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市场调查报告书
商品编码
1637703
欧洲 BFSI 市场预测至 2031 年的收入保证 - 区域分析 - 按组件(解决方案和服务)、部署(云端和本地)和组织规模(大型企业和中小企业)Europe Revenue Assurance for BFSI Market Forecast to 2031 - Regional Analysis - by Component (Solution and Services), Deployment (Cloud and On-Premise), and Organization Size (Large Enterprises and SMEs) |
2023年欧洲BFSI市场收入保证值为1.2494亿美元,预计到2031年将达到2.8031亿美元;预计2023年至2031年复合年增长率为10.6%。
银行业不断增长的技术采用推动了欧洲 BFSI 市场的收入保证
银行业的数位化采用是整合和使用数位技术和解决方案来改善客户体验、简化营运并提高银行业务整体效率的过程。
随着越来越多的银行交易透过行动银行和线上支付等数位管道在线上进行,交易的数量和复杂性不断上升。收入保证解决方案可协助银行解决和验证这些交易,确保正确的收入确认并减少因错误或诈欺而造成的收入损失。例如,根据世界银行发布的 2021 年资料,目前全球有三分之二的成年人进行或接受数位支付,其中发展中经济体占2021 年的57%,高于2014 年的35%。客户对持续支付的期望,跨所有管道的客製化银行服务。收入保证解决方案透过优化收入流、识别交叉销售和追加销售机会以及根据客户资料开展有针对性的行销活动,帮助银行改善客户体验。根据 Astera Software 2023 年的一项调查,超过 70% 的客户强调银行业个人化服务的重要性,显然个人非常重视金融机构的个人化体验。此外,Genesys 2023 年的一项研究表明,72% 的企业领导者认为,客户忠诚度主要是透过提供个人化产品和服务来实现的。
因此,BFSI 部门的数位化正在推动银行业收入保证市场的发展。透过采用现代技术和数据驱动的见解,银行可以改善收入保证方法、管理风险并抓住数位世界中的新收入机会。
欧洲 BFSI 收入保证市场概述
欧盟委员会正在透过各种金融计画积极促进对欧洲的投资,旨在支持对安全、永续基础设施的大量投资。此外,欧盟委员会也致力于促进众筹,让平台更容易在欧盟 (EU) 范围内提供服务。此外,欧洲战略投资基金(EFSI)旨在透过利用公共资金动员私人投资用于欧盟的各种项目,包括与基础设施、能源效率、再生能源等相关的项目,从而增强欧盟的长期经济成长和竞争力。在欧洲投资计画成功的基础上,InvestEU 计画旨在支持欧洲的可持续投资、创新和创造就业机会,预计 2021 年至 2027 年间新增投资将超过 4,241 亿美元(3,720 亿欧元)。欧洲战略投资基金和其他13 个欧盟金融工具,旨在简化、简化欧盟对欧洲投资计画的资助,并使之更加灵活。欧盟委员会的倡议,特别是EFSI和InvestEU计划,在促进欧洲投融资方面发挥着至关重要的作用,从而促进了BFSI市场收入保障的成长。这些计划旨在动员私人投资用于战略项目,支持永续投资,并促进中小企业获得融资。
欧洲 BFSI 市场收入保证和 2031 年预测(百万美元)
BFSI 市场区隔的欧洲收入保证
BFSI 市场的欧洲收入保证分为组件、部署、组织规模和国家。
根据组件,BFSI 市场的欧洲收入保证分为解决方案和服务。 2023 年,解决方案领域将占据更大的市场份额。
根据部署,BFSI 市场的欧洲收入保证分为云端和本地。 2023 年,云端细分市场将占据更大的市场份额。
根据组织规模,欧洲 BFSI 市场的收入保证分为大型企业和中小企业。 2023年,大型企业细分市场占据更大的市场份额。
按国家/地区划分,BFSI 市场的欧洲收入保证分为法国、英国、德国、义大利、俄罗斯和欧洲其他地区。欧洲其他地区在 2023 年 BFSI 市场份额的欧洲收入保证中占据主导地位。
Allibius、Sunoida Solutions DMCC、Sagacity Solutions、SunTec Business Solutions、Intelli Solutions SA、Oracle Corp 和 Subex Ltd 是欧洲 BFSI 市场收入保证领域的一些领先公司。
The Europe revenue assurance for BFSI market was valued at US$ 124.94 million in 2023 and is expected to reach US$ 280.31 million by 2031; it is estimated to register a CAGR of 10.6% from 2023 to 2031.
Growing Technological Adoption in Banking Sector Drives Europe Revenue Assurance for BFSI Market
Digital adoption in banking is the process of integrating and using digital technology and solutions to improve client experiences, streamline operations, and increase overall efficiency in the banking business.
As more banking transactions move online and via digital channels such as mobile banking and online payments, the number and complexity of transactions rise. Revenue assurance solutions assist banks in resolving and verifying these transactions, assuring proper revenue recognition and reducing revenue loss due to errors or fraud. For instance, according to 2021 data released by the World Bank, two-thirds of adults worldwide now make or receive digital payments, with developing economies accounting for 57% in 2021, up from 35% in 2014. Digitalization has raised client expectations for consistent, tailored banking services across all channels. Revenue assurance solutions help banks improve the customer experience by optimizing revenue streams, recognizing cross-selling and upselling opportunities, and delivering targeted marketing campaigns based on customer data. According to a 2023 survey by Astera Software, with more than 70% of customers underlining the importance of personalized offers in banking, it is clear that individuals place great value on individualized experiences from their financial institutions. Also, a 2023 study by Genesys stated that 72% of business leaders believe that customer loyalty is achieved majorly by offering personalized products and services.
Thus, the digitization of the BFSI sector is driving the market for revenue assurance in banking. By employing modern technologies and data-driven insights, banks can improve revenue assurance methods, manage risks, and seize new income opportunities in the digital world.
Europe Revenue Assurance for BFSI Market Overview
The European Commission is actively promoting investment in Europe through a variety of financial programs with the goal of supporting substantial investments in secure, sustainable infrastructure. Additionally, the Commission is working on facilitating crowdfunding and making it easier for platforms to offer their services across the European Union (EU). Moreover, the European Fund for Strategic Investments (EFSI) aims to enhance long-term economic growth and competitiveness in the European Union by leveraging public funding to mobilize private investment for various projects in the EU, including those related to infrastructure, energy efficiency, renewable energy, research, innovation, and access to financing for small and medium-sized enterprises (SMEs) and small mid-cap companies. Building on the success of the Investment Plan for Europe, the InvestEU Programme seeks to support sustainable investments, innovations, and job creation in Europe, with an expected additional investment of over US$ 424.1 billion (EUR 372 billion) between 2021 and 2027. By consolidating the European Fund for Strategic Investments and 13 other EU financial instruments, the program aims to simplify, streamline, and make EU funding for investment projects in Europe more flexible. The European Commission's initiatives, particularly the EFSI and the InvestEU Programme, play a vital role in promoting investment and financing in Europe, consequently contributing to the growth of the revenue assurance for BFSI market. These programs are designed to mobilize private investment for strategic projects, support sustainable investment, and facilitate access to financing for small and medium-sized enterprises.
Europe Revenue Assurance for BFSI Market Revenue and Forecast to 2031 (US$ Million)
Europe Revenue Assurance for BFSI Market Segmentation
The Europe revenue assurance for BFSI market is categorized into component, deployment, organization size, and country.
Based on component, the Europe revenue assurance for BFSI market is bifurcated into solution and services. The solution segment held a larger market share in 2023.
Based on deployment, the Europe revenue assurance for BFSI market is bifurcated into cloud and on-premise. The cloud segment held a larger market share in 2023.
Based on organization size, the Europe revenue assurance for BFSI market is bifurcated into large enterprises and SMEs. The large enterprises segment held a larger market share in 2023.
By country, the Europe revenue assurance for BFSI market is segmented into France, the UK, Germany, Italy, Russia, and the Rest of Europe. The Rest of Europe dominated the Europe revenue assurance for BFSI market share in 2023.
Allibius, Sunoida Solutions DMCC, Sagacity Solutions, SunTec Business Solutions, Intelli Solutions S.A., Oracle Corp, and Subex Ltd are some of the leading companies operating in the Europe revenue assurance for BFSI market.