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市场调查报告书
商品编码
1637721

金融云：市场占有率分析、产业趋势与统计、成长预测（2025-2030 年）

Finance Cloud - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2025 - 2030)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

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简介目录

2025 年金融云市场规模预估为 323.3 亿美元，预计到 2030 年将达到 806.1 亿美元，预测期内（2025-2030 年）的复合年增长率为 20.05%。

财经云-市场-IMG1

随着收益的增加，云端还可以产生更多的潜在客户并提供更好的定价。

主要亮点

  • 银行服务、金融和保险公司正在选择数位应用程式来快速回应持续的客户查询，同时也考虑长期利益并实现竞争优势。例如，Ess Kay Fincorp 选择了云端基础的借贷平台来数位化其整个借贷业务，并将贷款核准时间缩短了 33%。
  • 业务效率的提升也是推动金融云市场成长的因素之一。 Roha Housing Finance 希望在两小时内发放贷款，而不是传统的三天。透过利用云端基础的技术的灵活性和成本效益来实现「客户至上」的理念，该公司现在能够在七天内完成端到端的贷款处理，比住宅行业基准快 50%。
  • 在印度、中国、巴西、非洲等新兴国家和地区，金融云端处理服务市场仍有很大的拓展空间。例如，监控和分析软体供应商 ITRS Group Ltd. 预测今年亚太地区 86% 的金融服务业将使用公有云。透过利用云端基础的应用程序，公司可以显着降低购买、维护和升级 IT 系统和设备的成本。
  • 然而，资料安全保护问题、过高的投入和维护成本限制了金融云端产业的发展。资料遗失通常会危及云端储存的安全。资讯完全可能受到电脑病毒、骇客攻击和系统故障的影响，而不是被窃取或共用。

金融云市场趋势

财富管理占市场主导地位

  • 随着全球财富的增加，财富管理产业也不断发展。根据瑞信的最新财富报告，去年财富成长强劲，以目前外汇计算，截至年终全球财富总合463.6 兆美元，成长 9.8%。
  • 事实上，根据加拿大皇家银行财富管理公司的数据，去年这些人最大的集中地是北美，共有 790 万高净值人士居住在那里。去年亚太地区报告的高净值人士数为720万人。资产超过100万美元的个人是净资产最高的个人。
  • 报告称，未来五年全球财富预计将成长约26%，隔年达到399兆美元。中阶的成长将成为财富的主要推动力，未来五年亿万富翁的数量将飙升，达到创纪录的 5,500 万人。
  • 事实上，高净值人士的需求很大。他们的业务竞争比以往更加激烈。因此，企业必须不断创新，利用金融云等最尖端科技来抢占不断增长的市场的更大份额。
  • 人工智慧的使用日益广泛是市场的新趋势之一。财富管理是金融服务领域中最早大量使用人工智慧技术的领域之一。人工智慧应用需要使用云端网络，因为人工智慧运算会产生庞大的财务资料。因此，由于人工智慧在金融领域的应用不断扩大，预计金融云市场也将在研究期间兴起。

亚太地区将经历最高成长

  • 亚太地区各地的金融机构正在开始数位转型。这使金融机构能够实现成本效率。例如，在印度，印度政府正透过金融科技等倡议，致力于数位化付款系统并提高金融包容性，即 Jan Dhan Yojana、Aadhaar 和 UPI 统一支付介面。
  • 去年四月，中国央行表示将加速发展国内金融科技基础设施，以跟上日益受到资料、人工智慧和大型科技影响的金融业。其中包括升级连接资料中心和所有央行办公室和分店的网络，以及去年建立「央行云端」。
  • 由于 BFSI 领域的不断变化，印度的小型金融银行 (SFB) 正处于发展的早期阶段。这些金融机构希望制定可行的产业计画，满足社会弱势族群的需求。许多现代银行正在采用云端运算和人工智慧/机器学习来为客户做出更快、更明智的决策并更快地进行风险评估。
  • 在公共部门倡议、中小企业以及银行、金融服务和保险 (BFSI) 行业数位转型的帮助下，科技巨头Oracle在印度 (SMEs) 的云端业务方面取得了重大进展。借助Oracle Cloud，银行可以减少对资料中心基础设施的依赖、仅按实际使用量付费以及根据业务需求调整容量，从而实现价值最大化。 Oracle声称，与使用其他云端供应商的银行相比，使用其云端的银行可节省高达 50% 的费用。

金融云业概览

金融云市场竞争激烈，由几个主要企业组成。为了在市场上站稳脚跟，参与者正在采取产品创新、合作伙伴关係和併购等策略。

  • 2023 年 2 月－软体投资公司 Thoma Bravo 宣布已完成 Coupa Software 的收购，云端基础的业务支出管理平台，整合了供应链、采购和财务职能中的流程，收购价格约为80亿美元。
  • 2022 年 1 月－软体即服务 (SaaS) 和业务流程即服务 (BPaaS) 供应商 Avaloq 持续加强与加拿大皇家银行旗下公司 RBC Wealth Management 在亚洲的长期伙伴关係关係。它还将帮助 RBC 财富管理推进其云端基础的SaaS 模型，并引入更为复杂的解决方案来实现其财富管理平台的现代化。

其他福利

  • Excel 格式的市场预测 (ME) 表
  • 3 个月的分析师支持

目录

第 1 章 简介

  • 研究假设和市场定义
  • 研究范围

第二章调查方法

第三章执行摘要

第四章 市场洞察

  • 市场概况
  • 产业吸引力－波特五力分析
    • 新进入者的威胁
    • 购买者/消费者的议价能力
    • 供应商的议价能力
    • 替代品的威胁
    • 竞争对手之间的竞争

第五章 市场动态

  • 市场驱动因素与限制因素简介
  • 市场驱动因素
    • 需要改进客户关係管理
    • 金融业对业务效率的需求
  • 市场限制
    • 云端基础的网路威胁的崛起

第六章 市场细分

  • 按解决方案/服务
    • 财务预测
    • 财务报告与分析
    • 风险与合规
    • 託管服务
  • 按部署
    • 公共云端
    • 私有云端
  • 按地区
    • 北美洲
    • 欧洲
    • 亚洲
    • 澳洲和纽西兰
    • 拉丁美洲
    • 中东和非洲

第七章 竞争格局

  • 公司简介
    • Oracle Corporation（and Netsuite）
    • IBM Corporation
    • Microsoft Corporation
    • Salesforce.com Inc.
    • SAP SE
    • Sage Intacct Inc.
    • Workday, Inc.
    • Unit4（and FinancialForce）
    • Acumatica Inc.
    • Huawei Technologies Co. Ltd

第八章投资分析

第九章 市场机会与未来趋势

简介目录
Product Code: 46324

The Finance Cloud Market size is estimated at USD 32.33 billion in 2025, and is expected to reach USD 80.61 billion by 2030, at a CAGR of 20.05% during the forecast period (2025-2030).

Finance Cloud - Market - IMG1

Along with increased revenue, the cloud increases the number of leads generated and offers better pricing.

Key Highlights

  • Banking services and financial and insurance companies are opting for digital applications to quickly address customers' ongoing queries, along with keeping into consideration the long-term benefits and achieving a competitive advantage. For instance, Ess Kay Fincorp chose a cloud-based lending platform to digitize its entire lending business and decrease its loan approval time by 33%.
  • Operational efficiency is another factor driving the growth of the finance cloud market. Roha Housing Finance wanted to issue loans within two hours instead of three days. After adopting the agility and cost efficiency of cloud-based technology to offer a "customer-first" approach, it was able to provide end-to-end loan processing in seven days, which is 50% faster than the benchmark for the housing finance industry.
  • In developing nations and areas like India, China, Brazil, and Africa, the market for financial cloud computing services has a lot of room to expand. For instance, the ITRS Group Ltd., a monitoring and analytics software provider, predicted that 86% of the Asia Pacific financial services industry would use the public cloud this year. By utilizing cloud-based applications, businesses can significantly reduce the cost of purchasing, maintaining, and upgrading IT systems and equipment.
  • However, problems with data security and protection and expensive investment and maintenance expenses limit the expansion of the finance cloud industry. Data loss routinely puts cloud storage's security in jeopardy. Information can be affected entirely by a computer virus, hacking, or a broken system instead of being stolen and shared.

Finance Cloud Market Trends

Wealth Management sector to Dominate the Market

  • As global wealth increases, there is a rise in wealth management professionals. As per the Credit Suisse Wealth Report of the current year, wealth grew at a strong pace last year, and by year's end, global wealth at prevailing exchange rates totaled USD 463.6 trillion, a gain of 9.8%.
  • In fact, according to RBC Wealth Management, North America accounted for the most significant concentration of these people last year with 7.9 million HNWIs living there. The number of HNWIs reported in the Asia Pacific region was 7.2 million last year. The individuals with a fortune of over USD 1 million are the highest Networth Individuals.
  • The same report indicates that global wealth is projected to increase by about 26% over the next five years, reaching USD 399 trillion by the following year. Growth in the middle class will be the main driver of wealth, but over the next five years, there will be a sharp rise in the number of millionaires, who will reach a new all-time high of 55 million.
  • In fact, there's a lot of demand for wealthy individuals with HNWIs. And the competition is even more fiercethan ever in terms of their business. Consequently, businesses must continue to innovate and gain a bigger share for the growing market by staying on top of cutting edge technologies such as Finance Cloud.
  • The growing use of AI is one of the market's emerging trends. Wealth management is one of the first sectors in the financial services sector to utilize AI-based technology in a substantial way. The production of huge financial datasets by AI computation makes the use of cloud networks necessary for AI applications. As a result, the Financial Cloud Market will also emerge over the research period as a result of the growing use of AI in the finance sector.

Asia-Pacific to Witness the Highest Growth

  • Financial institutions across the Asia-Pacific region are embracing digital transformations. This allows them to be more cost-efficient. For instance, in India, through fintech initiatives like the The Indian Government is working towards digitisation of payment systems and increasing financial inclusion, i.e. Jan Dhan Yojana, Aadhaar & UPI Unified Payments Interface.
  • In April last year, in an effort to keep up with a financial sector that is increasingly being shaped by data, artificial intelligence, and Big Tech, China's central bank announced that it was accelerating infrastructure development for its own financial technology. This includes updating its data centers and the network connecting all central bank offices and branches, as well as establishing a "central bank cloud" last year.
  • Small Finance Banks (SFBs) in India have reached a nascent stage of evolution due to the constantly changing BFSI sector. These financial institutions want to create a workable business plan that will meet the demands of the underprivileged groups in society. Many of these modern banks employ the cloud and AI/ML to make quicker and more informed decisions for their customers, along with quick risk assessments.
  • With the help of public sector initiatives, small and medium-sized businesses, and digital innovation in the banking, financial services, and insurance (BFSI) industries, technology giant Oracle Corp. is experiencing substantial development in its cloud business in India (SMBs). Banks can lessen their dependency on data center infrastructure, pay only for what they use, and maximize value by aligning capacity with business demand with Oracle Cloud. Oracle says that banks that use their cloud can cut costs by up to 50% compared to banks that use other cloud providers.

Finance Cloud Industry Overview

The Finance Cloud market is competitive and consists of several major players. In order to gain a better foothold in the market, players are adopting strategies such as product innovation, partnerships and mergers and acquisitions

  • February 2023 - Thoma Bravo, a software investment firm, announced that it had completed its acquisition of Coupa Software, a provider of cloud based business spend management platform that unifies processes across the supply chain, procurement, and finance functions, for approximately $8.0 billion.
  • January 2022 - Avaloq, a provider of software as a service (SaaS) and business process as a service (BPaaS) and ), In Asia, they will continue to strengthen their longstanding partnership with RBC Wealth Management, an operation of the Royal Bank of Canada. It will also help RBC Wealth Management to move forward with a cloud based SaaS model and modernise the wealth management platform by implementing more sophisticated solutions.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Threat of New Entrants
    • 4.2.2 Bargaining Power of Buyers/Consumers
    • 4.2.3 Bargaining Power of Suppliers
    • 4.2.4 Threat of Substitute Products
    • 4.2.5 Intensity of Competitive Rivalry

5 MARKET DYNAMICS

  • 5.1 Introduction to Market Drivers and Restraints
  • 5.2 Market Drivers
    • 5.2.1 Need for Improved Customer Relationship Management
    • 5.2.2 Demand for Operational Efficiency in Financial Sector
  • 5.3 Market Restraints
    • 5.3.1 Rise of Cloud-based Cyber Threats

6 MARKET SEGMENTATION

  • 6.1 By Solution and Service
    • 6.1.1 Financial Forecasting
    • 6.1.2 Financial Reporting and Analysis
    • 6.1.3 Risk and Compliance
    • 6.1.4 Managed Service
  • 6.2 By Deployment
    • 6.2.1 Public Cloud
    • 6.2.2 Private Cloud
  • 6.3 By Geography
    • 6.3.1 North America
    • 6.3.2 Europe
    • 6.3.3 Asia
    • 6.3.4 Australia and New Zealand
    • 6.3.5 Latin America
    • 6.3.6 Middle East and Africa

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 Oracle Corporation(and Netsuite)
    • 7.1.2 IBM Corporation
    • 7.1.3 Microsoft Corporation
    • 7.1.4 Salesforce.com Inc.
    • 7.1.5 SAP SE
    • 7.1.6 Sage Intacct Inc.
    • 7.1.7 Workday, Inc.
    • 7.1.8 Unit4(and FinancialForce)
    • 7.1.9 Acumatica Inc.
    • 7.1.10 Huawei Technologies Co. Ltd

8 INVESTMENT ANALYSIS

9 MARKET OPPORTUNITIES AND FUTURE TRENDS