technology
    • 4.2.7 Mexico
      • 4.2.7.1 Application
      • 4.2.7.2 Technology
  • 4.3 Europe
    • 4.3.1 Regional Overview
    • 4.3.2 Driving Factors for Market Growth
    • 4.3.3 Factors Challenging the Market
    • 4.3.4 Key Companies
      • 4.3.4.1 Application
      • 4.3.4.2 Technology
    • 4.3.5 Germany
      • 4.3.5.1 Application
      • 4.3.5.2 Technology
    • 4.3.6 France
      • 4.3.6.1 Application
      • 4.3.6.2 Technology
    • 4.3.7 U.K.
      • 4.3.7.1 Application
      • 4.3.7.2 Technology
    • 4.3.8 Italy
      • 4.3.8.1 Application
      • 4.3.8.2 Technology
    • 4.3.9 Rest-of-Europe
      • 4.3.9.1 Application
      • 4.3.9.2 Technology
  • 4.4 Asia-Pacific
    • 4.4.1 Regional Overview
    • 4.4.2 Driving Factors for Market Growth
    • 4.4.3 Factors Challenging the Market
    • 4.4.4 Key Companies
      • 4.4.4.1 Application
      • 4.4.4.2 Technology
    • 4.4.5 China
      • 4.4.5.1 Application
      • 4.4.5.2 Technology
    • 4.4.6 Japan
      • 4.4.6.1 Application
      • 4.4.6.2 Technology
    • 4.4.7 India
      • 4.4.7.1 Application
      • 4.4.7.2 Technology
    • 4.4.8 South Korea
      • 4.4.8.1 Application
      • 4.4.8.2 Technology
    • 4.4.9 Rest-of-Asia-Pacific
      • 4.4.9.1 Application
      • 4.4.9.2 Technology
  • 4.5 Rest-of-the-World
    • 4.5.1 Regional Overview
    • 4.5.2 Driving Factors for Market Growth
    • 4.5.3 Factors Challenging the Market
    • 4.5.4 Key Companies
      • 4.5.4.1 Application
      • 4.5.4.2 Technology
    • 4.5.5 South America
      • 4.5.5.1 Application
      • 4.5.5.2 Technology
    • 4.5.6 Middle East and Africa
      • 4.5.6.1 Application
      • 4.5.6.2 Technology

5 Markets - Competitive Benchmarking & Company Profiles

  • 5.1 Next Frontiers
  • 5.2 Geographic Assessment
  • 5.3 Company Profiles
    • 5.3.1 PayPal
      • 5.3.1.1 Overview
      • 5.3.1.2 Top Products/Product Portfolio
      • 5.3.1.3 Top Competitors
      • 5.3.1.4 Target Customers
      • 5.3.1.5 Key Personnel
      • 5.3.1.6 Analyst View
      • 5.3.1.7 Market Share, 2023
    • 5.3.2 Block, Inc.
      • 5.3.2.1 Overview
      • 5.3.2.2 Top Products/Product Portfolio
      • 5.3.2.3 Top Competitors
      • 5.3.2.4 Target Customers
      • 5.3.2.5 Key Personnel
      • 5.3.2.6 Analyst View
      • 5.3.2.7 Market Share, 2023
    • 5.3.3 Stripe, Inc.
      • 5.3.3.1 Overview
      • 5.3.3.2 Top Products/Product Portfolio
      • 5.3.3.3 Top Competitors
      • 5.3.3.4 Target Customers
      • 5.3.3.5 Key Personnel
      • 5.3.3.6 Analyst View
      • 5.3.3.7 Market Share, 2023
    • 5.3.4 Ant Group CO., Ltd.
      • 5.3.4.1 Overview
      • 5.3.4.2 Top Products/Product Portfolio
      • 5.3.4.3 Top Competitors
      • 5.3.4.4 Target Customers
      • 5.3.4.5 Key Personnel
      • 5.3.4.6 Analyst View
      • 5.3.4.7 Market Share, 2023
    • 5.3.5 FIS
      • 5.3.5.1 Overview
      • 5.3.5.2 Top Products/Product Portfolio
      • 5.3.5.3 Top Competitors
      • 5.3.5.4 Target Customers
      • 5.3.5.5 Key Personnel
      • 5.3.5.6 Analyst View
      • 5.3.5.7 Market Share, 2023
    • 5.3.6 Adyen
      • 5.3.6.1 Overview
      • 5.3.6.2 Top Products/Product Portfolio
      • 5.3.6.3 Top Competitors
      • 5.3.6.4 Target Customers
      • 5.3.6.5 Key Personnel
      • 5.3.6.6 Analyst View
      • 5.3.6.7 Market Share, 2023
    • 5.3.7 Finastra
      • 5.3.7.1 Overview
      • 5.3.7.2 Top Products/Product Portfolio
      • 5.3.7.3 Top Competitors
      • 5.3.7.4 Target Customers
      • 5.3.7.5 Key Personnel
      • 5.3.7.6 Analyst View
      • 5.3.7.7 Market Share, 2023
    • 5.3.8 Mastercard
      • 5.3.8.1 Overview
      • 5.3.8.2 Top Products/Product Portfolio
      • 5.3.8.3 Top Competitors
      • 5.3.8.4 Target Customers
      • 5.3.8.5 Key Personnel
      • 5.3.8.6 Analyst View
      • 5.3.8.7 Market Share, 2023
    • 5.3.9 Revolut Ltd
      • 5.3.9.1 Overview
      • 5.3.9.2 Top Products/Product Portfolio
      • 5.3.9.3 Top Competitors
      • 5.3.9.4 Target Customers
      • 5.3.9.5 Key Personnel
      • 5.3.9.6 Analyst View
      • 5.3.9.7 Market Share, 2023
    • 5.3.10 Robinhood
      • 5.3.10.1 Overview
      • 5.3.10.2 Top Products/Product Portfolio
      • 5.3.10.3 Top Competitors
      • 5.3.10.4 Target Customers
      • 5.3.10.5 Key Personnel
      • 5.3.10.6 Analyst View
      • 5.3.10.7 Market Share, 2023
    • 5.3.11 Goldman Sachs
      • 5.3.11.1 Overview
      • 5.3.11.2 Top Products/Product Portfolio
      • 5.3.11.3 Top Competitors
      • 5.3.11.4 Target Customers
      • 5.3.11.5 Key Personnel
      • 5.3.11.6 Analyst View
      • 5.3.11.7 Market Share, 2023
    • 5.3.12 N26 SE
      • 5.3.12.1 Overview
      • 5.3.12.2 Top Products/Product Portfolio
      • 5.3.12.3 Top Competitors
      • 5.3.12.4 Target Customers
      • 5.3.12.5 Key Personnel
      • 5.3.12.6 Analyst View
      • 5.3.12.7 Market Share, 2023
    • 5.3.13 Zelle
      • 5.3.13.1 Overview
      • 5.3.13.2 Top Products/Product Portfolio
      • 5.3.13.3 Top Competitors
      • 5.3.13.4 Target Customers
      • 5.3.13.5 Key Personnel
      • 5.3.13.6 Analyst View
      • 5.3.13.7 Market Share, 2023
    • 5.3.14 Visa
      • 5.3.14.1 Overview
      • 5.3.14.2 Top Products/Product Portfolio
      • 5.3.14.3 Top Competitors
      • 5.3.14.4 Target Customers
      • 5.3.14.5 Key Personnel
      • 5.3.14.6 Analyst View
      • 5.3.14.7 Market Share, 2023
    • 5.3.15 Chime Financial, Inc.
      • 5.3.15.1 Overview
      • 5.3.15.2 Top Products/Product Portfolio
      • 5.3.15.3 Top Competitors
      • 5.3.15.4 Target Customers
      • 5.3.15.5 Key Personnel
      • 5.3.15.6 Analyst View
      • 5.3.15.7 Market Share, 2023

6 Research Methodology

  • 6.1 Data Sources
    • 6.1.1 Primary Data Sources
    • 6.1.2 Secondary Data Sources
    • 6.1.3 Data Triangulation
  • 6.2 Market Estimation and Forecast

List of Figures

  • Figure 1: Emerging Technology in Fintech Market (by Region), $Billion, 2023, 2028, and 2034
  • Figure 2: Emerging Technology in Fintech Market (by Application), $Billion, 2023, 2028, and 2034
  • Figure 3: Emerging Technology in Fintech Market (by Technology), $Billion, 2023, 2028, and 2034
  • Figure 4: Key Events
  • Figure 5: Supply Chain Overview
  • Figure 6: Value Chain Analysis
  • Figure 7: U.S. Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 8: Canada Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 9: Mexico Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 10: Germany Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 11: France Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 12: U.K. Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 13: Italy Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 14: Rest-of-Europe Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 15: China Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 16: Japan Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 17: India Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 18: South Korea Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 19: Rest-of-Asia-Pacific Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 20: South America Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 21: Middle East and Africa Emerging Technology in Fintech Market, $Billion, 2023-2034
  • Figure 22: Data Triangulation
  • Figure 23: Top-Down and Bottom-Up Approach
  • Figure 24: Assumptions and Limitations

List of Tables

  • Table 1: Market Snapshot
  • Table 2: Opportunities across Regions
  • Table 3: Competitive Landscape Snapshot
  • Table 4: Trends: Current and Future Impact Assessment
  • Table 5: Key Fintech Regulations Across Major Jurisdictions
  • Table 6: Impact of Emerging Technologies in Fintech
  • Table 7: Key Stakeholders in the Fintech Ecosystem
  • Table 8: Use Case Analysis (Real-World Applications)
  • Table 9: Impact Analysis for Key Global Events
  • Table 10: Impact Analysis of Emerging Technology in Fintech Market Navigating Factors, 2023-2034
  • Table 11: Application Summary
  • Table 12: Technology Summary
  • Table 13: Global Emerging Technology in Fintech Market (by Region), $Billion, 2023-2034
  • Table 14: North America Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 15: North America Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 16: U.S. Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 17: U.S. Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 18: Canada Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 19: Canada Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 20: Mexico Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 21: Mexico Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 22: Europe Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 23: Europe Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 24: Germany Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 25: Germany Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 26: France Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 27: France Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 28: U.K. Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 29: U.K. Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 30: Italy Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 31: Italy Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 32: Rest-of-Europe Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 33: Rest-of-Europe Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 34: Asia-Pacific Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 35: Asia-Pacific Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 36: China Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 37: China Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 38: Japan Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 39: Japan Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 40: India Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 41: India Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 42: South Korea Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 43: South Korea Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 44: Rest-of-Asia-Pacific Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 45: Rest-of-Asia-Pacific Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 46: Rest-of-the-World Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 47: Rest-of-the-World Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 48: South America Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 49: South America Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 50: Middle East and Africa Emerging Technology in Fintech Market (by Application), $Billion, 2023-2034
  • Table 51: Middle East and Africa Emerging Technology in Fintech Market (by Technology), $Billion, 2023-2034
  • Table 52: Market Share, 2023