印度财富技术解决方案市场：依组成部分、依部署模式、依公司、依最终用户、依地区、机会、预测，2018-2032年

2025-2032年预测期间，印度财富技术解决方案市场规模将以20.98%的年复合成长率扩大，从2024年的1.5438亿美元增至2032年的7.0843亿美元。随着数位革命重塑金融服务，财富科技公司财富管理民主化、简化和个人化方面推出一些最令人兴奋的创新。印度财富科技解决方案市场的快速成长得益于多种因素，包括中产阶级的不断壮大、网路普及率的快速提高，以及精通科技的年轻人口推动了财富科技的进步。

关键驱动因素之一是复杂技术解决方案的整合，这些解决方案汇集了来自各种来源的客户资料，能够更轻鬆地了解全局并提供个性化和明智的建议。自动检查和报告也有助于合规性和风险管理，使企业能够轻鬆满足监管要求。此外，行动应用程式、入口网站和直接互动等整合式通讯工具可协助企业与客户更紧密互动。

财富科技是财富管理与科技的融合，正快速崛起，成为印度金融科技领域最具变革性的产业之一。2024年，DeZerv 宣布获得 Premji Invest 领投的319亿美元融资，目前是印度成长最快的财富管理平台，客户资产估值超过 8.4亿美元。

本报告调查了印度财富技术解决方案市场，并提供了市场概述、依组件、部署模式、公司、最终用户、地区的趋势，以及进入市场的公司概况。

目录

第1章 专案范围与定义

第2章 研究方法

第3章 执行摘要

第4章 顾客回馈

第5章 印度财富科技解决方案市场展望，2018-2032年

• 市场规模分析与预测
• 市占率分析与预测
• 2024年市场地图分析
  • 依组件
  • 依部署模式
  • 依公司
  • 依最终用户
  • 依地区

第6章 供需分析

第7章 价值链分析

第8章 波特五力分析

第9章 PESTLE分析

第10章 成本结构分析

第11章 市场动态

第12章 市场趋势与发展

第13章 案例研究

第14章 竞争态势

• 前 5 名市场领导者的竞争矩阵
• 前 5 名进入公司的SWOT 分析
• 市场前10位主要参与者的情况
  • Alt DRX Private Limited
  • Equirus Wealth Private Limited
  • Neuokosh Capital Private Limited (Koshex)
  • Daulat Finvest Private Limited
  • Jokanomy Tech Solutions Private Limited (Vitt.AI)
  • Wealth Technology & Services Private Limited
  • Lime Internet Private Limited (Wealthzi)
  • Cube Wealth Solutions Private Limited
  • 360 ONE WAM Limited
  • Scripbox.com India Private Limited

第15章 策略建议

第16章 查询及免责声明

India WealthTech solutions market is projected to witness a CAGR of 20.98% during the forecast period FY2025-FY2032, growing from USD 154.38 million in FY2024 to USD 708.43 million in FY2032. It is in democratizing, rationalizing, and personalizing wealth management that WealthTech companies are coming up with some of the most exciting innovations as the digital revolution reshapes financial services. There are many factors contributing to the rapid growth of the WealthTech solutions market in India, including a growing middle class, rapidly rising internet penetration, and a youthful tech-savvy population that makes ground for WealthTech advancements.

Crucially, one of the growth drivers would be the integration of sophisticated technology solutions that bring together customers' data from different sources, facilitate a holistic view, and offer personalized and informed advice. It enhances client satisfaction and trust and eases compliance and risk management through the automation of checks and reporting that ensures firms easily meet their regulatory requirements. Moreover, integrated communication tools across mobile apps, web portals, and direct interactions help firms engage better with their clientele.

WealthTech is the confluence of wealth management and technology, and it has quickly emerged as one of the most transformative sectors within the Indian fintech space. In 2024, DeZerv announced that it raised USD 31.9 billion of funding led by Premji Invest, besides being amongst the fastest-growing wealth management platforms in India, with more than USD 0.84 billion of client assets valued, currently.

Advanced Technological Innovations to Drive Market Growth

Mergers and acquisitions (M&A) in WealthTech are often driven by the desire to acquire and integrate superior technological capabilities. Hence, firms seeking acquisitions scout for companies that have cutting-edge digital applications and tools that use AI, machine learning, or any other new technologies to accomplish the goal of changing how retail investors interact with their wealth management strategies. Introducing these types of technologies better equips the investor with advanced and more efficient facilities for portfolio management, decision-making, and adapting to the changing market conditions. One major way such technological evolution would take place is through the infusion of AI to increase investment accuracy by using exhaustive datasets and predictive analytics. AI-driven solutions help to polish investment decisions and give rise to innovative robo-advisory platforms, which, in their capacity, can handle portfolios based on real-time market data and individual investor preferences.

In 2023, ALT DRX, a Bootstrapped home-grown startup from Bangalore, launched the World's first Stock Exchange Digital Real Estate Marketplace to allow Indians to Invest in Dematerialized Real Estate, 1 SQFT at a time. With an India-first launch strategy, the startup raised in a seed round of USD 1.6 million in equity and USD 2.0 million in callable mezz debt for co-investing into real estate assets.

Surge in Fintech Startups Fuels Market Growth

Fintech players fundamentally changed how financial services are delivered to online and mobile channels, digitalizing core processes to offer quicker, more convenient, and affordable solutions. The recovery of the world economy further solidified trust by banks, insurance companies, asset managers, and consumers in fintech through the vast adoption of high-speed, safe internet and mobile technologies. This has led banks and insurers to make fintech buying interesting by pushing higher margins and attracting the clientele to the young generation. Invest India reported that India has the highest fintech adoption rate globally, at 87%, which is considerably higher than the global average rate of 64% in 2024. There is an increased venture capital and private equity funding, which fuels a higher number of fintech firms to concentrate on hyper-growth strategies that enable financial institutions to offer global access and innovative solutions, thereby enhancing investment management through cost-reduction and revenue-enhancing developments.

Solution Segment to Dominate the WealthTech Market in India

The solution segment is anticipated to dominate the market in the forecast period due to the wide implementation of automation across industries. WealthTech solution is growing as small consulting firms and large banks are slowly realizing that modern clients want tech-driven financial services, automatic rebalancing, and portfolio management. These firms are working towards changing the sector through finding and resolving inefficiencies in the value chain of financial services. These vendors for wealth managers provide cloud-based solutions tailored for private banking departments and asset managers, targeting the maximization of customer satisfaction through smoothing and digitization of the entire value chain, reporting, and margin optimization.

West and Central Region Dominates India WealthTech Solutions Market

It is the western region of India, with Mumbai at its center, that dominates the WealthTech solutions market because it is the country's financial capital. Mumbai offers a high density of financial institutions, investment firms, and high net-worth individuals that give rise to a dynamic environment for WealthTech innovations. The well-established infrastructure, business ecosystem, and access to capital make a great deal of difference in elaborating its leadership in the market. More than this, Mumbai acts as the center for traditional financing services and rising fintech solutions. This consolidates its lead in the WealthTech sector. In March 2024, Cube obtained USD 20 million to foster more innovation in the sphere of financial planning software. This investment will give a major boost to product development by focusing on innovative AI technologies used in advanced use cases for better financial planning and analysis (FP&A). The integration of AI into FP&A will change patterns to predict and plan, giving insights and efficiencies and making financial strategies knowledgeable and forward-looking.

The Southern region with Bangalore is emerging as an important player in India WealthTech solutions market. Due to its strong background in technology and start-up ecosystems, Bangalore is becoming a place for incubating and innovating new-fangled WealthTech products.

Future Market Scenario (FY2025 - FY2032F)

Artificial intelligence is gaining momentum in the marketplace and is expected to be one of the most sought-after solutions to enhance financial decision-making processes. It offers new ways of looking at active risks through alternative models in the process automation of investments.

Intuitive interfaces and engaging and informative content make for a high level of user education regarding financial planning, investment, and retirement with the advancement of WealthTech solutions, making such complex financial concepts easy for consumers to understand and act on.

Investment firms and property management firms around the world have started to use cryptocurrencies and engage in blockchain technology. They are studying the same digital assets to understand more about the revolutionary change in investment and asset management practices.

Key Players Landscape and Outlook

The WealthTech solutions market in India has become extremely dynamic and competitive, with increasing entries of new players. Large WealthTech companies use their internally developed or outsourced technologies to improve the operations of the wealth management firms. These transformers are committed to changing the face of the industry through the way they identify and eliminate inefficiencies along the value chain. In the Indian context, companies concern themselves with delivering benefits related to effective portfolio management, increasing the liquidity of assets, and improving the customer experience. They are further making efforts toward cost transparency, smoother transaction processes, and ease of access to alternatives, including private equity or hedge funds. The march toward technological progress and operational efficiency is changing the face of managing wealth in India and opening newer opportunities while raising the bar on financial services.

In June 2024, 360 ONE WAM, India's leading wealth manager for ultra-high net worth individuals and families, entered a definitive agreement to acquire Times Internet incubated, wealth-focused fintech, ET Money. ET Money acquisition would be 100 percent, via a stock swap and cash deal. The acquisition will help 360 WAM complete the flywheel across client segments and fortify its position as India's preeminent wealth manager.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customer

• 4.1. Product and Market Intelligence
• 4.2. Mode of Brand Awareness
• 4.3. Factors Considered in Purchase Decisions
  • 4.3.1. Functionality
  • 4.3.2. Cost Structure
  • 4.3.3. Security and Compliance
  • 4.3.4. Integration Capabilities
• 4.4. Customer Support
• 4.5. Consideration of Privacy and Regulations

5. India WealthTech Solutions Market Outlook, FY2018-FY2032F

• 5.1. Market Size Analysis & Forecast
  • 5.1.1. By Value
• 5.2. Market Share Analysis & Forecast
  • 5.2.1. By Component
    • 5.2.1.1. Solution
    • 5.2.1.2. Services
  • 5.2.2. By Deployment Mode
    • 5.2.2.1. On-premises
    • 5.2.2.2. Cloud
  • 5.2.3. By Enterprise
    • 5.2.3.1. Large Enterprises
    • 5.2.3.2. Small and Medium Enterprises
  • 5.2.4. By End-user
    • 5.2.4.1. Banking
    • 5.2.4.2. Investment Firms
    • 5.2.4.3. Wealth Management Firms
    • 5.2.4.4. Others
  • 5.2.5. By Region
    • 5.2.5.1. North
    • 5.2.5.2. South
    • 5.2.5.3. East
    • 5.2.5.4. West and Central
  • 5.2.6. By Company Market Share Analysis (Top 5 Companies and Others - By Value, FY2024)
• 5.3. Market Map Analysis, FY2024
  • 5.3.1. By Component
  • 5.3.2. By Deployment Mode
  • 5.3.3. By Enterprise
  • 5.3.4. By End-user
  • 5.3.5. By Region

6. Demand Supply Analysis

7. Value Chain Analysis

8. Porter's Five Forces Analysis

9. PESTLE Analysis

10. Cost Structure Analysis

11. Market Dynamics

• 11.1. Market Drivers
• 11.2. Market Challenges

12. Market Trends and Developments

13. Case Studies

14. Competitive Landscape

• 14.1. Competition Matrix of Top 5 Market Leaders
• 14.2. SWOT Analysis for Top 5 Players
• 14.3. Key Players Landscape for Top 10 Market Players
  • 14.3.1. Alt DRX Private Limited
    • 14.3.1.1. Company Details
    • 14.3.1.2. Key Management Personnel
    • 14.3.1.3. Products and Services
    • 14.3.1.4. Financials (As Reported)
    • 14.3.1.5. Key Market Focus and Geographical Presence
    • 14.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
  • 14.3.2. Equirus Wealth Private Limited
  • 14.3.3. Neuokosh Capital Private Limited (Koshex)
  • 14.3.4. Daulat Finvest Private Limited
  • 14.3.5. Jokanomy Tech Solutions Private Limited (Vitt.AI)
  • 14.3.6. Wealth Technology & Services Private Limited
  • 14.3.7. Lime Internet Private Limited (Wealthzi)
  • 14.3.8. Cube Wealth Solutions Private Limited
  • 14.3.9. 360 ONE WAM Limited
  • 14.3.10. Scripbox.com India Private Limited

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

15. Strategic Recommendations

16. About Us and Disclaimer

List of Tables

• Table 1. Pricing Analysis of Products from Key Players
• Table 2. Competition Matrix of Top 5 Market Leaders
• Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1. India WealthTech Solutions Market, By Value, In USD Million, FY2018-FY2032F
• Figure 2. India WealthTech Solutions Market Share (%), By Component, FY2018-FY2032F
• Figure 3. India WealthTech Solutions Market Share (%), By Deployment Mode, FY2018-FY2032F
• Figure 4. India WealthTech Solutions Market Share (%), By Enterprise, FY2018-FY2032F
• Figure 5. India WealthTech Solutions Market Share (%), By End-user, FY2018-FY2032F
• Figure 6. India WealthTech Solutions Market Share (%), By Region, FY2018-FY2032F
• Figure 7. By Component Map-Market Size (USD Million) & Growth Rate (%), FY2024
• Figure 8. By Deployment Mode Map-Market Size (USD Million) & Growth Rate (%), FY2024
• Figure 9. By Enterprise Map-Market Size (USD Million) & Growth Rate (%), FY2024
• Figure 10. By End-user Map-Market Size (USD Million) & Growth Rate (%), FY2024
• Figure 11. By Region Map-Market Size (USD Million) & Growth Rate (%), FY2024