监管科技市场规模、份额和成长分析（按部署、公司类型、应用、最终用户和地区）- 2025 年至 2032 年产业预测

预计 2023 年 RegTech 市场规模将达到 124.7 亿美元，并将从 2024 年的 151.6 亿美元增长到 2032 年的 724.9 亿美元，预测期内（2025-2032 年）的复合年增长率为 21.6%。

2023年，在跨境交易激增和数位汇款平台普及的推动下，监管科技（regtech）将成为金融科技领域的重要元素。电子付款的兴起增加了资料的复杂性，使金融机构的合规性变得更加复杂。因此，电子商务的快速成长无意中为复杂的数位金融犯罪铺平了道路，使犯罪分子能够利用快速交易来促进洗钱和其他非法活动。因此，银行和支付服务供应商面临着巨大的压力，需要加强其合规框架并有效区分合法金融活动和潜在的犯罪活动，这凸显了在当今不断发展的金融生态系统中对强大的监管科技解决方案的需求。

目录

介绍

• 调查目的
• 研究范围
• 定义

调查方法

• 资讯采购
• 次要和主要资料方法
• 市场规模预测
• 市场假设与限制

执行摘要

• 全球市场展望
• 供需趋势分析
• 细分机会分析

市场动态及展望

• 市场概况
• 市场规模
• 市场动态
  • 驱动因素和机会
  • 限制与挑战
• 波特的分析

主要市场考察

• 关键成功因素
• 竞争程度
• 主要投资机会
• 市场生态系统
• 市场吸引力指数（2024 年）
• PESTEL 分析
• 总体经济指标
• 价值链分析
• 定价分析
• 案例研究
• 技术进步
• 监管格局
• 专利分析

监管科技市场规模（按部署和复合年增长率） (2025-2032)

• 市场概况
• 云
• 本地

监管科技市场规模（按公司类型和复合年增长率） (2025-2032)

• 市场概况
• 大型企业
• 中小企业

监理科技市场规模（按应用划分）及复合年增长率（2025-2032 年）

• 市场概况
• 风险管理
• 监理合规性
• 管治
• 身分管理
• 诈欺管理
• 反洗钱 (AML)
• 报告和监控

监管科技市场规模（按最终用户和复合年增长率） (2025-2032)

• 市场概况
• 银行、金融服务和保险（BFSI）
• 资讯科技和通讯
• 卫生保健
• 政府
• 製造业
• 零售
• 其他的

监理科技市场规模（按地区）及复合年增长率（2025-2032）

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 德国
  • 西班牙
  • 法国
  • 英国
  • 义大利
  • 其他欧洲国家地区
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 其他亚太地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲国家
• 中东和非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东和非洲地区

竞争资讯

• 前 5 家公司对比
• 主要企业市场定位（2024年）
• 主要市场参与者所采用的策略
• 近期市场趋势
• 公司市场占有率分析（2024 年）
• 主要企业简介
  • 公司详细信息
  • 产品系列分析
  • 公司分部份额分析
  • 收益与前一年同期比较对比（2022-2024 年）

主要企业简介

• Thomson Reuters（Canada）
• IBM Corporation（USA）
• Accuity（USA）
• ACTICO GmbH（Germany）
• MetricStream Inc.（USA）
• Broadridge Financial Solutions, Inc.（USA）
• Fenergo（Ireland）
• NICE Actimize（USA）
• Trulioo（Canada）
• ComplyAdvantage（UK）
• IdentityMind Global（USA）
• Chainalysis Inc.（USA）
• Ascent Technologies Inc.（USA）
• Ayasdi AI LLC（USA）
• Behavox Ltd.（UK）
• Regulatory DataCorp, Inc.（USA）
• CUBE（UK）

结论和建议

Regtech Market size was valued at USD 12.47 billion in 2023 and is poised to grow from USD 15.16 billion in 2024 to USD 72.49 billion by 2032, growing at a CAGR of 21.6% during the forecast period (2025-2032).

In 2023, Regulatory Technology (RegTech) is becoming an essential component of the fintech landscape, driven by the surge in cross-border transactions and the proliferation of digital transfer platforms. The rise of electronic payments has generated increased data complexity, complicating compliance efforts for financial institutions. Consequently, the swift growth in e-commerce is inadvertently paving the way for sophisticated digital financial crimes, enabling criminals to exploit rapid transactions to facilitate money laundering and other illegal activities. As a result, banks and payment service providers are facing significant pressure to enhance their compliance frameworks and effectively differentiate between legitimate financial activities and potential criminal operations, underscoring the critical need for robust RegTech solutions in today's evolving financial ecosystem.

Top-down and bottom-up approaches were used to estimate and validate the size of the Regtech market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Regtech Market Segments Analysis

Global Regtech Market is segmented by Deployment, Enterprise Type, Application, End-user and region. Based on Deployment, the market is segmented into Cloud and On-premises. Based on Enterprise Type, the market is segmented into Large Enterprises and Small & Medium Enterprises (SMEs). Based on Application, the market is segmented into Risk Management, Regulatory Compliance, Governance, Identity Management, Fraud Management, Anti-Money Laundering (AML) and Reporting and Monitoring. Based on End-user, the market is segmented into Banking, Financial Services, and Insurance (BFSI), IT & Telecom, Healthcare, Government, Manufacturing, Retail and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Regtech Market

Industry leaders are increasingly channeling substantial investments into advanced technologies to enhance operational efficiency and support global business growth. Navigating the intricate landscape of diverse country-specific regulations presents a considerable challenge for companies operating in the food sector across multiple regions. To address this issue, solution providers are proactively investing in innovative integration technologies. Among these, blockchain technology has emerged as a key player, offering transparent and secure record-keeping that aids in fulfilling regulatory requirements and reinforcing data management across borders. Additionally, the integration of artificial intelligence (AI) is opening up numerous possibilities within the regtech sector, further driving its evolution and effectiveness.

Restraints in the Regtech Market

The Regtech market faces numerous challenges that may impede its growth potential. One major hurdle is the increasingly stringent regulations surrounding the application of Regtech in the human food sector, which raises concerns about possible adulteration. Additionally, naturally sourced Regtech solutions generally involve higher production costs compared to synthetic alternatives, making them less appealing for widespread implementation. These challenges collectively create obstacles to the market's expansion, requiring the development of innovative strategies and solutions to navigate regulatory complexities and manage cost discrepancies. Successfully addressing these issues will be essential for ensuring the long-term growth and viability of the Regtech sector.

Market Trends of the Regtech Market

The RegTech market is experiencing significant growth, driven by an urgent need for enhanced compliance solutions amidst rising fraud and money laundering incidents within the banking sector. As financial institutions grapple with increasingly intricate regulatory demands, there is a marked trend towards adopting sophisticated RegTech frameworks to bolster risk management and compliance capabilities. Innovations such as IBM's cognitive fraud prevention solution exemplify this market shift, enabling organizations to respond rapidly to evolving payment fraud threats. This trend underscores a clear demand for agile, tech-driven solutions that not only mitigate risks but also streamline compliance processes in a dynamic regulatory environment.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Technology Advancement
• Regulatory Landscape
• Patent Analysis

Global Regtech Market Size by Deployment & CAGR (2025-2032)

• Market Overview
• Cloud
• On-premises

Global Regtech Market Size by Enterprise Type & CAGR (2025-2032)

• Market Overview
• Large Enterprises
• Small & Medium Enterprises (SMEs)

Global Regtech Market Size by Application & CAGR (2025-2032)

• Market Overview
• Risk Management
• Regulatory Compliance
• Governance
• Identity Management
• Fraud Management
• Anti-Money Laundering (AML)
• Reporting and Monitoring

Global Regtech Market Size by End-user & CAGR (2025-2032)

• Market Overview
• Banking, Financial Services, and Insurance (BFSI)
• IT & Telecom
• Healthcare
• Government
• Manufacturing
• Retail
• Others

Global Regtech Market Size & CAGR (2025-2032)

• North America (Deployment, Enterprise Type, Application, End-user)
  • US
  • Canada
• Europe (Deployment, Enterprise Type, Application, End-user)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Deployment, Enterprise Type, Application, End-user)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Deployment, Enterprise Type, Application, End-user)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Deployment, Enterprise Type, Application, End-user)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Thomson Reuters (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IBM Corporation (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Accuity (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACTICO GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• MetricStream Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Broadridge Financial Solutions, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fenergo (Ireland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• NICE Actimize (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Trulioo (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ComplyAdvantage (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IdentityMind Global (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Chainalysis Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ascent Technologies Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ayasdi AI LLC (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Behavox Ltd. (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Regulatory DataCorp, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CUBE (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations