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市场调查报告书
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金融科技区块链：市场占有率分析、产业趋势/统计、成长预测（2024-2029）

Fintech Blockchain - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

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简介目录

2024 年，区块链金融科技市场规模预计为 46.6 亿美元，预计到 2029 年将达到 318.4 亿美元，预测期内（2024-2029 年）复合年增长率为 46.92%。

金融科技区块链市场

由于多种因素，区块链相关的金融科技产业正在不断增长，包括加密货币和 ICO 市值的上升、对分散式帐本技术的需求不断增长以及金融机构采用先进的区块链解决方案。金融业的数位转型也促进了金融科技区块链的发展，增加了对数位银行技术和客户服务自动化聊天机器人的需求。

采用加密货币和数位代币进行付款预计也将支持市场成长。此外，许多金融科技公司已开始采用区块链技术来简化业务流程、减少诈欺并提高客户服务品质。 Ripple 和其他基于区块链的平台正在引起人们的兴趣，并有望在未来获得更大的接受度。稳定币也因其流动性增加、成本节约和稳定性而受到欢迎，这使它们成为 DeFi通讯协定的一个有吸引力的例子。

业务效率的提高、交易速度的加快、安全性的增强、合规性的好处、基础设施成本的降低、跨境交易的改善、金融包容性以及竞争和创新的增加，推动了金融科技市场区块链总拥有成本的降低。

各种组织正在其贸易和金融系统中采用区块链，以在参与者之间创建智慧合约，提高效率和透明度，并提供新的商机。区块链的相同记录功能使现有的清算和付款流程变得多余。银行和其他金融机构正在采用基于区块链的 ID 来识别人员身分。业绩的改善得益于该组织能够预见金融区块链应用的新趋势并开发区块链能力。

缺乏明确且一致的监管标准使得金融科技区块链公司很难确保遵守各律师事务所的工作，以应对不断变化的监管环境。

COVID-19 大流行对全球许多行业产生了负面影响，包括与区块链相关的金融科技行业。由于封锁和供应链中断，产业相关人员很难预测金融科技区块链产业的復苏。然而，危机带来的系统性变化预计将对这个市场产生重大影响。儘管面临挑战，金融科技的区块链市场预计将继续成长。

金融科技区块链市场趋势

保险领域预计将成为最大的最终用户领域

  • 区块链技术透过改变业务并提供各种好处，包括降低成本、改善客户体验、提高效率和提高透明度，正在彻底改变保险业。这为准备好迎接这项转型的金融科技公司和保险提供者提供了巨大的机会。
  • 区块链的主要优点之一是它能够提供透明且可靠的交易信息，使其成为检验保险申请真实性至关重要的理想资料存储库。这会增强人们对流程的信任，并使保险提供者能够就可承保的申请比例做出准确的决定。根据瑞士再保险公司的数据，2023 年，美国和丹麦等国家的保险深度指数得分为 1。
  • 此外，随着物联网技术的兴起，互连设备产生的资料量呈指数级增长。因此，需要能够有效管理大量资料的技术。区块链透过允许设备进行P2P通讯和管理，帮助保险提供者安全地管理这些复杂的网络，而不是依赖昂贵的资料中心进行处理和储存。这种方法更具成本效益，预计将推动未来市场的成长。
  • 金融科技的基于云端基础的区块链服务将变得更加安全，使企业能够更快地回应安全威胁，专注于降低业务风险，遵守合规性，并节省本地基础设施投资。对于几家拥有严格监管IT基础设施的大公司来说，将软体和服务保留在本地的决定是明确的。部署在这些内部伺服器上的解决方案比云端伺服器更容易访问，也更可靠，因为它们受到公司的直接控制。
  • 随着您的业务随着时间的推移而成长，您的解决方案将需要扩展以支援您的关键业务。然而，对于多家公司来说，导航现有的本地解决方案来支援新的应用程式、整合和更新可能很困难。

北美地区预计将实现显着成长

  • 包括银行、金融服务和保险在内的金融业正在转向区块链技术，因为它具有多种优势。例如，在美国，摩根大通、美国银行等主要银行都在投资区块链技术。
  • 保险业从事各种活动，包括共用多方修改和更新的资料。因此，区块链技术可以使保险业受益。北美是技术的早期采用者，保险业对区块链的接受程度很高。
  • 智能合约允许区块链用户无需中介即可透明地转移价值。智能合约定义了两方之间的规则，类似于物理合约。与传统合约不同，智慧合约可以追踪保险申请并追究双方责任。
  • COVID-19的疫情加速了银行业数位化转型的需求。由于人们被迫使用线上服务并限制银行访问，许多银行公司已开始与金融科技供应商合作，提供差异化和有竞争力的服务。数位客户体验是竞争优势的关键领域，很可能推动市场向前发展。
  • 金融科技供应商提供的区块链技术最显着的好处之一是减少金融界的诈骗和网路攻击。区块链允许金融科技营运商透过去中心化网路共用或传输安全、未更改的讯息，有助于减少资料外洩和其他诈欺活动。这种安全性和透明度的提高有助于金融机构与其客户之间建立信任。

金融科技区块链产业概述

金融科技的区块链市场高度分散，主要参与者包括 AlphaPoint Corporation、Bitfury Group Limited、Oracle Corporation、Amazon Web Services Inc. 和 Digital Asset Holdings LLC。市场上的公司正在采取联盟和收购等策略来增强其产品供应并获得永续的竞争优势。

  • 2023 年 10 月，区块链保护公司 Cponcover 与提供数位资产基础设施的全球领先金融科技公司之一 AlphaPoint 合作，为 AlphaPoint 客户提供额外一层保护。此次合作预计将使 AlphaPoint 客户能够使用 Coincover 的先进资产保护技术，使他们能够简单有效地降低骇客攻击、人为错误和诈骗等安全风险。 AlphaPoint 的最终用户现在将获得增强的安全性，当安全是客户的首要任务时，将提高该公司作为以安全为中心的交易所的可信度。
  • 2023 年 7 月，跨链通讯协定Axelar 和科技巨头微软宣布合作，以桥接公共和私人区块链。透过此次合作，Axelar 加入了微软的 Azure Marketplace，并成为第一个在开发者网路商店上架的跨链通讯协定。

其他好处

  • Excel 格式的市场预测 (ME) 表
  • 3 个月分析师支持

目录

第一章简介

  • 研究假设和市场定义
  • 调查范围

第 2 章执行摘要

第三章调查方法

第四章市场洞察

  • 市场概况
  • 产业吸引力－波特五力分析
    • 供应商的议价能力
    • 消费者议价能力
    • 新进入者的威胁
    • 替代品的威胁
    • 竞争公司之间敌对关係的强度
  • 评估 COVID-19 对产业的影响

第五章市场动态

  • 市场驱动因素
    • 活性化创新和高度智慧可程式区块链平台的研发活动
    • 银行业付款和智慧付款等应用越来越多地采用区块链技术
    • 降低总拥有成本
  • 市场挑战
    • 不透明的监管标准和框架
  • 市场机会

第六章 市场细分

  • 按提供者
    • 中介软体提供者
    • 应用解决方案提供者
    • 通讯协定提供者
  • 按用途
    • 付款/结算/付款
    • 兑换/汇款
    • 智能合约
    • 身分管理
    • 合规管理/KYC
    • 其他用途
  • 按组织规模
    • 大公司
    • 小型企业
  • 按最终用户产业
    • 银行
    • 非银行金融服务
    • 保险
  • 按地区
    • 北美洲
      • 美国
      • 加拿大
    • 欧洲
      • 德国
      • 英国
      • 法国
    • 亚洲
      • 中国
      • 印度
      • 日本
    • 澳洲/纽西兰
    • 拉丁美洲
    • 中东/非洲

第七章 竞争格局

  • 供应商市场占有率
  • 併购
  • 公司简介
    • AlphaPoint Corporation
    • Bitfury Group Limited
    • Oracle Corporation
    • Amazon Web Services Inc.
    • Digital Asset Holdings LLC
    • Cambridge Blockchain LLC
    • Circle Internet Financial Limited
    • Coinbase Inc.
    • Accenture PLC
    • Earthport Plc
    • Factom Inc.
    • GuardTime AS
    • IBM Corporation
    • Microsoft Corporation
    • RecordesKeeper
    • Ripple Lab Inc.

第八章 市场未来展望

简介目录
Product Code: 71461

The Fintech Blockchain Market size is estimated at USD 4.66 billion in 2024, and is expected to reach USD 31.84 billion by 2029, growing at a CAGR of 46.92% during the forecast period (2024-2029).

Fintech Blockchain - Market

The blockchain-related fintech industry has been experiencing growth due to various factors, such as the rising market cap of cryptocurrencies and ICOs, increasing demand for distributed ledger technology, and adoption of advanced blockchain solutions in financial institutions. The financial industry's digital transformation is also contributing to the growth of the fintech blockchain, as digital banking technologies and automated chatbots for customer service are experiencing rising demand.

The adoption of cryptocurrencies and digital tokens for making payments is expected to boost the market growth. Many fintech organizations have also started adopting blockchain technology to simplify business procedures, reduce fraudulent activity, and enhance customer service quality. Ripple and other blockchain-based platforms are gaining interest, which is anticipated to lead to greater acceptance in the future. Stablecoins are also gaining popularity as they increase liquidity, cost savings, and stability, and they are a fascinating example of DeFi protocols.

Increased operational efficiency, faster transactions, enhanced security, compliance benefits, infrastructure cost savings, improved cross-border transactions, financial inclusion, and increased competition and innovation drive the reduced total cost of ownership in the fintech blockchain market.

Various organizations are adopting blockchain in trade and finance systems to build smart contracts between participants, increase efficiency and transparency, and offer newer revenue opportunities. Blockchain's identical recording capabilities make the existing clearing and settlement process redundant. Banks and other financial institutions are adopting blockchain-enabled IDs to identify people. Improved results are from organizations' capacity to foresee emerging trends in financial blockchain applications and develop blockchain functionality.

The lack of clear and consistent regulatory standards makes it difficult for fintech blockchain companies to ensure compliance with various legal companies' work to navigate the evolving regulatory landscape.

The COVID-19 pandemic negatively impacted many industries globally, including blockchain-related fintech industries. Lockdowns and supply chain disruptions made it difficult for industry participants to predict the resurgence of the fintech blockchain industry. However, systemic changes brought on by the crisis are anticipated to impact this market significantly. Despite the challenges, the fintech blockchain market is expected to continue its growth.

Fintech Blockchain Market Trends

Insurance Segment to be the Largest End-user Vertical

  • Blockchain technology is revolutionizing the insurance industry by transforming operations and providing various benefits, such as cost reduction, enhanced customer experiences, increased efficiency, greater transparency, and more. This represents a significant opportunity for fintech companies and insurance providers ready to embrace this transformation.
  • One of the critical advantages of blockchain is its ability to provide transparent and trustworthy information about transactions, making it an ideal repository for data that is crucial in verifying the authenticity of insurance claims. This instills trust in the process and enables insurance providers to make accurate decisions about the percentage of the claim that can be covered. According to Swiss Re, in 2023, countries like the United States and Denmark ranked with an index score of 1 in insurance penetration.
  • Furthermore, with the rise of IoT technology, the amount of data generated by interconnected devices is increasing exponentially. This requires a technology that can efficiently manage large volumes of data. Blockchain enables insurance providers to manage these complex networks securely by allowing devices to communicate and manage each other peer-to-peer rather than relying on expensive data centers for processing and storage. This approach is much more cost-effective and is expected to drive the market's growth in the future.
  • The cloud-based fintech blockchain services are expected to become more secure, thus enabling enterprises to respond faster to security threats, focus on mitigating business risks, become compliant, and save on-premise infrastructure investment. For multiple large enterprises with highly regulated IT infrastructure, the decision to house their software and services on-premise has been clear. The solutions deployed on these in-house servers are also more accessible and under the company's direct control, which provides reliability compared to cloud servers.
  • As companies expand over time, it becomes necessary for them to scale their solutions to support crucial business operations. However, it is sometimes difficult for multiple companies to manipulate the existing on-premises solutions to support newer applications, integrations, and updates.

North America is Expected to Witness Significant Growth

  • Due to the multiple benefits of blockchain technology, the financial industry, which includes banking, financial services, and insurance, is focused on it. For example, major banks in the United States are investing in blockchain technology, including JPMorgan and Bank of America.
  • The insurance industry is involved in various activities, including sharing data that is modified or updated by multiple parties. As a result, blockchain technology can benefit the insurance industry. As early technological adaptors, North Americans have significantly embraced blockchain in the insurance industry.
  • Smart contracts allow blockchain users to transfer anything of value transparently without the intervention of a middleman. Smart contracts, like physical contracts, define the rules between two parties. Unlike traditional contracts, smart contracts can track insurance claims and hold both parties accountable.
  • The COVID-19 outbreak accelerated the demand for digital transformation in the banking industry. As people were forced to use online services and limit their bank visits, many banking companies collaborated with fintech vendors to offer differentiated and competitive services. Digital customer experience is the primary area of competitive advantage and is likely to drive the market in the future.
  • One of the most significant benefits of blockchain technology offered by fintech vendors is the reduction of fraud and cyber-attacks in the financial world. Blockchain helps to curb data breaches and other fraudulent activities by enabling fintech businesses to share or transfer safe and unaltered information through a decentralized network. This added security and transparency could help build trust between financial institutions and their customers.

Fintech Blockchain Industry Overview

The fintech blockchain market is highly fragmented, with the presence of major players like AlphaPoint Corporation, Bitfury Group Limited, Oracle Corporation, Amazon Web Services Inc., and Digital Asset Holdings LLC. Players in the market are adopting strategies such as partnerships and acquisitions to enhance their product offerings and gain sustainable competitive advantage.

  • In October 2023, Cponcover, a blockchain protection company, and AlphaPoint, one of the global financial technology companies providing digital asset infrastructure, partnered to offer an additional layer of protection for AlphaPoint's customers. The partnership is expected to allow AlphaPoint clients to access Coincover's leading asset protection technology, enabling them to mitigate security risks such as hacking, human error, and scams simply and effectively. AlphaPoint's end users will be provided with increased security, increasing the company's credibility as a safety-conscious exchange when security is its customers' top priority.
  • In July 2023, cross-chain protocol Axelar and tech giant Microsoft announced a collaboration to bridge public and private blockchains. The partnership would see Axelar joining Microsoft's Azure marketplace, becoming the first cross-chain protocol listed on the developer's online store.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Consumers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitute Products
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Assessment of the Impact of COVID-19 on the Industry

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Rising R&D Activities for Transformative and Highly Intelligent Programmable Blockchain Platform
    • 5.1.2 Increasing Adoption of Blockchain Technology for Applications in Banking Industry, such as Payments and Smart Contracts
    • 5.1.3 Reduced Total Cost of Ownership
  • 5.2 Market Challenges
    • 5.2.1 Uncertain Regulatory Standards and Frameworks
  • 5.3 Market Opportunities

6 MARKET SEGMENTATION

  • 6.1 By Provider
    • 6.1.1 Middleware Providers
    • 6.1.2 Application and Solution Providers
    • 6.1.3 Infrastructure and Protocol Providers
  • 6.2 By Application
    • 6.2.1 Payments, Clearing, and Settlement
    • 6.2.2 Exchanges and Remittance
    • 6.2.3 Smart Contract
    • 6.2.4 Identity Management
    • 6.2.5 Compliance Management/ KYC
    • 6.2.6 Other Applications
  • 6.3 By Organization Size
    • 6.3.1 Large Enterprises
    • 6.3.2 Small and Medium-sized Enterprises
  • 6.4 By End-user Verticals
    • 6.4.1 Banking
    • 6.4.2 Non-banking Financial Services
    • 6.4.3 Insurance
  • 6.5 By Geography
    • 6.5.1 North America
      • 6.5.1.1 United States
      • 6.5.1.2 Canada
    • 6.5.2 Europe
      • 6.5.2.1 Germany
      • 6.5.2.2 United Kingdom
      • 6.5.2.3 France
    • 6.5.3 Asia
      • 6.5.3.1 China
      • 6.5.3.2 India
      • 6.5.3.3 Japan
    • 6.5.4 Australia and New Zealand
    • 6.5.5 Latin America
    • 6.5.6 Middle East and Africa

7 COMPETITIVE LANDSCAPE

  • 7.1 Vendor Market Share
  • 7.2 Mergers and Acquisitions
  • 7.3 Company Profiles
    • 7.3.1 AlphaPoint Corporation
    • 7.3.2 Bitfury Group Limited
    • 7.3.3 Oracle Corporation
    • 7.3.4 Amazon Web Services Inc.
    • 7.3.5 Digital Asset Holdings LLC
    • 7.3.6 Cambridge Blockchain LLC
    • 7.3.7 Circle Internet Financial Limited
    • 7.3.8 Coinbase Inc.
    • 7.3.9 Accenture PLC
    • 7.3.10 Earthport Plc
    • 7.3.11 Factom Inc.
    • 7.3.12 GuardTime AS
    • 7.3.13 IBM Corporation
    • 7.3.14 Microsoft Corporation
    • 7.3.15 RecordesKeeper
    • 7.3.16 Ripple Lab Inc.

8 FUTURE OUTLOOK OF THE MARKET