市场调查报告书
商品编码
1413867
B2B付款市场:按类型、付款方式、组织规模、产业划分 - 2024-2030 年全球预测B2B Payments Market by Type (Cross-Border, Domestic), Payment Method (Credit Cards, Digital Wallets, Electronic Funds Transfer), Organization Size, Industry Vertical - Global Forecast 2024-2030 |
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预计2023年B2B付款市场规模为1,575.8亿美元,2024年达1,714.1亿美元,2030年预估将达2,885.6亿美元,复合年增长率为9.02%。
全球 B2B付款市场
主要市场统计 | |
---|---|
基准年[2023] | 1575.8亿美元 |
预测年份 [2024] | 1714.1亿美元 |
预测年份 [2030] | 2885.6亿美元 |
复合年增长率(%) | 9.02% |
企业对企业(B2B)付款是指企业之间主要透过电子方式交换所提供的商品和服务的资金。这种B2B付款包括电子资金转帐(EFT)、ACH(自动清算所)、信用卡、电子帐单平台、数位钱包和基于区块链的付款系统等各种解决方案。这些付款方案促进安全且高效的商业交易,并减少对传统纸本支票和现金交易的依赖。 B2B付款市场的成长要素是使用行动应用程式和线上网站进行商业交易的便利性不断提高。此外,由于针对企业偏好的付款选项数量不断增加,B2B付款解决方案的采用也不断增加。然而,B2B付款市场面临一些限制,包括新的 B2B付款选项与现有系统的集成,以及网路攻击和资料外洩日益增长的安全问题。为了克服这些问题,公司正在投资研发并改善安全措施。此外,人工智慧、机器学习、云端运算和分散式帐本技术等技术进步显着提高了交易处理速度和安全性。我们正在利用 B2B付款市场的新机会,采用区块链技术来增强安全性,并实施即时付款解决方案来改善现金流量管理。
区域洞察
在美洲,美国是 B2B付款技术的主要创新者,众多金融科技公司推动即时付款(RTP)、基于区块链的解决方案和高阶资料分析等领域的转型。与创新步伐保持同步的是 FedNow,这是联准会开发的即时付款服务,旨在实现美国金融机构内部的即时转帐。同时,在加拿大,Interac e-Transfer for Business 等数位付款解决方案的采用在中小型企业中获得了巨大的吸引力。欧盟国家一直处于标准化跨境付款流程的前沿,透过 SEPA(单一欧元支付区)等措施来协调整个欧洲的电子交易。最近的发展包括欧洲央行的 TIPS计划(TARGET 即时支付结算),该计画促进了整个欧洲的即时付款处理。由于网路普及不断上升、智慧型手机的普及以及政府积极采用数位付款方式,中东和非洲地区为 B2B付款提供了充足的成长机会。中国是B2B付款创新的全球领导者,阿里巴巴旗下蚂蚁金服等巨头在跨国电子商务付款方面处于领先地位。同时,日本正兴起利用人工智慧技术简化 B2B付款流程的金融科技Start-Ups。在印度,统一支付介面(UPI)以创纪录的交易量彻底改变了数位付款,这一成功导致了基于 UPI 的企业解决方案的引入。由于技术进步、消费者需求不断变化以及对无缝客户体验的需求不断增加,全球 B2B付款市场正在迅速发展。
FPNV定位矩阵
FPNV定位矩阵对于评估B2B付款市场至关重要。我们检视与业务策略和产品满意度相关的关键指标,以对供应商进行全面评估。这种深入的分析使用户能够根据自己的要求做出明智的决策。根据评估,供应商被分为四个成功程度不同的像限。最前线 (F)、探路者 (P)、利基 (N) 和重要 (V)。
市场占有率分析
市场占有率分析是一种综合工具,可以对 B2B付款市场中供应商的现状进行深入而详细的研究。全面比较和分析供应商在整体收益、基本客群和其他关键指标方面的贡献,以便更好地了解公司的绩效及其在争夺市场占有率时面临的挑战。此外,该分析还提供了对该行业竞争特征的宝贵考察,包括在研究基准年观察到的累积、分散主导地位和合併特征等因素。这种详细程度的提高使供应商能够做出更明智的决策并制定有效的策略,从而在市场上获得竞争优势。
1-市场渗透率:提供有关主要企业所服务的市场的全面资讯。
2-市场开拓:我们深入研究利润丰厚的新兴市场,并分析它们在成熟细分市场中的渗透率。
3- 市场多元化:提供有关新产品发布、开拓地区、最新发展和投资的详细资讯。
4-竞争力评估与资讯:对主要企业的市场占有率、策略、产品、认证、监管状况、专利状况、製造能力等进行全面评估。
5- 产品开发与创新:提供对未来技术、研发活动和突破性产品开发的见解。
1-B2B付款市场的市场规模和预测是多少?
2-B2B付款市场预测期间需要考虑投资的产品、细分市场、应用程式和领域有哪些?
3-B2B付款市场的技术趋势和法律规范是什么?
4-B2B付款市场主要厂商的市场占有率是多少?
5-进入B2B付款市场合适的型态和策略手段是什么?
[186 Pages Report] The B2B Payments Market size was estimated at USD 157.58 billion in 2023 and expected to reach USD 171.41 billion in 2024, at a CAGR 9.02% to reach USD 288.56 billion by 2030.
Global B2B Payments Market
KEY MARKET STATISTICS | |
---|---|
Base Year [2023] | USD 157.58 billion |
Estimated Year [2024] | USD 171.41 billion |
Forecast Year [2030] | USD 288.56 billion |
CAGR (%) | 9.02% |
Business-to-business (B2B) payments refer to the exchange of funds, primarily through electronic means, between enterprises for goods and services rendered. This B2B payment encompasses various solutions, including Electronic Funds Transfer (EFT), Automated Clearing House (ACH), credit cards, e-invoicing platforms, digital wallets, and blockchain-based payment systems. These payment solutions facilitate secure and efficient business transactions, reducing the reliance on traditional paper checks and cash-based transactions. The growth factors in the B2B payments market include the easy availability of mobile apps and online websites for business transactions. Furthermore, the rising number of payment options to suit the preferences of businesses is increasing the adoption of B2B payment solutions. However, the B2B payments market faces some limitations, while integrating novel B2B payment options with existing systems and rising security concerns regarding cyberattacks and data breaches. To overcome these issues, businesses invest in research and development, improving security measures. Moreover, technological advancements, including AI, ML, cloud computing, and DLT, have significantly improved transaction processing speed and security. Adopting blockchain technology for enhanced security and implementing real-time payment solutions for improved cash flow management is capitalizing on emerging opportunities in the B2B payment market.
Regional Insights
In the Americas region, the United States is a leading innovator in B2B payments technology, with numerous fintech companies driving change in areas such as real-time payments (RTP), blockchain-based solutions, and advanced data analytics. In line with this innovation push is FedNow, a real-time payment service developed by The Federal Reserve System that aims to enable instant transfers within US financial institutions. Meanwhile, in Canada, adopting digital payment solutions such as Interac e-Transfer for Business has gained significant traction among SMEs. EU countries have been at the forefront of standardizing cross-border payment processes through initiatives like SEPA (Single Euro Payments Area), which harmonizes European electronic transactions. Latest developments include the European Central Bank's TIPS project (TARGET Instant Payment Settlement) that facilitates instant payment processing across Europe. The Middle East and Africa region presents ample growth opportunities in B2B payments, driven by increasing internet penetration, smartphone adoption, and supportive government initiatives to adopt digital payment methods. China is a global leader in B2B payment innovation, with market giants such as Alibaba's Ant Financial spearheading advances in cross-border e-commerce payments. Meanwhile, Japan has seen the rise of several fintech startups that leverage AI-driven technologies to streamline B2B payment processes. In India, the Unified Payments Interface (UPI) has transformed digital payments with record-breaking transaction volumes, and this success has led to the introduction of UPI-based solutions explicitly catering to businesses. Considering these, the global B2B payments market is evolving rapidly, driven by technological advancements, shifting consumer needs, and increasing demands for seamless customer experiences.
FPNV Positioning Matrix
The FPNV Positioning Matrix is pivotal in evaluating the B2B Payments Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).
Market Share Analysis
The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the B2B Payments Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.
Key Company Profiles
The report delves into recent significant developments in the B2B Payments Market, highlighting leading vendors and their innovative profiles. These include American Express Company, Ant Group Co., Ltd., Bank of America Corporation, Block Inc., Bottomline Technologies Inc., Capital One Financial Corporation, Citigroup Inc., Coupa Software Inc., JPMorgan & Chase Co., Mastercard Inc., Payoneer Inc., PayPal Holdings, Inc., Paystand, Inc., Ramp Business Corporation, Rapyd Financial Network Ltd., Square, Inc., Stripe, Inc., Tipalti Inc., TransferWise Ltd., Visa Inc., and Wise Payments Limited.
Market Segmentation & Coverage
1. Market Penetration: It presents comprehensive information on the market provided by key players.
2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.
3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.
4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.
5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.
1. What is the market size and forecast of the B2B Payments Market?
2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the B2B Payments Market?
3. What are the technology trends and regulatory frameworks in the B2B Payments Market?
4. What is the market share of the leading vendors in the B2B Payments Market?
5. Which modes and strategic moves are suitable for entering the B2B Payments Market?