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市场调查报告书
商品编码
1427247
按类型、通路和最终用途分類的全球数位汇款市场规模、份额和成长分析 - 2023-2030 年产业预测Global Digital Remittance Market Size, Share, Growth Analysis, By Type(Inward Digital Remittance and Outward Digital Remittance), By Channel(Banks, Money Transfer Operators), By End-use(Migrant Labor Workforce, Personal) - Industry Forecast 2023-2030 |
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2022年，全球数位汇款市场规模为196.5亿美元，预测期内（2024-2031年）复合年增长率为15.60%，从2023年的227.2亿美元增至2031年的72.4亿美元。预计将增长至5000万美元。
该市场的成长是由跨境交易和行动付款使用的预期增长以及农民工向家人汇款的增加所推动的。根据GSM协会的报告，行动货币在跨境付款的占比约为127亿美元。由于电子设备的普及以及数位汇款服务的便利性和实惠性，数位汇款平台的出现鼓励消费者选择线上交易。与传统方法相比，这些服务提供更快、更便宜和更安全的汇款，从而节省成本并提高效率。数位汇款网路在低薪移工中的普及导致人们对旨在管理汇款费用以支持经济发展的法规越来越感兴趣。然而，汇款费用高、数位汇款服务认知度低以及洗钱等安全问题等挑战可能会阻碍市场成长。儘管存在这些挑战，但预计市场将在预测期内受益于数位付款接受度的提高。
使用自上而下和自下而上的方法来估计和检验全球数位汇款市场的规模，并估计其他各个相关子市场的规模。用于估计市场规模的调查方法包括以下详细资讯：透过二次研究确定市场中的主要企业，并透过初步和二次研究确定每个地区的市场占有率。整个过程包括研究主要企业的年度和财务报告以及广泛的采访，以获得执行长、副总裁、董事和行销负责人等行业领导者的重要见解。所有股份比率和细分均使用二手资讯确定并使用主要资讯检验。本研究涵盖的所有可能影响市场的参数都经过了详细的考虑和研究，透过初步研究检验和分析，以获得最终的定量和定性资料。
全球数位汇款市场的細項分析
全球数位汇款市场根据类型、通路、最终用途和地区进行细分。依类型，市场分为汇入数位汇款和汇出数位汇款。依通路划分，市场分为银行、货币转移机构、线上平台等。市场区隔按最终用户细分为农民工、个人、中小企业等。按地区划分，全球数位汇款市场分为北美、欧洲、亚太地区、南美洲和中东和非洲地区。
全球数位汇款市场的驱动因素
全球移民数量不断增加以及跨境转移资金的需求推动了数位汇款市场的扩张。随着越来越多的人因就业和其他原因移民到各国，以方便且经济的方式将钱汇回本国的需求不断增长。
全球数位汇款市场的限制因素
数位汇款市场必须遵守众多法规和合规标准，包括洗钱防制(AML) 法规和客户揭露 (KYC) 法规。满足这些标准既复杂又耗时，给寻求进入市场和履行监管义务的中小型企业造成了障碍。
全球数位汇款市场趋势
数位汇款产业已经发生了向数位付款解决方案的重大转变。客户积极采用行动钱包、线上平台和其他数位方式进行汇款交易，为市场扩张做出了贡献。
个人出于就业或教育目的移民到国外的趋势不断增长，推动了对数位汇款服务的需求。这些移民利用汇款平台将钱汇回家乡的家人，推动了市场的扩张。
行动汇款因其便利性、可近性和易用性而变得越来越重要。行动应用程式和数位钱包允许个人随时随地方便地汇款，从而帮助扩大市场。
区块链技术的兴起体现在其在数位货币转帐领域的日益普及。该技术具有增强安全性、提高透明度和加快交易处理速度等优势，从而实现更有效率、更具成本效益的汇款业务。
目录
- 执行摘要
- 调查方法
- 母市场分析
- 主要市场考察
- 技术分析
- 价格分析
- 供应链分析
- 价值链分析
- 市场生态系统
- 智慧财产权分析
- 贸易分析
- Start-Ups分析
- 原料分析
- 创新矩阵
- 研发线产品分析
- 总体经济指标
- 主要投资分析
- 关键成功因素
- 竞争程度
- 市场动态及展望
- 市场动态
- 促进因素
- 机会
- 抑制因素
- 任务
- 监管形势
- 波特的分析
- 对未来中断的特殊考虑
- 市场动态
- 全球数位汇款市场：按类型
- 市场概况
- 数位汇入、数位汇出
- 全球数位汇款市场：按通路
- 市场概况
- 银行
- 汇款公司
- 网路平台
- 其他的
- 全球数位汇款市场：依最终用途分类
- 市场概况
- 移民劳动力
- 个人
- 中小企业
- 其他的
- 全球数位汇款市场规模：按地区划分
- 市场概况
- 北美洲
- 美国
- 加拿大
- 欧洲
- 德国
- 西班牙
- 法国
- 英国
- 其他欧洲国家地区
- 亚太地区
- 中国
- 印度
- 日本
- 韩国
- 其他亚太地区
- 拉丁美洲
- 巴西
- 其他拉丁美洲地区
- 中东和非洲 (MEA)
- 海湾合作委员会国家
- 南非
- 其他中东/非洲地区
- 竞争形势
- 前5名企业对比
- 主要企业市场定位（2021年）
- 主要市场参与者所采取的策略
- 关键成功策略
- 近期市集活动
- 主要企业市场占有率（2021年）
- 主要企业简介
- Western Union
- PayPal
- TransferWise（now Wise）
- MoneyGram
- WorldRemit
- Remitly
- Ria Financial Services
- Paytm
- Azimo
- Xoom（a PayPal service）
- InstaReM
- OFX
- CurrencyFair
- TransferGo
- Pangea Money Transfer
- OrbitRemit
- WorldFirst
- Remitbee
- Transfast
- Skrill
Global Digital Remittance Market size was valued at USD 19.65 Billion in 2022 and is poised to grow from USD 22.72 Billion in 2023 to USD 72.45 Billion by 2031, at a CAGR of 15.60% during the forecast period (2024-2031).
The market's growth can be attributed to the increase in remittances from migrant workers to their families, alongside the expected rise in cross-border transactions and mobile payment usage. Mobile money accounted for around USD 12.7 billion in cross-border payments, as reported by the GSM Association. The emergence of digital transfer platforms is prompting consumers to opt for online transactions, facilitated by the widespread use of electronic devices and the convenience and affordability of digital remittance services. These services offer faster, cheaper, and more secure money transfers compared to traditional methods, leading to decreased costs and increased efficiency. Regulatory attention is increasing due to the popularity of digital remittance networks among low-wage migrant workers, with the aim of managing transfer fees to support economic development. However, challenges such as high transfer fees, limited awareness about digital remittance services, and security concerns like money laundering may hinder market growth. Despite these challenges, the market is expected to benefit from the growing acceptance and ease of digital payments in the forecast period.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Digital Remittance Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analysed to get the final quantitative and qualitative data.
Global Digital Remittance Market Segmental Analysis
The global digital remittance market is segmented based on type, channel, end-use, and region. Based on type, the market is segmented into Inward Digital Remittance and Outward Digital Remittance. Based on channel, the market is segmented into Banks, Money Transfer Operators, Online Platforms, and Others. Based on End-use the market is segmented into Migrant Labour Workforce, Personal, Small Businesses, Others. Based on region the global Digital Remittance Market is segmented into North America, Europe, Asia-Pacific, South America, and MEA.
Drivers of the Global Digital Remittance Market
The expansion of the digital remittance market is fuelled by increasing global migration and the necessity for cross-border fund transfers. With a growing number of individuals relocating to various countries for employment or other reasons, there is an escalating requirement for accessible and economical methods to remit money to their home countries.
Restraints in the Global Digital Remittance Market
The digital remittance market must adhere to numerous regulations and compliance standards, such as anti-money laundering (AML) and know-your-customer (KYC) regulations. Meeting these standards can be intricate and time-intensive, posing obstacles for smaller entities aiming to enter the market and fulfil regulatory obligations.
Market Trends of the Global Digital Remittance Market
The digital remittance sector is experiencing a notable transition towards digital payment solutions. Customers are progressively embracing mobile wallets, online platforms, and other digital avenues for their remittance transactions, contributing to the market's expansion.
The growing trend of individuals moving to foreign countries for employment or education purposes is fuelling the need for digital remittance services. These migrants depend on remittance platforms to transfer funds to their families in their home countries, thereby driving the market's expansion.
The increasing significance of mobile remittance is attributed to its convenience, accessibility, and user-friendly nature. Mobile applications and digital wallets empower individuals to transfer funds conveniently from any location, thereby contributing to the market's expansion.
The rise of blockchain technology is evident in its growing adoption within the digital remittance sector. This technology brings advantages like heightened security, transparency, and quicker transaction processing, resulting in improved efficiency and decreased expenses in remittance operations.
Table of Contents
- Executive Summary
- Market Overview
- Wheel of Fortune
- Research Methodology
- Information Procurement
- Secondary & Primary Data Sources
- Market Size Estimation
- Market Assumptions & Limitations
- Parent Market Analysis
- Market Overview
- Market Size
- Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
- Key Market Insights
- Technology Analysis
- Pricing Analysis
- Supply Chain Analysis
- Value Chain Analysis
- Ecosystem of the Market
- IP Analysis
- Trade Analysis
- Startup Analysis
- Raw Material Analysis
- Innovation Matrix
- Pipeline Product Analysis
- Macroeconomic Indicators
- Top Investment Analysis
- Key Success Factor
- Degree of Competition
- Market Dynamics & Outlook
- Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
- Regulatory Landscape
- Porters Analysis
- Competitive rivalry
- Threat of Substitute Products
- Bargaining Power of Buyers
- Threat of New Entrants
- Bargaining Power of Suppliers
- Skyquest Special Insights on Future Disruptions
- Political Impact
- Economic Impact
- Social Impact
- Technical Impact
- Environmental Impact
- Legal Impact
- Market Dynamics
- Global Digital Remittance Market by Type
- Market Overview
- Inward Digital Remittance and Outward Digital Remittance
- Global Digital Remittance Market by Channel
- Market Overview
- Banks
- Money Transfer Operators
- Online Platforms
- and Others
- Global Digital Remittance Market by End-use
- Market Overview
- Migrant Labor Workforce
- Personal
- Small Businesses
- and Others
- Global Digital Remittance Market Size by Region
- Market Overview
- North America
- USA
- Canada
- Europe
- Germany
- Spain
- France
- UK
- Rest of Europe
- Asia Pacific
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
- Latin America
- Brazil
- Rest of Latin America
- Middle East & Africa (MEA)
- GCC Countries
- South Africa
- Rest of MEA
- Competitive Landscape
- Top 5 Player Comparison
- Market Positioning of Key Players, 2021
- Strategies Adopted by Key Market Players
- Top Winning Strategies
- By Development
- By Company
- By Year
- Recent Activities in the Market
- Key Companies Market Share (%), 2021
- Key Company Profiles
- Western Union
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- PayPal
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- TransferWise (now Wise)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- MoneyGram
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- WorldRemit
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Remitly
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Ria Financial Services
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Paytm
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Azimo
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Xoom (a PayPal service)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- InstaReM
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- OFX
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- CurrencyFair
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- TransferGo
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Pangea Money Transfer
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- OrbitRemit
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- WorldFirst
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Remitbee
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Transfast
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Skrill
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Western Union
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