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市场调查报告书
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1439817

物联网保险 - 市场占有率分析、产业趋势与统计、成长预测（2024 - 2029）

IoT Insurance - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

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简介目录

预计2024年物联网保险市场规模将达494亿美元，预计2029年将达767.3亿美元，预测期内（2024-2029年）CAGR为9.21%。

物联网保险 - 市场

保险业的成长与创新保险模式并行，随着越来越多地使用物联网来降低保费和风险相关成本，进一步扩大了所研究的市场成长。

主要亮点

  • 资料分析、大数据、感测器和机器学习技术的成长进一步扩大了所研究市场的成长。随着智慧电网预计将接管整个能源产业，物联网公用事业预计将在预测期内获得牵引力。
  • 此外，由于智慧手錶、智慧型手机和健身追踪器等连网医疗设备的快速普及，这些设备不断用于收集用户资料并监控其行为，预计全球人寿和健康保险市场在预测期内将大幅增长或生活方式。
  • 保险领域越来越多地采用机器学习和人工智慧等尖端技术，将为全球物联网保险市场的成长带来丰厚的潜力。
  • 然而，对客户个人资讯安全和隐私的担忧以及对工作人员熟练使用物联网设备的需求限制了物联网保险业务的成长。
  • 预计 COVID-19 将对物联网保险业的扩张产生有利影响。这是由于保险提供者企业越来越多地采用数位技术来收集客户资料以进行索赔管理。为了向客户提供 COVID-19 保险服务，物联网技术透过手机、可穿戴设备和感测器安全地收集患者健康信息，在当前的 COVID-19 爆发期间为保险业提供帮助。

物联网保险市场趋势

零售和商业预计将占据重要份额

  • 数位化颠覆预计将影响商业保险公司，因为该行业一直在准备见证一些重大变革。物联网技术预计将成为各种新措施的核心。保险公司正在尝试利用物联网资料来评估客户、降低保费并提供即时警告。
  • 商业财产保险公司预计将有多种机会重新建构与客户的关係。物联网和云端等技术进步正在显着创造大量资料，这些数据可用于为商业客户提供价值，主要是实现更紧密的合作伙伴关係和新的收入来源。
  • 主要由于过去几年全球电子商务市场的快速崛起，零售业也出现了巨大的成长。因此，零售商使用物联网解决方案来提升客户体验和营运效率，以获得竞争优势。因此，客户对改善购物体验的需求、对智慧支付解决方案的日益接受度以及基于物联网的感测器和连接成本的下降是影响研究领域采用物联网技术的一些关键驱动因素。
  • 物联网为流程自动化和提高零售机构的营运效率做出了重大贡献。它提供能源效率、安全和监控、库存和供应链优化以及劳动力管理。此外，物联网正在开发其在易腐食品和药品冷链监控领域的能力。

北美预计将占据主要份额

  • 由于整个地区物联网的意识不断增强和采用速度加快，北美被认为是物联网保险市场的重要地区之一。 Liberty Mutual、Progressive 和 State Farm 等许多公司正在利用该地区的物联网技术来提高风险评估效率。
  • John Hancock 是美国一家大型保险公司，是最早利用穿戴式装置力量的公司之一，它与 Vitality 合作，向客户免费分发 Fitbit 设备，并追踪他们的健康状况，从而降低他们提出索赔的风险。宣称。此外，美国被认为是一些为各保险公司提供物联网解决方案的主要参与者的总部。
  • 此外，预计物联网 (IoT) 的早期采用和强大的区域劳动力等因素将加速区域市场的成长。
  • 推动该地区采用物联网保险解决方案的一些关键因素包括保险业的扩张、创新保险模式的创建以及扩大使用物联网技术来降低保费和风险相关费用。

物联网保险产业概况

由于市场上大大小小的企业的存在，物联网保险市场竞争非常激烈，这使得它们能够在国内和全球市场上竞争。由于存在如此多的科技巨头，市场似乎呈现零碎化。 IBM 公司、微软公司、英特尔公司和 SAP SE 是市场的主要参与者。

  • 2022 年7 月- SAP 和NTT DATA 宣布推出联合创新解决方案互联产品，用于追踪易碎和敏感货物运输并简化保险程序，透过实现对运输条件的端到端即时监控，该解决方案可以监控所有变数这可能会影响发货，如果货物未在某些预先定义的条件下运输，则会自动触发并执行保险单。利用 SAP Business Network for Logistics 有助于改善每个利害关係人的责任，并使运输保险管理变得更加容易。

额外的好处：

  • Excel 格式的市场估算 (ME) 表
  • 3 个月的分析师支持

目录

第 1 章：简介

  • 研究假设和市场定义
  • 研究范围

第 2 章：研究方法

第 3 章：执行摘要

第 4 章：市场洞察

  • 市场概况
  • 产业吸引力－波特五力分析
    • 供应商的议价能力
    • 买家/消费者的议价能力
    • 新进入者的威胁
    • 替代产品和服务的威胁
    • 竞争激烈程度
  • 产业价值链分析
  • COVID-19 对产业影响的评估

第 5 章：市场动态

  • 市场驱动因素
    • 保险业的发展与保险模式的创新并行
    • 越来越多地使用物联网来降低保费和风险相关成本
  • 市场约束
    • 所收集资料的隐私风险较高

第 6 章：市场细分

  • 按最终用户产业
    • 零售和商业
    • 住宅（智慧家庭）
    • 汽车
    • 工业的
    • 卫生保健
    • 其他最终用户产业（公共基础设施、物流和导航）
  • 按地理
    • 北美洲
    • 欧洲
    • 亚太地区
    • 拉丁美洲
    • 中东和非洲

第 7 章：竞争格局

  • 公司简介
    • IBM Corporation
    • Microsoft Corporation
    • Intel Corporation
    • Oracle Corporation
    • Telit Communications PLC
    • Synechron Inc.
    • Verisk Analytics Inc.
    • Accenture PLC
    • Aeris Group
    • Concirrus Ltd
    • Allerin Pvt. Ltd
    • ForMotiv LLC
    • Wipro Corporation
    • Webfleet Solutions BV (Bridgestone Corp.)

第 8 章：投资分析

第 9 章：市场的未来

简介目录
Product Code: 68740

The IoT Insurance Market size is estimated at USD 49.40 billion in 2024, and is expected to reach USD 76.73 billion by 2029, growing at a CAGR of 9.21% during the forecast period (2024-2029).

IoT Insurance - Market

The growth of the insurance sector in parallel with innovative insurance models, with the growing usage of IoT to reduce premium and risk-related costs, further expand the studied market growth.

Key Highlights

  • Growth in data analytics, Big Data, sensors, and machine learning technologies further expands the studied market's growth. With smart grids envisioned to take over the entire energy industry, IoT utilities are expected to gain traction over the forecast period.
  • Additionally, the global market for life and health insurance is predicted to grow significantly during the forecast period due to the rapid uptake of internet-connected medical devices like smartwatches, smartphones, and fitness trackers that are constantly used to gather user data and monitor their behavior or lifestyle.
  • Increasing adoption of cutting-edge technologies in the insurance sector, such as machine learning and artificial intelligence, would present lucrative potential for the growth of the worldwide IoT insurance market.
  • However, concerns about the security and privacy of customers' personal information and a need for worker proficiency with IoT devices limit the growth of the IoT insurance business.
  • COVID-19 is anticipated to have a favorable effect on the expansion of the IoT insurance sector. This is due to an increase in insurance provider businesses' embrace of digital technologies to collect client data for claim management. To provide COVID-19 insurance services to clients, IoT technology assists the insurance sector during the current COVID-19 outbreak by securely collecting patient health information via mobile phones, wearable devices, and sensors.

IoT Insurance Market Trends

Retail and Commercial is Expected to Hold Significant Share

  • Digital disruptions are expected to impact commercial insurers, as the industry has been preparing to witness some significant transformation. IoT technology is expected to be at the core of various new initiatives. Insurance firms are trying to utilize IoT data to assess customers, reduce premiums, and provide real-time warnings.
  • Commercial property insurers are expected to witness multiple opportunities to redraw their relationships with their clients. Technological advancements, such as IoT and cloud, are significantly creating vast amounts of data that can be used to deliver value to commercial customers, primarily enabling closer partnerships and new sources of revenue.
  • Due mainly to the rapid rise of the global e-commerce market over the past few years, the retail sector has also seen enormous growth. As a result, retailers use IoT solutions to boost the customer experience and operational efficiency to gain a competitive edge. As a result, the need from customers for an improved shopping experience, the growing acceptance of smart payment solutions, and the declining cost of IoT-based sensors and connectivity are some of the key drivers influencing the adoption of IoT technology in the researched segment.
  • IoT has been significantly contributing to process automation and improving the operational effectiveness of retail establishments. It offers energy efficiency, security and surveillance, inventory and supply chain optimization, and labor management. Additionally, IoT is developing its capabilities in the area of cold chain monitoring for perishable food and pharmaceutical products.

North America is Expected to Hold Major Share

  • North America is regarded as one of the significant regions for the IoT insurance market due to the growing awareness and the faster adoption of IoT across the region. Many companies, such as Liberty Mutual, Progressive, and State Farm, are leveraging the region's IoT technologies to enhance their risk assessment efficiency.
  • John Hancock, a major insurance company in the United States, was one of the first to utilize the power of wearable devices by partnering with Vitality, distributing free Fitbits to customers, and tracking their well-being, making them less at risk of filing a claim. Moreover, the United States is regarded as the headquarters of some major players who offer their IoT solutions for various insurance companies.
  • Additionally, it is projected that factors like the early adoption of the web of things (IoT) and a robust regional labor force will accelerate the regional market's growth.
  • Some key factors driving the adoption of IoT insurance solutions across the region include the expansion of the insurance industry, the creation of creative insurance models, and the expanding use of IoT technology to lower premium and risk-related expenses.

IoT Insurance Industry Overview

The IoT insurance market is highly competitive, due to the market's large and small businesses' existence, which allows them to compete on both domestic and global marketplaces. Due to the presence of so many technology behemoths, the market seems to be fragmented. IBM Corporation, Microsoft Corporation, Intel Corporation, and SAP SE are a few of the market's main participants.

  • July 2022 - SAP and NTT DATA announced Co-Innovation Solution Connected Product to Track Fragile and Sensitive Cargo Shipments and Facilitate Insurance Procedures, where By enabling end-to-end, real-time monitoring of the transportation conditions, the solution can monitor all variables that could affect a shipment, and automatically trigger and execute insurance policies if goods are not transported under certain pre-defined conditions. Utilizing SAP Business Network for Logistics helps improve accountability for each stakeholder and makes transport insurance management easier.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Buyers/Consumers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitute Products and Services
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Industry Value Chain Analysis
  • 4.4 Assessment of the COVID-19 Impact on the Industry

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Growth of Insurance Sector in Parallel with Innovative Insurance Models
    • 5.1.2 Growing Usage of IoT to Reduce the Premium and Risk-related Costs
  • 5.2 Market Restraint
    • 5.2.1 High Risk for Privacy from the Collected Data

6 MARKET SEGMENTATION

  • 6.1 By End-User Industry
    • 6.1.1 Retail and Commercial
    • 6.1.2 Residential (Smart homes)
    • 6.1.3 Automotive
    • 6.1.4 Industrial
    • 6.1.5 Healthcare
    • 6.1.6 Other End-user Industries (Public Infrastructure, Logistics and Navigation)
  • 6.2 By Geography
    • 6.2.1 North America
    • 6.2.2 Europe
    • 6.2.3 Asia Pacific
    • 6.2.4 Latin America
    • 6.2.5 Middle East and Africa

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 IBM Corporation
    • 7.1.2 Microsoft Corporation
    • 7.1.3 Intel Corporation
    • 7.1.4 Oracle Corporation
    • 7.1.5 Telit Communications PLC
    • 7.1.6 Synechron Inc.
    • 7.1.7 Verisk Analytics Inc.
    • 7.1.8 Accenture PLC
    • 7.1.9 Aeris Group
    • 7.1.10 Concirrus Ltd
    • 7.1.11 Allerin Pvt. Ltd
    • 7.1.12 ForMotiv LLC
    • 7.1.13 Wipro Corporation
    • 7.1.14 Webfleet Solutions BV (Bridgestone Corp.)

8 INVESTMENT ANALYSIS

9 FUTURE OF THE MARKET