全球 Regtech 行业市场——增长、趋势、COVID-19 的影响和预测 (2023-2028)

在线和数字化金融服务的使用和采用的全球市场的扩张将对各行各业产生重大影响，尤其是在 COVID-19 大流行期间，这将极大地促进监管科技行业的发展. 具有重大影响。

此外，许多国家/地区已下令关闭以防止病毒传播。 因此，通过 SaaS 平台的 RegTech 参与者在大流行期间越来越受欢迎。 这已成为全球健康危机期间监管科技市场的主要增长动力之一。

Regtech（监管技术）是金融技术的一个子集，专注于可以使公司现有能力更有效地履行其监管义务的技术。是。 RegTech 解决方案中使用了各种技术支持的程序，包括机器学习、云计算和区块链。 RegTech 有几个优势，例如降低合规成本、简化和标准化合规流程。 我们提供长期和可扩展的解决方案来帮助公司扩张。 RegTech 解决方案用于 KYC、交易监控、客户信用评分、反洗钱筛选、交易数据跟踪、欺诈预防、合规风险分析和许多其他银行和金融服务。 合规管理、身份管理报告和风险管理只是 RegTech 主要应用程序的一部分。

在整个分析期间，合规成本上升是推动全球 RegTech 市场发展的主要原因之一。 金融服务监管在金融危机后激增，零售和企业银行增长超过 60%，增加了对 RegTech 解决方案的需求。 RegTech 解决方案成本低、质量高。 此外，监管沙盒的增加趋势将使 RegTech 运营商能够为金融业开发新的和增强的监管解决方案，这将在未来几年推动全球 RegTech 市场的增长。 此外，在研究期间促进市场增长的主要原因之一是基于 SaaS 的解决方案的进入门槛较低。 RegTech 公司使用云技术和 SaaS 来帮助公司更高效、更经济地遵守法规。 在预测期内，人工智能 (AI)、机器学习和基于区块链的应用有望扩大，为监管科技公□□司提供新机遇。

高昂的软件成本和不同地区之间的监管差异可能会阻碍市场增长。

监管科技市场趋势

大公司主导监管科技市场

大型企业部门在 RegTech 行业中占主导地位，这可能与这些公司处理大量数据并因此被迫使用监管程序这一事实有关。 因此，该行业有许多上市公司，凸显了 RegTech 解决方案和服务的相关性。

此外，由于法律法规因行业和地区而异，因此无法手动掌握所有操作，强调了 RegTech 解决方案和服务的重要性。 Deloitte、IBM、PwC、Thomson Reuters 和其他公司帮助领先的公司有效地实施针对其业务需求量身定制的 RegTech 解决方案，以获取利用合规性规则有效管理业务流程的好处。

世界上最大的金融机构正在利用创新技术来帮助管理合规性要求，并显着简化其合规性、风险和内部审计职能。 在 COVID-19 流行病的推动下，面对居家令和全球旅行限制，金融服务业想出了新的创新方式来与人联繫并继续进行现场访问。 2020 年 1 月至 2021 年 3 月期间，许多组织推出了数字产品和服务。

具体来说，使用最多的三种替代数据源是地理位置数据、电话使用数据和消费模式。 其他常见的替代数据源是生物特征数据、心理数据和社交媒体数据。

除了降低监管风险外，替代数据工具还帮助金融服务公司提高效率，提供更好的客户体验，并为其客户量身定制产品和服务。

北美主导着 RegTech 市场

预计北美将继续以最高水平的玩家集中度和消费者采用率占据主导地位。 这将使北美金融机构能够利用人工智能 (AI)、机器学习 (ML)、区块链、大数据和云计算等先进技术，快速开发 RegTech 解决方案，最大限度地降低合规成本。这是因为它是安装在 北美由美国和加拿大等工业化经济体组成。 在技□□术和应用部署方面，这些国家遥遥领先。 此外，由于需要遵守严格的法规，预计北美市场将扩大。

欧洲是世界第二大 RegTech 市场，预计在预测期内仍将如此。 来自金融科技公司的大量资金对该地区的增长做出了重大贡献。 预计亚太地区将在预测期内以最快的速度增长。 预计拉丁美洲、中东和非洲将拥有利润丰厚的监管科技解决方案市场。

Regtech 市场竞争对手分析

在 RegTech 市场运营的公司采用的主要增长战略是合作伙伴关係、协作和协议，以及新产品发布/产品增强。 本报告中市场的主要参与者是国际商业机器 (IBM)、汤森路透、ACTICO、德勤有限公司、Broadridge Financial Solutions, Inc、MetricStream Inc、Ascent London Stock Exchange Group (LSEG)、Accuity Inc、Wolters Kluwer is介绍。

其他好处

• Excel 格式的市场预测 (ME) 表
• 3 个月的分析师支持

内容

第一章介绍

• 研究假设和市场定义
• 调查范围

第二章研究方法论

• 调查结果
• 调查先决条件
• 分析方法
• 研究阶段

第 3 章执行摘要

第 4 章市场洞察和动态

• 市场概览
• 市场驱动因素
• 市场製约因素
• 对推动 RegTech 行业发展的各行业技术采用的见解
• 管理业务环境的监管方面
• 波特的五力分析
• COVID-19 对市场的影响

第 5 章市场细分

• 通过申请
  • 合规管理
  • 监管情报和报告
  • 风险管理
  • 身份管理
  • 非法经营
  • 其他应用
• 按组织规模
  • 大型公司（年销售额 10 亿美元或以上）
  • 中小企业（年销售额低于 10 亿美元）
  • 个人
• 按地区
  • 北美
  • 欧洲
  • 亚太地区
  • 拉丁美洲
  • 中东和非洲

第六章竞争格局

• 公司简介
  • International Business Machines（IBM）
  • Thomson Reuters
  • ACTICO
  • Deloitte Touche Tohmatsu Limited
  • Broadridge Financial Solutions Inc.
  • MetricStream Inc.
  • Ascent
  • London Stock Exchange Group（LSEG）
  • Accuity Inc.
  • Wolters Kluwer*

第七章市场机会与未来趋势

第 8 章免责声明和关于美国

The global expansion in the use and adoption of online and digitalized financial services has had a big impact on various industries, especially during the COVID-19 pandemic, substantially impacting the growth of the RegTech sector. Furthermore, numerous countries have ordered lockdowns to prevent the spread of the virus; as a result, RegTech players through software-as-a-service platforms are gaining traction during the pandemic situation. This, in turn, has become one of the major growth factors for the RegTech market during the global health crisis.

RegTech, or regulatory technology, is a subset of financial technology that focuses on technologies that may enable a firm's existing capabilities to provide regulatory obligations more effectively and efficiently. Different technology-enabled procedures, such as machine learning, cloud computing, and blockchain, are used in RegTech solutions. RegTech has several advantages, including lowering compliance costs and simplifying and standardizing the compliance process. It delivers long-term and scalable solutions to help the company expand. KYC, Transaction Monitoring, Customer Credit Scoring, AML screening, trade data tracking, fraud prevention, compliance risk analysis, and many more banking and financial services use RegTech solutions. Compliance management, identity management reporting, and risk management are just a few of the primary RegTech applications.

One of the primary reasons driving the worldwide RegTech market throughout the analysis period is the rise in compliance costs. The need for RegTech solutions has grown because of the rapid increase in financial services regulations following the financial crisis, which grew by more than 60% in retail and corporate banks. RegTech solutions are low-cost and high-quality. Furthermore, the growing tendency for regulatory sandboxing has enabled RegTech businesses to develop new and enhanced regulatory solutions for the financial industries, which will aid the global RegTech market's growth in the coming years. Furthermore, one of the primary reasons contributing to the market's growth during the study period was the low entry barriers for SaaS-based solutions. RegTech firms use cloud technology and software-as-a-service to assist businesses in complying with laws more efficiently and affordably. In the projection term, the increasing expansion of applications based on artificial intelligence (AI), machine learning, and blockchain will provide new opportunities for RegTech companies.

The high cost of the software and the regulatory discrepancies across different regions are likely to hamper the growth of the market.

Regtech Market Trends

Large Enterprises Account for a Major Portion of the RegTech Market

The large enterprise segment dominates the RegTech industry, which can be linked to the fact that these businesses deal with a lot of data and are consequently forced to use regulatory programs. As a result, the large number of publicly traded companies in this industry underscores the relevance of RegTech solutions and services.

Furthermore, because laws and regulations change by industry and region, keeping track of all operations manually is impossible, emphasizing the significance of RegTech solutions and services. Deloitte, IBM, PwC, and Thomson Reuters, among others, help major organizations reap the benefits of efficiently managing their business processes by compliance rules by enabling them to effectively adopt RegTech solutions tailored to their business needs.

Large global financial institutions are leveraging innovative technologies to help manage their regulatory compliance requirements, resulting in significant efficiencies in compliance, risk, and internal audit functions. Prompted by the COVID-19 pandemic, the financial services industry came up with new and innovative ways to interact with people and continue to conduct site visits, even in the face of stay-at-home orders and global travel restrictions. Many organizations launched a digital product or digital service between January 2020 and March 2021.

Specifically, the top three types of alternative data sources being used are geolocation data, phone usage data, and spending patterns. Other common alternative sources are biometric data, psychometric data, and social media data.

In addition to reducing regulatory risk, alternative data means are helping financial services firms become more efficient, provide a better customer experience, and offer products and services better tailored to their customers.

North America Dominates the RegTech Market

North America is expected to continue its dominance with the highest concentration of players and consumer adoption levels. This is due to North American financial institutions' early adoption of RegTech solutions to minimize compliance costs by using sophisticated technologies like Artificial Intelligence (AI), Machine Learning (ML), blockchain, Big Data, and cloud computing. North America is made up of industrialized economies like the United States and Canada. In terms of technology and application deployments, these countries are far ahead of the pack. Furthermore, the necessity to comply with strict regulations is projected to boost market expansion in North America.

Europe is the second-largest RegTech market in the world, and it is anticipated to remain such over the forecast period. The considerable capital raised by FinTech companies has contributed greatly to the region's growth. In the projection period, Asia Pacific is expected to grow at the fastest rate. Latin America and Middle East & Africa are expected to have a lucrative market for RegTech solutions.

Regtech Market Competitor Analysis

The major growth strategies adopted by the companies operating in the RegTech market are partnerships, collaborations and agreements, and new product launches/product enhancements. This report's key market players include International Business Machines (IBM), Thomson Reuters, ACTICO, Deloitte Touche Tohmatsu Limited, Broadridge Financial Solutions, Inc., MetricStream Inc., Ascent London Stock Exchange Group (LSEG), Accuity Inc., and Wolters Kluwer.

Additional Benefits:

• The market estimate (ME) sheet in Excel format
• 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

• 1.1 Study Assumptions and Market Definition
• 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

• 2.1 Study Deliverables
• 2.2 Study Assumptions
• 2.3 Analysis Methodology
• 2.4 Research Phases

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS AND DYNAMICS

• 4.1 Market Overview
• 4.2 Market Drivers
• 4.3 Market Restraints
• 4.4 Insights into Technology Adoption Across Various Industries Driving the Growth of Regtech Industry
• 4.5 Regulatory Aspects Governing the Business Landscape
• 4.6 Porter's Five Forces Analysis
• 4.7 Imapct of COVID-19 on the Market

5 MARKET SEGMENTATION

• 5.1 By Application
  • 5.1.1 Compliance Management
  • 5.1.2 Regulatory Intelligence and Reporting
  • 5.1.3 Risk Management
  • 5.1.4 Identity Management
  • 5.1.5 Fraud Management
  • 5.1.6 Other Applications
• 5.2 By Organization Size
  • 5.2.1 Large Enterprise (More than 1 USD Billion Annual Revenue)
  • 5.2.2 SMEs (Less than 1 USD Billion Annual Revenue)
  • 5.2.3 Individuals
• 5.3 By Region
  • 5.3.1 North America
  • 5.3.2 Europe
  • 5.3.3 Asia-Pacific
  • 5.3.4 Latin America
  • 5.3.5 Middle East & Africa

6 COMPETITIVE LANDSCAPE

• 6.1 Overview (Market Concentration and Major Players)
• 6.2 Company Profiles
  • 6.2.1 International Business Machines (IBM)
  • 6.2.2 Thomson Reuters
  • 6.2.3 ACTICO
  • 6.2.4 Deloitte Touche Tohmatsu Limited
  • 6.2.5 Broadridge Financial Solutions Inc.
  • 6.2.6 MetricStream Inc.
  • 6.2.7 Ascent
  • 6.2.8 London Stock Exchange Group (LSEG)
  • 6.2.9 Accuity Inc.
  • 6.2.10 Wolters Kluwer*

7 MARKET OPPORTUNITIES AND FUTURE TRENDS

8 DISCLAIMER AND ABOUT US