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市场调查报告书
商品编码
1689830

物联网保险-市场占有率分析、产业趋势与统计、成长预测（2025-2030 年）

IoT Insurance - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2025 - 2030)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

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简介目录

预计 2025 年物联网保险市场规模为 539.5 亿美元，到 2030 年将达到 838.1 亿美元，预测期间（2025-2030 年）的复合年增长率为 9.21%。

物联网保险市场-IMG1

物联网在降低保费和风险相关成本方面的应用日益广泛，加上创新的保险模式，正在推动保险业的成长，这将进一步促进所研究的市场成长。

关键亮点

  • 资料分析、巨量资料、感测器和机器学习技术的成长正在推动市场进一步成长。由于智慧电网预计将主导整个能源产业，物联网公共产业预计将在预测期内获得发展动力。
  • 此外，由于智慧型手錶、智慧型手机和健身追踪器等网路医疗设备的快速普及，预计全球人寿和健康保险市场在预测期内将显着增长。
  • 保险领域越来越多地采用机器学习和人工智慧等最尖端科技，这可能有利于全球物联网保险市场的成长。
  • 然而，对客户个人资讯安全和隐私的担忧，以及对员工熟练使用物联网设备的需求，限制了物联网保险业务的成长。
  • 预计 COVID-19 将对物联网保险领域的扩张产生积极影响。随着保险提供者越来越多地采用数位技术来收集客户资料以进行索赔管理。为了向客户提供 COVID-19 保险服务，物联网技术将在当前 COVID-19 疫情期间透过行动电话、穿戴式装置和感测器安全地收集患者健康信息，为保险业提供协助。

物联网（IoT）保险市场的趋势

零售和商业部门预计将占很大份额

  • 数位颠覆预计将影响商业保险公司，该产业正准备迎接重大转型。物联网技术有望成为各种新措施的核心。保险公司正在使用物联网资料来评估客户、降低保费并提供即时警报。
  • 商用财产保险公司可能会看到与客户重建关係的多个机会。物联网和云端运算等技术进步正在显着创造大量资料，这些数据可用于为商用客户提供价值，主要是透过建立更紧密的伙伴关係和新的收益来源。
  • 近年来全球电子商务市场的快速成长带动了零售业的显着成长。因此，零售商正在使用物联网解决方案来改善客户体验和业务效率，以获得竞争优势。因此，客户对改善购物体验的需求、对智慧付款解决方案的接受度不断提高以及基于物联网的感测器和连接成本的下降是影响调查领域采用物联网技术的关键驱动因素。
  • 物联网在实现流程自动化和提高零售设施营运效率方面发挥着重要作用。这些包括能源效率、安全和监控、库存和供应链优化、劳动力管理等等。此外，物联网也在生鲜食品和药品的低温运输监控领域发展其能力。

预计北美将占据主要份额

  • 北美被视为物联网保险市场的关键地区之一，因为全部区域物联网的认识不断提高且采用速度加快。包括 Liberty Mutual、Progressive 和 State Farm 在内的许多公司都在该地区利用物联网技术来简化风险评估。
  • 美国大型保险公司 John Hancock 是首批利用穿戴式装置优势的公司之一，该公司与 Vitality 合作，向客户免费提供 Fitbit 设备，以追踪他们的健康状况并降低索赔风险。此外，美国被认为是向各保险公司提供物联网解决方案的领先公司的总部。
  • 此外，物联网 (IoT) 的早期采用和该地区强大的劳动力等因素预计将推动区域市场的成长。
  • 推动全部区域采用物联网保险解决方案的关键因素包括保险业的扩张、创造性保险模式的创建以及越来越多地使用物联网技术来降低保费和风险相关成本。

物联网（IoT）保险业概览

物联网保险市场竞争激烈，公司规模从大到小，不仅在国内市场竞争，而且在全球市场上竞争。由于科技巨头众多，市场显得割裂。 IBM 公司、微软公司、英特尔公司、SAP SE 等都是市场参与企业的主要例子。

  • 2022 年 7 月 - SAP 和 NTT 资料宣布推出联合创新解决方案“Connected Product”，用于追踪易碎和敏感货物运输并简化保险程序。透过实现端到端、即时的货运状态监控，该解决方案能够监控可能影响货运的所有变量，并且如果货运未在某些预定义条件下运输，则能够自动触发和执行保险政策。 SAP Business Network for Logistics 让运输保险更易于管理，并提高了每个相关人员的责任制。

其他福利

  • Excel 格式的市场预测 (ME) 表
  • 3个月的分析师支持

目录

第一章 引言

  • 研究假设和市场定义
  • 研究范围

第二章调查方法

第三章执行摘要

第四章 市场洞察

  • 市场概览
  • 产业吸引力-波特五力分析
    • 供应商的议价能力
    • 买家/消费者的议价能力
    • 新进入者的威胁
    • 替代品的威胁
    • 竞争对手之间的竞争
  • 产业价值链分析
  • COVID-19 工业影响评估

第五章市场动态

  • 市场驱动因素
    • 保险业发展与保险模式创新同步
    • 扩大物联网的使用以降低保险费和风险相关成本
  • 市场限制
    • 收集资料带来高隐私风险

第六章市场区隔

  • 按最终用户产业
    • 零售/商业
    • 住宅（智慧家庭）
    • 车
    • 产业
    • 医疗保健
    • 其他终端用户产业（公共基础设施、物流、航运）
  • 按地区
    • 北美洲
    • 欧洲
    • 亚太地区
    • 拉丁美洲
    • 中东和非洲

第七章竞争格局

  • 公司简介
    • IBM Corporation
    • Microsoft Corporation
    • Intel Corporation
    • Oracle Corporation
    • Telit Communications PLC
    • Synechron Inc.
    • Verisk Analytics Inc.
    • Accenture PLC
    • Aeris Group
    • Concirrus Ltd
    • Allerin Pvt. Ltd
    • ForMotiv LLC
    • Wipro Corporation
    • Webfleet Solutions BV（Bridgestone Corp.）

第八章投资分析

第九章：市场的未来

简介目录
Product Code: 68740

The IoT Insurance Market size is estimated at USD 53.95 billion in 2025, and is expected to reach USD 83.81 billion by 2030, at a CAGR of 9.21% during the forecast period (2025-2030).

IoT Insurance - Market - IMG1

The growth of the insurance sector in parallel with innovative insurance models, with the growing usage of IoT to reduce premium and risk-related costs, further expand the studied market growth.

Key Highlights

  • Growth in data analytics, Big Data, sensors, and machine learning technologies further expands the studied market's growth. With smart grids envisioned to take over the entire energy industry, IoT utilities are expected to gain traction over the forecast period.
  • Additionally, the global market for life and health insurance is predicted to grow significantly during the forecast period due to the rapid uptake of internet-connected medical devices like smartwatches, smartphones, and fitness trackers that are constantly used to gather user data and monitor their behavior or lifestyle.
  • Increasing adoption of cutting-edge technologies in the insurance sector, such as machine learning and artificial intelligence, would present lucrative potential for the growth of the worldwide IoT insurance market.
  • However, concerns about the security and privacy of customers' personal information and a need for worker proficiency with IoT devices limit the growth of the IoT insurance business.
  • COVID-19 is anticipated to have a favorable effect on the expansion of the IoT insurance sector. This is due to an increase in insurance provider businesses' embrace of digital technologies to collect client data for claim management. To provide COVID-19 insurance services to clients, IoT technology assists the insurance sector during the current COVID-19 outbreak by securely collecting patient health information via mobile phones, wearable devices, and sensors.

Internet of Things (IoT) Insurance Market Trends

Retail and Commercial is Expected to Hold Significant Share

  • Digital disruptions are expected to impact commercial insurers, as the industry has been preparing to witness some significant transformation. IoT technology is expected to be at the core of various new initiatives. Insurance firms are trying to utilize IoT data to assess customers, reduce premiums, and provide real-time warnings.
  • Commercial property insurers are expected to witness multiple opportunities to redraw their relationships with their clients. Technological advancements, such as IoT and cloud, are significantly creating vast amounts of data that can be used to deliver value to commercial customers, primarily enabling closer partnerships and new sources of revenue.
  • Due mainly to the rapid rise of the global e-commerce market over the past few years, the retail sector has also seen enormous growth. As a result, retailers use IoT solutions to boost the customer experience and operational efficiency to gain a competitive edge. As a result, the need from customers for an improved shopping experience, the growing acceptance of smart payment solutions, and the declining cost of IoT-based sensors and connectivity are some of the key drivers influencing the adoption of IoT technology in the researched segment.
  • IoT has been significantly contributing to process automation and improving the operational effectiveness of retail establishments. It offers energy efficiency, security and surveillance, inventory and supply chain optimization, and labor management. Additionally, IoT is developing its capabilities in the area of cold chain monitoring for perishable food and pharmaceutical products.

North America is Expected to Hold Major Share

  • North America is regarded as one of the significant regions for the IoT insurance market due to the growing awareness and the faster adoption of IoT across the region. Many companies, such as Liberty Mutual, Progressive, and State Farm, are leveraging the region's IoT technologies to enhance their risk assessment efficiency.
  • John Hancock, a major insurance company in the United States, was one of the first to utilize the power of wearable devices by partnering with Vitality, distributing free Fitbits to customers, and tracking their well-being, making them less at risk of filing a claim. Moreover, the United States is regarded as the headquarters of some major players who offer their IoT solutions for various insurance companies.
  • Additionally, it is projected that factors like the early adoption of the web of things (IoT) and a robust regional labor force will accelerate the regional market's growth.
  • Some key factors driving the adoption of IoT insurance solutions across the region include the expansion of the insurance industry, the creation of creative insurance models, and the expanding use of IoT technology to lower premium and risk-related expenses.

Internet of Things (IoT) Insurance Industry Overview

The IoT insurance market is highly competitive, due to the market's large and small businesses' existence, which allows them to compete on both domestic and global marketplaces. Due to the presence of so many technology behemoths, the market seems to be fragmented. IBM Corporation, Microsoft Corporation, Intel Corporation, and SAP SE are a few of the market's main participants.

  • July 2022 - SAP and NTT DATA announced Co-Innovation Solution Connected Product to Track Fragile and Sensitive Cargo Shipments and Facilitate Insurance Procedures, where By enabling end-to-end, real-time monitoring of the transportation conditions, the solution can monitor all variables that could affect a shipment, and automatically trigger and execute insurance policies if goods are not transported under certain pre-defined conditions. Utilizing SAP Business Network for Logistics helps improve accountability for each stakeholder and makes transport insurance management easier.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Buyers/Consumers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitute Products and Services
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Industry Value Chain Analysis
  • 4.4 Assessment of the COVID-19 Impact on the Industry

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Growth of Insurance Sector in Parallel with Innovative Insurance Models
    • 5.1.2 Growing Usage of IoT to Reduce the Premium and Risk-related Costs
  • 5.2 Market Restraint
    • 5.2.1 High Risk for Privacy from the Collected Data

6 MARKET SEGMENTATION

  • 6.1 By End-User Industry
    • 6.1.1 Retail and Commercial
    • 6.1.2 Residential (Smart homes)
    • 6.1.3 Automotive
    • 6.1.4 Industrial
    • 6.1.5 Healthcare
    • 6.1.6 Other End-user Industries (Public Infrastructure, Logistics and Navigation)
  • 6.2 By Geography
    • 6.2.1 North America
    • 6.2.2 Europe
    • 6.2.3 Asia Pacific
    • 6.2.4 Latin America
    • 6.2.5 Middle East and Africa

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 IBM Corporation
    • 7.1.2 Microsoft Corporation
    • 7.1.3 Intel Corporation
    • 7.1.4 Oracle Corporation
    • 7.1.5 Telit Communications PLC
    • 7.1.6 Synechron Inc.
    • 7.1.7 Verisk Analytics Inc.
    • 7.1.8 Accenture PLC
    • 7.1.9 Aeris Group
    • 7.1.10 Concirrus Ltd
    • 7.1.11 Allerin Pvt. Ltd
    • 7.1.12 ForMotiv LLC
    • 7.1.13 Wipro Corporation
    • 7.1.14 Webfleet Solutions BV (Bridgestone Corp.)

8 INVESTMENT ANALYSIS

9 FUTURE OF THE MARKET