超级应用市场 - 全球产业规模、份额、趋势、机会及预测（按应用、经营模式、设备、服务、地区和竞争格局划分，2021-2031年）

全球超级应用市场预计将从 2025 年的 1,026.9 亿美元大幅成长至 2031 年的 4,254.1 亿美元，复合年增长率为 26.73%。

超级应用程式作为多功能行动平台，将金融交易、通讯、交通出行和电子商务等多种数位服务整合到一个统一的介面中。推动这一市场发展的关键因素是智慧型手机的普及以及消费者对集中式生态系统的日益青睐，这种生态系统能够消除管理多个独立应用的繁琐步骤。此外，这些平台对于促进新兴经济体的普惠金融至关重要，因为它们是数位银行服务的主要入口。全球行动通讯系统协会（GSMA）的报告凸显了这项金融基础设施的巨大规模，该协会预测，到2024年，全球行动支付生态系统的交易将超过1.68兆美元。

然而，市场扩张也带来了许多挑战，包括反垄断和资料隐私方面日益严格的监管审查。由于这些平台汇集了大量敏感用户信息，因此受到政府机构的严格审查，这些机构旨在维护数位主权并防止市场垄断。这种复杂的法规环境显着提高了准入门槛，增加了营运成本，并使跨国扩张更加复杂。因此，企业必须应对分散的法律体制，这可能会阻碍它们在新的国际司法管辖区复製成功的生态系统模式。

市场驱动因素

行动钱包和数位支付解决方案的快速普及是全球超级应用市场的基础基石，为建立整合生态系统提供了必要的无缝交易层。透过将便利的金融工具直接嵌入使用者介面，这些平台已从单纯的服务聚合平台发展成为日常生活不可或缺的实用工具中心，推动了用户高频次的参与，并将用户融入闭合迴路经济中。这种嵌入式金融模式对于降低用户流失率和促进互联服务的即时变现至关重要。 Worldpay发布的《2024年全球支付报告》印证了支撑这些应用的支付基础设施的庞大规模，该报告显示，2023年全球数位钱包交易额将达到13.9万亿美元。

此外，按需服务平台与电子商务的策略整合将在产生收入和用户留存方面产生协同效应，从而加速市场扩张。营运商可以利用已投入的客户获取成本，在单一介面上交叉销售物流、外卖和出行等多元化服务，最大限度地提高每位用户的终身价值，并保护平台免受特定产业波动的影响。 Grab 就是一个很好的例子，该公司在其「2024 年第三季业绩」中报告称，营收年增 17% 至 7.16 亿美元，主要得益于其多元化服务板块的成长。同样，Revolut 在 2024 年全球新增约 1,200 万用户，凸显了消费者向这种整合生态系统的广泛转变。

市场挑战

日益严格的反垄断和资料隐私监管审查对全球超级应用市场的扩张构成了重大障碍。这些平台由于集中了包括电器和通讯在内的多种服务，因此必然会聚合大量的消费者资料。这导致了竞争政策和数位主权法律的严格执行。监管的碎片化迫使企业应对复杂且地域性的法律体制，显着增加了营运合规成本，并阻碍了无缝、标准化的全球经营模式的部署。因此，超级应用在跨国扩张时面临巨大的阻力，迫使它们必须分割自身的生态系统，并在地化资料基础设施以满足不同司法管辖区的要求。

这些平台所掌握的敏感资讯规模之庞大，凸显了它们为何会受到严格审查。根据全球行动通讯系统协会（GSMA）预测，作为众多超级应用底层基础设施的全球行动支付生态系统，预计到2024年，全球註册帐户数量将超过20亿。如此庞大的用户资料积累，使这些平台成为隐私监管和反垄断干预的主要目标，迫使营运商将大量资源投入防御性合规措施中，而非专注于地域扩张和市场创新。

市场趋势

生成式人工智慧的整合正在从根本上改变全球超级应用市场的用户互动策略，它赋予用户互动式搜寻和高级个人化功能。平台不再局限于静态选单层级，而是采用智慧助理来预测使用者意图，并简化复杂服务组合之间的导览。这不仅提高了客户维繫和营运可扩展性，还最大限度地降低了支援成本。这种技术变革不仅改善了用户体验，也为管理庞大基本客群的营运商带来了显着的效率提升。例如，Klarna 在 2024 年 2 月发布的「2023 财年全年财务业绩」中报告称，其人工智慧助理在一个月内处理了 230 万次对话，相当于 700 名全职客服人员的工作量，同时保持了相同的客户满意度。

此外，拓展第三方小程式生态系统正成为关键策略，能够在不相应增加基础设施成本的情况下提昇平台的效用。透过转型为开放作业系统，超级应用程式允许外部开发者直接在介面内部署轻量级程序，从而促进服务快速多样化和社群主导成长，而这些是内部团队无法实现的。这种方法有效地将使用者获取与内部产品开发週期解耦，使平台能够立即掌握病毒式内容趋势。 TechCrunch 在 2024 年 7 月的一篇报导中强调了这种去中心化模式的爆炸性成长潜力。文章指出，在 Telegram 的有效用户超过 9.5 亿后，该平台上的一款第三方小程式游戏在短短三个月内就获得了 2.39 亿用户。

目录

第一章概述

第二章调查方法

第三章执行摘要

第四章：客户评价

第五章：全球超级应用市场展望

• 市场规模及预测
  • 按金额
• 市占率及预测
  • 按用途（B2B、B2C）
  • 按经营模式（订阅、佣金、广告）
  • 按设备（智慧型手机、平板电脑）
  • 依服务类型（通讯、帐单付款/电子钱包、公共运输/旅游预订、电子商务、食品配送、保险服务、电子政府服务、其他）
  • 按地区
  • 按公司（2025 年）
• 市场地图

第六章：北美超级应用市场展望

• 市场规模及预测
• 市占率及预测
• 北美洲：国家分析
  • 我们
  • 加拿大
  • 墨西哥

第七章：欧洲超级应用市场展望

• 市场规模及预测
• 市占率及预测
• 欧洲：国家分析
  • 德国
  • 法国
  • 英国
  • 义大利
  • 西班牙

第八章：亚太超级应用市场展望

• 市场规模及预测
• 市占率及预测
• 亚太地区：国家分析
  • 中国
  • 印度
  • 日本
  • 韩国
  • 澳洲

第九章：中东与非洲超级应用市场展望

• 市场规模及预测
• 市占率及预测
• 中东和非洲：国家分析
  • 沙乌地阿拉伯
  • 阿拉伯聯合大公国
  • 南非

第十章：南美洲超级应用市场展望

• 市场规模及预测
• 市占率及预测
• 南美洲：国家分析
  • 巴西
  • 哥伦比亚
  • 阿根廷

第十一章 市场动态

• 司机
• 任务

第十二章 市场趋势与发展

• 併购
• 产品发布
• 最新进展

第十三章：全球超级应用市场：SWOT分析

第十四章：波特五力分析

• 产业竞争
• 新进入者的可能性
• 供应商电力
• 顾客权力
• 替代品的威胁

第十五章 竞争格局

• Tencent Holdings Limited
• Alibaba Group Holding Limited
• Grab Holdings Limited
• Gojek Indonesia Pte. Ltd.
• Sea Limited
• Paytm Payments Bank Limited
• Meituan Inc.
• Kakao Corporation
• VNG Corporation
• LINE Corporation

第十六章 策略建议

第十七章：关于研究公司及免责声明

The Global Super Apps Market is projected to experience substantial growth, expanding from USD 102.69 Billion in 2025 to USD 425.41 Billion by 2031 at a CAGR of 26.73%. Super apps act as multifunctional mobile platforms that consolidate diverse digital services-including financial transactions, messaging, transportation, and e-commerce-into a single, unified interface. The market is primarily driven by the widespread adoption of smartphones and a growing consumer preference for centralized ecosystems that remove the friction associated with managing multiple standalone applications. Additionally, these platforms are crucial for fostering financial inclusion in emerging economies by serving as primary gateways for digital banking. The immense scale of this financial infrastructure was highlighted by the GSMA, which noted that the mobile money ecosystem processed over $1.68 trillion in global transactions in 2024.

However, market expansion faces a significant challenge in the form of intensifying regulatory scrutiny related to antitrust violations and data privacy. Because these platforms aggregate vast amounts of sensitive user information, they attract rigorous oversight from government bodies intent on enforcing digital sovereignty and preventing monopolistic market dominance. This complex regulatory environment creates substantial barriers to entry and increases operational costs, complicating cross-border scalability. Consequently, companies are forced to navigate fragmented legal frameworks, which can stifle their ability to replicate successful ecosystem models in new international jurisdictions.

Market Driver

The rapid proliferation of mobile wallet and digital payment solutions serves as the fundamental cornerstone for the Global Super Apps Market, enabling the seamless transaction layer necessary for a unified ecosystem. By embedding friction-free financial tools directly into the user interface, these platforms evolve from simple service aggregators into essential daily utility hubs, which fosters high-frequency engagement and locks users into a closed-loop economy. This embedded finance model is critical for reducing abandonment rates and facilitating immediate monetization of connected services. The massive scale of the payment infrastructure powering these applications is underscored by Worldpay's 'Global Payments Report 2024', which revealed that digital wallets accounted for $13.9 trillion in global transaction value in 2023.

Furthermore, the strategic integration of on-demand service platforms and e-commerce accelerates market expansion by creating a compounding effect on revenue generation and user retention. Operators leverage the sunk cost of customer acquisition by cross-selling diverse services-such as logistics, food delivery, and mobility-within a single interface, thereby maximizing the lifetime value of every user and insulating the platform from sector-specific volatility. This strategy is exemplified by Grab, which reported in its 'Third Quarter 2024 Results' that revenue grew 17% year-over-year to $716 million, driven primarily by growth across its diversified service segments. Similarly, Revolut highlighted the broader consumer shift towards these consolidated ecosystems by adding nearly 12 million new customers globally in 2024.

Market Challenge

Intensifying regulatory scrutiny regarding antitrust violations and data privacy stands as a formidable barrier to the expansion of the Global Super Apps Market. As these platforms centralize diverse services such as commerce and messaging, they inherently aggregate massive volumes of consumer data, triggering strict enforcement of competition policies and digital sovereignty laws. This regulatory fragmentation compels companies to navigate complex, region-specific legal frameworks, which significantly increases operational compliance costs and prevents the deployment of a seamless, standardized global business model. Consequently, super apps face severe friction when attempting to scale cross-border, often having to fracture their ecosystems to satisfy diverse jurisdictional requirements and localize data infrastructure.

The sheer scale of sensitive information held by these platforms underscores why they attract such rigorous oversight. According to the GSMA, in 2024, the global mobile money ecosystem-which serves as a foundational infrastructure for many super apps-surpassed 2 billion registered accounts worldwide. This immense repository of user profiles makes these platforms prime targets for privacy mandates and antitrust interventions, compelling operators to divert critical resources toward defensive compliance measures rather than focusing on geographic expansion or market innovation.

Market Trends

The integration of generative AI is fundamentally altering user engagement strategies within the Global Super Apps Market by enabling conversational search capabilities and hyper-personalization. Platforms are shifting beyond static menu hierarchies to employ intelligent assistants that predict user intent and streamline navigation across complex service bundles, thereby enhancing retention and operational scalability while minimizing support costs. This technological shift not only improves the user experience but also delivers significant efficiency gains for operators managing massive customer bases. For example, Klarna reported in its 'Full Year 2023 Financial Results' in February 2024 that its AI assistant managed 2.3 million conversations in just one month, effectively performing the work of 700 full-time agents while maintaining equivalent customer satisfaction ratings.

Additionally, the expansion of third-party mini-app ecosystems is emerging as a critical strategy to scale platform utility without incurring proportional infrastructure costs. By transforming into open operating systems, super apps allow external developers to deploy lightweight programs directly within the interface, fostering rapid service diversification and community-driven growth that internal teams cannot match alone. This approach effectively decouples user acquisition from internal product development cycles, allowing platforms to leverage viral content trends instantly. The explosive adoption potential of this decentralized model was highlighted by TechCrunch in July 2024, noting that after Telegram topped 950 million active users, a single third-party mini-app game on their network amassed 239 million users within just three months.

Key Market Players

• Tencent Holdings Limited
• Alibaba Group Holding Limited
• Grab Holdings Limited
• Gojek Indonesia Pte. Ltd.
• Sea Limited
• Paytm Payments Bank Limited
• Meituan Inc.
• Kakao Corporation
• VNG Corporation
• LINE Corporation

Report Scope

In this report, the Global Super Apps Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Super Apps Market, By Application

• B2B
• B2C

Super Apps Market, By Business Model

• Subscription Based
• Commission
• Advertisement

Super Apps Market, By Device

• Smartphone
• Tablet

Super Apps Market, By Service

• Messaging
• Invoice Payments & E-Wallet
• Public Transportation & Travel Bookings
• E-commerce
• Food Delivery
• Insurance Services
• E-government Services
• Others

Super Apps Market, By Region

• North America
  • United States
  • Canada
  • Mexico
• Europe
  • France
  • United Kingdom
  • Italy
  • Germany
  • Spain
• Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
• South America
  • Brazil
  • Argentina
  • Colombia
• Middle East & Africa
  • South Africa
  • Saudi Arabia
  • UAE

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in the Global Super Apps Market.

Available Customizations:

Global Super Apps Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

• Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

• 1.1. Market Definition
• 1.2. Scope of the Market
  • 1.2.1. Markets Covered
  • 1.2.2. Years Considered for Study
  • 1.2.3. Key Market Segmentations

2. Research Methodology

• 2.1. Objective of the Study
• 2.2. Baseline Methodology
• 2.3. Key Industry Partners
• 2.4. Major Association and Secondary Sources
• 2.5. Forecasting Methodology
• 2.6. Data Triangulation & Validation
• 2.7. Assumptions and Limitations

3. Executive Summary

• 3.1. Overview of the Market
• 3.2. Overview of Key Market Segmentations
• 3.3. Overview of Key Market Players
• 3.4. Overview of Key Regions/Countries
• 3.5. Overview of Market Drivers, Challenges, Trends

4. Voice of Customer

5. Global Super Apps Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Application (B2B, B2C)
  • 5.2.2. By Business Model (Subscription Based, Commission, Advertisement)
  • 5.2.3. By Device (Smartphone, Tablet)
  • 5.2.4. By Service (Messaging, Invoice Payments & E-Wallet, Public Transportation & Travel Bookings, E-commerce, Food Delivery, Insurance Services, E-government Services, Others)
  • 5.2.5. By Region
  • 5.2.6. By Company (2025)
• 5.3. Market Map

6. North America Super Apps Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Application
  • 6.2.2. By Business Model
  • 6.2.3. By Device
  • 6.2.4. By Service
  • 6.2.5. By Country
• 6.3. North America: Country Analysis
  • 6.3.1. United States Super Apps Market Outlook
    • 6.3.1.1. Market Size & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share & Forecast
      • 6.3.1.2.1. By Application
      • 6.3.1.2.2. By Business Model
      • 6.3.1.2.3. By Device
      • 6.3.1.2.4. By Service
  • 6.3.2. Canada Super Apps Market Outlook
    • 6.3.2.1. Market Size & Forecast
      • 6.3.2.1.1. By Value
    • 6.3.2.2. Market Share & Forecast
      • 6.3.2.2.1. By Application
      • 6.3.2.2.2. By Business Model
      • 6.3.2.2.3. By Device
      • 6.3.2.2.4. By Service
  • 6.3.3. Mexico Super Apps Market Outlook
    • 6.3.3.1. Market Size & Forecast
      • 6.3.3.1.1. By Value
    • 6.3.3.2. Market Share & Forecast
      • 6.3.3.2.1. By Application
      • 6.3.3.2.2. By Business Model
      • 6.3.3.2.3. By Device
      • 6.3.3.2.4. By Service

7. Europe Super Apps Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Application
  • 7.2.2. By Business Model
  • 7.2.3. By Device
  • 7.2.4. By Service
  • 7.2.5. By Country
• 7.3. Europe: Country Analysis
  • 7.3.1. Germany Super Apps Market Outlook
    • 7.3.1.1. Market Size & Forecast
      • 7.3.1.1.1. By Value
    • 7.3.1.2. Market Share & Forecast
      • 7.3.1.2.1. By Application
      • 7.3.1.2.2. By Business Model
      • 7.3.1.2.3. By Device
      • 7.3.1.2.4. By Service
  • 7.3.2. France Super Apps Market Outlook
    • 7.3.2.1. Market Size & Forecast
      • 7.3.2.1.1. By Value
    • 7.3.2.2. Market Share & Forecast
      • 7.3.2.2.1. By Application
      • 7.3.2.2.2. By Business Model
      • 7.3.2.2.3. By Device
      • 7.3.2.2.4. By Service
  • 7.3.3. United Kingdom Super Apps Market Outlook
    • 7.3.3.1. Market Size & Forecast
      • 7.3.3.1.1. By Value
    • 7.3.3.2. Market Share & Forecast
      • 7.3.3.2.1. By Application
      • 7.3.3.2.2. By Business Model
      • 7.3.3.2.3. By Device
      • 7.3.3.2.4. By Service
  • 7.3.4. Italy Super Apps Market Outlook
    • 7.3.4.1. Market Size & Forecast
      • 7.3.4.1.1. By Value
    • 7.3.4.2. Market Share & Forecast
      • 7.3.4.2.1. By Application
      • 7.3.4.2.2. By Business Model
      • 7.3.4.2.3. By Device
      • 7.3.4.2.4. By Service
  • 7.3.5. Spain Super Apps Market Outlook
    • 7.3.5.1. Market Size & Forecast
      • 7.3.5.1.1. By Value
    • 7.3.5.2. Market Share & Forecast
      • 7.3.5.2.1. By Application
      • 7.3.5.2.2. By Business Model
      • 7.3.5.2.3. By Device
      • 7.3.5.2.4. By Service

8. Asia Pacific Super Apps Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Application
  • 8.2.2. By Business Model
  • 8.2.3. By Device
  • 8.2.4. By Service
  • 8.2.5. By Country
• 8.3. Asia Pacific: Country Analysis
  • 8.3.1. China Super Apps Market Outlook
    • 8.3.1.1. Market Size & Forecast
      • 8.3.1.1.1. By Value
    • 8.3.1.2. Market Share & Forecast
      • 8.3.1.2.1. By Application
      • 8.3.1.2.2. By Business Model
      • 8.3.1.2.3. By Device
      • 8.3.1.2.4. By Service
  • 8.3.2. India Super Apps Market Outlook
    • 8.3.2.1. Market Size & Forecast
      • 8.3.2.1.1. By Value
    • 8.3.2.2. Market Share & Forecast
      • 8.3.2.2.1. By Application
      • 8.3.2.2.2. By Business Model
      • 8.3.2.2.3. By Device
      • 8.3.2.2.4. By Service
  • 8.3.3. Japan Super Apps Market Outlook
    • 8.3.3.1. Market Size & Forecast
      • 8.3.3.1.1. By Value
    • 8.3.3.2. Market Share & Forecast
      • 8.3.3.2.1. By Application
      • 8.3.3.2.2. By Business Model
      • 8.3.3.2.3. By Device
      • 8.3.3.2.4. By Service
  • 8.3.4. South Korea Super Apps Market Outlook
    • 8.3.4.1. Market Size & Forecast
      • 8.3.4.1.1. By Value
    • 8.3.4.2. Market Share & Forecast
      • 8.3.4.2.1. By Application
      • 8.3.4.2.2. By Business Model
      • 8.3.4.2.3. By Device
      • 8.3.4.2.4. By Service
  • 8.3.5. Australia Super Apps Market Outlook
    • 8.3.5.1. Market Size & Forecast
      • 8.3.5.1.1. By Value
    • 8.3.5.2. Market Share & Forecast
      • 8.3.5.2.1. By Application
      • 8.3.5.2.2. By Business Model
      • 8.3.5.2.3. By Device
      • 8.3.5.2.4. By Service

9. Middle East & Africa Super Apps Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Application
  • 9.2.2. By Business Model
  • 9.2.3. By Device
  • 9.2.4. By Service
  • 9.2.5. By Country
• 9.3. Middle East & Africa: Country Analysis
  • 9.3.1. Saudi Arabia Super Apps Market Outlook
    • 9.3.1.1. Market Size & Forecast
      • 9.3.1.1.1. By Value
    • 9.3.1.2. Market Share & Forecast
      • 9.3.1.2.1. By Application
      • 9.3.1.2.2. By Business Model
      • 9.3.1.2.3. By Device
      • 9.3.1.2.4. By Service
  • 9.3.2. UAE Super Apps Market Outlook
    • 9.3.2.1. Market Size & Forecast
      • 9.3.2.1.1. By Value
    • 9.3.2.2. Market Share & Forecast
      • 9.3.2.2.1. By Application
      • 9.3.2.2.2. By Business Model
      • 9.3.2.2.3. By Device
      • 9.3.2.2.4. By Service
  • 9.3.3. South Africa Super Apps Market Outlook
    • 9.3.3.1. Market Size & Forecast
      • 9.3.3.1.1. By Value
    • 9.3.3.2. Market Share & Forecast
      • 9.3.3.2.1. By Application
      • 9.3.3.2.2. By Business Model
      • 9.3.3.2.3. By Device
      • 9.3.3.2.4. By Service

10. South America Super Apps Market Outlook

• 10.1. Market Size & Forecast
  • 10.1.1. By Value
• 10.2. Market Share & Forecast
  • 10.2.1. By Application
  • 10.2.2. By Business Model
  • 10.2.3. By Device
  • 10.2.4. By Service
  • 10.2.5. By Country
• 10.3. South America: Country Analysis
  • 10.3.1. Brazil Super Apps Market Outlook
    • 10.3.1.1. Market Size & Forecast
      • 10.3.1.1.1. By Value
    • 10.3.1.2. Market Share & Forecast
      • 10.3.1.2.1. By Application
      • 10.3.1.2.2. By Business Model
      • 10.3.1.2.3. By Device
      • 10.3.1.2.4. By Service
  • 10.3.2. Colombia Super Apps Market Outlook
    • 10.3.2.1. Market Size & Forecast
      • 10.3.2.1.1. By Value
    • 10.3.2.2. Market Share & Forecast
      • 10.3.2.2.1. By Application
      • 10.3.2.2.2. By Business Model
      • 10.3.2.2.3. By Device
      • 10.3.2.2.4. By Service
  • 10.3.3. Argentina Super Apps Market Outlook
    • 10.3.3.1. Market Size & Forecast
      • 10.3.3.1.1. By Value
    • 10.3.3.2. Market Share & Forecast
      • 10.3.3.2.1. By Application
      • 10.3.3.2.2. By Business Model
      • 10.3.3.2.3. By Device
      • 10.3.3.2.4. By Service

11. Market Dynamics

• 11.1. Drivers
• 11.2. Challenges

12. Market Trends & Developments

• 12.1. Merger & Acquisition (If Any)
• 12.2. Product Launches (If Any)
• 12.3. Recent Developments

13. Global Super Apps Market: SWOT Analysis

14. Porter's Five Forces Analysis

• 14.1. Competition in the Industry
• 14.2. Potential of New Entrants
• 14.3. Power of Suppliers
• 14.4. Power of Customers
• 14.5. Threat of Substitute Products

15. Competitive Landscape

• 15.1. Tencent Holdings Limited
  • 15.1.1. Business Overview
  • 15.1.2. Products & Services
  • 15.1.3. Recent Developments
  • 15.1.4. Key Personnel
  • 15.1.5. SWOT Analysis
• 15.2. Alibaba Group Holding Limited
• 15.3. Grab Holdings Limited
• 15.4. Gojek Indonesia Pte. Ltd.
• 15.5. Sea Limited
• 15.6. Paytm Payments Bank Limited
• 15.7. Meituan Inc.
• 15.8. Kakao Corporation
• 15.9. VNG Corporation
• 15.10. LINE Corporation

16. Strategic Recommendations

17. About Us & Disclaimer