智能投顾市场－全球产业规模、份额、趋势、机会及预测，依商业模式、供应商、服务类型、最终用户（零售投资者、高净值人士）、地区和竞争格局划分，2020-2030年预测

2024年全球智能投顾市场规模为79亿美元，预计2030年将以42.00%的复合年增长率成长至647.7亿美元。智能投顾是提供自动化、演算法驱动的财务规划和投资服务的数位平台，最大限度地减少了人工干预。市场成长的主要驱动力是消费者对便利、经济高效的金融解决方案日益增长的需求，以及包括人工智慧和机器学习在内的持续技术进步。

主要市场驱动因素

全球智能投顾市场受到投资服务日益便利性及可近性的显着影响。数位化平台有效消除了许多传统的投资者准入门槛，使更广泛的人群能够获得财务咨询和投资组合管理服务。

主要市场挑战

全球智能投顾市场扩张的一大挑战是，如何赢得顾客对全自动金融服务的深厚信任。这个问题源自于客户认为自动化金融服务缺乏个人化的人性化互动，而投资人往往认为这种互动至关重要，尤其是在市场波动时期，他们需要量身订做的指导和保障。

主要市场趋势

全球智能投顾市场正经历着向混合型投顾模式的显着转变，这种模式将自动化平台与人工理财顾问结合。这项策略转变满足了市场对高效数位化工具和个人化人工服务的重要需求，尤其是在更复杂的财务规划需求或市场不确定时期。

目录

第一章：产品概述

第二章：研究方法

第三章：执行概要

第四章：顾客之声

第五章：全球智能投顾市场展望

• 市场规模及预测
  • 按价值
• 市占率及预测
  • 依商业模式（纯智能投顾、混合智能投顾）
  • 依提供者分类（金融科技智能投顾、银行、传统财富管理机构、其他）
  • 依服务类型（直接计划型/目标型、综合财富咨询）
  • 依最终用户（零售投资者、高净值人士）划分
  • 按地区
  • 按公司（2024 年）
• 市场地图

第六章：北美智能投顾市场展望

• 市场规模及预测
• 市占率及预测
• 北美洲：国家分析
  • 美国
  • 加拿大
  • 墨西哥

第七章：欧洲智能投顾市场展望

• 市场规模及预测
• 市占率及预测
• 欧洲：国家分析
  • 德国
  • 法国
  • 英国
  • 义大利
  • 西班牙

第八章：亚太地区智能投顾市场展望

• 市场规模及预测
• 市占率及预测
• 亚太地区：国家分析
  • 中国
  • 印度
  • 日本
  • 韩国
  • 澳洲

第九章：中东和非洲智能投顾市场展望

• 市场规模及预测
• 市占率及预测
• 中东和非洲：国家分析
  • 沙乌地阿拉伯
  • 阿联酋
  • 南非

第十章：南美智能投顾市场展望

• 市场规模及预测
• 市占率及预测
• 南美洲：国家分析
  • 巴西
  • 哥伦比亚
  • 阿根廷

第十一章：市场动态

• 司机
• 挑战

第十二章：市场趋势与发展

• 併购
• 产品发布
• 最新进展

第十三章：全球智能投顾市场：SWOT分析

第十四章：波特五力分析

• 产业竞争
• 新进入者的潜力
• 供应商议价能力
• 顾客的力量
• 替代产品的威胁

第十五章：竞争格局

• Vanguard Group, Inc.
• Charles Schwab & Co., Inc.
• Betterment LLC
• Wealthfront Inc.
• FRM LLC
• Social Finance Inc.
• Acorns Grow, Incorporated
• M1 Finance Inc.
• Robinhood Financial LLC
• SigFig Wealth Management, LLC

第十六章：策略建议

第17章调查会社について・免责事项

The Global Robo Advisory Market, valued at USD 7.90 Billion in 2024, is projected to experience a CAGR of 42.00% to reach USD 64.77 Billion by 2030. Robo-advisors are digital platforms providing automated, algorithm-driven financial planning and investment services with minimal human intervention. The market's growth is primarily driven by the increasing demand for accessible, cost-effective financial solutions and continuous technological advancements, including the integration of artificial intelligence and machine learning.

Key Market Drivers

The global robo advisory market is significantly influenced by the enhanced accessibility and convenience of investment services. Digital platforms have effectively removed many traditional barriers to entry for investors, making financial advice and portfolio management available to a broader demographic. This ease of access encourages participation, particularly among individuals who might have been excluded by the high minimums or complex processes of traditional wealth management firms.

Key Market Challenges

A significant challenge impeding the expansion of the global robo advisory market is the difficulty in cultivating profound client trust in fully automated financial services. This issue arises from the perceived absence of personalized human interaction, which investors often deem essential, particularly during times of market volatility when tailored guidance and reassurance are sought. Furthermore, lingering questions about the algorithms' comprehensive understanding of complex, real-time market dynamics contribute to investor apprehension, restricting confidence in the depth of advice provided by purely digital platforms. This fundamental lack of deep trust directly hampers broader market adoption and limits the inflow of assets to robo-advisory platforms.

Key Market Trends

The global robo advisory market is witnessing a significant trend in the evolution towards hybrid advisory models, which integrate automated platforms with human financial advisors. This strategic shift addresses a critical market demand for both the efficiency of digital tools and the personalized reassurance of human interaction, particularly for more complex financial planning needs or during periods of market uncertainty. The blended approach expands the appeal of robo-advisors beyond digitally native investors to include those with higher asset bases who value comprehensive human guidance.

Key Market Players

• Vanguard Group, Inc.
• Charles Schwab & Co., Inc.
• Betterment LLC
• Wealthfront Inc.
• FRM LLC
• Social Finance Inc.
• Acorns Grow, Incorporated
• M1 Finance Inc.
• Robinhood Financial LLC
• SigFig Wealth Management, LLC

Report Scope:

In this report, the Global Robo Advisory Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Robo Advisory Market, By Business Model:

• Pure Robo Advisors
• Hybrid Robo Advisors

Robo Advisory Market, By Provider:

• Fintech Robo Advisors
• Banks
• Traditional Wealth Managers
• Others

Robo Advisory Market, By Service Type:

• Direct Plan-based/Goal-based
• Comprehensive Wealth Advisory

Robo Advisory Market, By End User:

• Retail Investor
• High Net Worth Individuals (HNIs)

Robo Advisory Market, By Region:

• North America
  • United States
  • Canada
  • Mexico
• Europe
  • France
  • United Kingdom
  • Italy
  • Germany
  • Spain
• South America
  • Brazil
  • Argentina
  • Colombia
• Middle East & Africa
  • South Africa
  • Saudi Arabia
  • UAE
• Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea

Competitive Landscape

Company Profiles: Detailed analysis of the major companies presents in the Global Robo Advisory Market.

Available Customizations:

Global Robo Advisory Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

• Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

• 1.1. Market Definition
• 1.2. Scope of the Market
  • 1.2.1. Markets Covered
  • 1.2.2. Years Considered for Study
  • 1.2.3. Key Market Segmentations

2. Research Methodology

• 2.1. Objective of the Study
• 2.2. Baseline Methodology
• 2.3. Key Industry Partners
• 2.4. Major Association and Secondary Sources
• 2.5. Forecasting Methodology
• 2.6. Data Triangulation & Validation
• 2.7. Assumptions and Limitations

3. Executive Summary

• 3.1. Overview of the Market
• 3.2. Overview of Key Market Segmentations
• 3.3. Overview of Key Market Players
• 3.4. Overview of Key Regions/Countries
• 3.5. Overview of Market Drivers, Challenges, Trends

4. Voice of Customer

5. Global Robo Advisory Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Business Model (Pure Robo Advisors, Hybrid Robo Advisors)
  • 5.2.2. By Provider (Fintech Robo Advisors, Banks, Traditional Wealth Managers, Others)
  • 5.2.3. By Service Type (Direct Plan-based/Goal-based, Comprehensive Wealth Advisory)
  • 5.2.4. By End User (Retail Investor, High Net Worth Individuals (HNIs))
  • 5.2.5. By Region
  • 5.2.6. By Company (2024)
• 5.3. Market Map

6. North America Robo Advisory Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Business Model
  • 6.2.2. By Provider
  • 6.2.3. By Service Type
  • 6.2.4. By End User
  • 6.2.5. By Country
• 6.3. North America: Country Analysis
  • 6.3.1. United States Robo Advisory Market Outlook
    • 6.3.1.1. Market Size & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share & Forecast
      • 6.3.1.2.1. By Business Model
      • 6.3.1.2.2. By Provider
      • 6.3.1.2.3. By Service Type
      • 6.3.1.2.4. By End User
  • 6.3.2. Canada Robo Advisory Market Outlook
    • 6.3.2.1. Market Size & Forecast
      • 6.3.2.1.1. By Value
    • 6.3.2.2. Market Share & Forecast
      • 6.3.2.2.1. By Business Model
      • 6.3.2.2.2. By Provider
      • 6.3.2.2.3. By Service Type
      • 6.3.2.2.4. By End User
  • 6.3.3. Mexico Robo Advisory Market Outlook
    • 6.3.3.1. Market Size & Forecast
      • 6.3.3.1.1. By Value
    • 6.3.3.2. Market Share & Forecast
      • 6.3.3.2.1. By Business Model
      • 6.3.3.2.2. By Provider
      • 6.3.3.2.3. By Service Type
      • 6.3.3.2.4. By End User

7. Europe Robo Advisory Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Business Model
  • 7.2.2. By Provider
  • 7.2.3. By Service Type
  • 7.2.4. By End User
  • 7.2.5. By Country
• 7.3. Europe: Country Analysis
  • 7.3.1. Germany Robo Advisory Market Outlook
    • 7.3.1.1. Market Size & Forecast
      • 7.3.1.1.1. By Value
    • 7.3.1.2. Market Share & Forecast
      • 7.3.1.2.1. By Business Model
      • 7.3.1.2.2. By Provider
      • 7.3.1.2.3. By Service Type
      • 7.3.1.2.4. By End User
  • 7.3.2. France Robo Advisory Market Outlook
    • 7.3.2.1. Market Size & Forecast
      • 7.3.2.1.1. By Value
    • 7.3.2.2. Market Share & Forecast
      • 7.3.2.2.1. By Business Model
      • 7.3.2.2.2. By Provider
      • 7.3.2.2.3. By Service Type
      • 7.3.2.2.4. By End User
  • 7.3.3. United Kingdom Robo Advisory Market Outlook
    • 7.3.3.1. Market Size & Forecast
      • 7.3.3.1.1. By Value
    • 7.3.3.2. Market Share & Forecast
      • 7.3.3.2.1. By Business Model
      • 7.3.3.2.2. By Provider
      • 7.3.3.2.3. By Service Type
      • 7.3.3.2.4. By End User
  • 7.3.4. Italy Robo Advisory Market Outlook
    • 7.3.4.1. Market Size & Forecast
      • 7.3.4.1.1. By Value
    • 7.3.4.2. Market Share & Forecast
      • 7.3.4.2.1. By Business Model
      • 7.3.4.2.2. By Provider
      • 7.3.4.2.3. By Service Type
      • 7.3.4.2.4. By End User
  • 7.3.5. Spain Robo Advisory Market Outlook
    • 7.3.5.1. Market Size & Forecast
      • 7.3.5.1.1. By Value
    • 7.3.5.2. Market Share & Forecast
      • 7.3.5.2.1. By Business Model
      • 7.3.5.2.2. By Provider
      • 7.3.5.2.3. By Service Type
      • 7.3.5.2.4. By End User

8. Asia Pacific Robo Advisory Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Business Model
  • 8.2.2. By Provider
  • 8.2.3. By Service Type
  • 8.2.4. By End User
  • 8.2.5. By Country
• 8.3. Asia Pacific: Country Analysis
  • 8.3.1. China Robo Advisory Market Outlook
    • 8.3.1.1. Market Size & Forecast
      • 8.3.1.1.1. By Value
    • 8.3.1.2. Market Share & Forecast
      • 8.3.1.2.1. By Business Model
      • 8.3.1.2.2. By Provider
      • 8.3.1.2.3. By Service Type
      • 8.3.1.2.4. By End User
  • 8.3.2. India Robo Advisory Market Outlook
    • 8.3.2.1. Market Size & Forecast
      • 8.3.2.1.1. By Value
    • 8.3.2.2. Market Share & Forecast
      • 8.3.2.2.1. By Business Model
      • 8.3.2.2.2. By Provider
      • 8.3.2.2.3. By Service Type
      • 8.3.2.2.4. By End User
  • 8.3.3. Japan Robo Advisory Market Outlook
    • 8.3.3.1. Market Size & Forecast
      • 8.3.3.1.1. By Value
    • 8.3.3.2. Market Share & Forecast
      • 8.3.3.2.1. By Business Model
      • 8.3.3.2.2. By Provider
      • 8.3.3.2.3. By Service Type
      • 8.3.3.2.4. By End User
  • 8.3.4. South Korea Robo Advisory Market Outlook
    • 8.3.4.1. Market Size & Forecast
      • 8.3.4.1.1. By Value
    • 8.3.4.2. Market Share & Forecast
      • 8.3.4.2.1. By Business Model
      • 8.3.4.2.2. By Provider
      • 8.3.4.2.3. By Service Type
      • 8.3.4.2.4. By End User
  • 8.3.5. Australia Robo Advisory Market Outlook
    • 8.3.5.1. Market Size & Forecast
      • 8.3.5.1.1. By Value
    • 8.3.5.2. Market Share & Forecast
      • 8.3.5.2.1. By Business Model
      • 8.3.5.2.2. By Provider
      • 8.3.5.2.3. By Service Type
      • 8.3.5.2.4. By End User

9. Middle East & Africa Robo Advisory Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Business Model
  • 9.2.2. By Provider
  • 9.2.3. By Service Type
  • 9.2.4. By End User
  • 9.2.5. By Country
• 9.3. Middle East & Africa: Country Analysis
  • 9.3.1. Saudi Arabia Robo Advisory Market Outlook
    • 9.3.1.1. Market Size & Forecast
      • 9.3.1.1.1. By Value
    • 9.3.1.2. Market Share & Forecast
      • 9.3.1.2.1. By Business Model
      • 9.3.1.2.2. By Provider
      • 9.3.1.2.3. By Service Type
      • 9.3.1.2.4. By End User
  • 9.3.2. UAE Robo Advisory Market Outlook
    • 9.3.2.1. Market Size & Forecast
      • 9.3.2.1.1. By Value
    • 9.3.2.2. Market Share & Forecast
      • 9.3.2.2.1. By Business Model
      • 9.3.2.2.2. By Provider
      • 9.3.2.2.3. By Service Type
      • 9.3.2.2.4. By End User
  • 9.3.3. South Africa Robo Advisory Market Outlook
    • 9.3.3.1. Market Size & Forecast
      • 9.3.3.1.1. By Value
    • 9.3.3.2. Market Share & Forecast
      • 9.3.3.2.1. By Business Model
      • 9.3.3.2.2. By Provider
      • 9.3.3.2.3. By Service Type
      • 9.3.3.2.4. By End User

10. South America Robo Advisory Market Outlook

• 10.1. Market Size & Forecast
  • 10.1.1. By Value
• 10.2. Market Share & Forecast
  • 10.2.1. By Business Model
  • 10.2.2. By Provider
  • 10.2.3. By Service Type
  • 10.2.4. By End User
  • 10.2.5. By Country
• 10.3. South America: Country Analysis
  • 10.3.1. Brazil Robo Advisory Market Outlook
    • 10.3.1.1. Market Size & Forecast
      • 10.3.1.1.1. By Value
    • 10.3.1.2. Market Share & Forecast
      • 10.3.1.2.1. By Business Model
      • 10.3.1.2.2. By Provider
      • 10.3.1.2.3. By Service Type
      • 10.3.1.2.4. By End User
  • 10.3.2. Colombia Robo Advisory Market Outlook
    • 10.3.2.1. Market Size & Forecast
      • 10.3.2.1.1. By Value
    • 10.3.2.2. Market Share & Forecast
      • 10.3.2.2.1. By Business Model
      • 10.3.2.2.2. By Provider
      • 10.3.2.2.3. By Service Type
      • 10.3.2.2.4. By End User
  • 10.3.3. Argentina Robo Advisory Market Outlook
    • 10.3.3.1. Market Size & Forecast
      • 10.3.3.1.1. By Value
    • 10.3.3.2. Market Share & Forecast
      • 10.3.3.2.1. By Business Model
      • 10.3.3.2.2. By Provider
      • 10.3.3.2.3. By Service Type
      • 10.3.3.2.4. By End User

11. Market Dynamics

• 11.1. Drivers
• 11.2. Challenges

12. Market Trends & Developments

• 12.1. Merger & Acquisition (If Any)
• 12.2. Product Launches (If Any)
• 12.3. Recent Developments

13. Global Robo Advisory Market: SWOT Analysis

14. Porter's Five Forces Analysis

• 14.1. Competition in the Industry
• 14.2. Potential of New Entrants
• 14.3. Power of Suppliers
• 14.4. Power of Customers
• 14.5. Threat of Substitute Products

15. Competitive Landscape

• 15.1. Vanguard Group, Inc.
  • 15.1.1. Business Overview
  • 15.1.2. Products & Services
  • 15.1.3. Recent Developments
  • 15.1.4. Key Personnel
  • 15.1.5. SWOT Analysis
• 15.2. Charles Schwab & Co., Inc.
• 15.3. Betterment LLC
• 15.4. Wealthfront Inc.
• 15.5. FRM LLC
• 15.6. Social Finance Inc.
• 15.7. Acorns Grow, Incorporated
• 15.8. M1 Finance Inc.
• 15.9. Robinhood Financial LLC
• 15.10. SigFig Wealth Management, LLC

16. Strategic Recommendations

17. About Us & Disclaimer