美国财富科技解决方案市场评估：依组成部分、部署模式、公司、最终用户、地区、机会、预测，2017-2031年

2024-2031年预测期间，美国财富科技解决方案市场规模将以13.75%的年复合成长率成长，从2023年的19.8亿美元成长到2031年的55.5亿美元。几个强大的因素结合起来推动了财富科技解决方案市场的强劲成长。因此，在技术进步和转向更易于使用的平台的推动下，对数位金融服务的兴趣持续成长，这是由技术进步和向更易于使用的平台的转变所推动的。同时，永续投资获得积极的形势，投资者在考虑道德和环境因素的情况下重塑了他们评估投资组合的方式。其他潜在的驱动因素包括更多人可以参与的低成本投资以及人们管理财富方式的民主化。金融监管和政策动态的变化进一步塑造市场格局。而且，对人工智慧、机器学习、巨量资料等尖端技术的高需求推动该领域的发展和效率。

数位化正成为市场的重要趋势。财富科技解决方案透过引进数位工具、人工智慧和机器学习功能，彻底改变了财富管理的传统做法。网路的快速普及以及千禧世代对金融科技的兴趣日益浓厚，使这些解决方案成为资产管理者和高净值人士的必备工具。到2023年，近 95%的美国人口将能够上网。决策过程由人工智慧和机器学习提供支持，支援巨量资料分析和用户友善的基于介面的服务。基于云端的技术、安全解决方案和开源银行系统是确保资料安全和透明度的财富科技解决方案的基本要素。超高净值和高净值客户可以期待流程自动化外包和机器人咨询的额外好处。投资组合再平衡中的机器学习功能及其底层预测分析技术透过基于人工智慧的协助提供成本透明度和客户服务。

本报告检视了美国财富科技解决方案市场，并提供了市场概述，依组件、部署模式、公司、最终用户、地区的趋势，以及进入市场的公司概况。

目录

第1章 专案范围与定义

第2章 研究方法

第3章 执行摘要

第4章 顾客回馈

第5章 美国财富科技解决方案市场展望，2017-2031

• 市场规模分析与预测
• 市占率分析与预测
• 2023年市场地图分析
  • 依组件
  • 依部署模式
  • 依公司
  • 依最终用户
  • 依地区

第6章 供需分析

第7章 价值链分析

第8章 波特五力分析

第9章 PESTLE分析

第10章 成本结构分析

第11章 市场动态

第12章 市场趋势与发展

第13章 案例研究

第14章 竞争态势

• 前 5 名市场领导者的竞争矩阵
• 前 5 名的公司的SWOT 分析
• 前10名主要企业状况
  • Wealthfront Inc.
  • DriveWealth LLC
  • ActiFi Inc.
  • AdviceFront Limited
  • InvestSuite NV
  • AdvisorEngine Inc.
  • Quadro Partners Inc. (Cadre)
  • Stash Financial Inc.
  • Knabble Inc. (Toggle AI)
  • Vise Inc.

第15章 策略建议

第16章 查询及免责声明

United States WealthTech solutions market is projected to witness a CAGR of 13.75% during the forecast period 2024-2031, growing from USD 1.98 billion in 2023 to USD 5.55 billion in 2031. Several powerful factors are combined to drive robust growth in the WealthTech solutions market. Thus, with a new drive toward customizable, on-demand value propositions, interest in digital financial services continues to gain an edge, encouraged by advancing technology and a shift to more user-friendly platforms, further supported by better customer service or innovation at all costs, leading to market growth. Another push is blockchain technology which is a transformative solution for attracting investments. Parallel to this, sustainable investing is gaining positive momentum, with investors looking to reshape the way they assess their portfolios with ethical and environmental considerations. Other influential growth drivers include low-cost investments that are accessible to the larger population and democratizing ways through which people can manage wealth. Changing dynamics of financial regulations and government policies further shape the market scenario. Moreover, the high demand for state-of-the-art technologies, including artificial intelligence, machine learning, and big data, enhances developments and efficiencies in the sector.

In April 2024, AdvisorEngine Inc. constructed a financial system through which advisers could create and implement financial plans without being required to log in to several systems. It has a goals-based planning tool, run in partnership with Franklin Templeton, and is integrated into the platform, thereby facilitating plan implementation. AdvisorEngine offers client profiling, plan proposals, account opening, portfolio management, and ongoing maintenance that underpin advice arrangements between advisers and their clients.

Surge in Digitalization to Boost Market Growth

Digitalization is becoming a key trend in the market. WealthTech solutions revolutionize old practices in wealth management by introducing digital tools, AI, and machine learning capabilities. With the rapid growth of the internet and millennials' increasing interest in fintech, these solutions have grown to become a necessity for property management firms and high-net-worth individuals. The internet is accessible to almost 95 percent of the population in the United States in 2023. Decision-making processes are empowered through AI and ML, which enables the analysis of big data and user-friendly interface-based services. Cloud-based technologies, security solutions, and open-source banking systems are essential elements of WealthTech solutions that ensure data security and transparency. Added benefits in process automation outsourcing and robo-advisory can be foreseen for ultrahigh-net-worth and high-net-worth clients. The machine learning capabilities and underlying predictive analytics technologies in portfolio rebalancing provide cost transparency and customer service enabled by AI-based assistance.

Increasing Adoption of Blockchain Technology Fuels Market Growth

The growing demand for the adoption of blockchain technology is boosting the market growth. WealthTech solutions are increasingly being designed with the inclusion of digital tools and capabilities of AI and ML, hence influencing market growth. With growing internet penetration and rising millennials' interest in fintech, these solutions have become indispensable for property management firms and high-net-worth individuals. Big Data analysis is used to create personalized investment recommendations, and predictive analytics technology supports advanced facilities for decision-making. In May 2024, Toggle AI announced the acquisition of Atom Finance. Acquiring Atom Finance will help Toggle AI expand its offering by integrating a power set of features, enlarging its data universe, and providing users with a more complete investing experience.

Cloud-based tech, open-source banking systems, and security solutions ensure data security and privacy. The segments targeted by WealthTech solutions are ultrahigh-net-worth and high-net-worth clients. Companies of such nature provide robo-advisory services, portfolio rebalancing, and automation of processes. Due to cost transparency, a friendly interface, and the ability to automatize, digital wallets and robo-advisory services are much in demand. Running predictive analytics and asset liquidity management using the capability of machine learning drives the growth of the market in the United States.

On-premise Segment to Dominate Market Share

The on-premise segment is expected to grow significantly. This has combined digital tools, artificial intelligence, and machine learning with big data to offer revolutionary solutions for the millennial and high-net-worth individual demands in the financial sector. Increased internet penetration has boosted fintech innovation, which has given birth to cryptocurrencies, blockchain, and digital wallets, changing the way investment and property management processes are handled. In addition, on-premise WealthTech solutions are popular with larger-sized wealth management and financial institutions that regard data security and compliance as the priority. Such firms prefer on-premise delivery as it provides advanced security features and offers seamless integration with legacy IT systems. It indicates that machine learning capabilities render process automation for the incorporation of portfolio rebalancing and outsourcing, including a large part of the existing provision for robo-advisory services, in addition to cost transparency and customer service associated with assisting customers using AI. In May 2024, Wealthfront announced the launch of Automated Bond Ladder. It is expected to bring dramatic changes in how investors can earn a high level of interest on their excess cash with the United States treasuries. It is a product that is highly liquid, low in risk, offers a steady yield, and is way more tax-efficient than a savings account or a current deposit.

Northeast Dominates the United States WealthTech Solutions Market

Northeast America dominates the market due to the presence of New York City and Boston, owing to the historical presence of the financial sector in the region, a meaningful contribution of venture capital, and the availability of human talent. New York, with its global finance leadership, and Boston, with its dominance in the investment management sector, pays back to the setting in which WealthTech innovation can thrive. The concentration of such financial expertise, supplemented with generous funding and a highly skilled workforce graduating from top-ranked universities, serves as the engine for the development of state-of-the-art technologies in wealth management. In addition, sophisticated financial tools are in high demand among affluent individuals and institutions in these cities, which further accelerates the pace at which WealthTech solutions will be applied and gain importance.

In 2024, Yieldstreet, the private market investing platform, announced the completion of its acquisition of Cadre, an online investment platform focused on real estate, institutional, and high-net-worth investors. This acquisition concluded with the transaction between Yieldstreet and Cadre, positioning it to become a leader in the private market investing platform space, onboarding top-tier institutional clients from Cadre, an investment platform, and thousands of high-net-worth investors.

Future Market Scenario (2024 - 2031F)

The rapidly growing number of WealthTech solutions would tend to be fitting for investors who are highly sensitive to current pressing environmental, social, and governance (ESG) issues.

Millennials and Generation Z are rapidly becoming the major consuming force for financial products and services, with their current needs tipped toward innovative digital solution offerings.

Artificial intelligence is picking momentum in the marketplace, vying to be one of the most sought-after solutions to enhance financial decision-making processes, offering novel ways of evaluating active risks by delivering alternative models in investment process automation.

Key Players Landscape and Outlook

WealthTech landscape is a sea of competition with many new entrants. Wealth management businesses both in-house and outsourced must regard these solutions as being extremely critical within the WealthTech realm. The solutions cure the inefficiencies prevailing in the value chain and considerably change the industry. Significant improvements have been noted in portfolio management, along with asset liquidity and customer experience improvement through better transparency of costs. They are advancing transaction technologies and expanding access to alternative investments, such as private equity and hedge funds, thereby broadening investment opportunities and offering better advisory services.

In 2024, Papara, based in Turkey, announced its partnership with the United States financial technology company, DriveWealth, to roll out a new investment product in stocks. The partnership will enable the user base to invest in the US-listed stocks using NASDAQ and NYSE feeds, in real-time from October 2024. Through the partnership, users at Papara will be able to buy or sell fractional shares of the United States equities and exchange-traded funds through DriveWealth's fractional investing solution.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customer

• 4.1. Product and Market Intelligence
• 4.2. Mode of Brand Awareness
• 4.3. Factors Considered in Purchase Decisions
  • 4.3.1. Functionality
  • 4.3.2. Cost Structure
  • 4.3.3. Security and Compliance
  • 4.3.4. Integration Capabilities
• 4.4. Customer Support
• 4.5. Consideration of Privacy and Regulations

5. United States WealthTech Solutions Market Outlook, 2017-2031F

• 5.1. Market Size Analysis & Forecast
  • 5.1.1. By Value
• 5.2. Market Share Analysis & Forecast
  • 5.2.1. By Component
    • 5.2.1.1. Solution
    • 5.2.1.2. Services
  • 5.2.2. By Deployment Mode
    • 5.2.2.1. On-Premises
    • 5.2.2.2. Cloud
  • 5.2.3. By Enterprise
    • 5.2.3.1. Large Enterprises
    • 5.2.3.2. Small and Medium Enterprises
  • 5.2.4. By End-user
    • 5.2.4.1. Banking
    • 5.2.4.2. Investment Firms
    • 5.2.4.3. Wealth Management Firms
    • 5.2.4.4. Others
  • 5.2.5. By Region
    • 5.2.5.1. Northeast
    • 5.2.5.2. Midwest
    • 5.2.5.3. West
    • 5.2.5.4. South
  • 5.2.6. By Company Market Share Analysis (Top 5 Companies and Others - By Value, 2023)
• 5.3. Market Map Analysis, 2023
  • 5.3.1. By Component
  • 5.3.2. By Deployment Mode
  • 5.3.3. By Enterprise
  • 5.3.4. By End-user
  • 5.3.5. By Region

6. Demand Supply Analysis

7. Value Chain Analysis

8. Porter's Five Forces Analysis

9. PESTLE Analysis

10. Cost Structure Analysis

11. Market Dynamics

• 11.1. Market Drivers
• 11.2. Market Challenges

12. Market Trends and Developments

13. Case Studies

14. Competitive Landscape

• 14.1. Competition Matrix of Top 5 Market Leaders
• 14.2. SWOT Analysis for Top 5 Players
• 14.3. Key Players Landscape for Top 10 Market Players
  • 14.3.1. Wealthfront Inc.
    • 14.3.1.1. Company Details
    • 14.3.1.2. Key Management Personnel
    • 14.3.1.3. Products and Services
    • 14.3.1.4. Financials (As Reported)
    • 14.3.1.5. Key Market Focus and Geographical Presence
    • 14.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
  • 14.3.2. DriveWealth LLC
  • 14.3.3. ActiFi Inc.
  • 14.3.4. AdviceFront Limited
  • 14.3.5. InvestSuite NV
  • 14.3.6. AdvisorEngine Inc.
  • 14.3.7. Quadro Partners Inc. (Cadre)
  • 14.3.8. Stash Financial Inc.
  • 14.3.9. Knabble Inc. (Toggle AI)
  • 14.3.10. Vise Inc.

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

15. Strategic Recommendations

16. About Us and Disclaimer

List of Tables

• Table 1. Pricing Analysis of Products from Key Players
• Table 2. Competition Matrix of Top 5 Market Leaders
• Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1. United States WealthTech Solutions Market, By Value, In USD Billion, 2017-2031F
• Figure 2. United States WealthTech Solutions Market Share (%), By Component, 2017-2031F
• Figure 3. United States WealthTech Solutions Market Share (%), By Deployment Mode, 2017-2031F
• Figure 4. United States WealthTech Solutions Market Share (%), By Enterprise, 2017-2031F
• Figure 5. United States WealthTech Solutions Market Share (%), By End-user, 2017-2031F
• Figure 6. United States WealthTech Solutions Market Share (%), By Region, 2017-2031F
• Figure 7. By Component Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 8. By Deployment Mode Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 9. By Enterprise Size Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 10. By End-user Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 11. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2023