市场调查报告书
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1569422
网路安全保险市场规模、份额和成长分析:按产品、按承保范围、按保险类型、按合规要求、按最终用户、按地区 - 行业预测,2024-2031 年Cybersecurity Insurance Market Size, Share, Growth Analysis, By Offering, By Insurance Coverage, By Insurance Type, By Compliance Requirement, By End User, By Region - Industry Forecast 2024-2031 |
2022年全球网路安全保险市场规模为98亿美元,从2023年的109.3亿美元成长到2031年的261亿美元,复合年增长率预计将成长11.50%。
网路安全保险市场正在经历显着成长,特别是为了应对全球网路安全和资料保护日益严格的监管,推动各个经济体严格遵守监管规定。欧盟 (EU) 颁布的《一般资料保护规范》(GDPR) 对个人资料的收集、使用和保留制定了严格的准则,并为个人提供了有关其个人资讯的强大权利。该框架迫使世界各地的组织应对复杂的合规环境,因此网路安全保险必须减少责任并遵守法规。保险提供者不断创新其服务,以满足不断变化的企业需求。除了提供传统保险外,许多保险公司还提供网路风险管理服务,协助评估网路威胁、实施安全通讯协定并有效应对资料外洩。此外,参数网路保险的出现引入了一种独特的模式,根据特定事件(例如拒绝服务攻击)支付索赔,这与传统保险不同,传统保险是根据我所遭受的实际财务损失进行赔付。总而言之,这些趋势代表了一个强劲的市场环境,使网路安全保险成为寻求加强风险管理策略并确保在日益监管的数位环境中合规的组织的重要组成部分。
Global Cybersecurity Insurance Market size was valued at USD 9.8 billion in 2022 and is poised to grow from USD 10.93 billion in 2023 to USD 26.1 billion by 2031, growing at a CAGR of 11.50% during the forecast period (2024-2031).
The market for cybersecurity insurance is experiencing significant growth driven by stringent regulatory compliance across various economies, particularly in light of the heightened global regulations surrounding cybersecurity and data protection. The General Data Protection Regulation (GDPR), established by the European Union, exemplifies these standards, imposing strict guidelines on the collection, utilization, and retention of personal data, and conferring robust rights to individuals regarding their information. This framework compels organizations worldwide to navigate complex compliance landscapes, thereby potentially mandating cybersecurity insurance to mitigate liabilities and adhere to regulations. As a response to the evolving demands of businesses, insurance providers are continuously innovating their offerings. Rather than solely providing traditional insurance coverage, many insurers now extend cyber risk management services, aiding organizations in evaluating their cyber threats, implementing security protocols, and effectively addressing data breaches. Additionally, the emergence of parametric cyber insurance introduces a unique model where payouts are triggered by specific incidents, such as denial-of-service attacks, distinguishing it from conventional insurance that compensates based on actual financial losses incurred. Together, these trends manifest a robust market environment, positioning cybersecurity insurance as a vital component for organizations striving to enhance their risk management strategies and ensure compliance in an increasingly regulated digital landscape.
Top-down and bottom-up approaches were used to estimate and validate the size of the global cybersecurity insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
global cybersecurity insurance Market Segmental Analysis
Global Cybersecurity Insurance Market is segmented by Offering, Insurance Coverage, Insurance Type, Compliance Requirement, End User, and region. Based on Offering, the market is segmented into Solutions, Services. Based on Insurance Coverage, the market is segmented into Data Breach, Cyber Liability. Based on Insurance Type, the market is segmented into Packaged, Standalone. Based on Compliance Requirement, the market is segmented into Healthcare Compliance, Financial Services Compliance, GDPR Compliance, Data Privacy Compliance, Other Compliances. Based on End User, the market is segmented into Technology Providers, Insurance Providers. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.
Driver of the global cybersecurity insurance Market
The rise in frequency and sophistication of cyberattacks is a significant market driver for the global cybersecurity insurance market. High-profile incidents, such as WannaCry and NotPetya, have highlighted the extensive financial, operational, and reputational damages that can result from breaches, prompting organizations across various sectors to prioritize cybersecurity investments. As businesses recognize the inadequacy of traditional security measures, they increasingly seek comprehensive coverage to mitigate potential losses, shaping a growing demand for cybersecurity insurance products. This proactive approach to risk management not only safeguards assets but also enhances overall resilience against the evolving threat landscape, further fueling market expansion.
Restraints in the global cybersecurity insurance Market
One significant restraint for the global cybersecurity insurance market is the persistent underutilization of insurance products by businesses, despite escalating governmental and organizational investments in cybersecurity measures prompted by heightened awareness of security threats and the frequency of cyberattacks. This phenomenon arises from a lack of understanding or perceived necessity for insurance, leading to a situation where a mere fraction of the estimated USD 1.5 trillion annual cost of cybercrime is shielded by insurance policies. This disconnect hinders the growth potential of the cybersecurity insurance sector and reflects a gap between risk awareness and proactive financial protection strategies.
Market Trends of the global cybersecurity insurance Market
The global cybersecurity insurance market is witnessing significant growth due to the escalating frequency and severity of cyberattacks and data breaches across various industries. With ransomware attacks skyrocketing by 93% in 2020, organizations are increasingly recognizing the urgent need for effective risk management strategies. Sectors such as retail, healthcare, and banking, which store vast amounts of sensitive consumer data, are particularly vulnerable. As digitization proliferates-exemplified by the rise of online banking, e-commerce, and digital healthcare-businesses are compelled to invest in cybersecurity insurance to mitigate financial losses and protect against the evolving threat landscape, thus propelling the market forward.