市场调查报告书
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1447090
2030 年监管科技市场预测:按组件、公司类型、部署类型、技术、应用程式、最终用户和地区进行的全球分析Regtech Market Forecasts to 2030 - Global Analysis By Component (Solution and Services), Enterprise Type (Large Enterprises and Small & Medium Enterprises), Deployment Type, Technology, Application, End User and By Geography |
根据 Stratistics MRC 的数据,2023 年全球监管科技市场规模将达到 107 亿美元,预计到 2030 年将达到 358 亿美元,预测期内复合年增长率为 18.8%。
监管技术是指使用技术,特别是先进的软体解决方案来简化和自动化金融、医疗保健和製造等行业的监管合规流程。监管科技解决方案透过自动化合规任务、监控监管变化并确保遵守相关法律和标准,帮助组织更有效率地应对复杂的监管环境。
根据受保护的健康资讯 (PHI) 的数据,2,600 万美国公民受到此类网路攻击的影响。
数位转型
随着公司进行数位转型以实现业务现代化并变得更加敏捷,他们认识到需要采用技术主导的方法来有效应对监管合规挑战。监管科技解决方案透过提供自动化和简化合规流程的先进工具和技术,在实现数位转型方面发挥关键作用。此外,监管科技解决方案利用人工智慧、机器学习和资料分析来提高合规活动的效率、准确性和透明度。因此,数位转型成为拉动市场需求的关键因素。
软体成本过高
开发和维护先进的软体解决方案需要在研发和持续更新方面进行大量投资,以确保符合不断变化的监管标准。此外,客製化 REGTech 软体并将其与现有基础设施整合又增加了一层复杂性和成本。专有regtic软体的授权费昂贵得令人望而却步,特别是对于预算有限的中小型企业而言,阻碍了市场扩张。
人们对金融犯罪的担忧日益加深
随着洗钱、诈骗和恐怖主义融资等复杂金融犯罪的氾滥,世界各地的监管机构都在加强打击金融领域的诈欺行为。监管科技解决方案提供强大的工具和技术来有效检测和预防金融犯罪。此外,监管科技解决方案有助于增强实质审查流程、交易监控和监管报告,使组织能够加强打击金融犯罪并遵守严格的监管要求。这些因素正在加速市场需求。
资料隐私和安全问题
监管科技解决方案涉及敏感资料的收集、处理和分析,包括个人和财务资讯。然而,此类资料的收集、储存和处理引发了对侵犯隐私、未授权存取以及遵守资料保护条例的担忧。此外,围绕资料隐私和安全的复杂监管要求为 REGTECH 提供者和使用者带来了多层合规挑战。这些因素都阻碍了市场需求。
COVID-19 的影响
COVID-19大流行对市场产生了重大影响。此次疫情凸显了灵活、有弹性的合规框架的重要性,这些框架可以适应快速变化的监管环境和远距工作动态。此外,疫情也加速了跨产业的数位转型工作,刺激了云端基础的监管科技解决方案的采用,并促进了监管机构和技术供应商之间的合作,以应对新的合规挑战。
预计监管情报部门在预测期内将是最大的
据估计,监管情报部门占比重最大。监管情报解决方案利用自然语言处理、机器学习和资料分析等先进技术来监控、解释来自政府出版刊物、监管机构、行业协会和法律资料库等不同资讯来源的监管变化。此外,透过提供即时更新和个人化警报,监管情报解决方案可协助组织主动管理监管风险,加强合规实践,并确保遵守不断变化的监管标准。
预计 BFSI 细分市场在预测期内的复合年增长率最高。
预计 BFSI 领域将在预测期内实现良好成长。 Regtech 为 BFSI 部门提供了一套先进技术,以自动化和简化合规流程、增强风险管理能力并确保遵守监管标准。此外,Regtech 还帮助 BFSI 公司降低与手动合规业务相关的营运成本,最大限度地减少因违规产生的监管罚款和处罚,并提高整体业务效率和敏捷性。
在估算期间,北美市场占有率最高。北美严格的法规环境和高度数位化的经济为监管科技解决方案的开发和部署提供了肥沃的土壤。此外,该地区拥有蓬勃发展的生态系统,科技新兴企业、现有企业和监管机构共同努力推动监管科技领域的创新。
预计亚太地区在预测期内将实现盈利成长。亚太地区是一个多元化且充满活力的市场,在金融、医疗保健和製造业等行业面临独特的监管挑战和合规要求。此外,亚太地区经济体数位化和技术采用的不断增加为监管科技解决方案的普及提供了肥沃的土壤。
According to Stratistics MRC, the Global Regtech Market is accounted for $10.7 billion in 2023 and is expected to reach $35.8 billion by 2030 growing at a CAGR of 18.8% during the forecast period. Regulatory technology refers to the use of technology, particularly advanced software solutions, to streamline and automate regulatory compliance processes within industries such as finance, healthcare, and manufacturing. Regtech solutions help organizations navigate complex regulatory landscapes more efficiently and effectively by automating compliance tasks, monitoring regulatory changes, and ensuring adherence to relevant laws and standards.
According to Protected Health Information (PHI) OF 26 million U.S citizens was impacted with such cyber-attacks.
Digital transformation
As businesses undergo digital transformation initiatives to modernize operations and enhance agility, they increasingly recognize the need for technology-driven approaches to address regulatory compliance challenges effectively. Regtech solutions play a crucial role in enabling digital transformation by offering advanced tools and technologies to automate and streamline compliance processes. Furthermore, regtech solutions leverage artificial intelligence, machine learning, and data analytics to enhance efficiency, accuracy, and transparency in compliance activities. Therefore, digital transformation is a significant factor propelling the market demand.
Excessive cost of software
Developing and maintaining advanced software solutions requires substantial investment in research, development, and ongoing updates to ensure compliance with evolving regulatory standards. Furthermore, the customization and integration of regtech software with existing infrastructure add another layer of complexity and cost. The licensing fees associated with proprietary regtech software can be prohibitively expensive for many organizations, particularly small and medium-sized enterprises (SMEs) with limited budgets, which hamper market expansion.
Rising concerns about financial crime
With the proliferation of sophisticated financial crimes such as money laundering, fraud, and terrorist financing, regulatory authorities worldwide are intensifying their focus on combating illicit activities within the financial sector. Regtech solutions offer powerful tools and technologies to detect and prevent financial crimes effectively. Moreover, regtech solutions facilitate enhanced due diligence processes, transaction monitoring, and regulatory reporting, empowering organizations to strengthen their anti-financial crime measures and comply with stringent regulatory requirements. These factors accelerate the market demand.
Data privacy and security concerns
Regtech solutions involve the collection, processing, and analysis of sensitive data, including personal and financial information. However, the collection storage and processing of such data raise concerns about privacy breaches, unauthorized access and compliance with data protection regulations. Moreover, the complexity of regulatory requirements surrounding data privacy and security adds layers of compliance challenges for regtech providers and users alike. These factors hinder market demand.
Covid-19 Impact
The COVID-19 pandemic had a profound impact on the market. The pandemic underscored the importance of agile and resilient compliance frameworks capable of adapting to rapidly evolving regulatory landscapes and remote work dynamics. Moreover, the pandemic accelerated digital transformation initiatives across industries, driving greater adoption of cloud-based regtech solutions and fostering collaboration between regulatory agencies and technology providers to address emerging compliance challenges.
The regulatory intelligence segment is expected to be the largest during the forecast period
The regulatory intelligence segment is estimated to hold the largest share. Regulatory intelligence solutions leverage advanced technologies such as natural language processing, machine learning, and data analytics to monitor and interpret regulatory changes from diverse sources, including government publications, regulatory agencies, industry associations, and legal databases. Furthermore, by providing real-time updates and personalized alerts, regulatory intelligence solutions enable organizations to proactively manage regulatory risks, enhance compliance practices, and ensure adherence to evolving regulatory standards.
The BFSI segment is expected to have the highest CAGR during the forecast period
The BFSI segment is anticipated to have lucrative growth during the forecast period. Regtech offers the BFSI sector a suite of advanced technologies to automate and streamline compliance processes, enhance risk management capabilities, and ensure adherence to regulatory standards. Moreover, regtech enables BFSI firms to reduce operational costs associated with manual compliance tasks, minimize regulatory fines and penalties resulting from non-compliance, and enhance overall operational efficiency and agility.
North America commanded the largest market share during the extrapolated period. With its stringent regulatory environment and highly digitized economy, North America presents fertile ground for the development and deployment of regtech solutions. Moreover, the region boasts a thriving ecosystem of technology start-ups, established enterprises, and regulatory agencies collaborating to drive innovation in the regtech space.
Asia Pacific is expected to witness profitable growth over the projection period. With its diverse and dynamic markets, APAC presents a unique set of regulatory challenges and compliance requirements across various industries, including finance, healthcare, and manufacturing. Furthermore, the growing digitalization and adoption of technology in APAC economies provide fertile ground for the proliferation of regtech solutions.
Key players in the market
Some of the key players in the Regtech Market include Ascent Technologies, Inc., IBM Corporation, Symphonyai Sensa Llc, Hummingbird Regtech, Inc., Nice Ltd., Dataco Gmbh, Chainalysis Inc., Jumio Corporation, Corlytics, Mindbridge Analytics Inc., Metricstream, Inc., Regnosys Limited, Actico Gmbh, Deloitte Touche Tohmatsu Limited and Accuity Inc.
In October 2023, Jumio has announced that it is expanding its strategic partnership with NextWealth, an AI data services provider. NextWealth will continue to provide identity verification services as well as back-office operations.
In September 2023, IBM announced the expansion of its collaboration with Parle Products, the largest selling biscuit brand in India, to further the company's digital transformation journey. By deploying cloud and AI for business solutions through the course of engagement, Parle was able to reduce sourcing cost, enhance sales forecast accuracy, lower cost to serve and optimize overall IT infrastructure.
In July 2023, Nice, a global leader in Home and Building Management solutions, announced the launch of two transformative resources for partners in North America: a revamped Partner Portal and Nice University, a comprehensive education and training platform.
In October 2021, IBM announced new collaborations and expanded partner relationships to further the company's capabilities in hybrid cloud, AI, network automation and security at Mobile World Congress Los Angeles (MWC LA)
In April 2021, Jumio, a leading provider of AI-powered end-to-end identity verification and eKYC solutions, announced the collaborationwith Microsoft for the rollout of its Azure Active Directory (Active AD) verifiable credentials to help provide self-service enrollment and fast onboarding of remote users.
Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.