市场调查报告书
商品编码
1150089
全球金融云市场规模、份额和行业趋势分析报告:按产品、部署、最终用途、组织规模(大型与中小企业)、应用、区域展望和预测,2022-2028 年Global Finance Cloud Market Size, Share & Industry Trends Analysis Report By Offering, By Deployment, By End-use, By Organization Size (Large Enterprises and Small & Medium Enterprises ), By Application, By Regional Outlook and Forecast, 2022 - 2028 |
到 2028 年,全球金融云市场规模预计将达到 688 亿美元,预测期内復合年增长率为 20.5%。
脱节的系统会导致团队沟通不畅、浪费时间和资源,以及容易出现人为错误的繁琐程序。通过云管理组织的财务计划称为云财务管理。 Cloud Financial Management 为组织和财务团队提供了一个由互连解决方案组成的生态系统,用于账户管理、财务报告、支付处理、薪资管理和预算编制。
数据在线,随时随地查看。相比之下,本地 ERP 系统比云财务管理软件更昂贵。没有安装费、持续成本或支持费。基于订阅的定价还可以帮助用户预测成本和管理现金流。
COVID-19 影响分析
COVID-19 大流行也对云金融领域产生了积极影响。金融行业从根本上改变了现有的经营战略,升级了现有的产品线,以更经济、更高效的方式调整了公司业绩。银行和其他金融机构已更广泛地采用云,以在大流行期间保持内部运营高效。因此,在健康危机中,对金融云的需求显着增加。
市场增长因素
对运营效率和透明度的需求不断增长
传统上,许多公司将时间和精力花在製定决策和传达公司信息上。成功的组织不断寻找新系统以更好地为客户服务并增加利润率。云解决方案现已成为为金融机构提供强大基础和信息骨干的重要平台。许多金融机构结合使用公有云和私有云来处理后台操作、支付和信用风险监控等关键操作。
发展中国家越来越多地采用云
云计算服务市场在印度、中国、巴西和非洲等新兴国家具有巨大的增长潜力。例如,监控和分析软件提供商 ITRS Group Ltd. 在印度、中国、巴西和非洲等新兴国家提供云计算服务。由于这些国家欠发达且财政资源有限,他们需要具有成本效益的解决方案,从而增加了对云技术的需求并降低了 IT 成本。毕竟,如果您的文件、程序和其他数据没有安全地存储在本地,您的公司肯定会受到保护。
市场製约因素
维护和投资成本增加
获取和部署云系统的初始成本很高。 IBM、SAP、甲骨文和微软等国际软件供应商对其产品收取过高的价格。此外,这些软件公司提供的维护和支持服务也非常昂贵。维护和更新云系统的年度成本包括内部成本(用户教育、IT 工资、项目管理)、外部成本(IT 供应商和合同工)以及云提供商的年度维护和支持费用。。
发售展望
金融云市场根据提供形式分为解决方案和服务。解决方案部门在 2021 年的金融云市场中占据了最高的收入份额。这是因为用户可以建立一个单一的客户数据库,并使用云财务系统开始自动化计费、收入管理和其他关键财务程序。这是运行可盈利、可预测的业务并赢得忠实客户的最有效方式。
部署展望
金融云市场按功能分为公有云、私有云和混合云。私有云部分在 2021 年的金融云市场中占据了很大的收入份额。私有云为用户提供低成本的云应用管理工具和服务,如数据存储、安全、监控等。通过利用私有云,组织可以利用云计算的诸多优势,同时保持控制、安全和定制。
组织规模展望
根据组织规模,财务云市场分为大型企业和中小型企业 (SME)。 2021 年,中小企业 (SME) 细分市场将在金融云市场中占据相当大的收入份额。严格的法规遵从性、较低的 IT 基础设施成本以及欺诈检测和预防工具等因素预计将推动市场增长。基础架构即服务、平台即服务和软件即服务是嘈杂计算服务的示例。
应用展望
金融云市场按应用细分为收入管理、财富管理、账户管理、客户关係管理、财富管理等。财富管理板块在 2021 年的金融云市场中占据了最高的收入份额。监管要求、财富代际转移以及富裕人士和投资公司对云技术不断增长的需求正在推动该领域的市场扩张。
结束使用 Outlook
金融云市场按最终用户细分为银行和金融服务以及保险。 2021 年,银行和金融服务行业在金融云市场中占据了最大的收入份额。客户获取成本的下降、安全问题的增加以及对灾难恢復的需求都被认为是这一细分市场崛起的原因。在采用云时,银行和其他金融机构正在与金融云提供商合作。
区域展望
按地区划分,分析了北美、欧洲、亚太地区和 LAMEA 的金融云市场。 2021 年,北美部分在金融云市场中的收入份额最高。随着该地区强劲的经济和不断提高的互联网普及率,北美搁浅的基础设施正在向云端迁移。此外,北美金融云市场的增长主要得益于安全性和敏捷性的提高、资本支出 (CapEx) 的减少以及 IT 管理的简化。
合作伙伴关係是市场进入者采取的主要策略。根据基数矩阵中的分析,微软公司和谷歌有限责任公司是金融云市场的先驱。 Amazon Web Services、IBM Corporation 和 SAP SE 等公司是金融云市场的一些领先创新者。
The Global Finance Cloud Market size is expected to reach $68.8 billion by 2028, rising at a market growth of 20.5% CAGR during the forecast period.
An integrated platform is a Financial Services Cloud that was created to foster deeper client relationships that endure for generations. Financial Services Cloud, which is powered by Lightning, makes it simple for advisors to provide the tailored, proactive advice clients demand at a concierge level of service. Advisors can spend more time doing what they do best-providing comprehensive, goal-based advice that puts their customers at the center of everything they do-instead of spending more time gathering client information with the help of an improved set of productivity and engagement tools.
Any expanding business's modern finance staff is equipped with a range of potent software alternatives to handle the business's finances. They use a range of financial management tools to develop budgets, produce invoices, monitor all expenditures, approve purchase requests, and manage payments. Often, they are all separate on-premises systems that don't talk to one another.
A disjointed system results in severe team miscommunication, catastrophic time and resource waste, and a cumbersome procedure with lots of room for human mistakes. The management of an organization's financial planning via the cloud is known as cloud financial management. It provides organizations and finance teams with an ecosystem of interconnected solutions for account management, financial report creation, payment processing, payroll administration, and budget management.
The data can be viewed from anywhere at any time because it is available online. Comparatively speaking, on-premise ERP systems are more expensive than cloud financial management software. There are no setup fees, ongoing costs, or support costs. Users can anticipate costs because of the subscription-based pricing model, which makes it easier for the user to manage their cash flow.
COVID-19 Impact Analysis
The COVID-19 pandemic had a favorable effect on the cloud-finance sector. The financial industry has fundamentally altered its current business strategy, upgrading the current product lines and adjusting company performance with a more economical and efficient approach. Banks and other financial institutions have adopted the cloud much more widely to maintain efficient internal operations in the event of a pandemic. As a result, amid the health crisis, there has been a considerable surge in demand for finance cloud.
Market Growth Factors
The Growing Demand For Operational Efficiency And Transparency
The majority of organizations traditionally devote time and energy to making decisions and delivering company information. Successful organizations are always looking for new systems to better serve their customers and boost their profit margins. Cloud solutions are currently key platforms that provide financial companies with a strong foundation and informational backbone. Many financial institutions handle back-office tasks and essential business activities like payments and credit risk monitoring utilizing a mixed blend of public and private clouds.
An Increase In Developing-Region Cloud Adoption
The market for cloud computing services has great potential to grow in emerging economies like India, China, Brazil, and Africa. For instance, the monitoring and analytics software provider ITRS Group Ltd. Since these nations are developing and have limited financial resources, they require cost-effective solutions, which increase demand for cloud technology and lower IT costs. After all, businesses can be sure that files, programs, and other data are protected if they are not housed securely onsite.
Market Restraining Factors
Increased Maintenance & Investment Costs
The cost of acquiring and implementing a cloud system is high at first. International software providers including IBM Corp., SAP, Oracle, and Microsoft demand exorbitant prices for their products. Additionally, the maintenance and support services provided by these software companies are very expensive. The overall annual cost of upkeep and updating the cloud system consists of internal expenses (user training, IT wages, and project management), external expenses (IT vendors and contractors), and annual maintenance and support fees paid to cloud suppliers.
Offering Outlook
By offering, the Finance Cloud Market is bifurcated into Solution and Services. The solution segment acquired the highest revenue share in the finance cloud market in 2021. It is because the user can build a single client database and begin automating billing, revenue management, and other essential financial procedures using a cloud financing system. It is the most effective technique to carry out profitable and predictable operations and wins loyal customers.
Deployment Outlook
By Functionality, the Finance Cloud Market is classified into Public, Private, and Hybrid. The private cloud segment registered a significant revenue share in the finance cloud market in 2021. The private cloud offers users low-cost management tools and services for cloud applications, including data storage, security, and monitoring. Organizations can take advantage of numerous cloud computing advantages while maintaining control, security, and customization by utilizing the private cloud.
Organization Size Outlook
Based on the Organization Size, the Finance Cloud Market is bifurcated into Large Enterprises and Small & Medium Enterprises (SMEs). The small & medium enterprise (SMEs) segment witnessed a substantial revenue share in the finance cloud market in 2021. Due to factors like strict regulatory compliance, lower IT infrastructure costs, and fraud detection and prevention tools, this market is expected to increase. Infrastructure as a service, platform as a service, and software as a service are examples of noisy computing services.
Application Outlook
On the basis of Application, the Finance Cloud Market is divided into Revenue Management, Wealth Management, Account Management, Customer Relationship Management, Asset Management, and Others. The wealth management segment procured the highest revenue share in the finance cloud market in 2021. Regulation requirements, shifting generational wealth, and rising demand for cloud technologies from wealth and investment companies are all contributing to the market expansion of this sector.
End-Use Outlook
By End-use, the Finance Cloud Market is classified into Banking & Financial Services, and Insurance. The banking & financial services segment garnered the largest revenue share in the finance cloud market in 2021. Reduced client acquisition costs, growing security concerns, and the necessity for disaster recovery are a few reasons for this market segment's rise. For the adoption of the cloud, banks and other financial institutions are working with finance cloud providers.
Regional Outlook
Region-wise, the Finance Cloud Market is analyzed across North America, Europe, Asia Pacific, and LAMEA. The north America segment acquired the highest revenue share in the finance cloud market in 2021. Due to the region's strong economy and increased internet penetration rates, isolated infrastructure has been migrated to the cloud in North America. The growth of the North American finance cloud market is also largely attributed to increased security and agility, decreased capital expenditure (CapEx), and simplified IT administration.
The major strategies followed by the market participants are Partnerships. Based on the Analysis presented in the Cardinal matrix; Microsoft Corporation and Google LLC are the forerunners in the Finance Cloud Market. Companies such Amazon Web Services, IBM Corporation, SAP SE are some of the key innovators in Finance Cloud Market.
The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include IBM Corporation, Google LLC, Microsoft Corporation, Oracle Corporation, SAP SE, Amazon Web Services, Inc., Cisco Systems, Inc., The Sage Group PLC, Acumatica, Inc., and Aryaka Networks, Inc.
Recent Strategies deployed in Finance Cloud Market
Partnerships, Collaborations and Agreements:
Aug-2022: IBM formed a partnership with VMware, an American cloud computing. Together the companies aimed to support global partners and customers to update mission-crucial workloads and expedite time to appreciate in hybrid cloud environments. Additionally, jointly companies are intending to help customers in regulated enterprises such as healthcare, financial services, and public sector oration the cost, intricacy, and hazard of modernizing and migrating mission-critical workloads in the cloud.
Jul-2022: Sage came into a partnership with Microsoft, an American multinational technology enterprise. This partnership aimed to combine Microsoft Business Products, such as Microsoft Teams and Microsoft 365, as ingrained services in Sage developments and the Sage Digital Network. Additionally, the partnership would streamline life for millions of SMBs, drawing friction and allowing them to complete real productivity gains.
Jul-2022: Acumatica came into a partnership with Shopify, a Canadian multinational e-commerce business. Through this partnership, Shopify would permit Acumatica to deliver customers with creative business management solutions that allow them to scale their online and in-store retail procedures. Moreover, Merchants can utilize Shopify's solution to address B2B and direct-to-consumer (DTC) stores in a single medium.
May-2022: Acumatica formed a partnership with Aarialife Technologies, a supreme cloud solution provider. Through this partnership, Acumatica functions with Aarialife in India due to long-time experience in effectively executing Cloud ERP-Solutions. Additionally, Acumatica is operating 100% through local members globally because regional knowledge of the finance, markets, and tax regulations and talking the local language is important for consumers.
Apr-2022: SAP partnered with Kyndryl, the world's largest IT infrastructure services supplier. This partnership would utilize SAP's Business Technology Platform (SAP BTP) and Kyndryl's in-depth expertise in data, artificial intelligence (AI), and cyber resiliency services to boost and allow a cost-effective path to the cloud for consumers. Additionally, new solutions would help consumers decipher their most difficult digital business transformation challenges.
Nov-2021: Google Cloud formed a partnership with CME Group, an American global markets company. Under this acquisition, companies aimed to bring together CME Group's best-in-class financial talent within Google Cloud's deep engineering expertise which would help boost technological invention in capital markets technology. Additionally, CME Group transfers to the cloud and changes how international derivatives markets work with technology.
Nov-2021: Amazon Web Services partnered with Nasdaq, an American stock exchange. Through this partnership, the companies aimed to develop the next era of cloud-enabled infrastructure for the global capital markets. Moreover, integrating Nasdaq's 50 years of experience in advanced technology for the capital industry with the reliability, proven security, and stability of the leading cloud would help joint consumers and Nasdaq resume expanding their companies and seamlessly transact billions of dollars in trades daily.
Apr-2021: SAP SE came into a partnership with Dediq, a private equity firm. Together, the companies aimed to administer the quickly transforming banking and insurance industry, the two companies would together develop SAP's financial services offering with a substantial investment in new solutions. Additionally, these solutions would be based on SAP software and be combined into SAP's comprehensive offering and product strategy.
Dec-2020: Google Cloud partnered with Deutsche Bank, a German multinational investment bank. Together, the entities aimed to drive the bank's evolution to the cloud and co-innovate new services and products. Additionally, Deutsche Bank is a pioneer in the market, and Google couldn't be more delighted to partner with such a crucial market leader.
Acquisition & Mergers:
Apr-2022: Sage took over Mateo cloud savings and loan software from MAS Integrated Solutions. This acquisition would strengthen Sage's devotion to supporting non-profit and faith-based associations to manage programs that concern a revolving loan fund. Additionally, the acquisition of Mateo is a natural fit for the vertical approach and would allow Sage to provide added worth to associations in the non-profit sector.
Feb-2022: IBM took over Neudesic, a leading U.S. cloud services consultancy. With this acquisition, Neudesic would extend IBM's offering of hybrid multi-cloud benefits and further refinement the company's AI strategy and hybrid cloud.
Jul-2021: IBM acquired Bluetab Solutions Group, an enterprise software, and technical services business. With this acquisition, Bluetab would evolve a strategic part of IBM's data services consulting practice to enhance and advance its AI strategy and hybrid cloud.
May-2021: Aryaka completed the acquisition of Secucloud, a proven SASE platform provider. With this acquisition, the combined technologies would allow Aryaka to deliver a truly connected network and network security-as-a-service portfolio. Additionally, the acquisition would complement Aryaka's existing offering and especially improves its ability to compete and succeed in bigger deals while providing the industry's most flexible, managed SASE solution experience.
Jan-2021: IBM completed the acquisition of Taos, a supreme cloud professional, and managed services provider. Through this acquisition, Taos would add the in-depth expertise, public cloud alliances, and creative solutions required to propel the adoption and growth of IBM's hybrid cloud platform throughout the Americas and IBM is committed to assisting customers to guide their open hybrid cloud expeditions with those providers.
Jan-2021: Cisco completed the acquisition of the Banzai Cloud, a privately held corporation headquartered in Budapest. With this acquisition, the Banzai Cloud team would develop Cisco's abilities and expertise via its established experience with whole end-to-end cloud-native application runtime, deployment, development, and safety workflows.
Product Launches and Product Expansion:
Jun-2022: Cisco introduced AppDynamics Cloud, which maximizes company outcomes and consumer experiences by optimizing cloud-native applications. The AppDynamics propel detection and explanation of performance problems with intelligent operations, allowing investment protection through constant data integrations with OpenTelemetry standards and technology collaborations with cloud providers and solutions.
Nov-2021: Microsoft introduced Financial Services. The new cloud service will deliver Microsoft productivity tools combined with financial services-specific features and regulatory clearance.
May-2021: Google Cloud introduced Datashare for financial services. The new data share is a solution developed to assign the entire capital markets environment market data publishers such as exchanges and other providers, and data consumers, like asset managers, investment banks, and hedge funds to share market data more safely and easily. Additionally, data share is created on Google Cloud analytics services like BigQuery and would utilize Analytics Hub.
Mar-2021: IBM introduced IBM Cloud Satellite. The new cloud would permit its business customers to launch constant cloud services anywhere and in any circumstances within any cloud, on-premises, or at the edge. Additionally, this would provide customers across industries, such as financial services, telecommunications, government, healthcare, retail, and more, permit to a constant and secured set of cloud services wherever their workload resides.
Geographical Expansions:
Mar-2022: Sage expanded its geographical footprint by establishing Sage Intacct Manufacturing in France. This expansion is part of the new lineage of Sage Intacct products that are multi-tenant cloud-native and combined closely with other solutions in the Sage Business Cloud.
Market Segments covered in the Report:
By Offering
By Deployment
By End-use
By Organization Size
By Application
By Geography
Companies Profiled
Unique Offerings from KBV Research
List of Figures