市场调查报告书
商品编码
1355097
监管科技市场 - 2018-2028 年全球产业规模、份额、趋势、竞争、机会和预测,按组件、部署模式、组织规模、按应用、技术、最终用户、地区细分RegTech Market - Global Industry Size, Share, Trends, Competition, Opportunity, and Forecast, 2018-2028 Segmented By Component, By Deployment Mode, By Organization Size, By Application, By Technology, By End-User, By Region |
由于合规成本高昂和对监管情报不断增长的需求,全球监管科技市场正在快速成长,这有助于监管技术的采用。监管科技正成为下一个常态的基础技术模式。许多企业正在采用监管科技作为经济高效的解决方案,以满足对高速传输安全交易的需求。随着监管框架、工作习惯和客户期望的快速变化,合规和监管技术继续成为金融机构在简化营运过程中不断增长的投资领域。此外,市场的成长是由于人们对金融监管的日益关注以及国家监管机构和金融机构在预测几年内合作的迅速扩大。科技已成为卓越的关键推动者,随着数位化和运算的出现,企业逐渐将区块链、机器学习(ML)和人工智慧(AI)等先进技术纳入大多数监管科技解决方案中。不断增长的监管需求和不断增长的互联网普及率预计将在预测期内进一步推动全球监管科技市场的发展。
市场概况 | |
---|---|
预测期 | 2024-2028 |
2022 年市场规模 | 130亿美元 |
2028 年市场规模 | 507亿美元 |
2023-2028 年复合年增长率 | 25.11% |
成长最快的细分市场 | BFSI |
最大的市场 | 亚太 |
监管科技应用程式的指数级增长和大规模采用以加快金融流程中的交易速度,刺激了全球监管科技市场的成长。金融机构和银行经历了与传统跨境支付系统相关的各种挑战,包括额外的处理费用、支付管道的诈欺风险、安全漏洞和故障点增加。此外,由于多个中介机构的参与,透过常规银行管道传输全球支付是一个困难且多步骤的过程。为了应对这些挑战,基于区块链的支付系统(例如基于区块链的信用报告)、贸易融资平台和解决方案(例如比特币的闪电网路和以太坊的Plasma)正在简化交易流程,并将每笔交易储存在安全的分散式帐本中,从而更快地实现交易。 、高效、更安全、更便宜的付款方式。此外,对更快交易的日益增长的需求鼓励消费者实施监管科技解决方案,以支持全球监管科技行业的成长。
金融和银行业诈欺活动数量的增加可能会推动预测期内全球监管科技市场的扩张。洗钱等诈欺活动日益增多,因此金融机构需要更全面的监管科技框架,以协助风险和合规团队有效管理不断增加的监管合规性和更复杂的违规行为。例如,根据消费者哨兵网路资料报告,冒名顶替诈骗增加,2021年美国消费者因诈欺损失超过58亿美元,比前一年增长了70%以上。诈欺计划、安全故障和/或合规失败的可能性始终存在,因此需要清晰的策略愿景和准确的操作程序。为了克服这一风险,监管科技技术和应用程式正在透过执行其他背景调查和验证,帮助按照 KYC、AML 等监管标准验证身份,消除人工干预,并使整个流程更加高效和有效。因此,诈欺活动数量的增加预计将在预测期内扩大全球监管科技市场。
越来越多的监管变化和不断上升的合规成本使得越来越多的机构选择技术进步。亚太地区、美国和欧洲的监管组织渴望与全球金融科技界合作。此外,金融科技界和机构积极参与,力求企业和政府的双赢。监管技术是一种经济高效且可靠的技术,可以帮助企业快速适应不断增加的监管义务的压力。对适当规则的日益增长的需求开闢了机会并改变了环境,使资料传输更安全、更永续、更有效率。此外,自经济危机以来,整个金融服务业监管实施的大幅增加推动了营运效率和更好的成本管理。监管机构要求更先进的治理和资料管理,以及增强的报告和营运流程。监管科技解决方案可以让您更有信心满足组织对风险和合规性的广泛治理要求。因此,金融机构和监理协会之间日益加强的合作正在推动预测期内全球监管科技市场的成长。
科技科学研究根据公司的具体需求提供客製化服务。该报告可以使用以下自订选项:
(註:公司名单可依客户要求客製化。)
Global RegTech Market is growing rapidly due to the high compliance costs and growing demand for regulatory intelligence, which is contributing to the adoption of regulatory technology. RegTech is becoming the foundational technology model for the next normal. Many enterprises are adopting regtech as a cost-effective solution to bolster the need for secure transactions with high-speed transfer. With the rapid changes in regulatory frameworks, working habits and customer expectations, compliance and regulatory technology continue to be a growing area of investment for financial institutions as they streamline their operations. Additionally, the growth of the market is on account of the increasing attention to financial regulations, and rapid expansion in collaboration between national regulators and financial institutions in the forecast years. Technology has become the key enabler of excellence and businesses are including advanced technology such as blockchain, Machine Learning (ML) and Artificial Intelligence (AI) gradually in most of the RegTech solutions as digitalization and computing emerges. The increasing regulatory demand and growing internet penetration are further expected to boost the global regtech market in the forecast period.
RegTech also known as regulatory technology, refers to the technological administration of regulatory processes in the financial industry. Regtech's major tasks include regulatory monitoring, reporting, and compliance. Regulatory technology is a cost-effective and dependable technology that helps enterprises quickly adapt to the pressures of rising regulatory obligations. Enterprises are enabling this technology to ease and simplify data management in the ever-changing regulatory landscape and governance while reducing the cost of compliance through modern technology. In a nutshell, RegTech optimizes regulatory compliance and automates critical procedures by integrating SaaS technologies, cloud computing, big data, and artificial intelligence. It also assists firms in managing threats such as cyberattacks, security breaches, and money laundering. The implementation of RegTech in the fintech industry is still in its early stages. However, it has the potential to revolutionize the industry. RegTech does also play a great role in enterprise by developing potential for enhancing the security and prevention of fraudulent activities, improved customer experience and automation of compliance. Solutions like codified-regulations, AI compliance systems, blockchain tracking and smart contracting all have the immense potential to improve regulatory systems.
Market Overview | |
---|---|
Forecast Period | 2024-2028 |
Market Size 2022 | USD 13 Billion |
Market Size 2028 | USD 50.7 Billion |
CAGR 2023-2028 | 25.11% |
Fastest Growing Segment | BFSI |
Largest Market | Asia-Pacific |
The exponential growth and the massive adoption of regtech applications for faster transactions in the financial process have spurred the growth in regtech market globally. Financial institutions and banks have experienced a variety of challenges related to traditional cross-border payment systems, including additional processing fees, fraud risks in payment channels, security breaches, and increased failure points. Moreover, due to the participation of multiple intermediaries, transmitting a global payment through regular banking channels is a difficult and multistep procedure. To address these challenges, blockchain-based payment systems such as Blockchain-based credit reporting, trade finance platforms and solutions such as Bitcoin's Lightning Network and Ethereum's Plasma are streamlining the transaction process and storing every transaction in a secure distributed ledger, resulting in a faster, efficient, more secure, and less expensive payment method. Furthermore, the growing need for speedier transactions encourages consumers to implement RegTech solutions, supporting the growth of the global RegTech industry.
The increased number of fraudulent activities in the financial and banking sector is likely to drive the expansion of the global RegTech market over the forecast period. Fraudulent activities such as money laundering have grown and therefore financial institutions require a more comprehensive regtech framework to assist risk and compliance teams in effectively managing the avalanche of ever-increasing regulatory compliance and more sophisticated breaches. For instance, according to the consumer sentinel network data reports, there has been a rise in imposter scams with the United States customers losing more than USD5.8 billion to fraud in 2021, an increase of more than 70 percent over the previous year. The possibility of fraudulent schemes, security breakdowns, and/or compliance failures is ever-present, necessitating a clear strategic vision along with exact operational procedures. To overcome the risk, regtech technologies and applications are helping to verify identities with regulatory standards such as KYC, AML, by performing other background checks and verifications, eliminating manual intervention, and making the entire process more efficient and effective. Thus, the rising number of fraudulent activities is expected to grow the regtech market globally in the forecast period.
The increasing number of regulatory changes and the rising compliance costs are making more institutions opt for technological advancements. Regulatory organizations in Asia-Pacific, the United States, and Europe are eager to work with the global fintech community. In addition, the strong inclination towards engaging the fintech community and agencies strives for a win-win situation for businesses and governments. Regulatory technology is a cost-effective and dependable technology that helps enterprises quickly adapt to the pressures of rising regulatory obligations. The growing requirement for appropriate rules has opened up opportunities and changed the environment, making data transfer safer, more sustainable, and more efficient. Additionally, since the economic crisis the huge increase in implementation of regulation throughout the financial services industry has led to a drive for operational efficiency and better cost management. Regulators are demanding more advanced governance and data management, as well as enhanced reporting and operational processes. RegTech solutions can provide greater confidence in meeting an organization's broad governance requirement for risk and compliance. Thus, the growing collaboration between financial institutions and regulatory associations is propelling the growth of Global RegTech Market in the forecast period.
The global regtech market is segmented into component, deployment mode, organization size, application, technology, end-user, region and competitive landscape. Based on component, the market is bifurcated into solutions and services. The services component is further bifurcated into professional services and managed services. Based on deployment mode, the market is segmented into on-premises and cloud. Based on organization size, the market is divided into SMEs and Large Enterprise. Based on application, the market is categorized into risk and compliance management, identity management, regulatory reporting, fraud management, regulatory intelligence. Based on technology, the market is segmented into cloud computing, blockchain, biometrics, artificial intelligence (AI), NLP & machine learning, and others. The end-user segment is further categorized into healthcare, BFSI, retail, IT & telecommunications, government & public sector, transportation & logistics, food & beverage, manufacturing, and others.
Major market players in the global regtech market are ACTICO GmbH, REGnosys Limited, Thomson Reuters, Ascent Technologies Inc., Broadridge Financial Solutions Inc., Ayasdi AI LLC, Deloitte Touche Tohmatsu Limited, International Business Machines Corporation (IBM), London Stock Exchange Group (LSEG), Wolters Kluwer N.V.
In this report, the global regtech market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:
Company Profiles: Detailed analysis of the major companies present in the global regtech market.
Tech Sci Research offers customizations according to a company's specific needs. The following customization options are available for the report:
(Note: The companies list can be customized based on the client requirements.)