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2023-2030 年全球贷款服务软体市场Global Loan Servicing Software Market 2023-2030 |
全球贷款服务软体市场预计在预测期内(2023-2030年)CAGR为14.2%。贷款服务软体执行贷款管理任务,例如处理付款、交易处理、银行业务、投资者会计、收款管理系统、信用报告和自动付款清算。数位贷款需求的增加是推动成长的关键因素之一。据印度品牌股权基金会 (IBEF) 称,农业金融数位化是由储备银行和储备银行创新中心 (RBIH) 联合提出的概念,这将使 Kisan 信用卡 (KCC) 贷款能够以完全数位化且无麻烦的方式提供方式。例如,2022 年 9 月,Constellation Mortgage Solutions (CMS) 推出了 NOVA,这是一种新的动态抵押贷款发放系统 (LOS),具有基于云端的平台和动态用户介面 (UI) 体验。
全球贷款服务软体市场按组件、应用程式和最终用户进行细分。根据组件,市场分为基于云端的市场和本地市场。根据应用,市场细分为现金和流动性管理、风险管理、抵押品管理、贷款发放和服务等。此外,根据最终用户,市场又细分为银行、信用社、非银行金融公司(NBFC)和其他(抵押贷款机构和经纪人)。其中,基于云端的细分市场预计将占据相当大的市场份额。使用基于云端的数位化的不断发展和资料安全性的提高预计将推动行业的成长
其中,商业贷款软体预计将在全球贷款服务软体市场中占据相当大的份额。此细分市场的成长归因于提供商业贷款相关服务的领先商业银行例如,2023年7月,花旗宣布推出新平台CitiDirect Commercial Banking,专门满足花旗商业银行(CCB)客户的需求。这是花旗重大策略投资计画的一部分,旨在透过提供单入口数位平台来满足这些客户不断增长的全球需求。
全球贷款服务软体市场根据地理位置进一步细分,包括北美(美国和加拿大)、欧洲(英国、义大利、西班牙、德国、法国和欧洲其他地区)、亚太地区(印度、中国、日本、韩国和亚洲其他地区)以及世界其他地区(中东和非洲以及拉丁美洲)。其中,亚太地区预计将在全球市场中占据显着份额,这是经济活动不断增长的因素,例如信贷管道的增加和金融服务的现代化。
在所有地区中,预计北美在预测期内将以相当大的CAGR成长。该地区的成长归功于信用合作社和抵押贷款公司等大型金融服务部门。美国的贷款公司,例如联邦住房贷款抵押公司(FHLMG)和联邦国家抵押贷款协会(FNMA),正在采用数位服务向客户提供贷款。因此,公司越来越多地使用贷款服务软体来为客户提供服务。例如,到2022 年5 月,美国的贷款市场规模将达到9.5 兆美元,vopay 和交钥匙贷款机构合作,为贷款自动化和数位支付提供人工智慧支援- 驱动的贷款自动化平台被 50 多个国家的传统、另类和嵌入式贷款机构所使用。
服务于全球贷款服务软体市场的主要公司包括: Loan Servicing Soft Inc.、Nortridge Software, LLC、Q2 Software, Inc.、Autopal Software, LLC、Bryt Software LLC 等。市场参与者透过各种策略(包括併购、合作、合作、融资和新产品发布),为市场成长做出了巨大贡献,以保持市场竞争力。例如,2019 年11 月,Q2 Holdings, Inc. 宣布已完成对Lender Performance Group LLC 的收购,合併后的公司将扩大Q2 的企业银行业务能力,并将Q2 定位为商业银行领域和跨领域金融机构数位化转型解决方案的领导者。银行即服务、帐户註册、消费者和企业数位银行以及现在的贷款定价
Title: Global Loan Servicing Software Market Size, Share & Trends Analysis Report by Component (Cloud-Based, and On-Premises), by Application (Cash And Liquidity Management, Risk Management, Collateral Management, Loan Origination And Servicing and Others), and by End-users (Banks, Credit Unions, Non-Banking Financial Company (NBFC) and Others ),Forecast Period (2023-2030).
The global loan servicing software market is anticipated to grow at a CAGR of 14.2% during the Forecast Period (2023-2030). loan servicing software performe loan management task such as handling payments, transaction processing, banking, investor accounting, collection management system, credit reporting, and automated clearing of payments. the raising demand for digital loans is one of the key factors driving the growth. According to India Brand Equity Foundation (IBEF) Digitalization of Agri-finance was conceptualized jointly by the reserve bank and the Reserve Bank Innovation Hub (RBIH) this will enable delivery of Kisan Credit Card (KCC) loans in a fully digital and hassle-free manner. For instance in September 2022, Constellation Mortgage Solutions (CMS) launched NOVA, a new dynamic mortgage loan origination system (LOS) with a cloud-based platform and a dynamic user interface (UI) experience.
The global loan servicing software market is segmented on the component, application, and end-users. Based on the component, the market is sub-segmented into cloud-based and on-premises. Based on the application, the market is sub-segmented into cash and liquidity management, risk management, collateral management, loan origination and servicing and others. Further, on the basis of end-users, the market is sub-segmented into banks, credit unions, non-banking financial company (NBFC) and others (mortgage lenders and brokers). Among the component, the cloud-based sub-segment is anticipated to hold a considerable share of the market. The growing digitization and increasing data security in using cloud-based is expected to boost the growth of the
Among all, commercial loan software is expected to hold a considerable share of the global loan servicing software market. The segmental growth is attributed to leading commercial banks that provides services related to commercial loan For instance, in July 2023, Citi has announced the launch of a new platform, CitiDirect Commercial Banking, specifically to address the needs of Citi Commercial Bank (CCB) clients. This is part of Citi's significant strategic investment plan to meet the growing global needs of these clients by delivering a single-entry point digital platform.
The global loan servicing software market is further segmented based on geography including North America (the US, and Canada), Europe (UK, Italy, Spain, Germany, France, and the Rest of Europe), Asia-Pacific (India, China, Japan, South Korea, and Rest of Asia), and the Rest of the World (the Middle East & Africa, and Latin America). Among these, the Asia-pacific region is anticipated to hold a prominent share of the market across the globe, factors of rising economic activity such as increasing access to credit, and modernization of financial services.
Among all regions, North America is anticipated to grow at a considerable CAGR over the forecast period. The regional growth is attributed to the large financial service sectors of credit unions, and mortgage companies. such as federal home loan mortgage corporation (FHLMG), and federal national mortgage association (FNMA), the lending companies in the U.S. are adopting digital services to offer loans to customers. Therefore, the loan servicing software is increasingly used by companies to serve their customers For instance, in may 2022, the market where lending sits at 9.5 trillion dollars in the US, vopay and turnkey lender partner to power loan automation and digital payments delivering an AI-powered lending automation platform used by traditional, alternative, and embedded lenders in 50+ countries.
The major companies serving the global loan servicing software market include: Loan Servicing Soft Inc., Nortridge Software, LLC, Q2 Software, Inc., Autopal Software, LLC, Bryt Software LLC, and others. The market players are considerably contributing to the market growth by the adoption of various strategies including mergers and acquisitions, partnerships, collaborations, funding, and new product launches, to stay competitive in the market. For instance, in November 2019, Q2 Holdings, Inc. announced it has completed the acquisition of Lender Performance Group LLC combined company will expand Q2's corporate banking capabilities and position Q2 as a leader in digital transformation solutions for FIs in the commercial banking space and Spanning banking-as-a-service, account onboarding, consumer and corporate digital banking and now loan pricing