非接触式付款市场规模、份额、成长分析（按组件、按类型、按应用、按行业垂直和按地区）- 2025 年至 2032 年行业预测

预计到 2023 年全球非接触式付款市场规模将达到 425 亿美元，从 2024 年的 467.1 亿美元成长到 2032 年的 994 亿美元，预测期内（2025-2032 年）的复合年增长率为 9.9%。

非接触式付款市场受到智慧型手机和数位钱包广泛采用的显着影响，这得益于其易用性、安全性以及在零售、交通和线上服务等领域的广泛接受。各公司都在策略上将重点放在都市区零售环境和特定的垂直行业，如酒店和食品服务。非接触式付款的无摩擦特性透过减少交易时间和减少排队来提升客户体验，尤其是在尖峰时段。 NFC、HCE 和 RFID 等技术促进了快速的触碰式交易，从而提高了客户周转率并增加了收益。此外，每笔交易费用和订阅模式等具有市场竞争力的定价策略正在塑造市场动态。生物识别等创新提高了安全性和便利性，进一步推动了消费者在多个管道的采用，并加强了领先供应商的市场地位。

目录

介绍

• 调查目的
• 研究范围
• 定义

调查方法

• 资讯采购
• 二次资料和一次资料方法
• 市场规模预测
• 市场假设与限制

执行摘要

• 全球市场展望
• 供需趋势分析
• 细分机会分析

市场动态与展望

• 市场概览
• 市场规模
• 市场动态
  • 驱动因素和机会
  • 限制与挑战
• 波特的分析

关键市场考察

• 关键成功因素
• 竞争程度
• 主要投资机会
• 市场生态系统
• 市场吸引力指数（2024年）
• PESTEL分析
• 总体经济指标
• 价值链分析
• 定价分析

非接触式付款市场规模（依组件划分）及复合年增长率（2025-2032）

• 市场概览
• 硬体
  • POS
  • 卡片
  • 其他的
• 解决方案
• 服务
  • 咨询
  • 整合与部署
  • 支援和维护

非接触式付款市场规模（按类型及复合年增长率） (2025-2032)

• 市场概览
• 智慧型手机付款
• 卡片付款
  • 信用卡
  • 签帐金融卡
  • 其他的

非接触式付款市场规模（按应用划分）及复合年增长率（2025-2032）

• 市场概览
• 零售
  • 家电
  • 时尚与服饰
  • 其他的
• 运输
• 卫生保健
• 饭店业
• 其他的

非接触式付款市场规模（依产业垂直划分）及复合年增长率（2025-2032）

• 市场概览
• 零售
• 饭店业
• 卫生保健
• 能源和公共产业
• 运输/物流
• BFSI
• 其他的

非接触式付款市场规模及复合年增长率（2025-2032）

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 德国
  • 西班牙
  • 法国
  • 英国
  • 义大利
  • 其他欧洲国家
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 其他亚太地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲
• 中东和非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东和非洲地区

竞争资讯

• 前五大公司对比
• 主要企业市场定位（2024年）
• 主要市场参与者所采取的策略
• 近期市场趋势
• 公司市场占有率分析（2024年）
• 主要企业简介
  • 公司详情
  • 产品系列分析
  • 公司分部份额分析
  • 收益与前一年同期比较对比（2022-2024 年）

主要企业简介

• Visa Inc.（USA）
• Mastercard Inc.（USA）
• Apple Inc.（USA）
• Google LLC（USA）
• Samsung Electronics Co., Ltd.（South Korea）
• PayPal Holdings Inc.（USA）
• Alipay（China）
• Fiserv, Inc.（USA）
• Global Payments Inc.（USA）
• Stripe, Inc.（USA）
• Adyen NV（Netherlands）
• Ingenico（France）
• Verifone Holdings, Inc.（USA）
• Thales Group（France）
• Giesecke+Devrient GmbH（Germany）
• IDEMIA（France）
• ACI Worldwide Inc.（USA）
• Square, Inc.（USA）
• PayU（Netherlands）
• Infineon Technologies AG（Germany）

结论和建议

Global Contactless Payment Market size was valued at USD 42.5 billion in 2023 and is poised to grow from USD 46.71 billion in 2024 to USD 99.4 billion by 2032, growing at a CAGR of 9.9% during the forecast period (2025-2032).

The contactless payment market is significantly influenced by the widespread adoption of smartphones and digital wallets, driven by factors like usability, security, and broad acceptance across various sectors including retail, transportation, and online services. Companies are strategically focusing on urban retail environments or specific industries such as hospitality and food services. The frictionless nature of contactless payments enhances the customer experience by reducing transaction times and minimizing queues, especially during peak hours. Technologies like NFC, HCE, and RFID facilitate rapid touch-and-go transactions, leading to increased customer turnover and revenue growth. Moreover, competitive pricing strategies, including per-transaction fees and subscription models, shape market dynamics. Innovations like biometric verification enhance security and convenience, further advancing consumer adoption across multiple channels and reinforcing the market positions of leading providers.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Contactless Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Contactless Payment Market Segments Analysis

Global Contactless Payment Market is segmented by Component, Type, Application, Vertical and region. Based on Component, the market is segmented into Hardware, Solutions and Services. Based on Type, the market is segmented into Smartphone Based Payments and Card Based Payments. Based on Application, the market is segmented into Retail, Transportation, Healthcare, Hospitality and Others. Based on Vertical, the market is segmented into Retail, Hospitality, Healthcare, Energy and Utilities, Transportation and Logistics, BFSI and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Contactless Payment Market

The global contactless payment market is being significantly propelled by the growing trend towards cashless transactions, resulting in a heightened consumer preference for contactless payment methods. The convenience, rapid processing, and enhanced security that contactless transactions provide have encouraged widespread adoption in various sectors, including retail, hospitality, healthcare, and transportation. As consumers become more reliant on NFC-enabled smartphones, wearable devices, and contactless cards for quick and seamless transactions, this shift is driving remarkable growth within the market. The inclination towards adopting these innovative payment solutions is transforming the way consumers conduct financial transactions globally.

Restraints in the Global Contactless Payment Market

Despite the convenience that contactless payment methods provide, the market faces substantial challenges primarily due to concerns about data breaches, identity theft, and fraudulent activities. Cybercriminals are constantly adapting their strategies to take advantage of vulnerabilities in payment systems. The lack of strong security measures-such as encryption, biometric authentication, and AI-powered fraud detection-poses a significant threat, leading to potential financial losses and data compromises. These issues can significantly undermine consumer confidence and impede the growth of the global contactless payment market as users become more hesitant to adopt these technologies without sufficient safeguards in place.

Market Trends of the Global Contactless Payment Market

The Global Contactless Payment market is witnessing a significant shift towards biometric authentication as a key trend, enhancing both security and user experience. Financial institutions and fintech firms are increasingly adopting biometric solutions, such as fingerprint and facial recognition technology, to facilitate seamless and secure transactions. Mastercard's introduction of biometric payment cards exemplifies this movement, allowing users to authenticate payments without the cumbersome requirements of PINs or signatures. As the demand for secure and efficient payment processes grows, this trend is anticipated to gain momentum, significantly curbing fraud risks and reshaping the landscape of contactless transactions worldwide.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Contactless Payment Market Size by Component & CAGR (2025-2032)

• Market Overview
• Hardware
  • POS
  • Cards
  • Others
• Solutions
• Services
  • Consulting
  • Integration and Deployment
  • Support and Maintenance

Global Contactless Payment Market Size by Type & CAGR (2025-2032)

• Market Overview
• Smartphone Based Payments
• Card Based Payments
  • Credit Cards
  • Debit Cards
  • Others

Global Contactless Payment Market Size by Application & CAGR (2025-2032)

• Market Overview
• Retail
  • Consumer Electronics
  • Fashion & Garments
  • Others
• Transportation
• Healthcare
• Hospitality
• Others

Global Contactless Payment Market Size by Vertical & CAGR (2025-2032)

• Market Overview
• Retail
• Hospitality
• Healthcare
• Energy and Utilities
• Transportation and Logistics
• BFSI
• Others

Global Contactless Payment Market Size & CAGR (2025-2032)

• North America (Component, Type, Application, Vertical)
  • US
  • Canada
• Europe (Component, Type, Application, Vertical)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Component, Type, Application, Vertical)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Component, Type, Application, Vertical)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Component, Type, Application, Vertical)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Visa Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Apple Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Google LLC (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Samsung Electronics Co., Ltd. (South Korea)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Alipay (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen N.V. (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ingenico (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Verifone Holdings, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thales Group (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Giesecke+Devrient GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IDEMIA (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACI Worldwide Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Square, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayU (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infineon Technologies AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations