Product Code: GVR-4-68038-066-8
Digital Lending Platform Market Growth & Trends:
The global digital lending platform market size is estimated to reach USD 44,497.6 million by 2030, registering to grow at a CAGR of 27.7% from 2025 to 2030 according to a new report by rand View Research, Inc. The growing adoption of digitalization in the BFSI sector is expected to create new opportunities for market growth. According to the European Central Bank, in 2020, 46% of European banks could process mortgages digitally in two days compared to 8% in 2015.
The funding raised by the Digital Lending Platform providers worldwide is also one of the major factors expected to drive market growth. For instance, in April 2021, Auxmoney, a Digital Lending Platform platform provider, announced that it raised USD 271.4 million. The company uses this funding to enhance its Digital Lending Platform platform for consumer credit. Furthermore, companies operating in the Digital Lending Platform space are focused on partnerships to enhance their offerings and market position. For instance, in April 2022, the two fintech companies, UI Enlyte and Exaloan, announced that they are launching a strategic corporation. Through this initiative, the companies will link their platforms for digital assets and lending.
The COVID-19 pandemic had a positive impact on market growth. The established digital lenders adopted new partnerships to cater to the borrower's funding demand amid the COVID 19 pandemic. At the same time, efforts taken by the banks to digitalize their process due to the pandemic also paved to be one of the major factors driving the market growth.
Digital Lending Platform Market Report Highlights:
- The solution segment led the market and accounted of 74.6% share of the global revenue in 2024.
- The cloud segment is expected to witness the fastest growth over the forecast period
- The banks segment led the market and accounted for more than 29% share of the global revenue in 2024.
- The North America segment led the market and accounted for 32.7% share of the global revenue in 2024.
Table of Contents
Chapter 1. Methodology and Scope
- 1.1. Market Segmentation and Scope
- 1.2. Research Methodology
- 1.2.1. Information Procurement
- 1.3. Information or Data Analysis
- 1.4. Methodology
- 1.5. Research Scope and Assumptions
- 1.6. Market Formulation & Validation
- 1.7. Country Based Segment Share Calculation
- 1.8. List of Data Sources
Chapter 2. Executive Summary
- 2.1. Market Outlook
- 2.2. Segment Outlook
- 2.3. Competitive Insights
Chapter 3. Digital Lending Platform Variables, Trends, & Scope
- 3.1. Market Lineage Outlook
- 3.2. Market Dynamics
- 3.2.1. Market Drivers Analysis
- 3.2.2. Market Restraints Analysis
- 3.2.3. Industry Challenge
- 3.3. Digital Lending Platform Analysis Tools
- 3.3.1. Industry Analysis - Porter's
- 3.3.1.1. Bargaining Power Of The Suppliers
- 3.3.1.2. Bargaining Power Of The Buyers
- 3.3.1.3. Threats Of Substitution
- 3.3.1.4. Threats From New Entrants
- 3.3.1.5. Competitive Rivalry
- 3.3.2. PESTEL Analysis
Chapter 4. Digital Lending Platform Market: Component Estimates & Trend Analysis
- 4.1. Segment Dashboard
- 4.2. Digital Lending Platform Market: Component Movement Analysis, 2024 & 2030 (USD Million)
- 4.3. Solution
- 4.3.1. Solution Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.3.2. Business Process Management
- 4.3.2.1. Business Process Management Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.3.3. Lending Analytics
- 4.3.3.1. Lending Analytics Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.3.4. Loan Management
- 4.3.4.1. Loan Management Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.3.5. Loan Origination
- 4.3.5.1. Loan Origination Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.3.6. Risk & Compliance Management
- 4.3.6.1. Risk & Compliance Management Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.3.7. Others
- 4.3.7.1. Others Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.4. Services
- 4.4.1. Services Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.4.2. Design & Implementation
- 4.4.2.1. Design & Implementation Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.4.3. Training & Education
- 4.4.3.1. Training & Education Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.4.4. Risk Assessment
- 4.4.4.1. Risk Assessment Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.4.5. Consulting
- 4.4.5.1. Consulting Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 4.4.6. Support & Maintenance
- 4.4.6.1. Support & Maintenance Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
Chapter 5. Digital Lending Platform Market: Deployment Estimates & Trend Analysis
- 5.1. Segment Dashboard
- 5.2. Digital Lending Platform Market: Deployment Movement Analysis, 2024 & 2030 (USD Million)
- 5.3. On-premise
- 5.3.1. On-premise Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 5.4. Cloud
- 5.4.1. Cloud Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
Chapter 6. Digital Lending Platform Market: End Use Estimates & Trend Analysis
- 6.1. Segment Dashboard
- 6.2. Digital Lending Platform Market: End Use Movement Analysis, 2024 & 2030 (USD Million)
- 6.3. Banks
- 6.3.1. Banks Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 6.4. Insurance Companies
- 6.4.1. Insurance Companies Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 6.5. Credit Unions
- 6.5.1. Credit Unions Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 6.6. Saving & Loan Associations
- 6.6.1. Saving & Loan Associations Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 6.7. Peer-to-Peer Lending
- 6.7.1. Peer-to-Peer Lending Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
- 6.8. Others
- 6.8.1. Others Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
Chapter 7. Digital Lending Platform Market Region Estimates & Trend Analysis
- 7.1. Digital Lending Platform Market Share, By Region, 2024 & 2030 (USD Million)
- 7.2. North America
- 7.2.1. North America Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.2.2. U.S.
- 7.2.2.1. U.S. Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.2.3. Canada
- 7.2.3.1. Canada Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.2.4. Mexico
- 7.2.4.1. Mexico Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.3. Europe
- 7.3.1. Europe Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.3.2. UK
- 7.3.2.1. UK Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.3.3. Germany
- 7.3.3.1. Germany Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.3.4. France
- 7.3.4.1. France Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4. Asia Pacific
- 7.4.1. Asia Pacific Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.2. China
- 7.4.2.1. China Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.3. India
- 7.4.3.1. India Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.4. Japan
- 7.4.4.1. Japan Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.5. Australia
- 7.4.5.1. Australia Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.4.6. South Korea
- 7.4.6.1. South Korea Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.5. Latin America
- 7.5.1. Latin America Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.5.2. Brazil
- 7.5.2.1. Brazil Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.6. MEA
- 7.6.1. MEA Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.6.2. UAE
- 7.6.2.1. UAE Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.6.3. KSA
- 7.6.3.1. KSA Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
- 7.6.4. South Africa
- 7.6.4.1. South Africa Digital Lending Platform Market Estimates and Forecasts, 2018 - 2030 (USD Million)
Chapter 8. Competitive Landscape
- 8.1. Company Categorization
- 8.2. Company Market Positioning
- 8.3. Company Heat Map Analysis
- 8.4. Company Profiles/Listing
- 8.4.1. Ellie Mae, Inc.
- 8.4.1.1. Participant's Overview
- 8.4.1.2. Financial Performance
- 8.4.1.3. Application Benchmarking
- 8.4.1.4. Strategic Initiatives
- 8.4.2. FIS
- 8.4.2.1. Participant's Overview
- 8.4.2.2. Financial Performance
- 8.4.2.3. Application Benchmarking
- 8.4.2.4. Strategic Initiatives
- 8.4.3. Fiserv, Inc.
- 8.4.3.1. Participant's Overview
- 8.4.3.2. Financial Performance
- 8.4.3.3. Application Benchmarking
- 8.4.3.4. Strategic Initiatives
- 8.4.4. Newgen Software
- 8.4.4.1. Participant's Overview
- 8.4.4.2. Financial Performance
- 8.4.4.3. Application Benchmarking
- 8.4.4.4. Strategic Initiatives
- 8.4.5. Nucleus Software
- 8.4.5.1. Participant's Overview
- 8.4.5.2. Financial Performance
- 8.4.5.3. Application Benchmarking
- 8.4.5.4. Strategic Initiatives
- 8.4.6. Pegasystems Inc.
- 8.4.6.1. Participant's Overview
- 8.4.6.2. Financial Performance
- 8.4.6.3. Application Benchmarking
- 8.4.6.4. Strategic Initiatives
- 8.4.7. Roostify
- 8.4.7.1. Participant's Overview
- 8.4.7.2. Financial Performance
- 8.4.7.3. Application Benchmarking
- 8.4.7.4. Strategic Initiatives
- 8.4.8. Sigma Infosolutions
- 8.4.8.1. Participant's Overview
- 8.4.8.2. Financial Performance
- 8.4.8.3. Application Benchmarking
- 8.4.8.4. Strategic Initiatives
- 8.4.9. Tavant
- 8.4.9.1. Participant's Overview
- 8.4.9.2. Financial Performance
- 8.4.9.3. Application Benchmarking
- 8.4.9.4. Strategic Initiatives
- 8.4.10. Wizni, Inc.
- 8.4.10.1. Participant's Overview
- 8.4.10.2. Financial Performance
- 8.4.10.3. Application Benchmarking
- 8.4.10.4. Strategic Initiatives