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封面
市场调查报告书
商品编码
1433317

全球应用程式介面 (API) 银行市场 2023-2030

Global Application Programming Interface (API) Banking Market 2023-2030
出版日期: | 出版商: Orion Market Research | 英文 175 Pages | 商品交期: 2-3个工作天内

价格

全球应用程式介面 (API) 银行市场预计在预测期内 (2023-2030 年) 将以 20.5% 的CAGR成长。银行API是软体中介，允许第三方应用程式与金融机构连接并获取所需的金融资料。由于这些因素，BFSI 行业参与者能够满足对数位银行日益增长的需求。银行业越来越多地采用云端运算和巨量资料分析等重大技术进步是支持市场成长的另一个关键因素。据 Oracle 称，使用 Oracle 基于 SaaS 的打包 API 解决方案可透过 1,800 多个可随时部署的业务和基础银行 API 来启动 API 银行业务。云端原生解决方案使银行能够遵守开放银行法规并加速新数位生态系统的创新。例如，2023 年 2 月，Oracle 推出了元件化、可组合云端原生服务的 Oracle 银行云端服务。透过使用该平台，该公司提供广泛的限额和抵押品管理、API 管理的全球支付处理、零售入门和发起以及新的自助数位体验功能等服务。新服务在 Oracle 云端基础架构（包括 OCI 的 Oracle Kubernetes Engine）的高效能、可扩充性、安全性和合规性基础上建置和运作。

细分市场前景

全球应用程式介面 (API) 银行市场按应用程式、部署、组件和企业规模进行细分。根据应用，市场被细分为个人银行业务、公司银行业务、财富管理和其他包括客户、支付和帐户资讯的业务。根据部署，市场分为本地和云端。根据组件，市场分为解决方案和服务。此外，根据企业规模，市场分为大型企业和中小企业。在这些应用程式中，由于银行向客户提供诸如客户 API、支付启动 API 和银行 API 登入等设施，个人银行细分市场预计将占据相当大的市场份额。

预计云端细分市场将在全球应用程式介面 (API) 银行市场中占据相当大的份额

在部署细分市场中，云端细分市场预计将在全球API银行市场中占据相当大的份额。这是由于不断发展的云端原生技术，透过该技术，银行可以简化创建和管理 API 的流程，而无需管理底层基础设施的负担，同时将非侵入性策略实施应用于支援它们的执行时间。例如，2022年6月，Atos和IBM支持欧洲金融企业和机构建立对云端的信任并遵守欧盟法规。使包括至关重要的营运商 (OIV) 和基本服务营运商 (OES) 在内的组织能够在采用云端技术方面更进一步。 Atos 让使用 IBM Cloud for Financial Services 的组织能够从其云端安全的专业知识中受益。

区域展望

全球应用程式介面（API）银行市场根据地理位置进一步细分，包括北美（美国和加拿大）、欧洲（英国、义大利、西班牙、德国、法国和欧洲其他地区）、亚太地区（印度、中国、日本、韩国和亚洲其他地区）以及世界其他地区（中东和非洲以及拉丁美洲）。其中，亚太地区预计将在全球市场中占据显着份额。新加坡金融管理局 (MAS) 和印度储备银行 (RBI) 等各种政府金融组织越来越注重促进开放银行业务，从而鼓励 API 的使用。

北美地区全球应用程式介面 (API) 银行业预计将以显着的CAGR成长

目录

第 1 章：报告摘要

  • 当前企业规模分析及成长潜力展望
  • 研究方法和工具
  • 市场区隔
    • 按细分
    • 按地区

第 2 章：市场概述与见解

  • 报告范围
  • 分析师见解和当前市场趋势
    • 主要发现
    • 建议
    • 结论

第 3 章：竞争格局

  • 主要公司分析
  • BankProv
    • 概述
    • 财务分析
    • SWOT分析
    • 最近的发展
  • Cloud Software Group, Inc.
    • 概述
    • 财务分析
    • SWOT分析
    • 最近的发展
  • FidyPay
    • 概述
    • 财务分析
    • SWOT分析
    • 最近的发展
  • 关键策略分析

第 4 章：市场细分

  • 按应用分類的全球应用程式介面 (API) 银行市场
    • 个人银行业务
    • 企业银行
    • 财富管理
    • 其他（客户、付款和交易资讯）
  • 按部署分類的全球应用程式介面 (API) 银行市场
    • 本地部署
    • 云
  • 按组件分類的全球应用程式介面 (API) 银行市场
    • 解决方案
    • 服务
  • 按企业规模分類的全球应用程式介面 (API) 银行市场
    • 大型企业
    • 中小企业 (SME)

第 5 章：区域分析

  • 北美洲
    • 美国
    • 加拿大
  • 欧洲
    • 英国
    • 德国
    • 义大利
    • 西班牙
    • 法国
    • 欧洲其他地区
  • 亚太
    • 中国
    • 印度
    • 日本
    • 韩国
    • 亚太其他地区
  • 世界其他地区

第 6 章：公司简介

  • Citibank
  • Deutsche Bank
  • Finastra
  • Google LLC
  • IBM Corporation
  • Infosys Ltd
  • JPMorgan Chase
  • Oracle Corp.
  • Razorpay
  • Salesforce, Inc.
  • SAP SE
  • Tink AB
  • Yodlee, Inc.
Product Code: OMR2027995

Global Application Programming Interface (API) Banking Market Size, Share & Trends Analysis Report by Application (Personal Banking, Corporate Banking, Wealth Management, and Others), by Deployment (On-Premise and Cloud), by Component (Solution, and Service), and by Enterprise Size (Large Enterprises and Small and Mid-Sized Enterprises (SMEs)) Forecast Period (2023-2030)

The global application programming interface (API) banking market is anticipated to grow at a CAGR of 20.5% during the forecast period (2023-2030). A banking API is the software intermediary that allows a third-party app to connect with financial institutions and obtain the required financial data. Owing to this factors, the BFSI industry players are able to fulfill the growing demands for digital banking. The growing adoption of significant technological advancements such as cloud computing and big data analytics in the banking industry is another key factor supporting the market growth. According to Oracle, Use Oracle's SaaS-based, packaged API solution to jump-start API banking with more than 1,800 ready-to-deploy business and foundational banking APIs. The cloud-native solution enables banks to comply with open banking regulations and accelerate innovation in a new digital ecosystem. For instance, in February 2023, Oracle launched Oracle banking cloud services of componentized, composable cloud-native services. by using this platform, the company provides services such as wide limits and collateral management, global payment processing for API management, retail onboarding and originations, and new self-service digital experience capabilities. The new services are built and running on the high performance, scalability, security, and compliance of Oracle Cloud Infrastructure, including OCI's Oracle Kubernetes Engine.

Segmental Outlook

The global application programming interface (API) banking market is segmented on the application, deployment, component, and enterprise size. Based on the application, the market is sub-segmented into personal banking, corporate banking, wealth management, and others which includes customer, payment, and account information. Based on the deployment, the market is sub-segmented into on-premise and cloud. Based on the component, the market is sub-segmented into solution and service. Further, based on the enterprise size, the market is bifurcated into large enterprises and SMes. Among the applications, the personal banking sub-segment is anticipated to hold a considerable share of the market owing to the facilities provided by banks to the customers such as customer API, payment initiation API, and log-in with bank API.

Cloud Sub-Segment is Anticipated to Hold a Considerable Share of the Global Application Programming Interface (API) Banking Market

Among the deployment segment, cloud sub-segment is expected to hold a considerable share of the global API banking market. This is owing to the growing cloud native technology, through which banks can streamline the process of creating and managing APIs without the burden of managing the underlying infrastructure, while applying non-intrusive policy enforcement to the runtimes that support them. For instance, in June 2022, Atos and IBM supported European financial enterprises and institutions to build trust in the cloud and comply with EU regulations. that enable organizations, including operators of vital importance (OIV) and operators of essential services (OES) to go a step further in the adoption of cloud technology. Atos enables organizations using the IBM Cloud for Financial Services to benefit from its expertise in cloud security.

Regional Outlook

The global application programming interface (API) banking market is further segmented based on geography including North America (the US, and Canada), Europe (UK, Italy, Spain, Germany, France, and the Rest of Europe), Asia-Pacific (India, China, Japan, South Korea, and Rest of Asia), and the Rest of the World (the Middle East & Africa, and Latin America). Among these, the Asia-Pacific region is anticipated to hold a prominent share of the market around the globe. Various government financial organizations such as Monetary Authority of Singapore (MAS) and the Reserve Bank of India (RBI), are increasingly focusing on promoting open banking, in turn encouraging utilization of API.

North America Region is Expected to Grow at a Significant CAGR in the Global Application Programming Interface (API) Banking

Among all the regions, North America is anticipated to grow at a considerable CAGR over the forecast period. Regional growth is attributed to the presence of major BFSI players, the early adoption of digital banking solutions, and government regulations promoting open banking. For instance, in October 2022, Bank of America expanded its cash payment API capability to over 350 payment types. The development comes as APIs continue to transform business-to-business (B2B) and business-to-consumer (B2C) transactions given the ability of APIs to provide real-time data, reduce costs and improve operational efficiencies. The capabilities of the enhanced CashPro Payment API spans is such as More than 350 payment types in 38 markets globally, 7 real-time payment schemes and services such as Zelle in the US and Pix in Brazil, Domestic and cross-border wires, and the Ability to execute payments in bundles, helping clients avoid or reduce backlogs in payment queues.

Market Players Outlook

The major companies serving the global application programming interface (API) banking market include Citibank, Deutsche Bank, Finastra, Google LLC, and IBM Corp., among others. The market players are considerably contributing to the market growth by the adoption of various strategies including mergers and acquisitions, partnerships, collaborations, funding, and new product launches, to stay competitive in the market. For instance, in March 2022, Razorpay acquired izealiant technologies that pursue state-of-the-art payment banking technologies to meet evolving business requirements while tackling complex challenges of financial industry.

The Report Covers:

  • Market value data analysis of 2022 and forecast to 2030.
  • Annualized market revenues ($ million) for each market segment.
  • Country-wise analysis of major geographical regions.
  • Key companies operating in the global application programming interface (API) banking market. Based on the availability of data, information related to new product launches, and relevant news is also available in the report.
  • Analysis of business strategies by identifying the key market segments positioned for strong growth in the future.
  • Analysis of market-entry and market expansion strategies.
  • Competitive strategies by identifying 'who-stands-where' in the market.

Table of Contents

1. Report Summary

  • Current ENTERPRISE SIZE Analysis and Growth Potential Outlook
  • 1.1. Research Methods and Tools
  • 1.2. Market Breakdown
    • 1.2.1. By Segments
    • 1.2.2. By Region

2. Market Overview and Insights

  • 2.1. Scope of the Report
  • 2.2. Analyst Insight & Current Market Trends
    • 2.2.1. Key Findings
    • 2.2.2. Recommendations
    • 2.2.3. Conclusion

3. Competitive Landscape

  • 3.1. Key Company Analysis
  • 3.2. BankProv
    • 3.2.1. Overview
    • 3.2.2. Financial Analysis
    • 3.2.3. SWOT Analysis
    • 3.2.4. Recent Developments
  • 3.3. Cloud Software Group, Inc.
    • 3.3.1. Overview
    • 3.3.2. Financial Analysis
    • 3.3.3. SWOT Analysis
    • 3.3.4. Recent Developments
  • 3.4. FidyPay
    • 3.4.1. Overview
    • 3.4.2. Financial Analysis
    • 3.4.3. SWOT Analysis
    • 3.4.4. Recent Developments
  • 3.5. Key Strategy Analysis

4. Market Segmentation

  • 4.1. Global Application Programming Interface (API) Banking Market by Application
    • 4.1.1. Personal Banking
    • 4.1.2. Corporate Banking
    • 4.1.3. Wealth Management
    • 4.1.4. Others (Customer, Payment, and Transaction Information)
  • 4.2. Global Application Programming Interface (API) Banking Market by Deployment
    • 4.2.1. On-Premise
    • 4.2.2. Cloud
  • 4.3. Global Application Programming Interface (API) Banking Market by Component
    • 4.3.1. Solution
    • 4.3.2. Service
  • 4.4. Global Application Programming Interface (API) Banking Market by Enterprise Size
    • 4.4.1. Large Enterprises
    • 4.4.2. Small and Mid-Sized Enterprises (SMEs)

5. Regional Analysis

  • 5.1. North America
    • 5.1.1. United States
    • 5.1.2. Canada
  • 5.2. Europe
    • 5.2.1. UK
    • 5.2.2. Germany
    • 5.2.3. Italy
    • 5.2.4. Spain
    • 5.2.5. France
    • 5.2.6. Rest of Europe
  • 5.3. Asia-Pacific
    • 5.3.1. China
    • 5.3.2. India
    • 5.3.3. Japan
    • 5.3.4. South Korea
    • 5.3.5. Rest of Asia-Pacific
  • 5.4. Rest of the World

6. Company Profiles

  • 6.1. Citibank
  • 6.2. Deutsche Bank
  • 6.3. Finastra
  • 6.4. Google LLC
  • 6.5. IBM Corporation
  • 6.6. Infosys Ltd
  • 6.7. JPMorgan Chase
  • 6.8. Oracle Corp.
  • 6.9. Razorpay
  • 6.10. Salesforce, Inc.
  • 6.11. SAP SE
  • 6.12. Tink AB
  • 6.13. Yodlee, Inc.

LIST OF TABLES

  • 1. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 2. GLOBAL API FOR PERSONAL BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 3. GLOBAL API FOR CORPORATE BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 4. GLOBAL API FOR WEALTH MANAGEMENT MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 5. GLOBAL API FOR OTHER BANKING APPLICATIONS MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 6. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 7. GLOBAL ON-PREMISES BASED API BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 8. GLOBAL CLOUD-BASED API BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 9. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 10. GLOBAL API BANKING SOLUTIONS MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 11. GLOBAL API BANKING SERVICES MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 12. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 13. GLOBAL API BANKING IN BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 14. GLOBAL API BANKING FOR LARGE ENTERPRISES MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 15. GLOBAL API BANKING FOR SMES MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 16. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 17. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 18. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 19. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 20. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 21. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 22. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 23. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 24. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 25. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 26. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 27. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 28. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 29. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 30. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 31. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 32. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 33. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 34. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 35. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 36. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)

LIST OF FIGURES

  • 1. GLOBAL API BANKING MARKET SHARE BY APPLICATION, 2022 VS 2030 (%)
  • 2. GLOBAL API FOR PERSONAL BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 3. GLOBAL API FOR CORPORATE BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 4. GLOBAL API FOR WEALTH MANAGEMENT MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 5. GLOBAL API FOR OTHER APPLICATIONS MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 6. GLOBAL API BANKING MARKET SHARE BY DEPLOYMENT, 2022 VS 2030 ($ MILLION)
  • 7. GLOBAL ON-PREMISES BASED API BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 8. GLOBAL CLOUD-BASED API BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 9. GLOBAL API BANKING MARKET SHARE ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 10. GLOBAL API BANKING SOLUTIONS MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 11. GLOBAL API BANKING SERVICES MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 12. GLOBAL API BANKING MARKET SHARE ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 13. GLOBAL API BANKING FOR LARGE ENTERPRISES MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 14. GLOBAL API BANKING FOR SMES MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 15. GLOBAL API BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 16. US API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 17. CANADA API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 18. UK API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 19. FRANCE API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 20. GERMANY API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 21. ITALY API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 22. SPAIN API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 23. REST OF EUROPE API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 24. INDIA API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 25. CHINA API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 26. JAPAN API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 27. SOUTH KOREA API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 28. REST OF ASIA-PACIFIC API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 29. REST OF THE WORLD API BANKING MARKET SIZE, 2022-2030 ($ MILLION)