保险科技市场规模、份额、成长分析（按类型、服务、技术、地区） - 产业预测，2024-2031

2022年全球保险科技市场规模为53.6亿美元，从2023年的82亿美元成长到2031年的2,448.1亿美元，复合年增长率预计将成长52.90%。

金融服务业正在进行数位转型，预计未来几年对保险科技的需求将大幅成长。关键因素包括对增强保险服务的需求不断增长、法规结构日益复杂以及技术进步。随着消费者偏好转向个人化保险解决方案，保险科技公司预计将利用这些机会。此外，支持性法规环境的建立可能会促进保险业务并改善市场未来性。然而，高昂的实施成本、不匹配的监管环境、传统保险公司的抵制以及对技术可靠性的担忧等挑战可能会阻碍保险科技的发展。总体而言，市场上存在巨大机会，但克服这些障碍对于成功至关重要。

目录

介绍

• 研究目的
• 调查范围
• 定义

调查方法

• 资讯采购
• 二手资料和主要资料方法
• 市场规模预测
• 市场假设与限制

执行摘要

• 全球市场展望
• 供需趋势分析
• 按细分市场的机会分析

市场动态及展望

• 市场概况
• 市场规模
• 市场动态
  • 驱动因素和机会
  • 限制因素和挑战
• 波特分析及影响
  • 竞争公司之间的敌对关係
  • 替代品的威胁
  • 买方议价能力
  • 新进入者的威胁
  • 供应商的议价能力

主要市场考察

• 关键成功因素
• 竞争程度
• 主要投资机会
• 市场生态系统
• 市场吸引力指数（2023）
• PESTEL分析
• 总体经济指标
• 价值链分析
• 价格分析
• 技术进步
• 监管环境
• 案例研究
• 客户和购买标准分析

保险科技市场规模：按类型和复合年增长率（2024-2031）

• 市场概况
• 汽车
• 商业
• 健康
• 家
• 专业
• 旅行
• 其他的

保险科技市场规模：依服务及复合年增长率（2024-2031）

• 市场概况
• 咨询
• 支援与维护
• 託管服务

保险科技市场规模：依技术及复合年增长率（2024-2031）

• 市场概况
• 区块链
• 云端运算
• IoT
• 机器学习
• 机器人顾问
• 其他的

保险科技市场规模：依最终用途及复合年增长率（2024-2031）

• 市场概况
• 车
• BFSI
• 政府
• 卫生保健
• 製造业
• 零售
• 运输
• 其他的

保险科技市场规模：按地区及复合年增长率（2024-2031）

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 英国
  • 德国
  • 西班牙
  • 法国
  • 义大利
  • 其他欧洲国家地区
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 其他亚太地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地区
• 中东/非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东/非洲

竞争资讯

• 前5名企业对比
• 主要企业市场定位（2023年）
• 主要市场参与者所采取的策略
• 近期市场趋势
• 公司市场占有率分析（2023）
• 主要企业简介
  • 公司简介
  • 产品系列分析
  • 按细分市场分類的份额分析
  • 收益与前一年同期比较（2021-2023）

主要企业简介

• Damco Group
• DXC Technology Company
• Trov, Inc.
• Wipro Limited
• ZhongAn
• TCS
• Cognizant
• Infosys
• Pegasystems
• Appian
• Mindtree
• Prima Solutions
• Fineos
• Bolt Solutions
• Majesco
• EIS Group
• Oscar Insurance
• Quantemplate
• Shift Technology
• OutSystems

结论和建议

Global Insurtech Market size was valued at USD 5.36 billion in 2022 and is poised to grow from USD 8.20 billion in 2023 to USD 244.81 billion by 2031, growing at a CAGR of 52.90% during the forecast period (2024-2031).

The ongoing digital transformation in the financial services sector is poised to drive significant demand for insurtech in the coming years. Key contributing factors include the increasing need for enhanced insurance services, the evolving complexity of regulatory frameworks, and technological advancements. As consumer preferences shift towards personalized insurance solutions, insurtech companies are expected to capitalize on these opportunities. Furthermore, the establishment of supportive regulatory environments will facilitate insurance operations and enhance market prospects. However, challenges such as high implementation costs, regulatory inconsistencies, resistance from traditional insurers, and concerns regarding technology trust could hinder growth in the insurtech landscape. Overall, while the market presents substantial opportunities, navigating these barriers will be crucial for success.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Insurtech market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Insurtech Market Segmental Analysis

Global Insurtech Market is segmented by Type, Service, Technology, End-use, and Region. Based on Type, the market is segmented into Auto, Business, Health, Home, Specialty, Travel, Others. Based on Service, the market is segmented into Consulting, Support & Maintenance, Managed Services. Based on Technology, the market is segmented into Blockchain, Cloud Computing, IoT, Machine Learning, Robo Advisory, Others. Based on End-use, the market is segmented into Automotive, BFSI, Government, Healthcare, Manufacturing, Retail, Transportation, Others. Based on Region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Insurtech Market

The global insurtech market is poised for significant growth, primarily driven by the ongoing digital transformation within the banking, financial services, and insurance (BFSI) sector. As industries and nations increasingly prioritize digitization to enhance their financial services, the integration of advanced digital technologies is becoming essential. This modernization aims to streamline and optimize operations within insurance and finance, leading to a heightened demand for insurtech solutions in the coming years. The focus on innovation and efficiency in these sectors underscores the vital role that insurtech will play in shaping the future landscape of financial services worldwide.

Restraints in the Global Insurtech Market

The global insurtech market faces significant restraints, primarily due to the high costs associated with implementing advanced technologies and solutions. Many insurance organizations, particularly those operating with tight budgets or limited financial resources, find these innovations to be cost-prohibitive. Additionally, the need for further investments in maintenance, ongoing technical support, and employee training only amplifies these financial burdens. Consequently, these factors create barriers to entry and growth within the market, hindering the potential for widespread adoption and expansion of insurtech solutions across the insurance industry.

Market Trends of the Global Insurtech Market

The global Insurtech market is increasingly embracing blockchain technology as a pivotal trend, aligning with the broader movement towards decentralized finance. By leveraging blockchain, Insurtech companies can ensure secure, tamper-proof records that streamline the claims process and minimize disputes, enhancing customer trust and operational efficiency. Additionally, the integration of smart contracts within insurance products presents innovative opportunities for market players, fostering automation and reducing administrative burdens. As regulatory landscapes evolve and consumer demand for transparency grows, the adoption of blockchain is anticipated to create a competitive edge, positioning Insurtech firms at the forefront of the evolving insurance landscape.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Driver & Opportunities
  • Restraints & Challenges
• Porters Analysis & Impact
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2023
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Technological Advancement
• Regulatory Landscape
• Case Studies
• Customer & Buying Criteria Analysis

Global Insurtech Market Size by Type & CAGR (2024-2031)

• Market Overview
• Auto
• Business
• Health
• Home
• Specialty
• Travel
• Others

Global Insurtech Market Size by Service & CAGR (2024-2031)

• Market Overview
• Consulting
• Support & Maintenance
• Managed Services

Global Insurtech Market Size by Technology & CAGR (2024-2031)

• Market Overview
• Blockchain
• Cloud Computing
• IoT
• Machine Learning
• Robo Advisory
• Others

Global Insurtech Market Size by End-use & CAGR (2024-2031)

• Market Overview
• Automotive
• BFSI
• Government
• Healthcare
• Manufacturing
• Retail
• Transportation
• Others

Global Insurtech Market Size & CAGR (2024-2031)

• North America, (Type, Service, Technology, End-use)
  • US
  • Canada
• Europe, (Type, Service, Technology, End-use)
  • UK
  • Germany
  • Spain
  • France
  • Italy
  • Rest of Europe
• Asia-Pacific, (Type, Service, Technology, End-use)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia Pacific
• Latin America, (Type, Service, Technology, End-use)
  • Brazil
  • Rest of Latin America
• Middle East & Africa, (Type, Service, Technology, End-use)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2023
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2023
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2021-2023)

Key Company Profiles

• Damco Group
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• DXC Technology Company
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Trov, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Wipro Limited
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ZhongAn
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• TCS
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Cognizant
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infosys
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Pegasystems
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Appian
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mindtree
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Prima Solutions
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fineos
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bolt Solutions
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Majesco
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• EIS Group
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Oscar Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Quantemplate
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Shift Technology
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• OutSystems
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendation