全球金融科技产业市场：按金融科技卡、按解决方案、按技术、按最终用户、按地区

预计 2024 年全球金融科技产业市场规模为 3.435 亿美元，预估 2031 年将达 6.544 亿美元，2024 年至 2031 年复合年增长率为 9.6%。

图：2024 年金融科技业市场占有率（%），依地区划分

多种因素推动了全球金融科技产业的繁荣，包括数位付款的兴起、电子商务产业的成长以及创业投资基金的涌入。人工智慧、机器学习和区块链等先进技术的使用正在改善金融服务的获取并提高效率。然而，安全和隐私问题继续挑战该行业的持续成长。

市场动态：

全球金融科技产业市场的成长受到多种因素的推动。数位化的进步以及人工智慧、机器学习和物联网等技术的出现促进了创新金融产品和服务的发展。智慧型手机和互联网普及率的提高以及电子商务行业的成长正在推动数位付款和线上借贷。这刺激了产品创新和市场扩张。然而，对资料隐私和安全的担忧已成为一个挑战。标准化和互通性问题也阻碍了无缝操作。然而，金融服务渗透率较低的新兴经济体为金融科技公司提供了巨大的成长机会。

本研究的主要特点

本报告对全球金融科技产业市场进行了详细分析，并提供了以2023年为基准年的预测期（2024-2031）的市场规模和年复合成长率（CAGR%）。

它还揭示了各个细分市场的潜在商机，并说明了该市场有吸引力的投资提案矩阵。

它还提供了有关市场驱动因素、限制因素、机会、新产品发布和核准、市场趋势、区域前景、主要企业采取的竞争策略等的重要见解。

根据公司亮点、产品系列、主要亮点、财务表现和策略等参数对全球金融科技市场的主要企业进行了分析。

主要公司包括美国运通公司、Square、Stripe、PayPal、第一资本、花旗集团、摩根大通、万事达卡公司、Visa Inc.、Brex、Revolut 和 Pivot Payables。

该报告的见解使负责人和公司经营团队能够就未来的产品发布、类型升级、市场扩张和行销策略做出明智的决策。

金融科技全球市场报告迎合了该行业的各种相关人员，如投资者、供应商、产品製造商、经销商、新进业者和金融分析师。

透过用于分析全球金融科技市场的各种策略矩阵，将有助于相关人员做出决策。

目录

第一章 研究目的与前提

• 研究目的
• 先决条件
• 简称

第二章 市场展望

• 报告说明
  • 市场定义和范围
• 执行摘要
• Coherent Opportunity Map（COM）

第三章市场动态、法规及趋势分析

• 市场动态

第四章 全球金融科技产业市场：COVID-19 大流行的影响

• 影响全球金融科技产业市场的因素：COVID-19
• 影响分析

第五章 全球金融科技产业市场：依金融科技卡分类（2019-2031）

• 商务卡
• 虚拟卡

第六章全球金融科技产业市场：依解决方案分类（2019-2031）

• 付款/资金转账
• 融资解决方案
• 保险及个人理财
• 资产管理
• 数位银行
• 其他（汇款解决方案、加密解决方案）

第七章 全球金融科技产业市场：依技术分类（2019-2031）

• 应用程式介面 (API)
• 巨量资料分析
• 人工智慧（AI）
• 区块链
• 网路安全

第八章全球金融科技产业市场：依最终用户分类（2024-2031）

• 个人消费者
• 商业金融科技
• 企业金融科技

第九章全球金融科技产业市场：按地区（2019-2031）

• 北美洲
• 拉丁美洲
• 欧洲
• 亚太地区
• 中东
• 非洲

第10章竞争格局

• American Express Company
  • 最新动态/最新讯息
• Square
  • 最新动态/最新讯息
• Stripe
  • 最新动态/最新讯息
• PayPal
• Capital One
• Citigroup Inc.
• JPMorgan Chase
• Mastercard Inc.
• Visa Inc.
• Brex
• Revolut
• Pivot Payables

第十一章分析师建议

• Wheel of Fortune
• 分析师观点
• Coherent Opportunity Map（COM）

第十二章参考文献与调查方法

• 参考
• 调查方法
• 关于出版商

The global fintech industry market is estimated to be valued at USD 343.5 Mn in 2024 and is expected to reach USD 654.4 Mn by 2031, exhibiting a compound annual growth rate (CAGR) of 9.6% from 2024 to 2031.

Figure. Fintech Industry Market Share (%), By Region 2024

Various factors such as rise of digital payments, growing e-commerce industry, influx of venture capital funding have contributed to the boom in the fintech sector globally. It has increased accessibility of financial services, driven efficiencies through use of advanced technologies like AI, ML and blockchain. However, security and privacy concerns continue to pose challenges for continued growth of the industry.

Market Dynamics:

The growth of the global fintech industry market is driven by several factors. The increasing digitization and emergence of technologies such as AI, ML and IoT have enabled development of innovative financial products and services. Rising smartphone and internet penetration along with growing ecommerce industry has boosted digital payments and online lending. This has fueled product innovation and market expansion. However, data privacy and security concerns pose challenges. Lack of standardization and interoperability issues also challenge seamless operations. Nevertheless, developing economies with underpenetrated financial services present huge opportunities for fintech players for growth.

Key features of the study:

This report provides in-depth analysis of the global fintech industry market, and provides market size (US$ Million) and compound annual growth rate (CAGR%) for the forecast period (2024-2031), considering 2023 as the base year

It elucidates potential revenue opportunities across different segments and explains attractive investment proposition matrices for this market

This study also provides key insights about market drivers, restraints, opportunities, new product launches or approval, market trends, regional outlook, and competitive strategies adopted by key players

It profiles key players in the global fintech market based on the following parameters - company highlights, products portfolio, key highlights, financial performance, and strategies

Key companies covered as a part of this study include American Express Company, Square, Stripe, PayPal, Capital One, Citigroup Inc., JPMorgan Chase, Mastercard Inc., Visa Inc., Brex, Revolut, and Pivot Payables

Insights from this report would allow marketers and the management authorities of the companies to make informed decisions regarding their future product launches, type up-gradation, market expansion, and marketing tactics

The global fintech market report caters to various stakeholders in this industry including investors, suppliers, product manufacturers, distributors, new entrants, and financial analysts

Stakeholders would have ease in decision-making through various strategy matrices used in analyzing the global fintech market

Market Segmentation

• FinTech Cards Insights (Revenue, USD, 2019 - 2031)
  • Commercial Cards
  • Virtual Cards
• Solution Insights (Revenue, USD, 2019 - 2031)
  • Payment & Fund Transfer
  • Lending Solutions
  • Insurance & Personal Finance
  • Wealth Management
  • Digital Banking
  • Others (Remittance Solutions, Crypto Solutions)
• Technology Insights (Revenue, USD, 2019 - 2031)
  • Application Programming Interface (API)
  • Big Data Analytics
  • Artificial Intelligence (AI)
  • Blockchain
  • Cybersecurity
• End User Insights (Revenue, USD, 2019 - 2031)
  • Individual Consumers
  • Business FinTech
  • Enterprise FinTech
• Regional Insights (Revenue, USD, 2019 - 2031)
  • North America
  • U.S.
  • Canada
  • Latin America
  • Brazil
  • Argentina
  • Mexico
  • Rest of Latin America
  • Europe
  • Germany
  • U.K.
  • Spain
  • France
  • Italy
  • Russia
  • Rest of Europe
  • Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
  • ASEAN
  • Rest of Asia Pacific
  • Middle East
  • GCC Countries
  • Israel
  • Rest of Middle East
  • Africa
  • South Africa
  • North Africa
  • Central Africa
• Key Players Insights
  • American Express Company
  • Square
  • Stripe
  • PayPal
  • Capital One
  • Citigroup Inc.
  • JPMorgan Chase
  • Mastercard Inc.
  • Visa Inc.
  • Brex
  • Revolut
  • Pivot Payables

Table of Contents

1. Research Objectives and Assumptions

• Research Objectives
• Assumptions
• Abbreviations

2. Market Purview

• Report Description
  • Market Definition and Scope
• Executive Summary
  • Global Fintech Industry Market, By FinTech Cards
  • Global Fintech Industry Market, By Solution
  • Global Fintech Industry Market, By Technology
  • Global Fintech Industry Market, By End User
  • Global Fintech Industry Market, By Region
• Coherent Opportunity Map (COM)

3. Market Dynamics, Regulations, and Trends Analysis

• Market Dynamics
  • Drivers
  • Restraints
  • PEST Analysis
  • PORTER's Five Forces Analysis
  • Market Opportunities
  • Regulatory Scenario
  • Recent Developments/Updates
  • Industry Trend

4. Global Fintech Industry Market - Impact of Coronavirus (COVID-19) Pandemic

• Overview
• Factors Affecting the Global Fintech Industry Market - COVID-19
• Impact Analysis

5. Global Fintech Industry Market, By FinTech Cards, 2019-2031, (USD MN)

• Introduction
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Commercial Cards
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Virtual Cards
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends

6. Global Fintech Industry Market, By Solution, 2019-2031, (USD MN)

• Introduction
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Payment & Fund Transfer
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Lending Solutions
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Insurance & Personal Finance
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Wealth Management
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Digital Banking
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Others (Remittance Solutions, Crypto Solutions)
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends

7. Global Fintech Industry Market, By Technology, 2019-2031, (USD MN)

• Introduction
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Application Programming Interface (API)
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Big Data Analytics
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Artificial Intelligence (AI)
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Blockchain
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Cybersecurity
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends

8. Global Fintech Industry Market, By End User, 2024-2031, (USD MN)

• Introduction
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Individual Consumers
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Business FinTech
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends
• Enterprise FinTech
  • Market Share Analysis, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, 2020 - 2031
  • Segment Trends

9. Global Fintech Industry Market, By Region, 2019 - 2031, Value (USD MN)

• Introduction
  • Market Share Analysis, By Region, 2024, 2027, and 2031 (%)
  • Y-o-Y Growth Analysis, For Region, 2020 - 2031
• North America
  • Market Share Analysis, By Country, 2024, 2027 and 2031 (%)
  • Y-o-Y Growth Analysis, For Region, 2020 - 2031
  • Market Size and Forecast, By FinTech Cards, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Solution, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Technology, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By End User, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Country, 2019- 2031, (US$ Mn)
    • U.S.
    • Canada
• Latin America
  • Market Share Analysis, By Country, 2024, 2027 and 2031 (%)
  • Y-o-Y Growth Analysis, For Region, 2020 - 2031
  • Market Size and Forecast, By FinTech Cards, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Solution, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Technology, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By End User, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Country, 2019- 2031, (US$ Mn)
    • Brazil
    • Argentina
    • Mexico
    • Rest of Latin America
• Europe
  • Market Share Analysis, By Country, 2024, 2027 and 2031 (%)
  • Y-o-Y Growth Analysis, For Region, 2020 - 2031
  • Market Size and Forecast, By FinTech Cards, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Solution, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Technology, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By End User, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Country, 2019- 2031, (US$ Mn)
    • Germany
    • U.K.
    • Spain
    • France
    • Italy
    • Russia
    • Rest of Europe
• Asia Pacific
  • Market Share Analysis, By Country, 2024, 2027 and 2031 (%)
  • Y-o-Y Growth Analysis, For Region, 2020 - 2031
  • Market Size and Forecast, By FinTech Cards, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Solution, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Technology, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By End User, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Country, 2019- 2031, (US$ Mn)
    • China
    • India
    • Japan
    • Australia
    • South Korea
    • ASEAN
    • Rest of Asia Pacific
• Middle East
  • Market Share Analysis, By Country, 2024, 2027 and 2031 (%)
  • Y-o-Y Growth Analysis, For Region, 2020 - 2031
  • Market Size and Forecast, By FinTech Cards, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Solution, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Technology, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By End User, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Country, 2019- 2031, (US$ Mn)
    • GCC Countries
    • Israel
    • Rest of Middle East
• Africa
  • Market Share Analysis, By Country, 2024, 2027 and 2031 (%)
  • Y-o-Y Growth Analysis, For Region, 2020 - 2031
  • Market Size and Forecast, By FinTech Cards, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Solution, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Technology, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By End User, 2019 - 2031, Value (USD MN)
  • Market Size and Forecast, By Country, 2019- 2031, (US$ Mn)
    • South Africa
    • North Africa
    • Central Africa

10. Competitive Landscape

• American Express Company
  • Company Overview
  • Product Portfolio
  • Recent Developments/ Updates
• Square
  • Company Overview
  • Product Portfolio
  • Recent Developments/ Updates
• Stripe
  • Company Overview
  • Product Portfolio
  • Recent Developments/ Updates
• PayPal
• Capital One
• Citigroup Inc.
• JPMorgan Chase
• Mastercard Inc.
• Visa Inc.
• Brex
• Revolut
• Pivot Payables

11. Analyst Recommendations

• Wheel of Fortune
• Analyst View
• Coherent Opportunity Map

12. References and Research Methodology

• References
• Research Methodology
• About us