物联网保险市场规模、份额、成长分析，按类型、最终用户、按组成部分、按地区 - 行业预测，2024-2031 年

2022年，全球物联网保险市场规模为241亿美元，从2023年的437亿美元成长到2031年的8,446亿美元，预测期间（2024-2031年）复合年增长率为44.8，预计将成长。 %。

全球物联网保险市场正在强劲成长，这主要是由保险公司对物联网技术的投资不断增加所推动的。这种创新方法使保险公司能够利用物联网设备有效地收集、传输和共用保单持有人的关键资料。透过利用物联网解决方案，保险公司不仅可以提高员工和组织效率，还可以透过最大限度地减少资料重复、简化申请流程和减少客户满意度来管理风险。物联网技术的整合有助于高效的索赔管理和快速风险评估，同时显着降低与索赔处理相关的营运成本。此外，支援物联网的设备可以储存大量保险公司资料，使公司能够根据个人客户需求制定保险政策。物联网也为业界带来了重要的见解，例如过去的客户体验和长期分析，从而实现更准确的保险费运算。这些进步有助于物联网保险市场的快速扩张，健康保险和海上保险等各领域的采用率不断提高。总的来说，这些因素的协同效应正在创造一个更有效率、以客户为中心的保险格局，这一格局将随着技术的进步而进一步发展。

目录

介绍

• 研究目的
• 调查范围
• 定义

调查方法

• 资讯采购
• 二手资料和主要资料方法
• 市场规模预测
• 市场假设与限制

执行摘要

• 全球市场展望
• 供需趋势分析
• 按细分市场的机会分析

市场动态及展望

• 市场概况
• 市场规模
• 市场动态
  • 驱动因素和机会
  • 抑制因素和挑战
• 波特分析与影响
  • 竞争公司之间的敌对关係
  • 替代品的威胁
  • 买方议价能力
  • 新进入者的威胁
  • 供应商的议价能力

主要市场考察

• 关键成功因素
• 竞争程度
• 主要投资机会
• 市场生态系统
• 市场吸引力指数（2023）
• PESTEL分析
• 总体经济指标
• 价值链分析
• 价格分析
• 技术进步
• 监管环境
• 案例研究
• 贸易分析
• Start-Ups分析

物联网保险市场规模：按类型和复合年增长率（2024-2031）

• 市场概况
• 人寿保险
• 健康保险
• 财产保险
• 产物保险
• 农业保险
• 其他的

物联网保险市场规模：按最终用户和复合年增长率（2024-2031）

• 市场概况
• 汽车/交通
• 旅行
• 卫生保健
• 住宅及商业建筑
• 公司
• 农业
• 家电

物联网保险市场规模：依组成部分及复合年增长率（2024-2031）

• 市场概况
• 解决方案
  • 硬体
  • 软体
• 服务

物联网保险市场规模：按地区及复合年增长率（2024-2031）

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 英国
  • 德国
  • 西班牙
  • 法国
  • 义大利
  • 其他欧洲国家地区
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 其他亚太地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地区
• 中东和非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东/非洲

竞争资讯

• 前5名企业对比
• 主要企业市场定位（2023年）
• 主要市场参与者所采取的策略
• 近期市场趋势
• 公司市场占有率分析（2023）
• 主要企业简介
  • 公司简介
  • 最终用户组合分析
  • 按细分市场分類的份额分析
  • 收益与前一年同期比较（2021-2023）

主要企业简介

• Accenture（US）
• Amazon Web Services Inc.（US）
• Bosch Software Innovation GmbH（Germany）
• Cisco Systems Inc.（US）
• General Electric（US）
• Google Inc.（US）
• Hewlett-Packard Enterprise（US）
• Intel Corporation（US）
• International Business Machine（IBM）Corporation（US）
• Microsoft Corporation（US）
• Oracle Corporation（US）
• PTC Inc.（US）
• SAP SE（Germany）
• Synechron（US）
• Telit（England）
• Cognizant（US）
• Capgemini（US）
• Concirrus（US）
• Wipro Ltd.（US）

结论和建议

Global IOT Insurance Market size was valued at USD 24.1 billion in 2022 and is poised to grow from USD 43.7 billion in 2023 to USD 844.6 billion by 2031, growing at a CAGR of 44.8% during the forecast period (2024-2031).

The global IoT insurance market is experiencing robust growth, primarily driven by heightened investments from insurance companies in IoT technology. This innovative approach allows insurers to leverage IoT devices for the effective collection, transmission, and sharing of crucial data regarding policyholders. By utilizing IoT solutions, insurance providers are not only enhancing employee and organizational efficiency but also improving risk management by minimizing data redundancy, streamlining claims processes, and alleviating customer frustrations. The integration of IoT technology facilitates efficient claim management and rapid risk assessment while significantly reducing operational costs associated with claim processing. Furthermore, the ability to store vast amounts of insurer data on IoT-enabled devices empowers companies to develop tailored insurance policies that meet individual customer needs. IoT also enriches the industry with valuable insights, including historical customer experiences and long-term analytics, leading to more accurate premium calculations. These advancements are contributing to the swift expansion of the IoT insurance market, with increasing adoption rates in various sectors such as health and marine insurance. Overall, the synergy of these elements is fostering a more efficient, customer-centric insurance landscape that is set to evolve further as technology continues to advance.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Iot Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Iot Insurance Market Segmental Analysis

Global IOT Insurance Market is segmented by Type, End User, Component and Region. Based on Type, the market is segmented into Life insurance, Health Insurance, Agricultural insurance, Property Insurance, Causality Insurance, Others. Based on End User, the market is segmented into Sub- Automotive and Transport, Travel, Healthcare, Home and Commercial Buildings, Businesses, Agriculture, Consumer Electronics. Based on Component, the market is segmented into Solution, Service. Based on Region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.

Driver of the Global Iot Insurance Market

The Global IoT Insurance market is significantly driven by the capabilities of IoT devices to enhance risk assessment and mitigation. These devices, installed in vehicles, homes, commercial properties, and other insured assets, produce extensive volumes of data that insurers can utilize to evaluate risks on a more personalized level. By analyzing this data, insurers can customize coverage options and premium rates, aligning them with the unique risk profiles of individual policyholders. This enables the offering of tailored insurance solutions that accurately mirror the actual risk exposure of each customer, ultimately fostering a more efficient and responsive insurance landscape.

Restraints in the Global Iot Insurance Market

One of the primary challenges faced by the Global IoT Insurance market is related to data privacy and security. The gathering, storage, and transmission of sensitive information from IoT devices generate significant concerns regarding potential data breaches, unauthorized access, and overall privacy. Insurers must navigate a complex landscape of privacy regulations and rising cybersecurity threats while simultaneously addressing consumer trust issues. To effectively manage the secure handling of IoT data and safeguard customer confidentiality, it is essential for insurers to implement robust security measures and compliance protocols, ensuring that sensitive data is adequately protected throughout its lifecycle.

Market Trends of the Global Iot Insurance Market

The Global IoT Insurance market is witnessing a significant trend towards the adoption of User-Based Insurance (UBI) models, fueled by advancements in IoT technology. Insurers are increasingly utilizing telematics devices, sensors, and connected technologies to gather real-time data on customer behaviors and risk factors. This data-driven approach allows for the creation of personalized insurance policies, resulting in fairer pricing structures and improved risk assessments. As consumer demand for tailored insurance solutions grows, this trend not only enhances customer engagement but also drives competition among insurers to innovate their offerings, positioning UBI as a pivotal element in the future landscape of the insurance industry.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Driver & Opportunities
  • Restraints & Challenges
• Porters Analysis & Impact
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2023
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Technological Advancement
• Regulatory Landscape
• Case Studies
• Trade Analysis
• Startup Analysis

IOT Insurance Market Size by Type & CAGR (2024-2031)

• Market Overview
• Life Insurance
• Health Insurance
• Property Insurance
• Causality Insurance
• Agricultural Insurance
• Others

IOT Insurance Market Size by End User & CAGR (2024-2031)

• Market Overview
• Automotive and Transport
• Travel
• Healthcare
• Home and Commercial Buildings
• Businesses
• Agriculture
• Consumer Electronics

IOT Insurance Market Size by Component & CAGR (2024-2031)

• Market Overview
• Solution
  • Hardware
  • Software
• Services

IOT Insurance Market Size & CAGR (2024-2031)

• North America, (Type, End User, Component)
  • US
  • Canada
• Europe, (Type, End User, Component)
  • UK
  • Germany
  • Spain
  • France
  • Italy
  • Rest of Europe
• Asia-Pacific, (Type, End User, Component)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia Pacific
• Latin America, (Type, End User, Component)
  • Brazil
  • Rest of Latin America
• Middle East & Africa, (Type, End User, Component)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2023
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2023
• Company Profiles of All Key Players
  • Company Details
  • End User Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2021-2023)

Key Company Profiles

• Accenture (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Amazon Web Services Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bosch Software Innovation GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Cisco Systems Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• General Electric (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Google Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Hewlett-Packard Enterprise (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Intel Corporation (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• International Business Machine (IBM) Corporation (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Microsoft Corporation (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Oracle Corporation (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PTC Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SAP SE (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Synechron (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Telit (England)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Cognizant (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Capgemini (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Concirrus (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Wipro Ltd. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendation