2022年全球B2B支付趋势

Global B2B Payment Trends 2022

出版日期: 2022年09月20日 | 出版商:

yStats.com | 英文 82 Pages | 商品交期: 最快1-2个工作天内

价格

简介目录

鑑于大流行加速了数字渠道的使用，B2B 支付收入预计将在 2020 年至 2030 年间以个位数的复合年增长率增长。全球大多数 B2B 买家青睐信用卡，其次是支票，然后是采购订单。在美国，随着采用更现代的支付方式，现金和支票的 B2B 支付份额略有下降，但传统支付的价值仍然高于创新形式。

随着人工智能、区块炼和自动化等新趋势的出现，B2B 客户的期望也在发生变化。企业买家现在正在寻找增值解决方案，例如数据透明度、现金池、通过银行门户的企业对企业连接以及简化银行开户流程。与此同时，B2B 卖家正在努力实现会计操作的自动化，大多数 B2B 受访者表示，他们计划在 2021 年扩大对 IT 的使用以推动会计操作。儘管为实现 B2B 支付市场的现代化做出了这些努力，但 B2B 公司在支付和接收供应商付款方面仍面临挑战。

本报告分析了全球B2B支付市场的最新趋势和未来前景，呈现了当今全球市场的主要趋势、行业面临的挑战和机遇、未来市场趋势展望和区域。我们将彙编并提供信息例如其他国家和主要国家的详细趋势。

内容

第一章管理概述

第二章全球扩张

B2B 支付概览和趋势（2022 年 8 月）
按类型划分的总支付收入（单位：1 万亿美元，2020 年、2025 年、2030 年）
批发支付收入（十亿美元）：按初级和次级支付细分（2020 年、2025 年、2030 年）
跨境支付交易额：B2B/B2C/C2B/C2C（单位：1万亿美元，2020-2022）
跨境B2B支付交易额（单位：1万亿美元，2021年和2026年）
电汇占跨境 B2B 支付交易额的比例 (2021/2026)
B2B 买家要求的主要付款方式：占 B2B 买家的百分比（2021 年）
企业计划在未来 12 个月内增加使用率的热门支付选项：占企业的百分比（2021 年 7 月）
B2B 买家在购买过程中面临的挑战：B2B 买家的百分比（2021 年 8 月）
B2B 专家对 B2B 电子商务技术的主要投资；受访者百分比（2022 年）
金融机构向企业客户提供的顶级数字解决方案：金融机构的百分比（2021 年）
B2B 客户向供应商付款的主要问题领域：按金融机构（金融机构的百分比，2021 年）
向供应商付款时遇到的主要应付账款问题（企业受访者的百分比，2021 年 7 月）
在接收供应商付款时遇到的主要应收账款问题（企业受访者的百分比，2021 年 7 月）
B2B 应收账款拖欠率高的公司百分比：按公司规模划分（B2B 应收账款百分比，2021 年）
企业融资受访者表示技术不足是一项重大挑战：受访者百分比（2021 年 5 月）
与实施新技术相关的主要挑战：企业融资中的受访者百分比（2021 年 5 月）
报告严重付款欺诈的 B2B 公司百分比（2021 年 7 月）
表示 B2B 支付解决方案对其银行选择非常重要的公司百分比（2021 年）
允许 B2B 客户使用某些数字货币的金融机构百分比（2021 年）
计划扩大和提供加密货币使用权的金融机构比例（2022 年）

第 3 章亚太地区

中国
日本
印度
澳大利亚

第 4 章北美

美国
加拿大

第 5 章欧洲

区域
英国
德国
意大利
俄罗斯

第 6 章拉丁美洲

简介目录

Product Code: 1587

“B2B payment market is forecasted to see a modest CAGR between 2020 to 2030: new yStats.com report.”

The B2B payment market continues to grow, with traditional payment methods still leading

In light of the increasing use of digital channels, accelerated by the pandemic, B2B payments revenue is forecasted to witness a single-digit CAGR between 2020 and 2030, as stated in the new yStats.com report. B2B payments are also seeing a significant growth within the cross-border payment market, with the forecasted values reaching a figure in the trillions of euros by 2026. Moreover, payment systems are expected to be one of the top B2B E-Commerce technology investment areas in the year 2022. In terms of the most demanded payment options, most of the B2B buyers globally were in favor of credit cards, followed by checks, and purchase orders. Although there has been a growing interest towards more digitalized and innovative B2B payment methods, for more than one-third businesses checks remained a popular B2B payment method in countries such as the U.S, as spelled out in the new yStats.com report. Although the B2B payment share of cash and check in the U.S. has declined slightly as more modern payment methods are adopted, the value of the traditional payments is still higher than the innovative forms.

Technology trends such as AI, block chain, and virtual cards are transforming the B2B payment ecosystem

With emerging trends such as AI, block chain, automation, and others, the expectations of B2B customers are also changing. Corporate buyer are now looking for value-added solutions such as data transparency, cash pooling, corporate-to-bank connectivity via bank portals as well as streamlined processes to open a bank account, as mentioned in the new yStats.com publication. At the same time, B2B sellers are taking initiatives to embrace automation in their accounting tasks, with a majority of B2B respondents planning to increase the use of technology to drive their accounting operations as of 2021. Despite these steps being taken towards modernizing the B2B payments market, B2B firms still experience challenges when it comes to paying vendors and receiving payments from them. Invoice reconciliation, working capital management, slow underwriting, and inability to offer supplier portals were named as major obstacles faced by corporates while making payments to their suppliers in 2021.

1. Management Summary

2. Global Developments

B2B Payment Overview and Trends, August 2022
Total Payment Revenue, by Type, in USD trillion, 2020, 2025f, & 2030f
Wholesale Payments Revenue, in USD billion, and Breakdown by Primary and Secondary, in %, 2020, 2025f, & 2030f
Cross-Border Payment Transaction Value, by B2B, B2C, C2B and C2C, in USD trillion, 2020-2022f
Cross-Border B2B Payment Transaction Value, in USD trillion, 2021e & 2026f
Share of Wire Transfer Payments, in % of Cross-Border B2B Payment Transaction Value, 2021e & 2026f
Top Payment Options Demanded by B2B Buyers, in % of B2B Buyers, 2021e
Top Payment Options That Corporates Would Plan to Increase Using in the Next 12 Months, in % of Firms, July 2021
Challenges Faced by B2B Buyers During the Buying Process, in % of B2B Buyers, August 2021
Top B2B E-Commerce Technology Investments for 2022 According to B2B Specialists, in % of Respondents, 2022e
Top Digital Solutions That Financial Institutions Offer to Their Corporate Clients, in % of Financial Institutions, 2021
Top Problem Areas for B2B Clients When Making Payments to Their Suppliers According to Financial Institutions, in % of Financial Institutions, 2021
Top Accounts Payable Challenges Experienced When Paying Vendors, in % Business Respondents, July 2021
Top Accounts Receivable Challenges Experienced When Receiving Payments From Vendors, in % of Business Respondents, July 2021
Share of Firms Having a High Percentage of Overdue B2B Receivables, by Firm Size, in % of B2B Receivables, 2021e
Share of Corporate Treasury Respondents for Whom Lack of Technology is a Major Challenge, in %, May 2021
Top Challenges for Corporate Treasury Respondents Related to Implementing New Technology, in % of Respondents, May 2021
Share of B2B Firms That Reported Serious Payment Fraud, in %, July 2021
Share of Corporates That Indicate B2B Payment Solutions Are Very Important for Bank Selection, in %, 2021
Share of Financial Institutions That Allow Their B2B Customers to Use Selected Digital Currencies, in %, 2021e
Share of Financial Institutions That Plan to Expand And Provide Access to Cryptocurrency, in %, 2022e