市场调查报告书
商品编码
1395087
第三方支付市场 - 按支付类型(线上支付、POS 支付、点对点支付)、最终用户(消费者支付、商业支付)、支付方式、行业垂直和预测,2023 年至 2032 年Third Party Payment Market - By Payment Type (Online Payments, POS Payments, Peer-to-Peer Payments), By End User (Consumer Payments, Business Payments), By Payment Method, By Industry Vertical & Forecast, 2023 - 2032 |
在普遍数位化趋势涌入的推动下,第三方支付市场规模预计从 2023 年到 2032 年CAGR将超过 11.5%。随着全球多个产业拥抱数位转型,对无缝和无现金交易的需求不断升级。
第三方支付解决方案透过提供安全、高效且用户友好的数位支付选项来促进这些转变。智慧型手机的普及和对线上服务的更高偏好进一步使数位支付成为消费者日常生活中不可或缺的一部分。此外,金融科技公司不断推出新的解决方案,以提高银行间转帐的效率、安全性和速度,并推动产业扩张。举个例子,2023 年 2 月,GoCardless 推出了 GoCardless Embed,这是其新应用程序,可让其他支付服务提供者允许银行间转帐。
第三方支付市场分为支付类型、最终用户、支付方式、垂直行业和地区。
根据支付类型,线上支付领域的行业规模将在 2022 年产生可观的收入,预计到 2032 年将实现大幅成长。消费者和企业越来越依赖第三方支付服务来实现无缝交易。此外,第三方提供者提供的便利性、可访问性和多样化的支付方式将推动该细分市场的成长。
就最终用户而言,企业支付领域的第三方支付产业预计将在 2023 年至 2032 年间获得发展动能。一些企业正在利用第三方支付提供者来简化和优化其支付流程,同时提高效率并减少成本。操作复杂性。这些服务还满足广泛的业务支付需求,包括供应商付款、薪资处理和 B2B 交易。此外,第三方支付解决方案在商业交易中提供的便利、快速和成本效益将有利于市场扩张。
从地区来看,在动态数位格局和无现金交易日益普及的推动下,亚太地区第三方支付市场将于 2023 年至 2032 年呈现强劲成长。中国在行动支付平台的广泛使用方面处于领先地位,进一步培育了数位交易文化。
此外,多家金融科技公司和第三方供应商正在推出针对该地区不断变化的金融格局量身定制的尖端产品,以增强功能和用户体验来吸引用户。例如,2023 年 10 月,Visa 和 Global Payments 在新加坡联合推出了行动点击支付解决方案,部署了点击电话技术,使拥有 Android 装置的商家能够透过第三方应用程式进行非接触式支付。此外,政府不断推出的促进金融包容性的措施将有助于区域市场的成长。
Third Party Payment Market size is estimated to expand at over 11.5% CAGR from 2023-2032 propelled by the influx of pervasive digitalization trends. With several industries worldwide embracing digital transformation, the demand for seamless and cashless transactions is escalating.
Third-party payment solutions facilitate these transitions by offering secure, efficient, and user-friendly digital payment options. The ubiquity of smartphones and the higher preference for online services is further making digital payments an integral part of the daily lives of consumers. Moreover, fintech companies are continually launching new solutions to enhance the efficiency, security, and speed of interbank transfers, boosting the industry expansion. To cite an instance, in February 2023, GoCardless introduced GoCardless Embed, its new application that lets other payment service providers allow bank-to-bank transfers.
The third party payment market is bifurcated into payment type, end user, payment method, industry vertical, and region.
Based on payment type, the industry size from the online payments segment generated considerable revenue in 2022 and is anticipated to record substantial growth through 2032. Consumers and businesses increasingly rely on third-party payment services for seamless transactions. Additionally, the convenience, accessibility, and diverse payment methods offered by third-party providers will propel the segment growth.
With respect to end user, the third-party payment industry from the business payments segment is projected to gain momentum between 2023 and 2032. Several businesses are leveraging third-party payment providers to streamline and optimize their payment processes whilst enhancing the efficiency and reducing the operational complexities. These services also cater to a wide range of business payment needs, including vendor payments, payroll processing, and B2B transactions. Additionally, the convenience, speed, and cost-effectiveness offered by third-party payment solutions in business transactions will prove favorable for the market expansion.
Regionally, the Asia Pacific third-party payment market is set to exhibit robust growth from 2023 to 2032 driven by the dynamic digital landscape and the rising adoption of cashless transactions. China is leading the way with widespread use of mobile payment platforms, further fostering a culture of digital transactions.
Additionally, multiple fintech companies and third-party providers are introducing cutting-edge offerings tailored to the evolving financial landscape in the region for attracting users with enhanced functionalities and user experiences. For instance, in October 2023, Visa and Global Payments co-launched the mobile tap payment solution in Singapore by deploying its tap-to-phone technology to enable merchants with Android devices to facilitate contactless payments via a third-party application. Moreover, the growing government initiatives for promoting financial inclusion will contribute to the regional market growth.