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金融科技

市场调查报告书

商品编码

1124088

金融科技市场：技术、应用和服务（2022-2027）

FinTech Marketplace: Technologies, Applications, and Services 2022 - 2027

出版日期: 2022年09月08日 | 出版商:

Mind Commerce | 英文 108 Pages | 商品交期: 最快1-2个工作天内

价格

简介目录

全球金融科技市场预计将以 12.9% 的复合年增长率增长，到 2027 年达到 2251 亿美元。按细分市场来看，软件事业部已达到47%。从解决方案来看，数字支付占总数的94%。按地区划分，美洲占全球市场的 76%，而美国、英国、中国、德国和印度是最大的市场。

本报告分析了全球金融科技市场、概述和主要技术和市场类型、与大数据的相关性、生态系统结构、主要市场驱动因素和製约因素以及市场规模趋势。我们将彙编并提供展望等信息（投资金额，用户数量等，2022-2027），按细分市场划分的详细趋势，主要用例，主要公司概况和主要解决方案。

内容

第 1 章执行摘要

第 2 章金融科技市场概述

金融科技
金融科技的驱动力
金融科技形势
金融科技公司的类型
- 汇款
- 股权融资
- P2P 借贷
- 移动支付
- 交易平台
- 其他服务
金融科技类
- 数字支付
- 企业财务
- 消费金融

第三章金融科技与大数据

金融科技大数据现状
金融科技和大数据计划
- 金融科技 CRM（客户关係管理）和实时响应
- 金融科技和客户行为预测分析
- 金融科技和大规模定制
- 金融科技和欺诈预防
金融科技大数据市场机遇：金融中的流数据

第 4 章金融科技生态系统

硬件和基础架构
金融机构
政府
企业家
应用提供商
咨询服务商
安全解决方案提供商
云大数据分析提供商
投资集团
社交网络
B2B2C 分销渠道
提现/提现的工作原理
商业模式
协同创新
众筹平台
竞争格局：银行与 OTT 玩家

第 5 章金融科技市场驱动因素

传统银行业的数字化
算法银行
手机银行的兴起
金融科技创业生态系统的兴起
数据驱动型银行业务的兴起
众筹经济的兴起
网络金融服务的兴起
更多地采用非银行选项来管理资金
使用机器学习和大数据来遏制支付欺诈
併购交易模式增加
消费者行为模式的变化
区块链技术
电子商务的兴起
mPoS 支付的兴起

第 6 章金融科技市场的挑战

第 7 章金融科技市场展望与预测（2022-2027）

金融科技投资展望（2022-2027）
- 世界银行 IT 投资
- 全球金融科技投资
- 全球金融科技投资：软件、硬件、安全和咨询
- 全球金融科技投资：零售与商业金融
- 全球金融科技市场：按地区划分
- 全球银行业的金融科技投资
- 全球金融科技资本交易（2022-2027）
- 全球金融科技融资：按投资者类型
金融科技用户（2022-2027 年）
- 全球金融科技用户数量
- 全球金融科技用户：按使用类别
- 按收入组划分的全球金融科技用户数量
- 全球金融科技用户：按年龄组
- 金融科技用户数量：按地区
- 数字活跃用户采用金融科技
- 金融科技受欢迎的原因
- 扩大使用金融科技的障碍
金融科技市场动态
- 金融科技对银行和价值链合作伙伴的影响
- 让银行做好应对数字化挑战的准备
- 银行在应对数字挑战（包括金融科技）方面的优势
- 数字化颠覆（包括金融科技）带来的银行利润和风险
- 金融科技初创公司的退出

第 8 章数字产业和支付计划

Google
Facebook
Apple
PayPal
Square
Bitcoin
SocietyOne
Amazon Payments
Stripe
Samsung Pay
Alibaba
Western Union
Amex, MasterCard and Visa
Lending Club
Financial Innovation Now
Stellar

第 9 章银行举措分析

Goldman Sachs
Barclays
Santander
HSBC
UBS
BBVA
Citi
American Express
Wells Fargo
JPMorgan Chase

第 10 章地方倡议

领先地区
- 美国
- 英国
新兴地区
- 欧洲
- 亚洲
- 中东
- 澳大利亚
政府举措

第 11 章金融科技案例研究

SocietyOne
Tyro Payments
Reinventure
Australasian Wealth Investments
Billfloat
L2C Inc
PayNearMe
Kabbage
欺诈检测和预防
CashMetrics：财务管理服务
加强客户支持
以数据为依据的客户获取
打击洗钱

第 12 章金融科技公司和解决方案

主要公司的趋势
Acorns
Addepar
Affirm
Algomi
Alphasense
Adyen
Avant
Betterment
Braintree
C2FO
Chain.com
Circleup
Credit Karma
Digit
Earnest
Equityzen
Estimize
Fundbox
Fundera
Fundrise
Hello Wallet
IEX
Kensho
Level Money
Learnvest
Money.net
Motif
Nav
Personal Capital
Plaid
Premise Data
Prosper
Quantopian
R3CEV
Ripple
Riskalyze
Robinhood
Simple
SOFI
Transferwise
Trueaccord
Trueex
Vouch
WealthFront
WorldRemit
XAPO
Xignite
Zenefits
ZestFinance
China Rapid Finance
Lufax
OnDeck
Dwolla
Moven
Ally
Capital One 360
Vanguard
Fidelity
Charles Schwab
Allstate
Oscar
Metromile
Azimo
Klarna
Number26
Atom Bank
LendingRobot
Coinbase
Angellist
Securekey
Kickstarter
CrowdCube

第 13 章结论和建议

关于发展健康金融科技生态系统的建议
对银行和其他金融机构的建议
对金融科技公司的建议
对政府的建议
对投资界的建议

第 14 章附录：过去的金融科技投资

全球金融科技投资
全球金融科技投资：按市场参与者分类
全球金融科技投资：按类别
全球金融科技投资：按细分市场
全球金融科技投资：按地区划分
全球金融科技投资：按主要国家/地区分类
银行业金融科技投资
金融科技相关的资本交易（投资/併购）

简介目录

Overview:

This report provides a comparative analysis between legacy financial systems and emerging FinTech solutions including disruption, potential benefits, and challenges. The report evaluates the evolving FinTech market ecosystem including start-ups, banks, investment companies, insurance companies, and non-financial organizations. The report analyzes the global impact of FinTech and the outlook for specific regions. The report provides forecasts for the period 2022 to 2027.

Select Report Findings

The global FinTech market will reach $225.1 billion by 2027, growing at 12.9% CAGR

The software segment the largest segment with 47% of the total global market share

The digital payments segment the largest solution with 94% of the total global market

USA, UK, China, Germany, and India are the largest countries in the global FinTech market

The Americas is the largest region with a 76% of the total global FinTech investment market

Financial Technology (FinTech) represents a combination of financial services with Information Technology (IT) that is disruptive to the incumbent financial system as it transforms financial services including enhancements to existing areas as well as entirely alternative solutions. For example, the legacy financial system is under serious threat from emerging technologies, such as blockchain, to eliminate the need for intermediary trust agents for payment clearing and settlements.

FinTech enabled services include peer-to-peer money transfers, lending services, online payments, and mobile payments. Financial organizations can develop solutions in-house, partner with FinTech solution providers, or acquire them. Apart from operational issues and/or user experiences, CAPEX and OPEX factors greatly impact these decisions.

There is a high degree of interest in FinTech from the investment community as well as major corporations such as Google, Intel, Salesforce, and many more. The banking industry is also starting to embrace FinTech solutions to establish distribution channels and to fend off competition from third parties.

Companies in Report:

Acorns
Addepar
Adyen
Affirm
Algomi
Alibaba
Allstate
Ally
Alphasense
Amazon Payments
American Express
Amex, MasterCard and Visa
Angellist
Apple
Atom Bank
Australasian Wealth Investments
Avant
Azimo
Barclays
BBVA
Betterment
Billfloat
Bitcoin
Braintree
C2FO
Capital One 360
Chain.com
Charles Schwab
China Rapid Finance
Circleup
Citi
Coinbase
Credit Karma
CrowdCube
Digit
Dwolla
Earnest
Equityzen
Estimize
Facebook
Fidelity
Financial Innovation Now
Fundbox
Fundera
Fundrise
Goldman Sachs
Google
HelloWallet
HSBC
IEX
JPMorgan Chase
Kabbage
Kensho

Kickstarter
Klarna
L2C Inc
Learnvest
Lending Club
LendingRobot
Level Money
Lufax
Metromile
Money.net
Motif
Moven
Nav
Number26
OnDeck
Oscar
PayNearMe
PayPal
Personal Capital
Plaid
Premise Data
Prosper
Quantopian
R3CEV
Reinventure
Ripple
Riskalyze
Robinhood
Samsung Pay
Santander
Securekey
Simple
SocietyOne
SOFI
Square
Stellar
Stripe
Transferwise
Trueaccord
Trueex
Tyro Payments
UBS
Vanguard
Vouch
WealthFront
Wells Fargo
Western Union
WorldRemit
XAPO
Xignite
Zenefits
ZestFinance

1. Executive Summary

2. FinTech Market Overview

2.1. Financial Technology
2.2. The Impetus for FinTech
2.3. FinTech Landscape
2.4. FinTech Company Types
- 2.4.1. Money Transfer
- 2.4.2. Equity Funding
- 2.4.3. P2P Lending
- 2.4.4. Mobile Payments
- 2.4.5. Trading Platforms
- 2.4.6. Other Services
2.5. FinTech Categories
- 2.5.1. Digital Payments
- 2.5.2. Business Finance
- 2.5.3. Consumer Finance

3. FinTech and Big Data

3.1. Current State of Big Data in FinTech
3.2. FinTech Big Data Initiatives
- 3.2.1. FinTech CRM and Real-time Response
- 3.2.2. FinTech and Predictive Analysis of Customer Behavior
- 3.2.3. FinTech and Mass Customization
- 3.2.4. FinTech and Fraud Prevention
3.3. FinTech Big Data Market Opportunity: Streaming Data in Finance

4. FinTech Ecosystem

4.1. Hardware and Infrastructure
4.2. Financial Institutions
4.3. Government
4.4. Entrepreneurs
4.5. Application Providers
4.6. Consulting and Service Providers
4.7. Security Solutions Providers
4.8. Cloud and Big Data Analytics Providers
4.9. Investment Groups
4.10. Social Network
4.11. B2B2C Distribution Channel
4.12. Cash-in/out Mechanisms
4.13. Business Models
4.14. Collaborative Innovation
4.15. Crowdfunding Platforms
4.16. Competitive Landscape: Banks vs. OTT Players

5. FinTech Market Drivers

5.1. Digitization in Traditional Banking Sector
5.2. Algo Banking
5.3. Rise of Mobile Banking
5.4. Rise of the FinTech Start-Up Ecosystem
5.5. Rise of Data-Driven Banking
5.6. Rise of the Crowdfunding Economy
5.7. Rise of Web-Based Financial Services
5.8. Growing Adoption of Non-Bank Option to Manage Money
5.9. Use of Machine Learning and Big Data to Control Payment Fraud
5.10. Increasing Patterns of M&A Transactions
5.11. Changing Patterns of Consumer Behavior
5.12. Blockchain Technology
5.13. Rise of E-commerce
5.14. Rise of mPoS Payments

6. FinTech Market Challenges

7. FinTech Market Outlook and Forecasts 2022-2027

7.1. FinTech Investment Outlook 2022-2027
- 7.1.1. Global Bank IT Investment
- 7.1.2. Global FinTech Investments
- 7.1.3. Global FinTech Investment in Software, Hardware, Security and Consulting
- 7.1.4. Global FinTech Investment: Retail vs. Business Finance
- 7.1.5. Global FinTech Market by Region
- 7.1.6. Global Banking Internal FinTech Investment
- 7.1.7. Global FinTech Deals 2022-2027
- 7.1.8. Global FinTech Funding by Investor Type
7.2. FinTech Users 2022-2027
- 7.2.1. Global FinTech Users
- 7.2.2. Global FinTech Users by Usage Category
- 7.2.3. Global FinTech Users by Income Bracket
- 7.2.4. Global FinTech Users by Age Group
- 7.2.5. FinTech Users by Geographic Region
- 7.2.6. FinTech Adoption of Digitally Active Users
- 7.2.7. Reason for FinTech Popularity
- 7.2.8. FinTech Usage Growth Obstacles
7.3. FinTech Market Dynamics
- 7.3.1. Impact of FinTech on Bank and Value Chain Partners
- 7.3.2. Bank Readiness to Address Digital Challenges
- 7.3.3. Bank Strength to Combat Digital Challenges including FinTech
- 7.3.4. Global Bank Revenue Risk from Digital Disruption including FinTech
- 7.3.5. FinTech Start-up Exits

8. Digital Industry and Payment Initiatives

8.1. Google
8.2. Facebook
8.3. Apple
8.4. PayPal
8.5. Square
8.6. Bitcoin
8.7. SocietyOne
8.8. Amazon Payments
8.9. Stripe
8.10. Samsung Pay
8.11. Alibaba
8.12. Western Union
8.13. Amex, MasterCard and Visa
8.14. Lending Club
8.15. Financial Innovation Now
8.16. Stellar

9. Bank Initiative Analysis

9.1. Goldman Sachs
9.2. Barclays
9.3. Santander
9.4. HSBC
9.5. UBS
9.6. BBVA
9.7. Citi
9.8. American Express
9.9. Wells Fargo
9.10. JPMorgan Chase

10. Regional Initiatives

10.1. Pioneer Zone
- 10.1.1. USA
  - 10.1.1.1. Silicon Valley
  - 10.1.1.2. New York
- 10.1.2. UK
  - 10.1.2.1. London
10.2. Emerging Areas
- 10.2.1. Europe
  - 10.2.1.1. Dublin
  - 10.2.1.2. Berlin
- 10.2.2. Asia
  - 10.2.2.1. Singapore
  - 10.2.2.2. Hong Kong
- 10.2.3. Middle East
  - 10.2.3.1. Tel Aviv
- 10.2.4. Australia
10.3. Government Initiatives

11. FinTech Case Studies

11.1. SocietyOne
11.2. Tyro Payments
11.3. Reinventure
11.4. Australasian Wealth Investments
11.5. Billfloat
11.6. L2C Inc
11.7. PayNearMe
11.8. Kabbage
11.9. Fraud Detection and Prevention
11.10. CashMetrics: Finance Management Service
11.11. Enhancing Customer Support
11.12. Data-Driven Client Acquisition
11.13. Fighting Against Money Laundering

12. FinTech Companies and Solutions

12.1. Developments with Select Players
12.2. Acorns
12.3. Addepar
12.4. Affirm
12.5. Algomi
12.6. Alphasense
12.7. Adyen
12.8. Avant
12.9. Betterment
12.10. Braintree
12.11. C2FO
12.12. Chain.com
12.13. Circleup
12.14. Credit Karma
12.15. Digit
12.16. Earnest
12.17. Equityzen
12.18. Estimize
12.19. Fundbox
12.20. Fundera
12.21. Fundrise
12.22. Hello Wallet
12.23. IEX
12.24. Kensho
12.25. Level Money
12.26. Learnvest
12.27. Money.net
12.28. Motif
12.29. Nav
12.30. Personal Capital
12.31. Plaid
12.32. Premise Data
12.33. Prosper
12.34. Quantopian
12.35. R3CEV
12.36. Ripple
12.37. Riskalyze
12.38. Robinhood
12.39. Simple
12.40. SOFI
12.41. Transferwise
12.42. Trueaccord
12.43. Trueex
12.44. Vouch
12.45. WealthFront
12.46. WorldRemit
12.47. XAPO
12.48. Xignite
12.49. Zenefits
12.50. ZestFinance
12.51. China Rapid Finance
12.52. Lufax
12.53. OnDeck
12.54. Dwolla
12.55. Moven
12.56. Ally
12.57. Capital One 360
12.58. Vanguard
12.59. Fidelity
12.60. Charles Schwab
12.61. Allstate
12.62. Oscar
12.63. Metromile
12.64. Azimo
12.65. Klarna
12.66. Number26
12.67. Atom Bank
12.68. LendingRobot
12.69. Coinbase
12.70. Angellist
12.71. Securekey
12.72. Kickstarter
12.73. CrowdCube

13. Conclusions and Recommendations

13.1. Recommendations to Develop Sound FinTech Ecosystem
- 13.1.1. Supportive Business Market
- 13.1.2. Strong Regulatory and Government Support
- 13.1.3. Adequate Access to Capital and Funding at Every Stage of Business
- 13.1.4. Focus on Creating Financial Expertise Locally
13.2. Recommendations for Banks and Other Financial Institutions
13.3. Recommendations for FinTech Companies
13.4. Recommendations for Government
13.5. Recommendations for Investment Community