金融科技区块链市场规模、份额和成长分析：按应用、按供应、按组织规模、按行业、按组件、按区块链类型、按部署模型、按地区 - 行业预测，2024-2031 年

金融科技区块链市场规模在 2022 年为 22 亿美元，预计将从 2023 年的 31.6 亿美元增至 2031 年的 578.4 亿美元，复合年增长率预计将增长 43.8%。

金融科技中的区块链技术作为数位交易资料的控制和管理系统，旨在防止重复并确保财务记录的完整性。金融科技是指金融服务和科技的融合，认为区块链特别有利于解决传统银行和金融机构效率低下的问题，特别是付款和清算等流程。区块链对金融科技产业最大的影响之一是它能够透过增强资料安全性和降低诈欺风险来减少银行诈骗和网路攻击。透过利用去中心化网络，区块链使金融科技公司能够安全、无缝地传输或共用讯息，从而促进金融交易的信任和信心。金融科技生态系统由各个相关人员组成，旨在增强金融领域的竞争和创新，最终提高客户利益和业务效率。正如比特币白皮书中说明，区块链技术作为分散式帐本运行，社群所有成员都可以透过 P2P 网路存取该帐本，确保透明度和信任。区块链由包含交易的互连区块组成，采用加密签名和共识机制来防止篡改，从而充当生成和维护资讯的透明且安全的系统。

目录

介绍

• 这项研究的目的
• 定义
• 市场范围

调查方法

• 资讯采购
• 二手资料来源和主要资料来源
• 市场规模预测
• 市场假设与限制

执行摘要

• 市场概况展望
• 供需趋势分析
• 按细分市场的机会分析

市场动态及展望

• 市场动态
  • 促进因素
  • 机会
  • 抑制因素
  • 任务
• 波特的分析

主要市场考察

• 技术分析
• 专利分析
• Start-Ups分析
• 市场生态系统
• 监管分析
• 案例研究分析
• 创新矩阵
• 主要投资分析
• 关键成功因素
• 竞争程度

金融科技区块链市场：按组成部分

• 市场概况
• 平台
• 服务
  • 咨询服务
  • 综合服务
  • 支援和维护服务

金融科技区块链市场：按区块链类型

• 市场概况
• 公共区块链
• 私有区块链
• 混合区块链

金融科技区块链市场：按部署模型

• 市场概况
• 本地
• 云端基础

金融科技区块链市场：按提供者划分

• 市场概况
• 应用解决方案供应商
• 中介软体提供者
• 通讯协定提供者

金融科技区块链市场：依应用分类

• 市场概况
• 付款/付款/结算
• 外汇/汇款
• 智能合约
• 身分管理
• 合规管理/KYC
• 其他的

金融科技区块链市场：依组织规模划分

• 市场概况
• 大公司
• 中小企业

金融科技区块链市场：依产业分类

• 市场概况
• 银行业
• 非银行金融公司 (NBFC)
• 保险

金融科技区块链市场：按地区

• 市场概况
• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 德国
  • 西班牙
  • 法国
  • 英国
  • 其他欧洲国家地区
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 其他亚太地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地区
• 中东和非洲 (MEA)
  • 海湾合作委员会国家
  • 南非
  • 其他中东/非洲地区

竞争格局

• 前5名企业对比
• 主要企业市场定位（2023年）
• 主要市场参与者所采取的策略
• 近期市集活动
• 主要企业市场占有率（2023年）

主要企业简介

• IBM Corporation（US）
• Coinbase（US）
• Ripple（US）
• Accenture（Ireland）
• Salt Blockchain Inc.（US）
• Gemini Trust Company LLC（US）
• Circle Internet Financial Ltd.（US）
• Celsius Lending LLC（US）
• BitGo（US）
• Blockchain.Com（UK）
• Oracle Corporation（US）
• Chainalysis Inc.（US）
• Robinhood（US）
• Morgan Stanley（US）
• Token Inc.（US）
• The Goldman Sachs Group Inc.（US）
• Amazon Web Services（US）
• Axoni（US）
• JP Morgan（US）
• Antier Solutions Pvt. Ltd.（India）

Fintech Blockchain Market size was valued at USD 2.2 billion in 2022 and is poised to grow from USD 3.16 billion in 2023 to USD 57.84 billion by 2031, growing at a CAGR of 43.8% in the forecast period (2024-2031).

Blockchain technology in fintech serves as a control and management system for digital transaction data, aiming to prevent duplication and ensure the integrity of financial records. Fintech, which denotes the integration of financial services and technology, finds blockchain particularly beneficial in addressing inefficiencies within traditional banking and financial institutions, particularly in processes like settlement and clearing. One of the most significant impacts of blockchain on the fintech industry is its ability to mitigate bank fraud and cyberattacks by enhancing data security and reducing the risk of fraudulent activities. By leveraging decentralized networks, blockchain enables fintech enterprises to securely and seamlessly transfer or share information, thus promoting trust and reliability in financial transactions. The fintech ecosystem comprises various stakeholders dedicated to enhancing competition and innovation in the financial sector, ultimately benefiting customers and enhancing operational efficiency. Described in the Bitcoin whitepaper, blockchain technology operates as a distributed ledger accessible to all members of a community through a peer-to-peer network, ensuring transparency and trustworthiness. Consisting of interconnected blocks containing transactions, blockchain employs cryptographic signatures and consensus mechanisms to safeguard against tampering, thereby functioning as a transparent and secure system for generating and maintaining information.

Top-down and bottom-up approaches were used to estimate and validate the size of the Fintech Blockchain market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Fintech Blockchain Market Segmental Analysis

The fintech blockchain market is segmented based on component, type of blockchain, deployment model, provider, application, organizational size, industry vertical, and region. By component the market is segmented into platform, services (consulting services, integration services, support & maintenance services). By type of blockchain the market is segmented into public blockchain, private blockchain, hybrid blockchain. By deployment model the market is segmented into on premises, cloud based. By provider, the market is segmented into application and solution providers, middleware providers, infrastructure and protocols providers. By application, the market is segmented into payments, clearing, and settlement, exchanges and remittance, smart contract, identity management, compliance management/KYC, others. By organization size, the market is segmented into large enterprises, small and medium-sized enterprises. By region, the market is segmented into North America, Europe, Asia-Pacific, South America, and MEA.

Drivers of the Fintech Blockchain Market

The rising demand for Know Your Customer (KYC) system applications integrated with blockchain platforms is fueling growth in the FinTech blockchain market. This surge is primarily attributed to the automation of KYC verification processes using blockchain technology, offering advantages such as distributed data collection, automation, standardization, and increased transparency. Blockchain facilitates comprehensive audit trails for KYC compliance, resulting in reduced data validation expenses and enhanced adherence to regulatory requirements. It ensures adaptable confidentiality, improved financial services, and heightened privacy measures. Furthermore, blockchain streamlines verification procedures by consolidating data into a secure, decentralized database, leading to faster, safer, and more efficient processes, thereby propelling market expansion. Additionally, the increasing demand for smart contracts serves as a significant driver for market growth. Smart contracts, integral components of blockchain technology, are decentralized, tamper-proof agreements with automated execution capabilities, aiming to eliminate the need for central authorities in transactions. These contracts enhance banking processes by providing a reliable network and secure language for executing complex transactions. While Bitcoin initially facilitated peer-to-peer value exchanges, the introduction of smart contracts has expanded the functionalities of blockchain. Platforms like Ethereum, by separating the contract layer from the blockchain layer, offer a more adaptable development environment, contributing to the advancement of the FinTech blockchain market.

Restraints in the Fintech Blockchain Market

The integration of big data and AI poses significant challenges to market growth in the fintech sector. While these technologies offer substantial benefits such as enhanced customer insights for applications like credit scoring and fraud detection, fintech companies encounter obstacles such as the need for specialized expertise, ongoing maintenance, and the complexity of integrating new systems into existing infrastructure. Successful implementation requires substantial organizational transformation and adaptation by customers. AI integration with big data necessitates vast amounts of data for effective machine learning, and organizations may adopt one-shot learning models to train AI with limited data resources. Moreover, regulatory uncertainties and scalability issues impede the growth of fintech blockchain solutions. The lack of standardized regulations across jurisdictions creates uncertainty, discouraging financial institutions from investing in blockchain technology. Furthermore, the evolving regulatory landscape requires continuous compliance adaptations, adding complexity and costs for businesses. Public blockchain infrastructure struggles to efficiently handle large transaction volumes, resulting in slow processing times and high transaction fees. Although scaling solutions are under development, their effectiveness and widespread adoption remain uncertain.

Market Trends of the Fintech Blockchain Market

The ascent of digital banking technologies is reshaping the financial landscape, as the industry undergoes a profound digital transformation aimed at delivering tailored digital experiences and products. This shift encompasses various digital banking tools like online banking platforms, digital wallets, blockchain technology, and AI-powered chatbots for customer support, which are witnessing heightened demand due to their ability to enhance operational efficiency, facilitate real-time settlement, and streamline processes by reducing intermediaries. Additionally, the evolving regulatory environment, particularly the legalization of cryptocurrencies, is prompting increased investments in blockchain technology by companies and investors alike. This legal framework encourages market participants to enhance their offerings to gain a competitive edge, thereby driving advancements in blockchain technology for more effective and efficient financial services. Decentralized finance (DeFi), a burgeoning financial technology leveraging blockchain, is disrupting traditional banking structures by reducing banks' control over financial services and capital. Strategic initiatives in the DeFi space, such as Square's announcement of launching a DeFi business utilizing bitcoin, are anticipated to fuel market growth over the forecast period.

Table of Contents

Introduction

• Objectives of the Study
• Definitions
• Market Scope

Research Methodology

• Information Procurement
• Secondary & Primary Data Sources
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Market Overview Outlook
• Supply Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Dynamics
  • Drivers
  • Opportunities
  • Restraints
  • Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of Substitute Products
  • Bargaining Power of Buyers
  • Threat of New Entrants
  • Bargaining Power of Suppliers

Key Market Insights

• Technology Analysis
• Patent Analysis
• Startup Analysis
• Ecosystem of the Market
• Regulatory Analysis
• Case study Analysis
• Innovation Matrix
• Top Investment Analysis
• Key Success Factor
• Degree of Competition

Fintech Blockchain Market by Component

• Market Overview
• Platform
• Services
  • Consulting Services
  • Integration Services
  • Support & Maintenance Services

Fintech Blockchain Market by Type of blockchain

• Market Overview
• Public Blockchain
• Private Blockchain
• Hybrid Blockchain

Fintech Blockchain Market by Deployment Model

• Market Overview
• On Premises
• Cloud based

Fintech Blockchain Market by Provider

• Market Overview
• Application and solution providers
• Middleware providers
• Infrastructure and protocols providers

Fintech Blockchain Market by Application

• Market Overview
• Payments, Clearing, and Settlement
• Exchanges and Remittance
• Smart Contract
• Identity Management
• Compliance Management/KYC
• Others

Fintech Blockchain Market by Organisation Size

• Market Overview
• Large enterprises
• Small and Medium-Sized Enterprises

Fintech Blockchain Market by Industry vertical

• Market Overview
• Banking
• Non-Banking Financial Corporations (NBFCs)
• Insurance

Fintech Blockchain Market Size by Region

• Market Overview
• North America
  • USA
  • Canada
• Europe
  • Germany
  • Spain
  • France
  • UK
  • Rest of Europe
• Asia Pacific
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America
  • Brazil
  • Rest of Latin America
• Middle East & Africa (MEA)
  • GCC Countries
  • South Africa
  • Rest of MEA

Competitive Landscape

• Top 5 Player Comparison
• Market Positioning of Key Players, 2023
• Strategies Adopted by Key Market Players
• Recent Activities in the Market
• Key Companies Market Share (%), 2023

Key Company Profiles

• IBM Corporation (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Coinbase (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ripple (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Accenture (Ireland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Salt Blockchain Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Gemini Trust Company LLC (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Circle Internet Financial Ltd. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Celsius Lending LLC (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BitGo (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Blockchain.Com (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Oracle Corporation (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Chainalysis Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Robinhood (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Morgan Stanley (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Token Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• The Goldman Sachs Group Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Amazon Web Services (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Axoni (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• J.P. Morgan (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Antier Solutions Pvt. Ltd. (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments