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2023-2030年全球共享单车保险市场
市场调查报告书
商品编码
1296925

2023-2030年全球共享单车保险市场

Global Ridesharing Insurance Market 2023-2030
出版日期: | 出版商: Orion Market Research | 英文 140 Pages | 商品交期: 2-3个工作天内

价格

在预测期内，全球共享汽车保险市场预计将以11.1%的复合年增长率增长。乘车保险是一种额外的保险，可以保护汽车、乘员和任何其他涉及事故的个人或财产。这种乘车保险背书可以填补一个人的汽车保险政策和乘车公司（也被称为运输网络公司，或TNC）的商业政策之间的空白。

由于对共享汽车的需求越来越大，司机们纷纷签约为共享汽车公司工作，保险商们也认识到需要提供专门的保险来保护这些司机和乘客。许多保险公司现在提供专门的乘车共享保险，在司机为乘车共享公司工作时为他们提供保障。除了传统的共享汽车保险政策外，一些保险公司现在还提供混合政策，为车辆的个人和商业用途提供保障。这种类型的政策对那些既使用共享汽车又使用个人汽车的司机特别有用。此外，保险公司也在利用新技术，为共享汽车司机提供创新的产品和服务。例如，一些公司正在利用远程信息处理数据，提供基于使用的保险政策，根据司机使用汽车进行共享的程度来提供保险。因此，这些因素推动了共享汽车保险市场的增长。

目录

第一章：报告摘要

  • 当前行业分析和增长潜力展望
  • 研究方法和工具
  • 市场细分
    • 按领域划分
    • 按地区

第二章：市场概述和洞察力

  • 报告的范围
  • 分析师的洞察力和当前的市场趋势
    • 主要发现
    • 建议
    • 总结

第三章：竞争格局

  • 主要公司分析
  • Allstate Insurance Co.
    • 概述
    • 财务分析
    • SWOT分析
    • 近期发展情况
  • NerdWallet, Inc.
    • 概况
    • 财务分析
    • SWOT分析
    • 近期发展情况
  • State Farm Mutual Automobile Insurance Co.
    • 进展概况
    • 财务分析
    • SWOT分析
    • 近期发展
  • 关键战略分析

第四章：市场细分

  • 按类型分類的全球共享汽车保险市场
    • 点对点共享汽车
    • 实时共享汽车
  • 按保险范围分類的全球共享汽车保险市场
    • 责任保险
    • 碰撞保险
    • 保险不足/无保险的机动车主保险
    • 综合保险
  • 按应用分類的全球共享出行保险市场
    • 个人
    • 商业

第五章：区域分析

  • 北美洲
    • 美国
    • 加拿大
  • 欧洲
    • 英国
    • 德国
    • 意大利
    • 西班牙
    • 法国
    • 欧洲其他地区
  • 亚太地区
    • 中国
    • 印度
    • 日本
    • 韩国
    • 亚太其他地区
  • 世界其他地区

第六章：公司简介

  • Aflac Incorporated
  • Allianz
  • Aviva Canada
  • AXA Group
  • Chubb Group
  • GIE BNP Paribas Cardif
  • Liberty Mutual Insurance
  • MetLife Services and Solutions, LLC
  • Progressive Casualty Insurance Co.
  • The Hartford
  • USAA
  • Wawanesa Insurance
  • Zurich Insurance Group Ltd.
Product Code: OMR2027396

Title: Global Ridesharing Insurance Market Size, Share & Trends Analysis Report by Type (Peer-to-Peer Ridesharing, and Real-Time Ridesharing), by Coverage (Liability Coverage, Collision Coverage, Underinsured/Uninsured Motorist Coverage, and Comprehensive Coverage), and by Application (Personal and Commercial) Forecast Period (2023-2030).

The global ridesharing insurance market is anticipated to grow at a CAGR of 11.1% during the forecast period. Rideshare insurance is a sort of additional coverage that protects the car, the occupants, and any other individuals or property involved in an accident. This ride-hailing insurance endorsement can fill up the gaps between a person's motor insurance policy and the business policy of a ridesharing firm (also known as a transportation network company, or TNC).

Due to the growing demand for ridesharing, drivers sign up to work for rideshare companies, insurance providers are recognizing the need to offer specialized coverage to protect these drivers and passengers. Many insurance companies now offer rideshare-specific policies that cover drivers when they are working for a rideshare company. In addition to traditional rideshare insurance policies, some insurance companies are now offering hybrid policies that provide coverage for both personal and commercial use of a vehicle. This type of policy can be especially useful for drivers who use their cars for both ridesharing and personal use. Additionally, insurance companies are also leveraging new technology to offer innovative products and services to rideshare drivers. For example, some companies are using telematics data to offer usage-based insurance policies that provide coverage based on how much a driver uses their car for ridesharing. Thus, these factors propel the growth of the rideshare insurance market.

An increase in product launches is expected to promote the rideshare insurance market growth. For instance, in December 2021, car insurance startup Ride Protect launched a new innovative rideshare insurance offering. The policy covers rideshare and private use. As a result, consumers no longer need two separate policy types for their vehicle insurance. In addition, the application process uses technology from uBind, which includes a seamless digital experience for rideshare drivers. Moreover, the uBind platform provides a customer portal enabling rideshare and delivery drivers to login and manage their policies, renew their policies online, make adjustments to add other drivers and access their documents.

Segmental Outlook

The global ridesharing insurance market is segmented based on type, coverage, and application. Based on type, the market is bifurcated into peer-to-peer ridesharing and real-time ridesharing. By coverage, the market is sub-segmented into liability coverage, collision coverage, underinsured/uninsured motorist coverage, and comprehensive coverage. Further, by application, the market is sub-segmented into personal, and commercial. Among these, the comprehensive coverage sub-segment accounted for the dominant share of the market during the forecast period. The growth of this sub-segment is attributed to the fact that this policy generally will protect the car if it is crushed by a collapsing garage or destroyed by a tornado. Further, rideshare companies are increasingly providing insurance policies that provide comprehensive coverage for their drivers. These policies generally cover damage and losses to the driver's vehicle caused by events other than collisions.

Commercial Sub-Segment is Anticipated to Hold a Prominent Share of the Global Ridesharing Insurance Market

The commercial sub-segment accounted for the dominant share of the market during the forecast period. This can be attributed to the increasing number of e-commerce businesses, online food delivery services across the globe, and new product launches. For instance, in October 2020, Allstate Insurance Company has been selected to provide commercial auto coverage to Lyft in California, Iowa, Indiana, Kansas, Kentucky, Missouri, Ohio, and West Virginia. The policies, managed by Allstate Business Insurance, provide coverage throughout the cycle of a Lyft trip, from when a driver turns on the Lyft driver app, to pick up and trip completion.

Regional Outlook

The global Ridesharing Insurance market is further segmented based on geography including North America (the US and Canada), Europe (UK, Italy, Spain, Germany, France, and Others), Asia-Pacific (India, China, Japan, South Korea, and Others), and the Rest of the World (the Middle East and Africa, and Latin America). Among these, the Asia-Pacific region is projected to expand at a significant CAGR during the forecast period. This is attributed to a combination of regulatory requirements, technological advancements, and increasing competition, as well as the growing adoption of ridesharing services across the region.

Global Ridesharing Insurance Market Growth, by Region 2023-2030

Source: OMR Analysis

North America is Anticipated to Hold a Significant Share of the Global Ridesharing Insurance Market

North America is expected to continue to account for a larger revenue share among other regional markets during the forecast period due to the increasing popularity of ridesharing services, the need for specialized insurance coverage for rideshare drivers, the increasing number of accidents, and stringent regulations laid down by governments across various states about safety norms for drivers and passengers. Additionally, the rise in product launches to develop better insurance plans and the adoption of advanced technologies also helped to augment the rideshare insurance market growth in North America. For instance, in September 2019, US-based ridesharing company Uber announced that it will offer free insurance to its riders in case of accidents while on a trip across categories such as cars, autos, and motorcycles. Riders would be insured for up to $6,093.8 in case of accidental death or disability and up to $2,437.5 for hospitalization, including an OPD benefit of up to $609.4.

Market Players Outlook

The major companies serving the global ridesharing insurance market include Allstate Insurance Company, NerdWallet, Inc., and State Farm Mutual Automobile Insurance Company. The market players are considerably contributing to the market growth by the adoption of various strategies including mergers and acquisitions, partnerships, funding, collaborations, and new product launches to stay competitive in the market. For instance, in December 2021, Allianz Partners and Uber partnered to provide benefits and protection insurance for independent drivers in Europe. The coverage included on-trip benefits in cases of accidents, injury, or hospitalizations, as well as off-trip benefits such as sick pay and maternity/paternity payments.

The Report Covers:

  • Market value data analysis of 2022 and forecast to 2030.
  • Annualized market revenues ($ million) for each market segment.
  • Country-wise analysis of major geographical regions.
  • Key companies operating in the global ridesharing insurance market. Based on the availability of data, information related to new product launches, and relevant news is also available in the report.
  • Analysis of business strategies by identifying the key market segments positioned for strong growth in the future.
  • Analysis of market-entry and market expansion strategies.
  • Competitive strategies by identifying 'who-stands-where' in the market.

Table of Contents

1. Report Summary

  • Current Industry Analysis and Growth Potential Outlook
  • 1.1. Research Methods and Tools
  • 1.2. Market Breakdown
    • 1.2.1. By Segments
    • 1.2.2. By Region

2. Market Overview and Insights

  • 2.1. Scope of the Report
  • 2.2. Analyst Insight & Current Market Trends
    • 2.2.1. Key Findings
    • 2.2.2. Recommendations
    • 2.2.3. Conclusion

3. Competitive Landscape

  • 3.1. Key Company Analysis
  • 3.2. Allstate Insurance Co.
    • 3.2.1. Overview
    • 3.2.2. Financial Analysis
    • 3.2.3. SWOT Analysis
    • 3.2.4. Recent Developments
  • 3.3. NerdWallet, Inc.
    • 3.3.1. Overview
    • 3.3.2. Financial Analysis
    • 3.3.3. SWOT Analysis
    • 3.3.4. Recent Developments
  • 3.4. State Farm Mutual Automobile Insurance Co.
    • 3.4.1. Overview
    • 3.4.2. Financial Analysis
    • 3.4.3. SWOT Analysis
    • 3.4.4. Recent Developments
  • 3.5. Key Strategy Analysis

4. Market Segmentation

  • 4.1. Global Ridesharing Insurance Market by Type
    • 4.1.1. Peer-to-peer ridesharing
    • 4.1.2. Real-time ridesharing
  • 4.2. Global Ridesharing Insurance Market by Coverage
    • 4.2.1. Liability Coverage
    • 4.2.2. Collision Coverage
    • 4.2.3. Underinsured/Uninsured Motorist Coverage
    • 4.2.4. Comprehensive Coverage
  • 4.3. Global Ridesharing Insurance Market by Application
    • 4.3.1. Personal
    • 4.3.2. Commercial

5. Regional Analysis

  • 5.1. North America
    • 5.1.1. United States
    • 5.1.2. Canada
  • 5.2. Europe
    • 5.2.1. UK
    • 5.2.2. Germany
    • 5.2.3. Italy
    • 5.2.4. Spain
    • 5.2.5. France
    • 5.2.6. Rest of Europe
  • 5.3. Asia-Pacific
    • 5.3.1. China
    • 5.3.2. India
    • 5.3.3. Japan
    • 5.3.4. South Korea
    • 5.3.5. Rest of Asia-Pacific
  • 5.4. Rest of the World

6. Company Profiles

  • 6.1. Aflac Incorporated
  • 6.2. Allianz
  • 6.3. Aviva Canada
  • 6.4. AXA Group
  • 6.5. Chubb Group
  • 6.6. GIE BNP Paribas Cardif
  • 6.7. Liberty Mutual Insurance
  • 6.8. MetLife Services and Solutions, LLC
  • 6.9. Progressive Casualty Insurance Co.
  • 6.10. The Hartford
  • 6.11. USAA
  • 6.12. Wawanesa Insurance
  • 6.13. Zurich Insurance Group Ltd.

LIST OF TABLES

  • 1. GLOBAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
  • 2. GLOBAL PEER-TO-PEER RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 3. GLOBAL REAL-TIME RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 4. GLOBAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
  • 5. GLOBAL LIABILITY COVERAGE IN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 6. GLOBAL COLLISION COVERAGE IN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 7. GLOBAL UNDERINSURED/UNINSURED MOTORIST COVERAGE IN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 8. GLOBAL COMPREHENSIVE COVERAGE IN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 9. GLOBAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 10. GLOBAL PERSONAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 11. GLOBAL COMMERCIAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 12. GLOBAL RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 13. NORTH AMERICAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 14. NORTH AMERICAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
  • 15. NORTH AMERICAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
  • 16. NORTH AMERICAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 17. EUROPEAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 18. EUROPEAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
  • 19. EUROPEAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
  • 20. EUROPEAN RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 21. ASIA-PACIFIC RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 22. ASIA-PACIFIC RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
  • 23. ASIA-PACIFIC RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
  • 24. ASIA-PACIFIC RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 25. REST OF THE WORLD RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 26. REST OF THE WORLD RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY TYPE, 2022-2030 ($ MILLION)
  • 27. REST OF THE WORLD RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY COVERAGE, 2022-2030 ($ MILLION)
  • 28. REST OF THE WORLD RIDESHARING INSURANCE MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)

LIST OF FIGURES

  • 1. GLOBAL RIDESHARING INSURANCE MARKET SHARE BY TYPE, 2022 VS 2030(%)
  • 2. GLOBAL PEER-TO-PEER RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
  • 3. GLOBAL REAL-TIME RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
  • 4. GLOBAL RIDESHARING INSURANCE MARKET SHARE BY COVERAGE, 2022 VS 2030(%)
  • 5. GLOBAL LIABILITY COVERAGE IN RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
  • 6. GLOBAL COLLISION COVERAGE IN RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
  • 7. GLOBAL UNDERINSURED/UNINSURED MOTORIST COVERAGE IN RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
  • 8. GLOBAL COMPREHENSIVE COVERAGE IN RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
  • 9. GLOBAL RIDESHARING INSURANCE MARKET SHARE BY APPLICATION, 2022 VS 2030(%)
  • 10. GLOBAL PERSONAL RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
  • 11. GLOBAL COMMERCIAL RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030(%)
  • 12. GLOBAL RIDESHARING INSURANCE MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 13. US RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 14. CANADA RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 15. UK RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 16. FRANCE RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 17. GERMANY RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 18. ITALY RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 19. SPAIN RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 20. REST OF EUROPE RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 21. INDIA RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 22. CHINA RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 23. JAPAN RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 24. SOUTH KOREA RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 25. REST OF ASIA-PACIFIC RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)
  • 26. REST OF THE WORLD RIDESHARING INSURANCE MARKET SIZE, 2022-2030 ($ MILLION)