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市场调查报告书
商品编码
1716523

非接触式支付市场机会、成长动力、产业趋势分析及 2025 - 2034 年预测

Contactless Payment Market Opportunity, Growth Drivers, Industry Trend Analysis, and Forecast 2025 - 2034
出版日期: | 出版商: Global Market Insights Inc. | 英文 190 Pages | 商品交期: 2-3个工作天内

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简介目录

2024 年全球非接触式支付市场规模达到 416 亿美元，预估 2025 年至 2034 年期间的复合年增长率为 12.3%。消费者对行动钱包和智慧卡进行数位交易的依赖日益增加，推动了这一成长。智慧手錶、健身追踪器和其他消费性电子产品等穿戴式装置正在提高支付的便利性，从而促进其普及。安全无缝支付技术的普及鼓励金融机构推广非接触式支付解决方案，进一步扩大市场。随着行动支付的发展，将其与存取系统、票务和其他服务的整合确保了其广泛的应用。这些支付解决方案的安全整合增强了消费者的信任并加速了采用。

非接触式支付市场 - IMG1

穿戴式支付技术使用无线射频识别 (RFID)、近场通讯 (NFC) 和快速回应 (QR) 码进行操作。非接触式销售点 (POS) 终端和后端支付基础设施正在将这些功能扩展到穿戴式设备，从而改善整体支付生态系统。 NFC 技术占超过 68% 的市场份额，预计到 2034 年将超过 913 亿美元。 NFC 的工作频率为 13.56 MHz，可确保消费性电子设备和 POS 终端之间的交易安全、快速且可靠。它广泛用于行动钱包，提供增强的加密和身份验证，使其成为非接触式支付的首选技术。全球约有 30 亿部智慧型手机配备了 NFC，可实现安全的点击支付交易。

市场范围
起始年份 2024
预测年份 2025-2034
起始值 416亿美元
预测值 1284亿美元
复合年增长率 12.3%

零售业仍是非接触式支付市场最大的应用领域，到2024年将占据39.5%的市场。零售业的数位支付解决方案因其便利性和效率而越来越受欢迎。 POS 终端整合了行动和非接触式技术，可加快交易速度、减少等待时间并提高客户满意度。数位零售解决方案的兴起改变了传统的购物体验，零售商现在提供无缝结帐选项和先进的库存管理系统。这些创新不仅增强了客户参与度，而且提高了整体营运效率。

2024 年，POS 终端占据了超过 120 亿美元的显着份额。零售、饭店、运输和仓储等行业日益采用数位化，推动了对 POS 终端的需求。蓝牙和 NFC 等无线技术的整合使得这些终端功能多样且安全。随着 POS 系统逐渐符合 EMV 等全球安全标准，它们透过创建独特的加密交易代码提供了额外的安全保障，降低了诈欺风险并确保了交易安全。

消费者（B2C 交易）主导非接触式支付市场，预计在预测期内复合年增长率将超过 12%。数位钱包、NFC 卡和行动支付解决方案在日常交易中的广泛使用正在推动这一领域的发展。零售、交通、旅馆和餐饮服务领域采用非接触式支付方式进一步增强了这一势头。消费者更喜欢这些解决方案，因为它们方便、快速、安全，而忠诚度计划和现金返还优惠则进一步激励了消费者使用。

中国在亚太地区非接触式支付市场中处于领先地位，2024 年的收入约为 50 亿美元。智慧型手机普及率高、行动钱包的广泛采用以及政府对数位金融包容性的支持推动了中国在该地区的领导地位。数位支付平台占据市场主导地位，提供无缝的交易体验。随着非接触式支付技术的不断发展，中国的金融科技生态系统持续蓬勃发展，确保了亚太地区的持续成长。

目录

第一章：方法论与范围

第二章：执行摘要

第三章：行业洞察

  • 产业生态系统分析
    • 供应商格局
      • 支付服务提供者
      • 银行和金融机构
      • 商家和零售商
      • 最终用途
    • 利润率分析
  • 技术与创新格局
  • 专利分析
  • 新创企业概况
  • 监管格局
  • 衝击力
    • 成长动力
      • 北美对行动和穿戴式支付设备的需求
      • 生物辨识非接触式智慧卡需求不断成长
      • 商家越来越多地采用科技进行小额交易
      • 减少交易时间并提高便利性
    • 产业陷阱与挑战
      • 银行和支付协会制定的规则和条例
      • 缺乏消费者意识
  • 成长潜力分析
  • 波特的分析
  • PESTEL分析

第四章：竞争格局

  • 介绍
  • 公司市占率分析
  • 竞争定位矩阵
  • 战略展望矩阵

第五章：市场估计与预测：按付款方式，2021 - 2034 年

  • 主要趋势
  • POS终端
  • 智慧卡
  • 行动应用程式和钱包
  • 穿戴式支付设备
  • 其他

第六章：市场估计与预测：依技术分类，2021 - 2034 年

  • 主要趋势
  • 近场通讯
  • 射频识别
  • 红外线
  • 其他的

第七章：市场估计与预测：按应用，2021 - 2034 年

  • 主要趋势
  • 零售
  • 卫生保健
  • 饭店业
  • 运输
  • 仓储与物流
  • 其他的

第八章：市场估计与预测：依最终用途，2021 - 2034 年

  • 主要趋势
  • 消费者（B2C交易）
  • 企业（B2B交易）

第九章：市场估计与预测：按地区，2021 - 2034 年

  • 主要趋势
  • 北美洲
    • 我们
    • 加拿大
  • 欧洲
    • 英国
    • 德国
    • 法国
    • 西班牙
    • 义大利
    • 俄罗斯
    • 北欧人
  • 亚太地区
    • 中国
    • 印度
    • 日本
    • 韩国
    • 澳新银行
    • 东南亚
  • 拉丁美洲
    • 巴西
    • 墨西哥
    • 阿根廷
  • MEA
    • 阿联酋
    • 南非
    • 沙乌地阿拉伯

第十章：公司简介

  • Adyen
  • Alibaba
  • American Express Company
  • Apple
  • Fiserv
  • Google
  • Ingenico Group
  • Mastercard
  • Moneris Solutions
  • Nayax
  • NCR
  • On Track Innovations (OTI)
  • PayPal
  • Samsung Electronics
  • Square
  • Stripe
  • Verifone
  • Visa
  • WeChat Pay
  • Worldpay
简介目录
Product Code: 3380

The Global Contactless Payment Market reached USD 41.6 billion in 2024 and is projected to grow at a CAGR of 12.3% between 2025 and 2034. Growing consumer reliance on mobile wallets and smart cards for digital transactions is driving this growth. Wearable devices such as smartwatches, fitness trackers, and other consumer electronics are enhancing the convenience of making payments, contributing to increased adoption. The proliferation of secure and seamless payment technologies encourages financial institutions to promote contactless payment solutions, further expanding the market. As mobile payments evolve, integrating them with access systems, ticketing, and other services ensures widespread use. Secure integration of these payment solutions strengthens consumer trust and accelerates adoption.

Contactless Payment Market - IMG1

Wearable payment technology operates using radio frequency identification (RFID), near-field communication (NFC), and quick response (QR) codes. The contactless point-of-sale (POS) terminals and backend payment infrastructure are extending these capabilities to wearable devices, improving the overall payment ecosystem. NFC technology dominates the market with a share of over 68% and is expected to exceed USD 91.3 billion by 2034. NFC, operating at 13.56 MHz, ensures secure, fast, and reliable transactions between consumer electronic devices and POS terminals. It is widely used in mobile wallets, offering enhanced encryption and authentication, making it a preferred technology for contactless payments. Around three billion smartphones globally are equipped with NFC, allowing secure tap-to-pay transactions.

Market Scope
Start Year2024
Forecast Year2025-2034
Start Value$41.6 Billion
Forecast Value$128.4 Billion
CAGR12.3%

Retail remains the largest application segment in the contactless payment market, accounting for 39.5% of the market share in 2024. Digital payment solutions in the retail sector are gaining popularity due to the convenience and efficiency they offer. POS terminals, integrated with mobile and contactless technologies, enable faster transactions, reduce waiting times, and improve customer satisfaction. The rise of digital retail solutions has transformed traditional shopping experiences, where retailers now provide seamless checkout options and advanced inventory management systems. These innovations not only enhance customer engagement but also increase overall operational efficiency.

POS terminals accounted for a significant share of over USD 12 billion in 2024. The increasing adoption of digitalization across industries such as retail, hospitality, transportation, and warehousing is fueling the demand for POS terminals. The integration of wireless technologies like Bluetooth and NFC has made these terminals versatile and secure. As POS systems become compliant with global security standards like EMV, they provide an added layer of safety by creating unique, encrypted transaction codes, reducing the risk of fraud and ensuring secure transactions.

Consumer (B2C transactions) dominate the contactless payment market and are anticipated to grow at a CAGR of over 12% during the forecast period. The widespread use of digital wallets, NFC-enabled cards, and mobile payment solutions for daily transactions is driving this segment. The adoption of contactless payment options in retail, transportation, hospitality, and food services adds to this momentum. Consumers prefer these solutions for their convenience, speed, and security, with loyalty programs and cashback offers providing further incentives for use.

China led the APAC contactless payment market with revenue of approximately USD 5 billion in 2024. High smartphone penetration, widespread adoption of mobile wallets, and government support for digital financial inclusion have propelled China's leadership in the region. Digital payment platforms dominate the market, offering seamless transaction experiences. As contactless payment technology continues to advance, China's fintech ecosystem continues to thrive, ensuring sustained growth in the APAC region.

Table of Contents

Chapter 1 Methodology & Scope

  • 1.1 Research design
    • 1.1.1 Research approach
    • 1.1.2 Data collection methods
  • 1.2 Base estimates & calculations
    • 1.2.1 Base year calculation
    • 1.2.2 Key trends for market estimation
  • 1.3 Forecast model
  • 1.4 Primary research and validation
    • 1.4.1 Primary sources
    • 1.4.2 Data mining sources
  • 1.5 Market scope & definition

Chapter 2 Executive Summary

  • 2.1 Industry 3600 synopsis, 2021 - 2034

Chapter 3 Industry Insights

  • 3.1 Industry ecosystem analysis
    • 3.1.1 Supplier landscape
      • 3.1.1.1 Payment service providers
      • 3.1.1.2 Banks & financial institutions
      • 3.1.1.3 Merchants & retailers
      • 3.1.1.4 End use
    • 3.1.2 Profit margin analysis
  • 3.2 Technology & innovation landscape
  • 3.3 Patent analysis
  • 3.4 Start-up landscape
  • 3.5 Regulatory landscape
  • 3.6 Impact forces
    • 3.6.1 Growth drivers
      • 3.6.1.1 Demand for mobile and wearable payment devices in North America
      • 3.6.1.2 Growing demand for biometric contactless smart cards
      • 3.6.1.3 Rising adoption of technology by merchants for small value transactions
      • 3.6.1.4 Reduced transaction time and increased convenience
    • 3.6.2 Industry pitfalls & challenges
      • 3.6.2.1 Rules and regulations imposed by banks and payment associations
      • 3.6.2.2 Lack of consumer awareness
  • 3.7 Growth potential analysis
  • 3.8 Porter's analysis
  • 3.9 PESTEL analysis

Chapter 4 Competitive Landscape, 2024

  • 4.1 Introduction
  • 4.2 Company market share analysis
  • 4.3 Competitive positioning matrix
  • 4.4 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Payment, 2021 - 2034 ($Bn, Transactional Value, Transactional Volume)

  • 5.1 Key trends
  • 5.2 POS terminals
  • 5.3 Smart card
  • 5.4 Mobile apps & wallets
  • 5.5 Wearable payment devices
  • 5.6 Other

Chapter 6 Market Estimates & Forecast, By Technology, 2021 - 2034 ($Bn, Transactional Value, Transactional Volume)

  • 6.1 Key trends
  • 6.2 NFC
  • 6.3 RFID
  • 6.4 IR
  • 6.5 Others

Chapter 7 Market Estimates & Forecast, By Application, 2021 - 2034 ($Bn, Transactional Value, Transactional Volume)

  • 7.1 Key trends
  • 7.2 Retail
  • 7.3 Healthcare
  • 7.4 Hospitality
  • 7.5 Transportation
  • 7.6 Warehouse & logistics
  • 7.7 Others

Chapter 8 Market Estimates & Forecast, By End Use, 2021 - 2034 ($Bn, Transactional Value, Transactional Volume)

  • 8.1 Key trends
  • 8.2 Consumers (B2C transactions)
  • 8.3 Enterprises (B2B transactions)

Chapter 9 Market Estimates & Forecast, By Region, 2021 - 2034 ($Bn, Transactional Value, Transactional Volume)

  • 9.1 Key trends
  • 9.2 North America
    • 9.2.1 U.S.
    • 9.2.2 Canada
  • 9.3 Europe
    • 9.3.1 UK
    • 9.3.2 Germany
    • 9.3.3 France
    • 9.3.4 Spain
    • 9.3.5 Italy
    • 9.3.6 Russia
    • 9.3.7 Nordics
  • 9.4 Asia Pacific
    • 9.4.1 China
    • 9.4.2 India
    • 9.4.3 Japan
    • 9.4.4 South Korea
    • 9.4.5 ANZ
    • 9.4.6 Southeast Asia
  • 9.5 Latin America
    • 9.5.1 Brazil
    • 9.5.2 Mexico
    • 9.5.3 Argentina
  • 9.6 MEA
    • 9.6.1 UAE
    • 9.6.2 South Africa
    • 9.6.3 Saudi Arabia

Chapter 10 Company Profiles

  • 10.1 Adyen
  • 10.2 Alibaba
  • 10.3 American Express Company
  • 10.4 Apple
  • 10.5 Fiserv
  • 10.6 Google
  • 10.7 Ingenico Group
  • 10.8 Mastercard
  • 10.9 Moneris Solutions
  • 10.10 Nayax
  • 10.11 NCR
  • 10.12 On Track Innovations (OTI)
  • 10.13 PayPal
  • 10.14 Samsung Electronics
  • 10.15 Square
  • 10.16 Stripe
  • 10.17 Verifone
  • 10.18 Visa
  • 10.19 WeChat Pay
  • 10.20 Worldpay