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市场调查报告书
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1444827

签章验证 - 市场占有率分析、产业趋势与统计、成长预测(2024 - 2029)

Signature Verification - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)

出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

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简介目录

签章验证市场规模预计到 2024 年为 29.5 亿美元,预计到 2029 年将达到 80.6 亿美元,在预测期内(2024-2029 年)CAGR为 22.29%。

签名验证-市场

由于 COVID-19 大流行,许多组织采用了远端工作模式,导致对电子签名验证软体的需求增加。签名是政府、企业和金融组织等实体授权交易和文件的独特验证手段。由于各个组织对安全和个人身份验证的需求不断增长,生物特征签名验证 (BSV) 重新引起了人们的兴趣。动态签章验证 (DSV) 在全球范围内越来越受欢迎,大多数政府都已颁布立法,承认数位签章与手写签章等效。

主要亮点

  • 该行业的市场供应商正在推出新产品并透过收购加强业务。疫情导致诈欺行为急剧增加,进一步增加了对文件认证的需求。由于疫情期间文件验证变得更加困难,签章验证硬体或软体提高了自动化程度。电子签名的验证可能很复杂,存在多种挑战,例如应用副签名的多种方式、众多的签名和文件格式以及确定签名者是否有权签名等。

签章验证市场趋势

医疗保健产业预计将占据重要的市场份额

  • 医疗保健行业受到严格监管,需要大量文件。签名验证是该领域的法律要求。交易诈欺和安全漏洞的增加导致对签章验证解决方案的需求不断增长,以防止关键资料遗失。
  • 根据健康保险流通与责任法案 (HIPAA) 杂誌,2022 年发生了 11 起医疗资料外洩事件,涉及超过100 万笔记录,14 起外洩事件涉及超过50 万笔记录。其中大多数外洩是由网路攻击造成的,包括勒索软体或勒索尝试。
  • 医疗保健产业可以合法使用电子签名来遵守 HIPAA 和统一电子交易法等地区法规。此外,越来越需要开发强大的医疗保健基础设施,以加强病患照护、降低成本、防止设备或记录遗失或错放,同时消除错误。电子签名解决方案可用于各种应用,包括客户文件、医疗流程批准、医疗帐单支付、签署医疗记录、开立医疗收据以及提高患者满意度。
  • 全球医疗保健支出的成长是医疗保健产业所研究市场的主要驱动力。根据医疗保险和医疗补助服务中心 (CMMS) 的数据,到 2030 年,美国的医疗总支出预计将达到 6.7 兆美元左右。

北美占据最大的市场份额

  • 美国已在各个领域广泛实施数位签章验证,包括银行和金融机构、医疗保健、BPO 服务和政府机关。为了确保正确使用,政府制定了多项监管数位签章验证的规则和规定。
  • 在 2020 年选举期间,由于 COVID-19 大流行对选民流动的限制,美国数位签章软体的使用出现了异常增长。政府鼓励采用数位投票,从而增加了签名验证技术的实施。
  • 网路安全与基础设施安全局 (CISA) 选举基础设施政府协调委员会和部门协调委员会的联合新冠病毒工作组发布了明确的指导方针,以监控和整合 2020 年选举的自动签名验证程序。 Parascript 等公司提供了自动签名验证软体来支援 2020 年美国大选。随着准确性的提高,数位签章验证预计将在未来变得更加广泛。
  • 同样,在加拿大,数位签名具有法律效力,这鼓励了更多公司采用签名验证平台。 COVID-19 大流行袭击该国后,政府制定了符合《个人资讯保护和电子文件法》的签名验证软体解决方案指南。
  • 加拿大数位身分和认证委员会 (DIACC) 促进商业、工业、政府和公民的数位身分和文件验证。加拿大金融机构越来越多地采用数位身分验证解决方案。
  • 加拿大皇家银行是第一家于 2020 年 3 月实施数位身分验证的银行,并且更早采用了签名验证技术。加拿大皇家银行为加拿大、美国和其他 34 个国家的 1,700 万客户提供服务。它推出了开户数位身份验证,可在银行分行或透过手机及其网站远端进行。

签名验证行业概况

签名验证市场高度整合,顶级厂商占据了相当大的市场。由于生物辨识签章ID (JC Lads Corporation)、CERTIFY Global Inc.、Ascertia Ltd.、Kofax Inc.、Entrust Datacard Corporation、Odyssey Technologies Limited 和Scriptel 等现有参与者占据主导地位,新参与者发现进入市场具有挑战性公司。

2022 年 7 月,25 年来一直提供高效能自动化的软体公司 Parascript 推出了最新版本的诈欺防护工具 SignatureXpert.AI。 SignatureXpert.AI 2.0 允许将保存为轨蹟的数位收集签名与整篇论文或文件摘录上的签名照片进行比较,从而提供市场上最高水平的签名验证准确性。这项新功能提高了该工具先前的性能和可用性,使其成为签名验证市场的宝贵补充。

额外的好处:

  • Excel 格式的市场估算 (ME) 表
  • 3 个月的分析师支持

目录

第 1 章:简介

  • 研究假设和市场定义
  • 研究范围

第 2 章:研究方法

第 3 章:执行摘要

第 4 章:市场动态

  • 市场概况
  • 市场驱动因素
    • 严格的法规和合规需求
  • 市场限制
    • 验证设备的可变性以及与传统系统的兼容性
  • 产业吸引力-波特五力分析
    • 供应商的议价能力
    • 买家的议价能力
    • 新进入者的威胁
    • 替代产品的威胁
    • 竞争激烈程度
  • COVID-19 对市场的影响

第 5 章:市场细分

  • 按解决方案类型
    • 硬体
    • 软体
  • 按最终用户产业
    • 金融服务
    • 政府
    • 卫生保健
    • 运输与物流
    • 其他最终用户产业
  • 按地理
    • 北美洲
      • 美国
      • 加拿大
    • 欧洲
    • 亚太地区
    • 世界其他地区

第 6 章:竞争格局

  • 公司简介
    • Parascript LLC
    • Ascertia Ltd
    • Jumio Corp.
    • Ekata Inc.
    • IBM Corporation
    • SutiSoft Inc.
    • Acuant Inc.
    • Mitek Systems Inc.
    • CERTIFY Global Inc.
    • Scriptel Corporation
    • iSign Solutions Inc.
    • Veriff

第 7 章:投资分析

第 8 章:市场的未来

简介目录
Product Code: 59014

The Signature Verification Market size is estimated at USD 2.95 billion in 2024, and is expected to reach USD 8.06 billion by 2029, growing at a CAGR of 22.29% during the forecast period (2024-2029).

Signature Verification - Market

Many organizations adopted remote working models due to the COVID-19 pandemic, leading to an increased demand for electronic signature verification software. Signatures serve as a unique means of verification for entities such as governments, businesses, and financial organizations to authorize transactions and documents. Biometric signature verification (BSV) has gained renewed interest due to the increasing need for security and individual authentication across various organizations. Dynamic signature verification (DSV) is gaining traction worldwide, and most governments have enacted legislation recognizing digital signatures as equivalent to handwritten signatures.

Key Highlights

  • Market vendors in the industry are launching new products and strengthening their businesses through acquisitions. The pandemic led to a sharp increase in fraudulent behavior, further increasing the demand for document authentication. Signature verification hardware or software improved automation as document verification became more difficult during the outbreak. The verification of e-signatures can be complex, with challenges such as multiple ways of applying countersignatures, numerous signatures and document formats, and determining whether the signer was authorized to sign..

Signature Verification Market Trends

Healthcare Industry is Expected to Hold Significant Market Share

  • The healthcare industry is heavily regulated and requires extensive documentation. Signature verification is a legal requirement in this sector. The rise of transaction fraud and security breaches has resulted in a growing demand for signature verification solutions to prevent the loss of critical data.
  • According to the Health Insurance Portability and Accountability Act (HIPAA) Journal, there were 11 healthcare data breaches involving more than 1 million records and 14 breaches involving more than 500,000 records in 2022. Most of these breaches were caused by cyberattacks, including ransomware or extortion attempts.
  • The healthcare sector can legally use e-signatures to comply with regional regulations such as HIPAA and the Uniform Electronic Transactions Act. Additionally, there is an increasing need to develop a robust healthcare infrastructure to enhance patient care, reduce costs, and prevent the loss or misplacement of equipment or records while eliminating errors. E-signature solutions are useful in various applications, including client documentation, medical process approvals, medical bill payments, signing medical records, issuing medical receipts, and enhancing patient satisfaction.
  • The growing global healthcare expenditure is a major driver for the studied market in the healthcare industry. According to The Centers for Medicare & Medicaid Services (CMMS), the total health expenditure of the United States is projected to reach around USD 6.7 trillion by 2030.

North America Accounts For the Largest Market Share

  • The United States has extensively implemented digital signature verification in various sectors, including banking and financial institutes, healthcare, BPO services, and government offices. To ensure proper usage, the government has established multiple rules and regulations for monitoring digital signature verification.
  • During the 2020 elections, the United States saw an exceptional increase in the use of digital signature software due to the COVID-19 pandemic's restrictions on voter movement. The government encouraged the adoption of digital voting, leading to increased implementation of signature verification technology.
  • The Cybersecurity and Infrastructure Security Agency (CISA) Elections Infrastructure Government Coordinating Council and Sector Coordinating Council's Joint COVID Working Group released clear guidelines to monitor and integrate automatic signature verification procedures for the 2020 elections. Companies such as Parascript provided automated signature verification software to support the U.S. elections in 2020. Digital signature verification is expected to become even more widespread in the future as accuracy improves.
  • Similarly, in Canada, digital signatures are legally enforceable, which has encouraged more companies to adopt signature verification platforms. After the COVID-19 pandemic hit the country, the government established guidelines for signature verification software solutions aligned with the Personal Information Protection and Electronic Documents Act.
  • The Digital Identification and Authentication Council of Canada (DIACC) facilitates digital identity and document verification for commerce, industry, governments, and citizens. Canadian financial institutions are adopting digital identity verification solutions at an increasing rate.
  • The Royal Bank of Canada was the first bank to implement digital identity verification in March 2020 and had adopted signature verification technology much earlier. The Royal Bank of Canada serves 17 million customers in Canada, the United States, and 34 other countries. It rolled out digital identity verification for account opening, which is available at bank branches and remotely via mobile and its website.

Signature Verification Industry Overview

The signature verification market is highly consolidated, with top players occupying a significant share of the market. New players find it challenging to enter the market due to the dominance of existing players such as Biometric Signature ID (J C Lads Corporation), CERTIFY Global Inc., Ascertia Ltd., Kofax Inc., Entrust Datacard Corporation, Odyssey Technologies Limited, and Scriptel Corporation.

In July 2022, Parascript, a software business that has been providing high-performing automation for over 25 years, launched the latest version of its fraud protection tool, SignatureXpert.AI. SignatureXpert.AI 2.0 offers the highest level of signature verification accuracy on the market by allowing the comparison of digitally gathered signatures saved as a trajectory against photographs of signatures on whole papers or document excerpts. This new feature improves the tool's prior performance and usability, making it a valuable addition to the signature verification market.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Stringent Regulations and Need for Compliance
  • 4.3 Market Restraints
    • 4.3.1 Variability of Verification Devices and Compatibility with Legacy Systems
  • 4.4 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.4.1 Bargaining Power of Suppliers
    • 4.4.2 Bargaining Power of Buyers
    • 4.4.3 Threat of New Entrants
    • 4.4.4 Threat of Substitute Products
    • 4.4.5 Intensity of Competitive Rivalry
  • 4.5 Impact of COVID-19 on the Market

5 MARKET SEGMENTATION

  • 5.1 By Type of Solution
    • 5.1.1 Hardware
    • 5.1.2 Software
  • 5.2 By End-user Industry
    • 5.2.1 Financial Services
    • 5.2.2 Government
    • 5.2.3 Healthcare
    • 5.2.4 Transport and Logistics
    • 5.2.5 Other End-user Industries
  • 5.3 By Geography
    • 5.3.1 North America
      • 5.3.1.1 United States
      • 5.3.1.2 Canada
    • 5.3.2 Europe
    • 5.3.3 Asia Pacific
    • 5.3.4 Rest of the World

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 Parascript LLC
    • 6.1.2 Ascertia Ltd
    • 6.1.3 Jumio Corp.
    • 6.1.4 Ekata Inc.
    • 6.1.5 IBM Corporation
    • 6.1.6 SutiSoft Inc.
    • 6.1.7 Acuant Inc.
    • 6.1.8 Mitek Systems Inc.
    • 6.1.9 CERTIFY Global Inc.
    • 6.1.10 Scriptel Corporation
    • 6.1.11 iSign Solutions Inc.
    • 6.1.12 Veriff

7 INVESTMENT ANALYSIS

8 FUTURE OF THE MARKET