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市场调查报告书

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1458131

全球 B2B付款市场规模、份额和成长分析：按付款类型、最终用户和技术 - 产业预测 (2024-2031)

Global B2B Payments Market Size, Share, Growth Analysis, By Payment Type(electronic funds transfer, credit cards), By End User(healthcare, manufacturing), By Technology(blockchain, artificial intelligence (AI)) - Industry Forecast 2024-2031

出版日期: 2024年03月27日 | 出版商:

SkyQuest | 英文 207 Pages | 商品交期: 3-5个工作天内

价格

简介目录

2022年全球B2B付款市场规模将达到120.96兆美元，预测期（2024-2031年）复合年增长率为8%，从2023年的130.64兆美元成长到2031年的2.41兆美元。亿。

充满活力且快速扩张的全球 B2B付款市场正在推动企业之间的金融交易。该市场包括广泛的平台和付款选项，旨在简化和加速与企业对企业交易相关的复杂付款程序。全球商业付款市场提供了广泛的解决方案来满足世界各地组织不断变化的需求，从尖端的数位付款技术到支票和电汇等传统方法。 B2B付款领域的建立主要是为了促进公司之间轻鬆且有效率的金融交易。透过提供安全、可靠、便捷的付款方式，该市场使企业能够更有效率地整体运营，更好地管理现金流，并安心开展业务。贸易、加快供应商付款、国际业务扩张以及促进金融开放和课责都是透过企业对企业 (B2B)付款实现的。由于几个关键因素，全球 B2B付款市场正在不断扩大。首先，数位付款解决方案的采用是由企业管理数位化的进步和纸本交易的转变所推动的。随着电子帐单、互联网平台和云端基础的会计系统的普及，企业越来越多地采用数位付款来优化其财务流程。其次，由于跨境贸易和业务全球化的趋势不断增长，对有效的 B2B付款解决方案的需求不断增长。进行国际贸易的企业需要安全且负担得起的付款方式，这些方式必须满足监管标准、支援不同货币并解决安全问题。因此，专门针对国际企业的需求量身定制的尖端跨境付款管道和服务应运而生。儘管B2B付款产业有着巨大的发展潜力，但也面临障碍和限制。不愿意改变和继续使用过时的付款方式是两个主要障碍。一些坚持传统方法的公司阻碍了数位付款系统的普遍采用。此外，隐私、诈骗预防和资料安全问题阻碍了 B2B付款系统的快速普及，因此需要强大的安全通讯协定和建立信任的工作。

有许多关键因素正在重塑 B2B付款业务。付款和财务管理解决方案的整合是一个显着趋势，企业寻求包括财务分析、现金流量管理和付款处理的整合平台。这种模式提高了生产力，并使公司能够全面了解其财务活动。另一个重要的发展是 B2B 市场中越来越多地使用行动和非接触式付款方式。随着智慧型手机的普及和对非接触式交易的需求日益增长，企业正在采用行动付款应用程式和非接触式付款技术，为客户提供更快、更便捷的付款体验。科技创新者、金融科技公司和付款服务供应商可以在 B2B付款领域找到商机。市场有巨大潜力创造更先进的付款解决方案，满足企业的多元需求，针对不同产业的特定痛点。潜力在于基于人工智慧的诈欺检测、基于区块链的解决方案、即时付款以及与 ERP 和会计系统的无缝整合等领域。此外，各种业务的持续数位化以及对自动化财务流程的需求不断增加，正在为解决方案供应商创造有利的环境。企业正在积极寻求现代付款系统，以减少开支、简化业务并提供资讯以改善财务决策。

市场概况
北美洲
- 美国
- 加拿大
欧洲
- 德国
- 西班牙
- 法国
- 英国
- 其他欧洲国家地区
亚太地区
- 中国
- 印度
- 日本
- 韩国
- 其他亚太地区
拉丁美洲
- 巴西
- 其他拉丁美洲地区
中东和非洲 (MEA)
- 海湾合作委员会国家
- 南非
- 其他中东/非洲地区

竞争格局

前5名企业对比
主要企业市场定位（2021年）
主要市场参与者所采取的策略
关键成功策略
近期市集活动
主要企业市场占有率（2021年）

主要企业简介

Visa（US）
Mastercard（US）
American Express（US）
JPMorgan Chase（US）
Bank of America（US）
Citigroup（US）
PayPal（US）
Fiserv（US）
Square（US）
Worldpay（UK）
Barclays（UK）
HSBC（UK）
Santander（Spain）
ING Group（Netherlands）
Deutsche Bank（Germany）
BNP Paribas（France）
Credit Agricole（France）
Sumitomo Mitsui Financial Group（Japan）
Mizuho Financial Group（Japan）
UniCredit Group（Italy）

简介目录

Product Code: SQMIG40D2015

Global B2B Payments Market size was valued at USD 120.96 trillion in 2022 and is poised to grow from USD 130.64 trillion in 2023 to USD 241.80 trillion by 2031, at a CAGR of 8% during the forecast period (2024-2031).

The dynamic and quickly expanding global market for B2B payments enables companies to perform financial transactions with one another. It includes an extensive array of platforms and payment options intended to simplify and expedite the intricate payment procedures associated with business-to-business transactions. The global business payments market provides a wide range of solutions to address the changing demands of organizations around the globe, ranging from cutting-edge digital payment technology to more conventional methods like checks and wire transfers. The B2B payments sector was created primarily to facilitate easy and effective financial transactions between companies. The market enables businesses to operate more efficiently overall, manage cash flow better, and conduct business with ease by offering safe, dependable, and convenient payment options. Trade, prompt supplier payments, international corporate expansion, and the promotion of financial openness and accountability are all made possible by business-to-business (B2B) payments. The worldwide B2B payments market is expanding due to a number of important factors. First off, the adoption of digital payment solutions is fueled by the growing digitization of business operations and the move away from paper-based transactions. As electronic invoices, internet platforms, and cloud-based accounting systems gain traction, companies are adopting digital payment methods in greater numbers to optimize their financial processes. Second, the need for effective B2B payment solutions is being driven by the growing trend of cross-border trade and the globalization of businesses. Businesses that deal internationally look for safe, affordable payment options that meet regulatory standards, support different currencies, and handle security concerns. As a result, cutting-edge cross-border payment platforms and services that specifically address the requirements of international firms have emerged. The B2B payments sector has significant development potential, but it also faces obstacles and limitations. The reluctance to change and the continued use of outdated payment methods are two important barriers. The general use of digital payment systems is impeded by certain businesses that persist in using conventional methods. Furthermore, issues with privacy, fraud prevention, and data security are impeding the quick uptake of B2B payment systems, necessitating strong security protocols and attempts to foster confidence.

A number of significant factors are reshaping the B2B payments business. Convergence of payment and financial management solutions is one notable trend, with companies looking for integrated platforms that include financial analytics, cash flow management, and payment processing. This pattern increases productivity and gives companies a thorough understanding of their financial activities. The growing use of mobile and contactless payment methods in the B2B market is another significant development. In order to provide customers with faster and more convenient payment experiences, businesses are adopting mobile payment apps and contactless payment technologies due to the widespread use of smartphones and the increasing desire for touchless transactions. Technology innovators, fintech companies, and payment service providers can find profitable opportunities in the B2B payments sector. The market has enormous potential for creating enhanced payment solutions that meet a variety of company demands and target certain pain areas in various industries. Possibilities exist in fields like AI-powered fraud detection, blockchain-based solutions, real-time payments, and seamless interaction with ERP and accounting systems. Moreover, the continuous digitization of various businesses and the growing need for automated financial procedures establish a favorable environment for suppliers of solutions. Modern payment systems that can lower expenses, simplify operations, and offer useful information for improved financial decision-making are actively sought after by businesses.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global B2B Payments Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global B2B Payments Market Segmental Analysis

Based on payment type, end user, technology, and geography, the global B2B payments market is divided into segments. The market is divided by payment type into categories such as credit cards, mobile payments, electronic funds transfers, and others. The market is divided into several end-user segments, including healthcare, manufacturing, retail, IT, and telecommunications. The market is divided into three categories based on technology: application programming interfaces (APIs), blockchain, and artificial intelligence (AI). The market is divided into Latin America, Middle East and Africa, Asia Pacific, North America, and Europe.

Drivers of the Global B2B Payments Market

The B2B payments market is expanding due to rising use of digital payment methods and technological developments. Businesses are switching from manual invoicing and paper checks to digital systems that provide cost savings, efficiency, and convenience in payment processing. For instance, the emergence of electronic invoicing systems, online payment gateways, and mobile payment apps has simplified business-to-business (B2B) transactions by cutting down on costs, processing times, and human error.

Restraints in the Global B2B Payments Market

The dangers connected to fraud and security breaches rise in tandem with the volume and value of B2B transactions. Cybercriminals target payment systems in an attempt to obtain sensitive financial data without authorization, costing firms a substantial amount of money. Business-to-business payment procedures become more complicated and expensive due to the requirement for strong security measures like tokenization, encryption, and fraud detection systems. Moreover, the difficulties in guaranteeing secure transactions are increased by regulatory compliance requirements, especially in sectors like finance and healthcare that have strict data protection laws.

Market Trends of the Global B2B Payments Market

As a result of its ability to settle transactions instantly, real-time payment systems are becoming more and more popular in the business-to-business (B2B) market. Companies are looking for quicker payment solutions more and more in an effort to manage their cash flow better and increase liquidity. Businesses can make and receive payments instantly, around-the-clock, thanks to real-time payment networks like the RTP (Real-Time Payments) network in the US and the Faster Payments System in the UK. This tendency is especially important for sectors like supply chain management, manufacturing, and e-commerce where transactions must be completed on time.

Combining APIs with Open Banking: The combination of Application Programming Interfaces (APIs) and Open Banking initiatives is transforming B2B payments. Open banking encourages competition and innovation in the payments sector by granting third-party providers access to financial data and enabling payments to be made with firms' permission. Businesses may enhance financial insight and provide seamless payment experiences by integrating their systems with banks and payment service providers through the utilization of APIs. To improve efficiency and streamline B2B payment operations, organizations can, for example, initiate payments directly from their accounting or ERP systems, access real-time transaction data, and automatically reconcile payments.

Executive Summary

Market Overview
Wheel of Fortune

Research Methodology

Information Procurement
Secondary & Primary Data Sources
Market Size Estimation
Market Assumptions & Limitations

Parent Market Analysis

Market Overview
Market Size
Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges

Key Market Insights

Technology Analysis
Pricing Analysis
Supply Chain Analysis
Value Chain Analysis
Ecosystem of the Market
IP Analysis
Trade Analysis
Startup Analysis
Raw Material Analysis
Innovation Matrix
Pipeline Product Analysis
Macroeconomic Indicators
Top Investment Analysis
Key Success Factor
Degree of Competition

Market Dynamics & Outlook

Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
Regulatory Landscape
Porters Analysis
- Competitive rivalry
- Threat of Substitute Products
- Bargaining Power of Buyers
- Threat of New Entrants
- Bargaining Power of Suppliers
Skyquest Special Insights on Future Disruptions
- Political Impact
- Economic Impact
- Social Impact
- Technical Impact
- Environmental Impact
- Legal Impact

Global B2B Payments Market by Payment Type

Market Overview
electronic funds transfer
credit cards
mobile payments
and others

Global B2B Payments Market by End User

Market Overview
healthcare
manufacturing
retail
IT and telecommunications
and others

Global B2B Payments Market by Technology

Market Overview
blockchain
artificial intelligence (AI)
and application programming interfaces (APIs)

Global B2B Payments Market Size by Region

Market Overview
North America
- USA
- Canada
Europe
- Germany
- Spain
- France
- UK
- Rest of Europe
Asia Pacific
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America
- Brazil
- Rest of Latin America
Middle East & Africa (MEA)
- GCC Countries
- South Africa
- Rest of MEA

Competitive Landscape

Top 5 Player Comparison
Market Positioning of Key Players, 2021
Strategies Adopted by Key Market Players
Top Winning Strategies
- By Development
- By Company
- By Year
Recent Activities in the Market
Key Companies Market Share (%), 2021

Key Company Profiles

Visa (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mastercard (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
American Express (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
JPMorgan Chase (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bank of America (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Citigroup (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
PayPal (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fiserv (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Square (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Worldpay (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Barclays (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
HSBC (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Santander (Spain)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
ING Group (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Deutsche Bank (Germany)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
BNP Paribas (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Credit Agricole (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Sumitomo Mitsui Financial Group (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mizuho Financial Group (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
UniCredit Group (Italy)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments