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市场调查报告书
商品编码
1536953

保险科技：市场占有率分析、产业趋势/统计、成长预测（2024-2029）

Insurtech - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 150 Pages | 商品交期: 2-3个工作天内

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简介目录

保险科技市场规模预计到 2024 年为 86.3 亿美元，预计到 2029 年将达到 324.7 亿美元，在预测期内（2024-2029 年）复合年增长率为 30.34%。

保险科技市场

在预测期内，由于简化的保险申请程序、加强与客户的沟通、整合自动化的能力等，保险科技市场预计将会成长。保险科技在过去十年中兴起，但近年来其扩张速度却显着飙升。

这种成长的推动因素包括对数位解决方案的需求不断增长、资料分析和人工智慧的使用增加，以及消费者对流畅且易于使用的保险体验的偏好不断变化。保险科技公司利用科技实现承保、申请管理和客户服务等流程的自动化，以提高保险公司的业务效率并降低成本。

预计健康保险业将在未来几年内实现最大成长，部分原因是与保险业其他产业相比，保险科技的采用率更高。近年来，在保险业对人工智慧、机器学习和区块链技术等技术创新日益偏好的推动下，交易量稳定成长。许多客户也喜欢在线购买保单，原因包括更好的技术支援、更快的服务、更好的资讯和建议、独特的服务以及流畅的流程。这就是为什么银行和保险公司投资最新最尖端科技以改善客户体验的原因。预计这将为保险技术提供者创造更多机会，并推动未来几年的市场成长。

保险科技市场趋势

汽车业推动保险科技市场

由于数位化，尤其是远端资讯处理技术，汽车保险业正在经历彻底的变革时期。远端资讯处理变得流行的原因有很多：驾驶员厌倦了支付更多的汽车保险费用。但最重要的是，人们在确定保费时正在寻找传统模式的替代方案。更重要的是，即使是一次交通违规（例如超速或轻微碰撞）也会对司机进行惩罚，同时不会为优秀司机提供切实的奖励，这会让他们精疲力尽。

保险科技公司在汽车保险业中发挥关键作用，专门从事诈欺侦测和自动索赔处理。我们透过分析大量资料以侦测模式和异常情况，并利用复杂的人工智慧和机器学习演算法简化申请流程，帮助保险公司消除诈欺。服务于保险业的许多领域，在汽车保险中，诈欺侦测功能可以实现更快、更准确的索赔评估，同时确保公平付款，以最大限度地减少财务损失。

亚太地区是成长最快的保险科技市场

亚太地区的保险科技业受到中国、印度、香港、新加坡和印尼等新兴经济体和金融中心的推动。该地区的保险服务供应商专注于提供具有成本效益的保费计划。近年来，随着颠覆性技术改变保险业，亚太地区的保险科技投资不断增加。智慧型手机的普及、网路普及率的提高和客户偏好的变化推动了快速数位化和创新经营模式的采用。亚太地区的保险科技投资在中国、印度和东南亚仍然强劲。

由于多种因素，亚太地区的保险科技投资正在激增。最重要的因素之一是快速都市化，这增加了该地区许多人的可支配收入。由于数位化采用的增加、消费行为的变化以及促进创新的法规环境的变化，亚太地区保险科技市场预计将成长。

保险科技业概况

保险科技市场高度分散。有许多利基公司同时满足人寿保险、财产保险和产物保险的需求。主要企业有 Banc Insurance Agency Inc. (Insuritas)、Policy Bazaar、众安线上财产保险、Clover Health Insurance 和 Acko General Insurance Limited。

其他好处：

  • Excel 格式的市场预测 (ME) 表
  • 3 个月的分析师支持

目录

第一章 简介

  • 研究假设和市场定义
  • 市场范围

第二章调查方法

第三章执行摘要

第四章市场洞察与动态

  • 市场概况
  • 市场驱动因素
    • 增加对数位技术的投资，以降低营运成本、提高效率和客户体验
    • 医疗和人寿保险公司更多地使用基于区块链的技术也有望推动成长。
  • 市场限制因素
    • 监管和经济不确定性构成阻碍市场成长的重大挑战
    • 网路安全风险
  • 市场机会
    • 新兴企业数量的增加推动市场成长
    • 投资者与保险科技公司之间的合作是塑造市场成长的新趋势
  • 产业吸引力波特五力分析
    • 供应商的议价能力
    • 买方议价能力
    • 新进入者的威胁
    • 替代品的威胁
    • 竞争公司之间敌对关係的强度
  • 深入了解着名和新兴保险科技应用的使用案例
  • 对保险科技成长週期融资的见解
  • 洞察塑造市场的法规结构
  • 对塑造市场的技术进步的见解
  • COVID-19 对市场的影响

第五章市场区隔

  • 透过保险专线
    • 健康保险
    • 人寿保险
    • 汽车保险
    • 居家财物保险
    • 旅游保险
    • 其他保险
  • 按地区
    • 北美洲
      • 美国
      • 加拿大
      • 北美其他地区
    • 欧洲
      • 德国
      • 法国
      • 西班牙
      • 英国
      • 其他欧洲国家
    • 南美洲
      • 巴西
      • 阿根廷
      • 南美洲其他地区
    • 亚太地区
      • 印度
      • 中国
      • 澳洲
      • 新加坡
      • 香港
      • 日本
      • 其他亚太地区
    • 中东/非洲
      • 阿拉伯聯合大公国
      • 沙乌地阿拉伯
      • 南非
      • 其他中东和非洲

第六章 竞争状况

  • 市场集中度概况
  • 公司简介
    • Banc Insurance Agency Inc（Insuritas）
    • Policy Bazaar
    • ZhongAn Online Property & Casualty Insurance Co. Ltd.
    • Clover Health Insurance
    • Acko General Insurance Limited
    • Moonshot-Internet
    • Sureify
    • Lemonade
    • Oscar Health
    • Anorak
    • BDEO
    • Earnix
    • Planck
    • ThingCo
    • Tractable
    • Bima
    • Metromile
    • Collective Health*

第七章 市场机会及未来趋势

第 8 章 免责声明与出版商讯息

简介目录
Product Code: 65999

The Insurtech Market size is estimated at USD 8.63 billion in 2024, and is expected to reach USD 32.47 billion by 2029, growing at a CAGR of 30.34% during the forecast period (2024-2029).

Insurtech - Market

During the forecast period, the insurtech market is anticipated to experience growth attributed to streamlining the claims procedure, enhancing client communication, and the capacity to integrate automation. Insurtech emerged in the past decade, but its expansion has surged notably in recent years.

Several reasons for this growth include a growing need for digital solutions, increased data analytics and AI use, and a shift in consumer preferences towards smooth, easy-to-use insurance experiences. Insurtech companies are using technology to automate processes like underwriting, claims administration, and customer service to improve operational efficiency and reduce costs for insurers.

The health insurance sector is poised to witness the most substantial growth in the coming years, primarily due to the significantly higher adoption of Insurtech compared to other segments of the insurance industry. In recent years, there has been a steady rise in transaction volumes, fueled by a growing preference for technological innovations such as artificial intelligence, machine learning, and blockchain technology within the insurance sector. Also, many customers prefer to purchase insurance policies online due to better technology support, faster service, better information and advice, unique service, and a smooth process. Therefore, banks and insurance companies invest in the most up-to-date and cutting-edge technologies to improve the customer experience. This will create more opportunities for insurance technology providers and drive the market growth over the next few years.

Insurtech Market Trends

Automotive Segment is Driving the Insurtech Market

The automotive insurance industry is undergoing a complete revolution thanks to digitization, particularly telematics technology. There are many reasons why telematics is becoming more common, and drivers are tired of paying too much for their car insurance. Still, the most important factor is that they want alternatives to traditional models in determining premiums. Moreover, the system of no visible rewards to good drivers while harsh penalties are imposed on those who engage in a single traffic violation, like speeding tickets or small fender benders, is exhausting them.

Insurtech companies play an important role in the automotive insurance industry, specializing in fraud detection and automated claims processing. It analyses vast volumes of data to detect patterns and anomalies and helps insurance companies fight fraud by streamlining their claims processes through its sophisticated AI and ML algorithm. Serving multiple sectors in the insurance industry, auto insurance enables faster and more accurate claims assessments while ensuring fair settlements to minimize financial losses through its fraud detection capabilities.

Asia Pacific Has the Fastest Growing Insurtech Market

The insurtech industry in the Asia-Pacific is growing due to several emerging economies and financial centers such as China, India, Hong Kong, Singapore, and Indonesia. Insurance service providers in this region are focused on providing cost-effective insurance premium plans. In recent years, Insurtech investments in the APAC region have increased as disruptive technologies transform the insurance industry. The rapid digitization and adoption of innovative business models are driven by smartphone penetration, increasing internet penetration, and changing customer preferences. Insurtech investment in APAC has been solid in China, India, and Southeast Asia.

The APAC region has seen a surge in insurtech investments due to several factors. One of the most important is the rapid urbanization, which has increased disposable income for many people in the region. The APAC Insurtech market is expected to grow, driven by increased digital adoption, changing consumer behavior, and a changing regulatory environment conducive to innovation.

Insurtech Industry Overview

The market for insurtech is highly fragmented. There are a large number of niche players that serve the needs of both life and non-life insurance. Banc Insurance Agency Inc. (Insuritas), Policy Bazaar, ZhongAn Online Property & Casualty Insurance Co. Ltd, Clover Health Insurance, and Acko General Insurance Limited are major players.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Market

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS AND DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Rise in Investments in Digital Technologies to Reduce Operational Costs and Improve Efficiency & Customer Experience
    • 4.2.2 Growth in the Use of Blockchain-Based Technology Among Health and Life Insurance Companies is Also Expected to Drive the Growth
  • 4.3 Market Restraints
    • 4.3.1 Regulatory and Economic Uncertainty is a Significant Challenge Hindering Market Growth
    • 4.3.2 Cybersecurity Risks
  • 4.4 Market Opportunities
    • 4.4.1 Rising Number of Startups is Driving the Growth of the Market
    • 4.4.2 Investors Collaborating with InsurTech Firms is an Emerging Trend Shaping the Market Growth
  • 4.5 Industry Attractiveness: Porter's Five Forces Analysis
    • 4.5.1 Bargaining Power of Suppliers
    • 4.5.2 Bargaining Power of Buyers
    • 4.5.3 Threat of New Entrants
    • 4.5.4 Threat of Substitutes
    • 4.5.5 Intensity of Competitive Rivalry
  • 4.6 Insights on Used Cases of Prominent and Emerging Insurtech Applications
  • 4.7 Insights on Financial Infusions into the Insurtech Growth Cycle
  • 4.8 Insights on Regulatory Framework Shaping the Market
  • 4.9 Insights on Technological Advancements Shaping the Market
  • 4.10 Impact of COVID-19 on the Market

5 MARKET SEGMENTATION

  • 5.1 By Insurance Line
    • 5.1.1 Health
    • 5.1.2 Life
    • 5.1.3 Automotive
    • 5.1.4 Home And Property
    • 5.1.5 Travel Insurance
    • 5.1.6 Other Insurance Lines
  • 5.2 By Geography
    • 5.2.1 North America
      • 5.2.1.1 United States
      • 5.2.1.2 Canada
      • 5.2.1.3 Rest of North America
    • 5.2.2 Europe
      • 5.2.2.1 Germany
      • 5.2.2.2 France
      • 5.2.2.3 Spain
      • 5.2.2.4 United Kingdom
      • 5.2.2.5 Rest of Europe
    • 5.2.3 South America
      • 5.2.3.1 Brazil
      • 5.2.3.2 Argentina
      • 5.2.3.3 Rest of South America
    • 5.2.4 Asia-Pacific
      • 5.2.4.1 India
      • 5.2.4.2 China
      • 5.2.4.3 Australia
      • 5.2.4.4 Singapore
      • 5.2.4.5 Hong Kong
      • 5.2.4.6 Japan
      • 5.2.4.7 Rest of Asia-Pacific
    • 5.2.5 Middle East & Africa
      • 5.2.5.1 United Arab Emirates
      • 5.2.5.2 Saudi Arabia
      • 5.2.5.3 South Africa
      • 5.2.5.4 Rest of Middle East & Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Market Concentration Overview
  • 6.2 Company Profiles
    • 6.2.1 Banc Insurance Agency Inc (Insuritas)
    • 6.2.2 Policy Bazaar
    • 6.2.3 ZhongAn Online Property & Casualty Insurance Co. Ltd.
    • 6.2.4 Clover Health Insurance
    • 6.2.5 Acko General Insurance Limited
    • 6.2.6 Moonshot-Internet
    • 6.2.7 Sureify
    • 6.2.8 Lemonade
    • 6.2.9 Oscar Health
    • 6.2.10 Anorak
    • 6.2.11 BDEO
    • 6.2.12 Earnix
    • 6.2.13 Planck
    • 6.2.14 ThingCo
    • 6.2.15 Tractable
    • 6.2.16 Bima
    • 6.2.17 Metromile
    • 6.2.18 Collective Health*

7 MARKET OPPORTUNTIES AND FUTURE TRENDS

8 DISCLAIMER AND ABOUT US