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保险业的区块链市场——增长、趋势、COVID-19 的影响和预测 (2023-2028)
市场调查报告书
商品编码
1190107

保险业的区块链市场——增长、趋势、COVID-19 的影响和预测 (2023-2028)

Blockchain Market In The Insurance Industry - Growth, Trends, and Forecasts (2023 - 2028)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

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简介目录

在预测期内（2021-2026 年），保险行业的区块链市场预计将以超过 57% 的健康復合年增长率增长。

保险行业的区块链应用数量与日俱增，在不久的将来，由于某种原因，整个行业的主要参与者都将使用区块链。 这不仅会为金融科技行业创造巨大机遇，也会为愿意接受变革的保险公司创造巨大机遇。

主要亮点

  • 在保险行业，公司因虚假索赔和欺诈每天都在遭受巨大损失。 为了克服这些问题，保险公司正在其现有工作流程中利用区块炼等技术。 例如，根据 SAP 数字化转型高管研究，银行和保险业高管计划到 2019 年将对区块链的投资增加一倍以上。
  • 随着区块链技术的发展，保险业开始认识到区块链技术的重要性，其安全性和不变性特性将提供超越保险业的影响力。
  • 区块链使用它来从外部来源获取数据，以及承保的某些方面，因为区块链中的数据来自受信任和经过验证的来源。可以实现自动化。

主要市场趋势

智能合约有望占据较大的市场份额

  • 基于区块链的智能合约为客户和保险公司提供了以透明、快速且无可辩驳的方式管理理赔的方式，使理赔处理更加高效和简化，从而可能改善客户体验。
  • 合同和索赔记录在区块链上并由网络验证，确保只支付有效的索赔。 智能支付还可以执行索赔，例如仅在满足某些条件时自动启动付款。 例如，可以对智能合约进行编码以接受来自远程信息处理设备的信息，并且在发生事故时它们可以自动发起索赔和付款。 我们还可以推荐附近可靠的服务站，并在必要时请求医疗帮助。
  • 智能合约能够自动执行一些原本需要手动完成的流程。 此外，数据的不变性提高了可靠性，从而可以更快、更准确地做出决策。

亚太地区有望快速增长

  • 亚太地区的新兴经济体提供了前所未有的机会来测试保险行业区块链技术的低成本创新和开放监管框架。
  • 保险公司预计将越来越多地利用物联网应用程序来收集数据，这在新兴经济体中正在扩展，因此基于区块链的实施将大大提高整个流程的效率，公司将能够以安全和防篡改的方式获取传感信息-证明方式。 例如，ICICI Lombard 使用 AI 进行医疗保健索赔以识别任何欺诈行为。 在 NAy 交易中验证和盖章的东西很难改变，使用 AI 验证可以实现实时结算。
  • 例如，中国目前的愿景是将区块链技术纳入其国家计划，儘管事实上与加密相关的某些活动受到严格监管，从 2016 年到 2020 年更是如此。努力将区块链技术纳入其国家计划包含迄今为止政府发展路线图的“十三五”规划正在取得进展。

竞争格局

保险行业的区块链市场高度集中，并由少数几个主要参与者整合。 就市场份额而言，目前一些大公司占据市场主导地位。 然而，随着区块链技术和云部署的进步，新参与者正在增加他们的市场占有率，从而扩大他们在新兴经济体中的业务足迹。

  • 2019 年 3 月 - ChainThat 计划为百慕大的保险和再保险市场推出区块链风险和资本交易所。 该交易所将允许经纪人、再保险公司和保险公司使用区块链进入资本市场。
  • 2018 年 11 月 - 荷兰司法情报局选择了 Guardtime 的 KSI 区块链技术来保证新电子服务的完整性。 区块链集成可确保政府系统中处理的信息的透明度、可审计性和安全性。

其他好处

  • Excel 格式的市场预测 (ME) 表
  • 3 个月的分析师支持

内容

第一章介绍

  • 调查先决条件
  • 调查范围

第二章研究方法论

第 3 章执行摘要

第四章市场动态

  • 市场概览
  • 市场驱动因素
    • BFSI 行业对自动化的需求不断增长
    • 降低总体拥有成本的需求日益增长
  • 市场製约因素
    • 使用区块链技术在整个保险平台中横切安全漏洞
    • 行业参与者对区块链的认识不足
  • 行业吸引力 - 波特五力分析
    • 新进入者的威胁
    • 买方/消费者议价能力
    • 供应商的议价能力
    • 替代品的威胁
    • 竞争公司之间的敌对关係
  • 技术快照

第 5 章市场细分

  • 通过部署
    • 本地
    • 基于云
  • 按类型
    • 公开
    • 私人
  • 通过使用
    • GRC（治理、风险、合规）管理
    • 智能合约
    • 财务管理（付款）
    • 身份管理和欺诈检测
    • 死亡和理赔管理
    • 其他用途
  • 按地区
    • 北美
      • 美国
      • 加拿大
    • 欧洲
      • 英国
      • 德国
      • 法国
      • 其他欧洲地区
    • 亚太地区
      • 中国
      • 日本
      • 新加坡
      • 澳大利亚
      • 其他亚太地区
    • 世界其他地区
      • 拉丁美洲
      • 中东和非洲
    • 中东和非洲

第六章竞争格局

  • 公司简介
    • Microsoft Corporation
    • IBM Corporation
    • Amazon Web Services, Inc.
    • Oracle Corporation
    • SAP SE
    • Chainthat Limited
    • Auxesis Group
    • GuardTime AS
    • Symbiont.io Inc.

第7章 市场机会今后动向

第8章 投资分析

简介目录
Product Code: 66622

Blockchain Market in the Insurance Industry is expected to register a healthy CAGR of over 57% during the forecast period (2021 - 2026). The number of blockchain applications in insurance is growing every day, and somehow every major player across the sector will be using them in the near future. This will create massive opportunities for the fintech sector, as well as for insurance companies that are willing to embrace the change.

Key Highlights

  • Companies are incurring huge loses because of false claims and scams that happen every day in the industry. To overcome issues like this, insurance companies are using technologies like blockchain in their existing workflow. For instance, according to the SAP Digital Transformation Executive Study, banking and insurance executives plan to more than double their investments in blockchain by 2019.
  • The insurance industry is beginning to understand the importance that blockchain technology has evolved and will leverage over the insurance sector due to its security and immutability features.
  • Blockchain offers to be the central repository of truth, using which, underwriters can source data from external sources to automate some aspects of underwriting since the data in the blockchain is trustable and is from a verified source.

Key Market Trends

Smart Contract is Expected to Hold a Significant Market Share

  • Smart contracts powered by a blockchain could provide customers and insurers with the means to manage claims in a transparent, responsive and irrefutable manner where claims-handling could become more efficient and streamlined, resulting for improved customer experience.
  • Contracts and claims could be recorded onto a blockchain and validated by the network, ensuring only valid claims are paid. Smart contracts would also enforce the claims for instance, triggering payments automatically only when certain conditions are met. For instances, smart contracts can be coded to accept feeds from the telematics devices, and in the event of an accident, automatically raise insurance claims & trigger pay-outs. They can also recommend trusted service stations in the vicinity and call for medical assistance should that be deemed necessary.
  • Smart contracts possess capabilities to automate several processes that otherwise require manual intervention. In addition to this, the immutability of data increases reliability and helps make faster and correct decisions.

Asia-Pacific is Expected to be the Fastest Growing Region

  • The emerging economies of the Asia-Pacific region represent an unprecedented opportunity to experiment with low-cost innovation and open regulatory frameworks of blockchain technology across the insurance sector.
  • As the insurers are expected to increasingly leverage on the growing application of IoT for data gathering across the emerging economies, the blockchain-based implementation could increase the efficiency of the overall process to a great extent and will enable insurers to capture sensory information in a secure and tamper-proof method. For instance, ICICI Lombard is using AI in healthcare insurace related claims to identify any fraud. NAy transaction validated and stamped are hard to change and can be verified using AI for real-time settlement.
  • For instance, China, despite the harsh regulations imposed on certain activities related to cryptography, is now advancing on its part with a vision of incorporating blockchain technology in its state plans, and even including it in its thirteenth five-year plan, which consists of a road map of governmental developments from 2016 to 2020.

Competitive Landscape

The blockchain market in the insurance industry is highly concentrated and consolidated with a few major players. In terms of market share, some of the major players currently dominate the market. However, with the advancement in the blockchain technologies along with cloud deployment, new players are increasing their market presence thereby expanding their business footprint across the emerging economies.

  • March 2019 - ChainThat plans to launch a blockchain risk and capital exchange for the insurance and reinsurance market in Bermuda. The exchange will allow broker, reinsurance and insurance companies access to the capital markets using blockchain.
  • November 2018 - The Dutch Judicial Information Service had selected Guardtime's KSI Blockchain technology for integrity assurance of new e-services. The blockchain integration will ensure transparency, auditability, and security of the information processed in government systems.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Growing Demand of Automation Across the BFSI Sector
    • 4.2.2 Increasing Need for Reducing the Total Cost of Ownership
  • 4.3 Market Restraints
    • 4.3.1 Security Vulnerability of Transection Across the Insurance Platform using Blockchain Technology
    • 4.3.2 Lack of Awareness about Blockchain in the Industry Professionals
  • 4.4 Industry Attractiveness - Porter's Five Force Analysis
    • 4.4.1 Threat of New Entrants
    • 4.4.2 Bargaining Power of Buyers/Consumers
    • 4.4.3 Bargaining Power of Suppliers
    • 4.4.4 Threat of Substitute Products
    • 4.4.5 Intensity of Competitive Rivalry
  • 4.5 Technology Snapshot

5 MARKET SEGMENTATION

  • 5.1 By Deployment
    • 5.1.1 On-premise
    • 5.1.2 Cloud Based
  • 5.2 By Type
    • 5.2.1 Public
    • 5.2.2 Private
  • 5.3 By Application
    • 5.3.1 GRC (Governance, Risk and Compliance) Management
    • 5.3.2 Smart Contract
    • 5.3.3 Financial Management (Payments)
    • 5.3.4 Identity Management & Fraud Detection
    • 5.3.5 Death and Claims Management
    • 5.3.6 Other Applications
  • 5.4 Geography
    • 5.4.1 North America
      • 5.4.1.1 United States
      • 5.4.1.2 Canada
    • 5.4.2 Europe
      • 5.4.2.1 United Kingdom
      • 5.4.2.2 Germany
      • 5.4.2.3 France
      • 5.4.2.4 Rest of Europe
    • 5.4.3 Asia-Pacific
      • 5.4.3.1 China
      • 5.4.3.2 Japan
      • 5.4.3.3 Singapore
      • 5.4.3.4 Australia
      • 5.4.3.5 Rest of Asia-Pacific
    • 5.4.4 Rest of the World
      • 5.4.4.1 Latin America
      • 5.4.4.2 Middle-East & Africa
    • 5.4.5 Middle East & Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 Microsoft Corporation
    • 6.1.2 IBM Corporation
    • 6.1.3 Amazon Web Services, Inc.
    • 6.1.4 Oracle Corporation
    • 6.1.5 SAP SE
    • 6.1.6 Chainthat Limited
    • 6.1.7 Auxesis Group
    • 6.1.8 GuardTime AS
    • 6.1.9 Symbiont.io Inc.

7 MARKET OPPORTUNITIES AND FUTURE TRENDS

8 INVESTMENT ANALYSIS