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市场调查报告书
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1444388

诈欺侦测与预防 - 市场占有率分析、产业趋势与统计、成长预测（2024 - 2029 年）

Fraud Detection and Prevention - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

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简介目录

诈欺侦测和预防市场规模预计到 2024 年为 329.9 亿美元，预计到 2029 年将达到 790.6 亿美元，在预测期内（2024-2029 年）CAGR为 19.10%。

诈欺检测与预防 - 市场

由于 COVID-19 大流行，各行业的公司都面临更大的营运和财务压力，加剧了经济风险，例如收入和利润减少以及市场需求损失。这些金融风险可能会导致透过操纵财务结果、歪曲事实和挪用资产等欺诈手段进行诈欺的动机增加。

主要亮点

  • 从实体卡片、支票和货币向数位支付的根本性转变继续改变消费者和企业转移价值的方式。身分、安全和信任是支付、商业和金融的基本要求，尤其是在数位化经济中。
  • 新法规的推出（例如美国对 Europay 的授权）鼓励金融服务公司（包括 MasterCard 和 Visa）实施晶片和 PIN 技术以及先进的身份验证解决方案，以降低伪造交易的风险。为了防止欺诈，在各个最终用户垂直领域都观察到了此类情况。
  • 同时，零售 IT 基础架构的显着成长包括 POS 结帐终端机、自助结帐设备、资讯/网路亭、PC 和后台伺服器。因此，从批发商和分销商到製造商和供应商，对 IT 的依赖日益增加，要求消费者资料具有更高的安全性。
  • 此外，解决方案提供者专注于创新和研究，以提供针对这些诈欺的最强大的安全措施，包括使用预测分析、高级分析以及将人为因素与机器学习和人工智慧功能相结合，以扩大其欺诈防护系统并不断发展以适应不断变化的威胁。
  • 在 COVID-19 带来的不可预见和不确定的情况下，数百万人选择在家工作并在线购买商品和服务。世界各地都感受到了隔离的影响，人们购买家具和电子产品用于家庭、办公室、教室和娱乐活动。然而，进入2020年以来，多起诈骗案件频繁。因此，由于未经授权的线上产品销售增加，特别是考虑到 COVID-19 大流行危机，预计对 FDP 解决方案和服务的需求将占据网路销售诈欺的最大市场规模。

诈欺检测和预防市场趋势

BFSI 产业预计将占据重要市场份额

  • 几十年来，该行业的诈欺活动不断发展。虽然它们以前仅限于支票和电汇欺诈，但随着网路空间的发展以及网路犯罪领域的随之扩大，它们已经采取了更虚拟化的形式。
  • 技术渗透率的不断提高和数位化管道（例如网路银行和手机银行）正在成为客户银行服务的重要选择，这使得银行利用诈欺预防解决方案变得至关重要。
  • 诈欺预防和侦测是金融机构最关心的领域，它们很可能成为 IT 支出的主要驱动力之一。线上交易诈欺、保险索赔诈欺和卡片相关诈欺已越来越多地在保险、银行和金融服务领域使用这些解决方案。
  • 线上支付中潜在的诈欺风险最高，随着越来越多的公司现在提供线上支付，预计诈欺风险将随着数位客户关係的可用性而增长。
  • 在所有行业中，就诈骗活动类型而言，BFSI 最容易受到内部人员/员工的攻击。有多起员工被指控诈欺的案例（例如印度的 PNB 诈欺）。该行业需要强大的诈欺检测和预防解决方案来防止这些诈欺活动。

预计亚太地区将在预测期内成长最快

  • 随着亚太新兴经济体采用数位化，客户资料和资料管道外洩的风险正在增加。因此，诈欺侦测和预防解决方案的使用正在显着增长。
  • 银行金融卡和信用卡在诈欺活动中占比最大，这主要是由于电子商务交易的快速增加。然而，组织意识到他们将来可能会面临类似的威胁。因此，他们正在将系统升级到最新的可用技术。
  • 据信用资讯公司 Experian 称，印度是亚太地区数位交易诈欺风险第二高的国家。该公司还表示，该国约 48% 的消费者直接或间接经历零售诈欺。因此，亚马逊、Flipkart 和 Limeroad 等零售公司预计将采用最新的诈欺侦测和预防系统。
  • 新加坡对资料外洩实施了严格的规定。该国根据该国的资料保护条款对资料外洩行为征收了亚太地区最高的罚款之一，价值约 100 万美元。这项法规可以确保在该国运营的公司拥有足够的诈欺检测和预防措施，从而促进该地区市场的成长。
  • 在越南，由于数位化和物联网（IoT）的日益普及，零售和电信业出现了许多诈欺行为。这一成长预计将推动公司纳入诈欺侦测和预防系统。因此，这些因素预计将在预测期内提振亚太市场。

诈欺检测和预防行业概述

全球诈欺侦测和预防市场竞争非常激烈。由于各种小型和大型参与者，市场适度集中。市场上的主要参与者包括 SAP SE、IBM Corporation、SAS Institute Inc.、ACI Worldwide Inc.、Fiserv Inc.、Experian PLC、DXC Technology Company 等。然而，由于产品线的重大创新，只有一些新进入者吸引了大量投资进入市场。

  • 2022 年 6 月：在支付诈欺侦测方面拥有专业知识的 Advanced Fraud Solutions (AFS) 宣布与支付和金融服务技术供应商 Fiserv 合作。此次合作将使 Fiserv 和金融机构客户能够检查诈欺侦测、基于风险的资金可用性和决策流程，帮助防止损失并在接受诈欺存款之前识别这些存款。

额外的好处：

  • Excel 格式的市场估算 (ME) 表
  • 3 个月的分析师支持

目录

第 1 章：简介

  • 研究假设和市场定义
  • 研究范围

第 2 章：研究方法

第 3 章：执行摘要

第 4 章：市场动态

  • 市场概况
  • 产业价值链分析
  • 产业吸引力－波特五力分析
    • 新进入者的威胁
    • 买家的议价能力
    • 供应商的议价能力
    • 替代产品的威胁
    • 竞争激烈程度
  • COVID-19 对市场影响的评估
  • 市场驱动因素
    • 非现金支付/交易量增加
    • BFSI 部门的诈欺行为日益增多
  • 市场限制
    • 缺乏与各垂直领域的整合能力

第 5 章：市场细分

  • 按解决方案
    • 诈欺分析
    • 验证
    • 报告
    • 视觉化
    • 治理、风险和合规 (GRC) 解决方案
  • 按最终用户规模
    • 小型
    • 中等规模
    • 大规模
  • 按诈欺类型
    • 内部的
    • 外部的
  • 按最终用户产业
    • BFSI
    • 零售
    • 资讯科技和电信
    • 卫生保健
    • 能源与电力
    • 製造业
    • 其他最终用户产业
  • 按地理
    • 北美洲
    • 欧洲
    • 亚太
    • 拉丁美洲
    • 中东和非洲

第 6 章：竞争格局

  • 公司简介
    • SAP SE
    • IBM Corporation
    • SAS Institute Inc.
    • ACI Worldwide Inc.
    • Fiserv Inc.
    • Experian PLC
    • DXC Technology Company
    • BAE Systems PLC
    • RSA Security LLC (Dell Technologies Inc.)
    • Oracle Corporation
    • NICE Ltd
    • Equifax Inc.
    • Lexisnexis Group
    • Fair Isaac Corporation
    • Cybersource Corporation
    • Global Payments Inc.
    • Feedzai Inc.

第 7 章：投资分析

第 8 章：市场的未来

简介目录
Product Code: 56904

The Fraud Detection and Prevention Market size is estimated at USD 32.99 billion in 2024, and is expected to reach USD 79.06 billion by 2029, growing at a CAGR of 19.10% during the forecast period (2024-2029).

Fraud Detection and Prevention - Market

Companies across various industries are experiencing increased operational and financial pressure due to the COVID-19 pandemic, creating heightened economic risks, such as a reduction in revenue and profits and a loss of market demand. These financial risks may lead to increased motivation toward fraud through manipulation of financial results, misrepresentation of facts, and misappropriation of assets, among other fraud schemes.

Key Highlights

  • The fundamental shift from physical cards, checks, and currency toward digital payments continues to transform how consumers and businesses transfer value. Identity, security, and trust are fundamental requirements for payments, commerce, and finance, especially in a digitized economy.
  • Introducing new regulations, such as the US mandate of Europay, has encouraged financial service companies (including MasterCard and Visa) to implement chip and PIN technologies and advanced authentication solutions, to decrease the risk of counterfeit transactions. Such instances have been observed across various end-user verticals for the prevention of fraud.
  • Concurrently, a significant rise in the retail IT infrastructure includes POS checkout terminals, self-checkout units, information/web kiosks, PCs, and back-office servers. Thus, the increasing dependency on IT, ranging from wholesalers and distributors to manufacturers and suppliers, demands greater security for consumer data.
  • Moreover, solution providers are focused on innovation and research to offer the most robust security measures against these frauds, including the use of predictive analytics, advanced analytics, and a combination of the human element with machine learning and AI capabilities to scale up their fraud protection systems and evolve to suit the changing threats.
  • During the unforeseen and uncertain circumstances brought on by COVID-19, millions of people choose to work from home and make purchases of goods and services online. The effects of quarantine have been felt worldwide, with people purchasing furniture and electronics for use in their homes, offices, classrooms, and recreational activities. However, since the start of 2020, several frauds have proliferated. Therefore, the demand for FDP solutions and services is anticipated to account for the greatest market size for internet sales frauds due to an increase in unauthorized online product sales, particularly in light of the COVID-19 pandemic crisis.

Fraud Detection & Prevention Market Trends

BFSI Sector is Expected to Hold Significant Market Share

  • Fraudulent activities in the industry have evolved over the decades. While they were previously limited to cheque and wire frauds, with the growth of the cybersphere and the accompanying expansion of the cybercriminal realm, they have taken on more virtualized forms.
  • The increasing technological penetration and digital channels, such as internet banking and mobile banking, are becoming prominent customer choices for banking services, making it crucial for banks to leverage fraud prevention solutions.
  • Fraud prevention and detection are the biggest areas of concern for financial institutions, and they are likely to become one of the prominent drivers of IT spending. Online transaction fraud, insurance claim fraud, and card-related fraud have been increasing the usage of these solutions in the insurance, banking, and financial services sectors.
  • The potential risk of fraud has been the highest in online payments, which is anticipated to grow in tandem with the availability of digital customer relationships as more companies are now offering online payments.
  • Out of all the industries, BFSI has been most prone to insiders/employees in terms of the types of fraudulent activities. There have been multiple instances where employees have been accused of fraud (for instance, PNB fraud in India). The industry needs robust fraud detection and prevention solutions to prevent these fraudulent activities.

Asia-Pacific is Expected to Witness the Fastest Growth During the Forecast Period

  • As emerging Asian-Pacific economies adopt digitalization, the risk of breach of customer data and data channels is increasing. Thus, the utilization of fraud detection and prevention solutions is growing significantly.
  • Bank debit and credit cards accounted for the most substantial fraudulent activities, mainly due to the rapid increase in e-commerce transactions. However, organizations are aware that they may face a similar threat in the future. Thus, they are upgrading their systems to the latest available technology.
  • According to Experian, a credit information company, India has the second-highest risk of fraud in digital transactions in the Asia-Pacific region. The company also stated that approximately 48% of consumers in the country experienced retail fraud directly or indirectly. As a result, retail companies such as Amazon, Flipkart, and Limeroad, are expected to adopt the latest fraud detection and prevention systems.
  • Singapore imposed strict regulations against data breaches. The country has levied one of the highest penalties in the Asia-Pacific region, worth about USD 1 million, in case of a data breach per the country's data protection provision. This regulation may ensure that companies operating in the country have adequate fraud detection and prevention provisions, leading to the market's growth in the region.
  • In Vietnam, many frauds are witnessed in the retail and telecommunication industries due to the increasing penetration of digitization and the Internet of Things (IoT). This increase is expected to propel companies to incorporate fraud detection and prevention systems. Thus, such factors are expected to boost the Asia-Pacific market during the forecast period.

Fraud Detection & Prevention Industry Overview

The Global Fraud Detection and Prevention Market is very competitive. The market is mildly concentrated due to various small and large players. The major players in the market are SAP SE, IBM Corporation, SAS Institute Inc., ACI Worldwide Inc., Fiserv Inc., Experian PLC, DXC Technology Company, and many more. However, owing to significant innovations in product lines, only some new entrants are attracting major investments into the market.

  • June 2022: Advanced Fraud Solutions (AFS), which has expertise in payments fraud detection, announced the collaboration with Fiserv, a provider of payments and financial services technology. The collaboration will allow Fiserv and financial institution clients to check fraud detection, risk-based funds availability, and decision processes, helping to prevent losses and identify fraudulent deposits before they are accepted.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

  • 4.1 Market Overview
  • 4.2 Industry Value Chain Analysis
  • 4.3 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.3.1 Threat of New Entrants
    • 4.3.2 Bargaining Power of Buyers
    • 4.3.3 Bargaining Power of Suppliers
    • 4.3.4 Threat of Substitute Products
    • 4.3.5 Intensity of Competitive Rivalry
  • 4.4 Assessment of COVID-19 Impact on the Market
  • 4.5 Market Drivers
    • 4.5.1 Increasing Volume of Non-cash Payment/Transaction Volumes
    • 4.5.2 Increasing Frauds in BFSI Sector
  • 4.6 Market Restraints
    • 4.6.1 Lack of Integration Capability with All Verticals

5 MARKET SEGMENTATION

  • 5.1 By Solution
    • 5.1.1 Fraud Analytics
    • 5.1.2 Authentication
    • 5.1.3 Reporting
    • 5.1.4 Visualization
    • 5.1.5 Governance, Risk, and Compliance (GRC) Solutions
  • 5.2 By Scale of End User
    • 5.2.1 Small-scale
    • 5.2.2 Medium-scale
    • 5.2.3 Large-scale
  • 5.3 By Type of Fraud
    • 5.3.1 Internal
    • 5.3.2 External
  • 5.4 By End-user Industry
    • 5.4.1 BFSI
    • 5.4.2 Retail
    • 5.4.3 IT and Telecom
    • 5.4.4 Healthcare
    • 5.4.5 Energy and Power
    • 5.4.6 Manufacturing
    • 5.4.7 Other End-user Industries
  • 5.5 By Geography
    • 5.5.1 North America
    • 5.5.2 Europe
    • 5.5.3 Asia-Pacific
    • 5.5.4 Latin America
    • 5.5.5 Middle East and Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 SAP SE
    • 6.1.2 IBM Corporation
    • 6.1.3 SAS Institute Inc.
    • 6.1.4 ACI Worldwide Inc.
    • 6.1.5 Fiserv Inc.
    • 6.1.6 Experian PLC
    • 6.1.7 DXC Technology Company
    • 6.1.8 BAE Systems PLC
    • 6.1.9 RSA Security LLC (Dell Technologies Inc.)
    • 6.1.10 Oracle Corporation
    • 6.1.11 NICE Ltd
    • 6.1.12 Equifax Inc.
    • 6.1.13 Lexisnexis Group
    • 6.1.14 Fair Isaac Corporation
    • 6.1.15 Cybersource Corporation
    • 6.1.16 Global Payments Inc.
    • 6.1.17 Feedzai Inc.

7 INVESTMENT ANALYSIS

8 FUTURE OF THE MARKET